Civic Intelligence

Ref Financial LLC

Plan context: Ref Financial LLC 401(K) Plan

EIN 47-1994310 • Haddonfield, NJ • 4 filings • 1 plans

76 E Euclid Ave, Suite 101Haddonfield, NJ 08033
Current Snapshot

Latest Year

2025

2025 Participants

4

2025 Assets

$271,032

2025 Contributions

$105,928

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$271,032$135,516$0202220242025YearValue
$271,032Latest year 2025

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

420202220242025YearValue
4Latest year 2025

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
202514$271,032$105,928$26,482iApproximate average salary by contribution assumption: employee only about $662,050 at 4% or $441,367 at 6%; with 50% employer match about $441,367 at 4% or $294,244 at 6%; with 100% employer match about $331,025 at 4% or $220,683 at 6%.
Ref Financial LLC 401(K) Plan-4$271,032$105,928$26,482iApproximate average salary by contribution assumption: employee only about $662,050 at 4% or $441,367 at 6%; with 50% employer match about $441,367 at 4% or $294,244 at 6%; with 100% employer match about $331,025 at 4% or $220,683 at 6%.
202414$137,582$46,641$11,660iApproximate average salary by contribution assumption: employee only about $291,506 at 4% or $194,338 at 6%; with 50% employer match about $194,338 at 4% or $129,558 at 6%; with 100% employer match about $145,753 at 4% or $97,169 at 6%.
Ref Financial LLC 401(K) Plan-4$137,582$46,641$11,660iApproximate average salary by contribution assumption: employee only about $291,506 at 4% or $194,338 at 6%; with 50% employer match about $194,338 at 4% or $129,558 at 6%; with 100% employer match about $145,753 at 4% or $97,169 at 6%.
202312$74,869$35,384$17,692iApproximate average salary by contribution assumption: employee only about $442,300 at 4% or $294,867 at 6%; with 50% employer match about $294,867 at 4% or $196,578 at 6%; with 100% employer match about $221,150 at 4% or $147,433 at 6%.
Ref Financial LLC 401(K) Plan-2$74,869$35,384$17,692iApproximate average salary by contribution assumption: employee only about $442,300 at 4% or $294,867 at 6%; with 50% employer match about $294,867 at 4% or $196,578 at 6%; with 100% employer match about $221,150 at 4% or $147,433 at 6%.
202212$31,557$33,024$16,512iApproximate average salary by contribution assumption: employee only about $412,800 at 4% or $275,200 at 6%; with 50% employer match about $275,200 at 4% or $183,467 at 6%; with 100% employer match about $206,400 at 4% or $137,600 at 6%.
Ref Financial LLC 401(K) Plan-2$31,557$33,024$16,512iApproximate average salary by contribution assumption: employee only about $412,800 at 4% or $275,200 at 6%; with 50% employer match about $275,200 at 4% or $183,467 at 6%; with 100% employer match about $206,400 at 4% or $137,600 at 6%.