Civic Intelligence

Spectrum Human Services Inc

Plan context: Spectrum Human Services Inc. 403 (B) Plan

EIN 51-0154248 • Westland, MI • 57 filings • 15 plans

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28303 Joy RoadWestland, MI 48185-0000
Current Snapshot

Latest Year

2024

2024 Participants

618

2024 Assets

$4,571,586

2024 Contributions

$279,168

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$4,571,586$2,285,793$0200020132024YearValue
$4,571,586Latest year 2024

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

6183090200020122024YearValue
618Latest year 2024

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
20243618$4,571,586$279,168$452iApproximate average salary by contribution assumption: employee only about $11,293 at 4% or $7,529 at 6%; with 50% employer match about $7,529 at 4% or $5,019 at 6%; with 100% employer match about $5,647 at 4% or $3,764 at 6%.
Spectrum Human Services Inc. 403 (B) Plan-43$3,663,696$229,168$5,329iApproximate average salary by contribution assumption: employee only about $133,237 at 4% or $88,825 at 6%; with 50% employer match about $88,825 at 4% or $59,217 at 6%; with 100% employer match about $66,619 at 4% or $44,412 at 6%.
EMPLOYEE BENEFITS PLAN OF OPERATION ABLE OF MICHIGAN-12$907,890$50,000$4,167iApproximate average salary by contribution assumption: employee only about $104,167 at 4% or $69,444 at 6%; with 50% employer match about $69,444 at 4% or $46,296 at 6%; with 100% employer match about $52,083 at 4% or $34,722 at 6%.
Spectrum Human Services Inc. Employee Welfare Benefits Plan-618---
20233566$3,841,148$635,454$1,123iApproximate average salary by contribution assumption: employee only about $28,068 at 4% or $18,712 at 6%; with 50% employer match about $18,712 at 4% or $12,475 at 6%; with 100% employer match about $14,034 at 4% or $9,356 at 6%.
Spectrum Human Services Inc. 403 (B) Plan-32$2,971,579$435,454$13,608iApproximate average salary by contribution assumption: employee only about $340,198 at 4% or $226,799 at 6%; with 50% employer match about $226,799 at 4% or $151,199 at 6%; with 100% employer match about $170,099 at 4% or $113,399 at 6%.
EMPLOYEE BENEFITS PLAN OF OPERATION ABLE OF MICHIGAN-13$869,569$200,000$15,385iApproximate average salary by contribution assumption: employee only about $384,615 at 4% or $256,410 at 6%; with 50% employer match about $256,410 at 4% or $170,940 at 6%; with 100% employer match about $192,308 at 4% or $128,205 at 6%.
Spectrum Human Services Inc. Employee Welfare Benefits Plan-566---
20223425$3,125,849$163,239$384iApproximate average salary by contribution assumption: employee only about $9,602 at 4% or $6,402 at 6%; with 50% employer match about $6,402 at 4% or $4,268 at 6%; with 100% employer match about $4,801 at 4% or $3,201 at 6%.
Spectrum Human Services Inc. 403 (B) Plan-100$2,312,139$163,239$1,632iApproximate average salary by contribution assumption: employee only about $40,810 at 4% or $27,207 at 6%; with 50% employer match about $27,207 at 4% or $18,138 at 6%; with 100% employer match about $20,405 at 4% or $13,603 at 6%.
EMPLOYEE BENEFITS PLAN OF OPERATION ABLE OF MICHIGAN-13$813,710$0-
Spectrum Human Services Inc. Employee Welfare Benefits Plan-425---
20213520$3,860,439$127,532$245iApproximate average salary by contribution assumption: employee only about $6,131 at 4% or $4,088 at 6%; with 50% employer match about $4,088 at 4% or $2,725 at 6%; with 100% employer match about $3,066 at 4% or $2,044 at 6%.
