Civic Intelligence

ROBERT W. CONGDON, DMD, PLLC

Plan context: CENTRASOTA DENTAL RETIREMENT PLAN & TRUST

EIN 47-4686264 • St. Cloud, MN • 16 filings • 2 plans

3950 Veterans DriveSuite 101St. Cloud, MN 56303
Current Snapshot

Latest Year

2025

2025 Participants

7

2025 Assets

$1,578,169

2025 Contributions

$67,210

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$3,324,709$1,662,355$0201720212025YearValue
$1,578,169Latest year 2025

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

1160201720212025YearValue
7Latest year 2025

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
202517$1,578,169$67,210$9,601iApproximate average salary by contribution assumption: employee only about $240,036 at 4% or $160,024 at 6%; with 50% employer match about $160,024 at 4% or $106,683 at 6%; with 100% employer match about $120,018 at 4% or $80,012 at 6%.
CENTRASOTA DENTAL RETIREMENT PLAN & TRUST-7$1,578,169$67,210$9,601iApproximate average salary by contribution assumption: employee only about $240,036 at 4% or $160,024 at 6%; with 50% employer match about $160,024 at 4% or $106,683 at 6%; with 100% employer match about $120,018 at 4% or $80,012 at 6%.
202426$3,324,709$312,717$52,120iApproximate average salary by contribution assumption: employee only about $1,302,988 at 4% or $868,658 at 6%; with 50% employer match about $868,658 at 4% or $579,106 at 6%; with 100% employer match about $651,494 at 4% or $434,329 at 6%.
CENTRASOTA DENTAL DEFINED BENEFIT CASH BALANCE PLAN & TRUST-5$1,942,288$240,000$48,000iApproximate average salary by contribution assumption: employee only about $1,200,000 at 4% or $800,000 at 6%; with 50% employer match about $800,000 at 4% or $533,333 at 6%; with 100% employer match about $600,000 at 4% or $400,000 at 6%.
CENTRASOTA DENTAL RETIREMENT PLAN & TRUST-6$1,382,421$72,717$12,120iApproximate average salary by contribution assumption: employee only about $302,988 at 4% or $201,992 at 6%; with 50% employer match about $201,992 at 4% or $134,661 at 6%; with 100% employer match about $151,494 at 4% or $100,996 at 6%.
202327$2,958,161$333,264$47,609iApproximate average salary by contribution assumption: employee only about $1,190,229 at 4% or $793,486 at 6%; with 50% employer match about $793,486 at 4% or $528,990 at 6%; with 100% employer match about $595,114 at 4% or $396,743 at 6%.
CENTRASOTA DENTAL DEFINED BENEFIT CASH BALANCE PLAN & TRUST-7$1,611,199$250,000$35,714iApproximate average salary by contribution assumption: employee only about $892,857 at 4% or $595,238 at 6%; with 50% employer match about $595,238 at 4% or $396,825 at 6%; with 100% employer match about $446,429 at 4% or $297,619 at 6%.
CENTRASOTA DENTAL RETIREMENT PLAN & TRUST-7$1,346,962$83,264$11,895iApproximate average salary by contribution assumption: employee only about $297,371 at 4% or $198,248 at 6%; with 50% employer match about $198,248 at 4% or $132,165 at 6%; with 100% employer match about $148,686 at 4% or $99,124 at 6%.
202226$2,297,356$327,539$54,590iApproximate average salary by contribution assumption: employee only about $1,364,746 at 4% or $909,831 at 6%; with 50% employer match about $909,831 at 4% or $606,554 at 6%; with 100% employer match about $682,373 at 4% or $454,915 at 6%.
CENTRASOTA DENTAL DEFINED BENEFIT CASH BALANCE PLAN & TRUST-6$1,204,087$260,000$43,333iApproximate average salary by contribution assumption: employee only about $1,083,333 at 4% or $722,222 at 6%; with 50% employer match about $722,222 at 4% or $481,481 at 6%; with 100% employer match about $541,667 at 4% or $361,111 at 6%.
CENTRASOTA DENTAL RETIREMENT PLAN & TRUST-5$1,093,269$67,539$13,508iApproximate average salary by contribution assumption: employee only about $337,695 at 4% or $225,130 at 6%; with 50% employer match about $225,130 at 4% or $150,087 at 6%; with 100% employer match about $168,848 at 4% or $112,565 at 6%.
202127$2,343,965$218,717$31,245iApproximate average salary by contribution assumption: employee only about $781,132 at 4% or $520,755 at 6%; with 50% employer match about $520,755 at 4% or $347,170 at 6%; with 100% employer match about $390,566 at 4% or $260,377 at 6%.
