Civic Intelligence

Lakes Financial Services

Plan context: Lakes Financial Services Retirement Plan

EIN 47-0869590 • Brainerd, MN • 20 filings • 1 plans

601 5th Avenue NW Ste 5Brainerd, MN 56401
Current Snapshot

Latest Year

2025

2025 Participants

2

2025 Assets

$4,333

2025 Contributions

$14,207

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$669,863$334,932$0200620162025YearValue
$4,333Latest year 2025

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

840200620162025YearValue
2Latest year 2025

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
202512$4,333$14,207$7,104iApproximate average salary by contribution assumption: employee only about $177,588 at 4% or $118,392 at 6%; with 50% employer match about $118,392 at 4% or $78,928 at 6%; with 100% employer match about $88,794 at 4% or $59,196 at 6%.
Lakes Financial Services Retirement Plan-2$4,333$14,207$7,104iApproximate average salary by contribution assumption: employee only about $177,588 at 4% or $118,392 at 6%; with 50% employer match about $118,392 at 4% or $78,928 at 6%; with 100% employer match about $88,794 at 4% or $59,196 at 6%.
202417$550,853$32,486$4,641iApproximate average salary by contribution assumption: employee only about $116,021 at 4% or $77,348 at 6%; with 50% employer match about $77,348 at 4% or $51,565 at 6%; with 100% employer match about $58,011 at 4% or $38,674 at 6%.
Lakes Financial Services Retirement Plan-7$550,853$32,486$4,641iApproximate average salary by contribution assumption: employee only about $116,021 at 4% or $77,348 at 6%; with 50% employer match about $77,348 at 4% or $51,565 at 6%; with 100% employer match about $58,011 at 4% or $38,674 at 6%.
202318$505,440$62,189$7,774iApproximate average salary by contribution assumption: employee only about $194,341 at 4% or $129,560 at 6%; with 50% employer match about $129,560 at 4% or $86,374 at 6%; with 100% employer match about $97,170 at 4% or $64,780 at 6%.
Lakes Financial Services Retirement Plan-8$505,440$62,189$7,774iApproximate average salary by contribution assumption: employee only about $194,341 at 4% or $129,560 at 6%; with 50% employer match about $129,560 at 4% or $86,374 at 6%; with 100% employer match about $97,170 at 4% or $64,780 at 6%.
202218$364,278$47,100$5,888iApproximate average salary by contribution assumption: employee only about $147,188 at 4% or $98,125 at 6%; with 50% employer match about $98,125 at 4% or $65,417 at 6%; with 100% employer match about $73,594 at 4% or $49,063 at 6%.
Lakes Financial Services Retirement Plan-8$364,278$47,100$5,888iApproximate average salary by contribution assumption: employee only about $147,188 at 4% or $98,125 at 6%; with 50% employer match about $98,125 at 4% or $65,417 at 6%; with 100% employer match about $73,594 at 4% or $49,063 at 6%.
202113$554,218$44,900$14,967iApproximate average salary by contribution assumption: employee only about $374,167 at 4% or $249,444 at 6%; with 50% employer match about $249,444 at 4% or $166,296 at 6%; with 100% employer match about $187,083 at 4% or $124,722 at 6%.
Lakes Financial Services Retirement Plan-3$554,218$44,900$14,967iApproximate average salary by contribution assumption: employee only about $374,167 at 4% or $249,444 at 6%; with 50% employer match about $249,444 at 4% or $166,296 at 6%; with 100% employer match about $187,083 at 4% or $124,722 at 6%.
202014$669,863$49,754$12,439iApproximate average salary by contribution assumption: employee only about $310,963 at 4% or $207,308 at 6%; with 50% employer match about $207,308 at 4% or $138,206 at 6%; with 100% employer match about $155,481 at 4% or $103,654 at 6%.
Lakes Financial Services Retirement Plan-4$669,863$49,754$12,439iApproximate average salary by contribution assumption: employee only about $310,963 at 4% or $207,308 at 6%; with 50% employer match about $207,308 at 4% or $138,206 at 6%; with 100% employer match about $155,481 at 4% or $103,654 at 6%.