Spectrum Human Services Inc. 403 (B) Plan-110$2,862,522$127,532$1,159iApproximate average salary by contribution assumption: employee only about $28,985 at 4% or $19,323 at 6%; with 50% employer match about $19,323 at 4% or $12,882 at 6%; with 100% employer match about $14,492 at 4% or $9,662 at 6%.
EMPLOYEE BENEFITS PLAN OF OPERATION ABLE OF MICHIGAN-13$997,917--
Spectrum Human Services Inc. Employee Welfare Benefits Plan-520---
20203483$3,518,724$145,196$301iApproximate average salary by contribution assumption: employee only about $7,515 at 4% or $5,010 at 6%; with 50% employer match about $5,010 at 4% or $3,340 at 6%; with 100% employer match about $3,758 at 4% or $2,505 at 6%.
Spectrum Human Services Inc. 403 (B) Plan-119$2,475,623$115,027$967iApproximate average salary by contribution assumption: employee only about $24,165 at 4% or $16,110 at 6%; with 50% employer match about $16,110 at 4% or $10,740 at 6%; with 100% employer match about $12,083 at 4% or $8,055 at 6%.
EMPLOYEE BENEFITS PLAN OF OPERATION ABLE OF MICHIGAN-14$1,043,101$30,169$2,155iApproximate average salary by contribution assumption: employee only about $53,873 at 4% or $35,915 at 6%; with 50% employer match about $35,915 at 4% or $23,944 at 6%; with 100% employer match about $26,937 at 4% or $17,958 at 6%.
Spectrum Human Services Inc. Employee Welfare Benefits Plan-483---
20192506$2,266,543$105,662$209iApproximate average salary by contribution assumption: employee only about $5,220 at 4% or $3,480 at 6%; with 50% employer match about $3,480 at 4% or $2,320 at 6%; with 100% employer match about $2,610 at 4% or $1,740 at 6%.
Spectrum Human Services Inc. 403 (B) Plan-104$2,266,543$105,662$1,016iApproximate average salary by contribution assumption: employee only about $25,400 at 4% or $16,933 at 6%; with 50% employer match about $16,933 at 4% or $11,289 at 6%; with 100% employer match about $12,700 at 4% or $8,467 at 6%.
Spectrum Human Services Inc. Employee Welfare Benefits Plan-506---
20182371$1,944,083$127,082$343iApproximate average salary by contribution assumption: employee only about $8,563 at 4% or $5,709 at 6%; with 50% employer match about $5,709 at 4% or $3,806 at 6%; with 100% employer match about $4,282 at 4% or $2,854 at 6%.
Spectrum Human Services Inc. 403 (B) Plan-137$1,944,083$127,082$928iApproximate average salary by contribution assumption: employee only about $23,190 at 4% or $15,460 at 6%; with 50% employer match about $15,460 at 4% or $10,307 at 6%; with 100% employer match about $11,595 at 4% or $7,730 at 6%.
Spectrum Human Services Inc. Employee Welfare Benefits Plan-371---
20172353$2,001,959$109,308$310iApproximate average salary by contribution assumption: employee only about $7,741 at 4% or $5,161 at 6%; with 50% employer match about $5,161 at 4% or $3,441 at 6%; with 100% employer match about $3,871 at 4% or $2,580 at 6%.
Spectrum Human Services Inc. 403 (B) Plan-131$2,001,959$109,308$834iApproximate average salary by contribution assumption: employee only about $20,860 at 4% or $13,907 at 6%; with 50% employer match about $13,907 at 4% or $9,271 at 6%; with 100% employer match about $10,430 at 4% or $6,953 at 6%.
Spectrum Human Services Inc. Employee Welfare Benefits Plan-353---
20161135$2,123,660$126,835$940iApproximate average salary by contribution assumption: employee only about $23,488 at 4% or $15,659 at 6%; with 50% employer match about $15,659 at 4% or $10,439 at 6%; with 100% employer match about $11,744 at 4% or $7,829 at 6%.