CENTRASOTA DENTAL RETIREMENT PLAN & TRUST-6$1,240,539$72,676$12,113iApproximate average salary by contribution assumption: employee only about $302,817 at 4% or $201,878 at 6%; with 50% employer match about $201,878 at 4% or $134,585 at 6%; with 100% employer match about $151,408 at 4% or $100,939 at 6%.
CENTRASOTA DENTAL DEFINED BENEFIT CASH BALANCE PLAN & TRUST-7$1,103,426$146,041$20,863iApproximate average salary by contribution assumption: employee only about $521,575 at 4% or $347,717 at 6%; with 50% employer match about $347,717 at 4% or $231,811 at 6%; with 100% employer match about $260,788 at 4% or $173,858 at 6%.
202027$1,871,952$200,017$28,574iApproximate average salary by contribution assumption: employee only about $714,346 at 4% or $476,231 at 6%; with 50% employer match about $476,231 at 4% or $317,487 at 6%; with 100% employer match about $357,173 at 4% or $238,115 at 6%.
CENTRASOTA DENTAL RETIREMENT PLAN & TRUST-6$1,017,080$61,820$10,303iApproximate average salary by contribution assumption: employee only about $257,583 at 4% or $171,722 at 6%; with 50% employer match about $171,722 at 4% or $114,481 at 6%; with 100% employer match about $128,792 at 4% or $85,861 at 6%.
CENTRASOTA DENTAL DEFINED BENEFIT CASH BALANCE PLAN & TRUST-7$854,872$138,197$19,742iApproximate average salary by contribution assumption: employee only about $493,561 at 4% or $329,040 at 6%; with 50% employer match about $329,040 at 4% or $219,360 at 6%; with 100% employer match about $246,780 at 4% or $164,520 at 6%.
201927$1,518,233$269,541$38,506iApproximate average salary by contribution assumption: employee only about $962,646 at 4% or $641,764 at 6%; with 50% employer match about $641,764 at 4% or $427,843 at 6%; with 100% employer match about $481,323 at 4% or $320,882 at 6%.
CENTRASOTA DENTAL RETIREMENT PLAN & TRUST-7$905,085$63,341$9,049iApproximate average salary by contribution assumption: employee only about $226,218 at 4% or $150,812 at 6%; with 50% employer match about $150,812 at 4% or $100,541 at 6%; with 100% employer match about $113,109 at 4% or $75,406 at 6%.
CENTRASOTA DENTAL DEFINED BENEFIT CASH BALANCE PLAN & TRUST-7$613,148$206,200$29,457iApproximate average salary by contribution assumption: employee only about $736,429 at 4% or $490,952 at 6%; with 50% employer match about $490,952 at 4% or $327,302 at 6%; with 100% employer match about $368,214 at 4% or $245,476 at 6%.
201826$1,093,148$198,580$33,097iApproximate average salary by contribution assumption: employee only about $827,417 at 4% or $551,611 at 6%; with 50% employer match about $551,611 at 4% or $367,741 at 6%; with 100% employer match about $413,708 at 4% or $275,806 at 6%.
CENTRASOTA DENTAL RETIREMENT PLAN & TRUST-6$730,434$83,424$13,904iApproximate average salary by contribution assumption: employee only about $347,600 at 4% or $231,733 at 6%; with 50% employer match about $231,733 at 4% or $154,489 at 6%; with 100% employer match about $173,800 at 4% or $115,867 at 6%.
CENTRASOTA DENTAL DEFINED BENEFIT CASH BALANCE PLAN & TRUST-6$362,714$115,156$19,193iApproximate average salary by contribution assumption: employee only about $479,817 at 4% or $319,878 at 6%; with 50% employer match about $319,878 at 4% or $213,252 at 6%; with 100% employer match about $239,908 at 4% or $159,939 at 6%.
2017111$1,148,940$151,628$13,784iApproximate average salary by contribution assumption: employee only about $344,609 at 4% or $229,739 at 6%; with 50% employer match about $229,739 at 4% or $153,160 at 6%; with 100% employer match about $172,305 at 4% or $114,870 at 6%.
CENTRASOTA DENTAL RETIREMENT PLAN & TRUST-11$1,148,940$151,628$13,784iApproximate average salary by contribution assumption: employee only about $344,609 at 4% or $229,739 at 6%; with 50% employer match about $229,739 at 4% or $153,160 at 6%; with 100% employer match about $172,305 at 4% or $114,870 at 6%.