Civic Intelligence

UPSTREAM GROUP, INC.

Plan context: UPSTREAM GROUP 401(K) PLAN

EIN 51-0656803 • Charlotte, VT • 22 filings • 4 plans

328 Mountains EdgeCharlotte, VT 05445
Current Snapshot

Latest Year

2025

2025 Participants

4

2025 Assets

$308,447

2025 Contributions

$25,729

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$2,047,716$1,023,858$0201220192025YearValue
$308,447Latest year 2025

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

530201220192025YearValue
4Latest year 2025

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
202514$308,447$25,729$6,432iApproximate average salary by contribution assumption: employee only about $160,806 at 4% or $107,204 at 6%; with 50% employer match about $107,204 at 4% or $71,469 at 6%; with 100% employer match about $80,403 at 4% or $53,602 at 6%.
UPSTREAM GROUP 401(K) PLAN-4$308,447$25,729$6,432iApproximate average salary by contribution assumption: employee only about $160,806 at 4% or $107,204 at 6%; with 50% employer match about $107,204 at 4% or $71,469 at 6%; with 100% employer match about $80,403 at 4% or $53,602 at 6%.
202415$316,972$26,448$5,290iApproximate average salary by contribution assumption: employee only about $132,240 at 4% or $88,160 at 6%; with 50% employer match about $88,160 at 4% or $58,773 at 6%; with 100% employer match about $66,120 at 4% or $44,080 at 6%.
UPSTREAM GROUP 401(K) PLAN-5$316,972$26,448$5,290iApproximate average salary by contribution assumption: employee only about $132,240 at 4% or $88,160 at 6%; with 50% employer match about $88,160 at 4% or $58,773 at 6%; with 100% employer match about $66,120 at 4% or $44,080 at 6%.
202315$260,661$63,532$12,706iApproximate average salary by contribution assumption: employee only about $317,660 at 4% or $211,773 at 6%; with 50% employer match about $211,773 at 4% or $141,182 at 6%; with 100% employer match about $158,830 at 4% or $105,887 at 6%.
UPSTREAM GROUP 401(K) PLAN-5$260,661$63,532$12,706iApproximate average salary by contribution assumption: employee only about $317,660 at 4% or $211,773 at 6%; with 50% employer match about $211,773 at 4% or $141,182 at 6%; with 100% employer match about $158,830 at 4% or $105,887 at 6%.
202214$165,621$75,353$18,838iApproximate average salary by contribution assumption: employee only about $470,956 at 4% or $313,971 at 6%; with 50% employer match about $313,971 at 4% or $209,314 at 6%; with 100% employer match about $235,478 at 4% or $156,985 at 6%.
UPSTREAM GROUP 401(K) PLAN-4$165,621$75,353$18,838iApproximate average salary by contribution assumption: employee only about $470,956 at 4% or $313,971 at 6%; with 50% employer match about $313,971 at 4% or $209,314 at 6%; with 100% employer match about $235,478 at 4% or $156,985 at 6%.
202114$111,911$72,347$18,087iApproximate average salary by contribution assumption: employee only about $452,169 at 4% or $301,446 at 6%; with 50% employer match about $301,446 at 4% or $200,964 at 6%; with 100% employer match about $226,084 at 4% or $150,723 at 6%.
UPSTREAM GROUP 401(K) PLAN-4$111,911$72,347$18,087iApproximate average salary by contribution assumption: employee only about $452,169 at 4% or $301,446 at 6%; with 50% employer match about $301,446 at 4% or $200,964 at 6%; with 100% employer match about $226,084 at 4% or $150,723 at 6%.
202014$2,047,716$83,714$20,929iApproximate average salary by contribution assumption: employee only about $523,213 at 4% or $348,808 at 6%; with 50% employer match about $348,808 at 4% or $232,539 at 6%; with 100% employer match about $261,606 at 4% or $174,404 at 6%.