Spectrum Human Services Inc. 403 (B) Plan-135$2,123,660$126,835$940iApproximate average salary by contribution assumption: employee only about $23,488 at 4% or $15,659 at 6%; with 50% employer match about $15,659 at 4% or $10,439 at 6%; with 100% employer match about $11,744 at 4% or $7,829 at 6%.
20151142$1,923,566$120,888$851iApproximate average salary by contribution assumption: employee only about $21,283 at 4% or $14,189 at 6%; with 50% employer match about $14,189 at 4% or $9,459 at 6%; with 100% employer match about $10,642 at 4% or $7,094 at 6%.
Spectrum Human Services Inc. 403 (B) Plan-142$1,923,566$120,888$851iApproximate average salary by contribution assumption: employee only about $21,283 at 4% or $14,189 at 6%; with 50% employer match about $14,189 at 4% or $9,459 at 6%; with 100% employer match about $10,642 at 4% or $7,094 at 6%.
20141170$1,935,059$113,779$669iApproximate average salary by contribution assumption: employee only about $16,732 at 4% or $11,155 at 6%; with 50% employer match about $11,155 at 4% or $7,437 at 6%; with 100% employer match about $8,366 at 4% or $5,577 at 6%.
Spectrum Human Services Inc. 403 (B) Plan-170$1,935,059$113,779$669iApproximate average salary by contribution assumption: employee only about $16,732 at 4% or $11,155 at 6%; with 50% employer match about $11,155 at 4% or $7,437 at 6%; with 100% employer match about $8,366 at 4% or $5,577 at 6%.
20131141$1,966,592$104,654$742iApproximate average salary by contribution assumption: employee only about $18,556 at 4% or $12,370 at 6%; with 50% employer match about $12,370 at 4% or $8,247 at 6%; with 100% employer match about $9,278 at 4% or $6,185 at 6%.
Spectrum Human Services Inc. 403 (B) Plan-141$1,966,592$104,654$742iApproximate average salary by contribution assumption: employee only about $18,556 at 4% or $12,370 at 6%; with 50% employer match about $12,370 at 4% or $8,247 at 6%; with 100% employer match about $9,278 at 4% or $6,185 at 6%.
20122176$1,601,009$134,956$767iApproximate average salary by contribution assumption: employee only about $19,170 at 4% or $12,780 at 6%; with 50% employer match about $12,780 at 4% or $8,520 at 6%; with 100% employer match about $9,585 at 4% or $6,390 at 6%.
Spectrum Human Services Inc. 403 (B) Plan-176$1,601,009$134,956$767iApproximate average salary by contribution assumption: employee only about $19,170 at 4% or $12,780 at 6%; with 50% employer match about $12,780 at 4% or $8,520 at 6%; with 100% employer match about $9,585 at 4% or $6,390 at 6%.
Spectrum Human Services Inc Employee Money Purchase Plan-0---
20112214$1,444,530$162,151$758iApproximate average salary by contribution assumption: employee only about $18,943 at 4% or $12,629 at 6%; with 50% employer match about $12,629 at 4% or $8,419 at 6%; with 100% employer match about $9,471 at 4% or $6,314 at 6%.
Spectrum Human Services Inc Employee Money Purchase Plan-214$1,444,530$162,151$758iApproximate average salary by contribution assumption: employee only about $18,943 at 4% or $12,629 at 6%; with 50% employer match about $12,629 at 4% or $8,419 at 6%; with 100% employer match about $9,471 at 4% or $6,314 at 6%.
Spectrum Human Services Inc Employee Money Purchase Plan-0---
20103174$1,494,478$187,490$1,078iApproximate average salary by contribution assumption: employee only about $26,938 at 4% or $17,959 at 6%; with 50% employer match about $17,959 at 4% or $11,973 at 6%; with 100% employer match about $13,469 at 4% or $8,979 at 6%.
