Civic Intelligence

RUZAM, LLC

Plan context: GUIDE MY FINANCES 401(K) PLAN

EIN 47-3144221 • Carlsbad, CA • 6 filings • 1 plans

1265 Carlsbad Village Dr#201Carlsbad, CA 92008
Current Snapshot

Latest Year

2025

2025 Participants

9

2025 Assets

$834,988

2025 Contributions

$149,778

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$834,988$417,494$0202020232025YearValue
$834,988Latest year 2025

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

950202020232025YearValue
9Latest year 2025

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
202519$834,988$149,778$16,642iApproximate average salary by contribution assumption: employee only about $416,050 at 4% or $277,367 at 6%; with 50% employer match about $277,367 at 4% or $184,911 at 6%; with 100% employer match about $208,025 at 4% or $138,683 at 6%.
GUIDE MY FINANCES 401(K) PLAN-9$834,988$149,778$16,642iApproximate average salary by contribution assumption: employee only about $416,050 at 4% or $277,367 at 6%; with 50% employer match about $277,367 at 4% or $184,911 at 6%; with 100% employer match about $208,025 at 4% or $138,683 at 6%.
202417$574,309$143,669$20,524iApproximate average salary by contribution assumption: employee only about $513,104 at 4% or $342,069 at 6%; with 50% employer match about $342,069 at 4% or $228,046 at 6%; with 100% employer match about $256,552 at 4% or $171,035 at 6%.
GUIDE MY FINANCES 401(K) PLAN-7$574,309$143,669$20,524iApproximate average salary by contribution assumption: employee only about $513,104 at 4% or $342,069 at 6%; with 50% employer match about $342,069 at 4% or $228,046 at 6%; with 100% employer match about $256,552 at 4% or $171,035 at 6%.
202315$353,486$106,309$21,262iApproximate average salary by contribution assumption: employee only about $531,545 at 4% or $354,363 at 6%; with 50% employer match about $354,363 at 4% or $236,242 at 6%; with 100% employer match about $265,773 at 4% or $177,182 at 6%.
GUIDE MY FINANCES 401(K) PLAN-5$353,486$106,309$21,262iApproximate average salary by contribution assumption: employee only about $531,545 at 4% or $354,363 at 6%; with 50% employer match about $354,363 at 4% or $236,242 at 6%; with 100% employer match about $265,773 at 4% or $177,182 at 6%.
202216$213,613$105,143$17,524iApproximate average salary by contribution assumption: employee only about $438,096 at 4% or $292,064 at 6%; with 50% employer match about $292,064 at 4% or $194,709 at 6%; with 100% employer match about $219,048 at 4% or $146,032 at 6%.
GUIDE MY FINANCES 401(K) PLAN-6$213,613$105,143$17,524iApproximate average salary by contribution assumption: employee only about $438,096 at 4% or $292,064 at 6%; with 50% employer match about $292,064 at 4% or $194,709 at 6%; with 100% employer match about $219,048 at 4% or $146,032 at 6%.
202113$156,689$85,145$28,382iApproximate average salary by contribution assumption: employee only about $709,542 at 4% or $473,028 at 6%; with 50% employer match about $473,028 at 4% or $315,352 at 6%; with 100% employer match about $354,771 at 4% or $236,514 at 6%.
GUIDE MY FINANCES 401(K) PLAN-3$156,689$85,145$28,382iApproximate average salary by contribution assumption: employee only about $709,542 at 4% or $473,028 at 6%; with 50% employer match about $473,028 at 4% or $315,352 at 6%; with 100% employer match about $354,771 at 4% or $236,514 at 6%.
202014$56,099$45,852$11,463iApproximate average salary by contribution assumption: employee only about $286,575 at 4% or $191,050 at 6%; with 50% employer match about $191,050 at 4% or $127,367 at 6%; with 100% employer match about $143,288 at 4% or $95,525 at 6%.
GUIDE MY FINANCES 401(K) PLAN-4$56,099$45,852$11,463iApproximate average salary by contribution assumption: employee only about $286,575 at 4% or $191,050 at 6%; with 50% employer match about $191,050 at 4% or $127,367 at 6%; with 100% employer match about $143,288 at 4% or $95,525 at 6%.