UPSTREAM GROUP 401(K) PLAN-4$2,047,716$83,714$20,929iApproximate average salary by contribution assumption: employee only about $523,213 at 4% or $348,808 at 6%; with 50% employer match about $348,808 at 4% or $232,539 at 6%; with 100% employer match about $261,606 at 4% or $174,404 at 6%.
201924$1,947,381$1,342,815$335,704iApproximate average salary by contribution assumption: employee only about $8,392,594 at 4% or $5,595,063 at 6%; with 50% employer match about $5,595,063 at 4% or $3,730,042 at 6%; with 100% employer match about $4,196,297 at 4% or $2,797,531 at 6%.
UPSTREAM GROUP, INC. PROFIT SHARING PLAN-4$1,947,381$1,342,815$335,704iApproximate average salary by contribution assumption: employee only about $8,392,594 at 4% or $5,595,063 at 6%; with 50% employer match about $5,595,063 at 4% or $3,730,042 at 6%; with 100% employer match about $4,196,297 at 4% or $2,797,531 at 6%.
UPSTREAM GROUP, INC CASH BALANCE PLAN-0$0--
201824$1,692,404$236,284$59,071iApproximate average salary by contribution assumption: employee only about $1,476,775 at 4% or $984,517 at 6%; with 50% employer match about $984,517 at 4% or $656,344 at 6%; with 100% employer match about $738,388 at 4% or $492,258 at 6%.
UPSTREAM GROUP, INC CASH BALANCE PLAN-3$1,193,031$166,022$55,341iApproximate average salary by contribution assumption: employee only about $1,383,517 at 4% or $922,344 at 6%; with 50% employer match about $922,344 at 4% or $614,896 at 6%; with 100% employer match about $691,758 at 4% or $461,172 at 6%.
UPSTREAM GROUP, INC PROFIT SHARING PLAN-4$499,373$70,262$17,566iApproximate average salary by contribution assumption: employee only about $439,138 at 4% or $292,758 at 6%; with 50% employer match about $292,758 at 4% or $195,172 at 6%; with 100% employer match about $219,569 at 4% or $146,379 at 6%.
201725$1,539,964$189,375$37,875iApproximate average salary by contribution assumption: employee only about $946,875 at 4% or $631,250 at 6%; with 50% employer match about $631,250 at 4% or $420,833 at 6%; with 100% employer match about $473,438 at 4% or $315,625 at 6%.
UPSTREAM GROUP, INC CASH BALANCE PLAN-3$1,060,874$120,000$40,000iApproximate average salary by contribution assumption: employee only about $1,000,000 at 4% or $666,667 at 6%; with 50% employer match about $666,667 at 4% or $444,444 at 6%; with 100% employer match about $500,000 at 4% or $333,333 at 6%.
UPSTREAM GROUP, INC PROFIT SHARING PLAN-5$479,090$69,375$13,875iApproximate average salary by contribution assumption: employee only about $346,875 at 4% or $231,250 at 6%; with 50% employer match about $231,250 at 4% or $154,167 at 6%; with 100% employer match about $173,438 at 4% or $115,625 at 6%.
201624$1,215,428$206,661$51,665iApproximate average salary by contribution assumption: employee only about $1,291,631 at 4% or $861,088 at 6%; with 50% employer match about $861,088 at 4% or $574,058 at 6%; with 100% employer match about $645,816 at 4% or $430,544 at 6%.
UPSTREAM GROUP, INC CASH BALANCE PLAN-2$870,163$140,000$70,000iApproximate average salary by contribution assumption: employee only about $1,750,000 at 4% or $1,166,667 at 6%; with 50% employer match about $1,166,667 at 4% or $777,778 at 6%; with 100% employer match about $875,000 at 4% or $583,333 at 6%.
UPSTREAM GROUP, INC PROFIT SHARING PLAN-4$345,265$66,661$16,665iApproximate average salary by contribution assumption: employee only about $416,631 at 4% or $277,754 at 6%; with 50% employer match about $277,754 at 4% or $185,169 at 6%; with 100% employer match about $208,316 at 4% or $138,877 at 6%.