Spectrum Human Services Inc Employee Money Purchase Plan-174$1,494,478$187,490$1,078iApproximate average salary by contribution assumption: employee only about $26,938 at 4% or $17,959 at 6%; with 50% employer match about $17,959 at 4% or $11,973 at 6%; with 100% employer match about $13,469 at 4% or $8,979 at 6%.
SPECTRUM HUMAN SERVICES, INC. VOLUNTARY EMPLOYEE BENEFIT TRUST-0---
Spectrum Human Services Inc Employee Money Purchase Plan-0---
20092130$1,326,630$213,877$1,645iApproximate average salary by contribution assumption: employee only about $41,130 at 4% or $27,420 at 6%; with 50% employer match about $27,420 at 4% or $18,280 at 6%; with 100% employer match about $20,565 at 4% or $13,710 at 6%.
Spectrum Human Services Inc Employee Money Purchase Plan-130$1,326,630$213,877$1,645iApproximate average salary by contribution assumption: employee only about $41,130 at 4% or $27,420 at 6%; with 50% employer match about $27,420 at 4% or $18,280 at 6%; with 100% employer match about $20,565 at 4% or $13,710 at 6%.
Spectrum Human Services Inc Employee Money Purchase Plan-0---
20083166$130,260$1,514,570$9,124iApproximate average salary by contribution assumption: employee only about $228,098 at 4% or $152,065 at 6%; with 50% employer match about $152,065 at 4% or $101,377 at 6%; with 100% employer match about $114,049 at 4% or $76,033 at 6%.
SPECTRVM HUMAN SERVICES INC VOLUNTARY EMPLOYEE BENEFIT TRUST-166$130,260$1,514,570$9,124iApproximate average salary by contribution assumption: employee only about $228,098 at 4% or $152,065 at 6%; with 50% employer match about $152,065 at 4% or $101,377 at 6%; with 100% employer match about $114,049 at 4% or $76,033 at 6%.
Spectrum Human Services Inc Employee Money Purchase Plan-0---
Spectrum Human Services Inc Employee Money Purchase Plan-0---
20073165$39,373$1,528,827$9,266iApproximate average salary by contribution assumption: employee only about $231,640 at 4% or $154,427 at 6%; with 50% employer match about $154,427 at 4% or $102,951 at 6%; with 100% employer match about $115,820 at 4% or $77,213 at 6%.
SPECTRUM HUMAN SERVICES INC VOLUNTARY EMPLOYEE BENEFIT TRUST-165$39,373$1,528,827$9,266iApproximate average salary by contribution assumption: employee only about $231,640 at 4% or $154,427 at 6%; with 50% employer match about $154,427 at 4% or $102,951 at 6%; with 100% employer match about $115,820 at 4% or $77,213 at 6%.
Spectrum Human Services Inc Employee Money Purchase Plan-0---
Spectrum Human Services Inc Employee Money Purchase Plan-0---
20063173$100,891$1,740,797$10,062iApproximate average salary by contribution assumption: employee only about $251,560 at 4% or $167,707 at 6%; with 50% employer match about $167,707 at 4% or $111,805 at 6%; with 100% employer match about $125,780 at 4% or $83,853 at 6%.
SPECTRUM HUMAN SERVICES INC VOLUNTARY EMPLOYEE BENEFIT TRUST-173$100,891$1,740,797$10,062iApproximate average salary by contribution assumption: employee only about $251,560 at 4% or $167,707 at 6%; with 50% employer match about $167,707 at 4% or $111,805 at 6%; with 100% employer match about $125,780 at 4% or $83,853 at 6%.
Spectrum Human Services Inc Employee Money Purchase Plan-0---
Spectrum Human Services Inc Employee Money Purchase Plan-0---