201523$946,188$184,591$61,530iApproximate average salary by contribution assumption: employee only about $1,538,258 at 4% or $1,025,506 at 6%; with 50% employer match about $1,025,506 at 4% or $683,670 at 6%; with 100% employer match about $769,129 at 4% or $512,753 at 6%.
UPSTREAM GROUP, INC CASH BALANCE PLAN-2$693,207$120,000$60,000iApproximate average salary by contribution assumption: employee only about $1,500,000 at 4% or $1,000,000 at 6%; with 50% employer match about $1,000,000 at 4% or $666,667 at 6%; with 100% employer match about $750,000 at 4% or $500,000 at 6%.
UPSTREAM GROUP, INC PROFIT SHARING PLAN-3$252,981$64,591$21,530iApproximate average salary by contribution assumption: employee only about $538,258 at 4% or $358,839 at 6%; with 50% employer match about $358,839 at 4% or $239,226 at 6%; with 100% employer match about $269,129 at 4% or $179,419 at 6%.
201422$773,477$351,146$175,573iApproximate average salary by contribution assumption: employee only about $4,389,325 at 4% or $2,926,217 at 6%; with 50% employer match about $2,926,217 at 4% or $1,950,811 at 6%; with 100% employer match about $2,194,663 at 4% or $1,463,108 at 6%.
UPSTREAM GROUP, INC CASH BALANCE PLAN-2$580,784$290,216$145,108iApproximate average salary by contribution assumption: employee only about $3,627,700 at 4% or $2,418,467 at 6%; with 50% employer match about $2,418,467 at 4% or $1,612,311 at 6%; with 100% employer match about $1,813,850 at 4% or $1,209,233 at 6%.
UPSTREAM GROUP, INC PROFIT SHARING PLAN-2$192,693$60,930$30,465iApproximate average salary by contribution assumption: employee only about $761,625 at 4% or $507,750 at 6%; with 50% employer match about $507,750 at 4% or $338,500 at 6%; with 100% employer match about $380,813 at 4% or $253,875 at 6%.
201322$415,219$176,191$88,096iApproximate average salary by contribution assumption: employee only about $2,202,388 at 4% or $1,468,258 at 6%; with 50% employer match about $1,468,258 at 4% or $978,839 at 6%; with 100% employer match about $1,101,194 at 4% or $734,129 at 6%.
UPSTREAM GROUP, INC CASH BALANCE PLAN-2$290,062$116,611$58,306iApproximate average salary by contribution assumption: employee only about $1,457,638 at 4% or $971,758 at 6%; with 50% employer match about $971,758 at 4% or $647,839 at 6%; with 100% employer match about $728,819 at 4% or $485,879 at 6%.
UPSTREAM GROUP, INC PROFIT SHARING PLAN-2$125,157$59,580$29,790iApproximate average salary by contribution assumption: employee only about $744,750 at 4% or $496,500 at 6%; with 50% employer match about $496,500 at 4% or $331,000 at 6%; with 100% employer match about $372,375 at 4% or $248,250 at 6%.
201222$221,689$221,689$110,845iApproximate average salary by contribution assumption: employee only about $2,771,113 at 4% or $1,847,408 at 6%; with 50% employer match about $1,847,408 at 4% or $1,231,606 at 6%; with 100% employer match about $1,385,556 at 4% or $923,704 at 6%.
UPSTREAM GROUP, INC CASH BALANCE PLAN-2$162,969$162,969$81,485iApproximate average salary by contribution assumption: employee only about $2,037,113 at 4% or $1,358,075 at 6%; with 50% employer match about $1,358,075 at 4% or $905,383 at 6%; with 100% employer match about $1,018,556 at 4% or $679,038 at 6%.
UPSTREAM GROUP, INC PROFIT SHARING PLAN-2$58,720$58,720$29,360iApproximate average salary by contribution assumption: employee only about $734,000 at 4% or $489,333 at 6%; with 50% employer match about $489,333 at 4% or $326,222 at 6%; with 100% employer match about $367,000 at 4% or $244,667 at 6%.