20052228$22,715$1,481,409$6,497iApproximate average salary by contribution assumption: employee only about $162,435 at 4% or $108,290 at 6%; with 50% employer match about $108,290 at 4% or $72,193 at 6%; with 100% employer match about $81,218 at 4% or $54,145 at 6%.
SPECTRUM HUMAN SERVICES INC VOLUNTARY EMPLOYEE BENEFIT TRUST-228$22,715$1,481,409$6,497iApproximate average salary by contribution assumption: employee only about $162,435 at 4% or $108,290 at 6%; with 50% employer match about $108,290 at 4% or $72,193 at 6%; with 100% employer match about $81,218 at 4% or $54,145 at 6%.
Spectrum Human Services Inc Employee Money Purchase Plan-0---
20042237$56,284$1,395,767$5,889iApproximate average salary by contribution assumption: employee only about $147,233 at 4% or $98,155 at 6%; with 50% employer match about $98,155 at 4% or $65,437 at 6%; with 100% employer match about $73,616 at 4% or $49,078 at 6%.
SPECTRUM HUMAN SERVICES INC VOLUNTARY EMPLOYEE BENEFIT TRUST-237$56,284$1,395,767$5,889iApproximate average salary by contribution assumption: employee only about $147,233 at 4% or $98,155 at 6%; with 50% employer match about $98,155 at 4% or $65,437 at 6%; with 100% employer match about $73,616 at 4% or $49,078 at 6%.
Spectrum Human Services Inc Employee Money Purchase Plan-0---
20032245$162,799$1,318,032$5,380iApproximate average salary by contribution assumption: employee only about $134,493 at 4% or $89,662 at 6%; with 50% employer match about $89,662 at 4% or $59,775 at 6%; with 100% employer match about $67,247 at 4% or $44,831 at 6%.
SPECTRUM HUMAN SERVICES INC VOLUNTARY EMPLOYEE BENEFIT TRUST-245$162,799$1,318,032$5,380iApproximate average salary by contribution assumption: employee only about $134,493 at 4% or $89,662 at 6%; with 50% employer match about $89,662 at 4% or $59,775 at 6%; with 100% employer match about $67,247 at 4% or $44,831 at 6%.
Spectrum Human Services Inc Employee Money Purchase Plan-0---
20023243$72,545$1,195,892$4,921iApproximate average salary by contribution assumption: employee only about $123,034 at 4% or $82,023 at 6%; with 50% employer match about $82,023 at 4% or $54,682 at 6%; with 100% employer match about $61,517 at 4% or $41,011 at 6%.
SPECTRUM HUMAN SERVICES INC VOLUNTARY EMPLOYEE BENEFIT TRUST-243$72,545$1,195,892$4,921iApproximate average salary by contribution assumption: employee only about $123,034 at 4% or $82,023 at 6%; with 50% employer match about $82,023 at 4% or $54,682 at 6%; with 100% employer match about $61,517 at 4% or $41,011 at 6%.
Spectrum Human Services Inc Employee Money Purchase Plan-0---
SPECTRUM HUMAN SERVICES INC VOLUNTA RY EMPLOYEE BENEFIT TRUST-243---
20012235$0$0-
SPECTRUM HUMAN SERVICES INCVOLUNTARY EMPLOYEE BENEFIT TRUST-235---
Spectrum Human Services Inc Employee Money Purchase Plan-0---
20002241$240,605$846,942$3,514iApproximate average salary by contribution assumption: employee only about $87,857 at 4% or $58,571 at 6%; with 50% employer match about $58,571 at 4% or $39,048 at 6%; with 100% employer match about $43,929 at 4% or $29,286 at 6%.
SPECTRUM HUMAN SERVICES INC VOLUNTARY EMPLOYEE BENEFIT TRUST-241$240,605$846,942$3,514iApproximate average salary by contribution assumption: employee only about $87,857 at 4% or $58,571 at 6%; with 50% employer match about $58,571 at 4% or $39,048 at 6%; with 100% employer match about $43,929 at 4% or $29,286 at 6%.
Spectrum Human Services Inc Employee Money Purchase Plan-0---
199910$0$0-
Spectrum Human Services Inc Employee Money Purchase Plan-0---