201913$504,380$34,936$11,645iApproximate average salary by contribution assumption: employee only about $291,133 at 4% or $194,089 at 6%; with 50% employer match about $194,089 at 4% or $129,393 at 6%; with 100% employer match about $145,567 at 4% or $97,044 at 6%.
Lakes Financial Services Retirement Plan-3$504,380$34,936$11,645iApproximate average salary by contribution assumption: employee only about $291,133 at 4% or $194,089 at 6%; with 50% employer match about $194,089 at 4% or $129,393 at 6%; with 100% employer match about $145,567 at 4% or $97,044 at 6%.
201814$476,143$60,458$15,115iApproximate average salary by contribution assumption: employee only about $377,863 at 4% or $251,908 at 6%; with 50% employer match about $251,908 at 4% or $167,939 at 6%; with 100% employer match about $188,931 at 4% or $125,954 at 6%.
Lakes Financial Services Retirement Plan-4$476,143$60,458$15,115iApproximate average salary by contribution assumption: employee only about $377,863 at 4% or $251,908 at 6%; with 50% employer match about $251,908 at 4% or $167,939 at 6%; with 100% employer match about $188,931 at 4% or $125,954 at 6%.
201714$397,857$20,242$5,061iApproximate average salary by contribution assumption: employee only about $126,513 at 4% or $84,342 at 6%; with 50% employer match about $84,342 at 4% or $56,228 at 6%; with 100% employer match about $63,256 at 4% or $42,171 at 6%.
Lakes Financial Services Retirement Plan-4$397,857$20,242$5,061iApproximate average salary by contribution assumption: employee only about $126,513 at 4% or $84,342 at 6%; with 50% employer match about $84,342 at 4% or $56,228 at 6%; with 100% employer match about $63,256 at 4% or $42,171 at 6%.
201613$299,305$18,577$6,192iApproximate average salary by contribution assumption: employee only about $154,808 at 4% or $103,206 at 6%; with 50% employer match about $103,206 at 4% or $68,804 at 6%; with 100% employer match about $77,404 at 4% or $51,603 at 6%.
Lakes Financial Services Retirement Plan-3$299,305$18,577$6,192iApproximate average salary by contribution assumption: employee only about $154,808 at 4% or $103,206 at 6%; with 50% employer match about $103,206 at 4% or $68,804 at 6%; with 100% employer match about $77,404 at 4% or $51,603 at 6%.
201513$267,524$16,403$5,468iApproximate average salary by contribution assumption: employee only about $136,692 at 4% or $91,128 at 6%; with 50% employer match about $91,128 at 4% or $60,752 at 6%; with 100% employer match about $68,346 at 4% or $45,564 at 6%.
Lakes Financial Services Retirement Plan-3$267,524$16,403$5,468iApproximate average salary by contribution assumption: employee only about $136,692 at 4% or $91,128 at 6%; with 50% employer match about $91,128 at 4% or $60,752 at 6%; with 100% employer match about $68,346 at 4% or $45,564 at 6%.
201413$236,115$6,621$2,207iApproximate average salary by contribution assumption: employee only about $55,175 at 4% or $36,783 at 6%; with 50% employer match about $36,783 at 4% or $24,522 at 6%; with 100% employer match about $27,588 at 4% or $18,392 at 6%.
Lakes Financial Services Retirement Plan-3$236,115$6,621$2,207iApproximate average salary by contribution assumption: employee only about $55,175 at 4% or $36,783 at 6%; with 50% employer match about $36,783 at 4% or $24,522 at 6%; with 100% employer match about $27,588 at 4% or $18,392 at 6%.
201313$221,578$24,863$8,288iApproximate average salary by contribution assumption: employee only about $207,192 at 4% or $138,128 at 6%; with 50% employer match about $138,128 at 4% or $92,085 at 6%; with 100% employer match about $103,596 at 4% or $69,064 at 6%.
Lakes Financial Services Retirement Plan-3$221,578$24,863$8,288iApproximate average salary by contribution assumption: employee only about $207,192 at 4% or $138,128 at 6%; with 50% employer match about $138,128 at 4% or $92,085 at 6%; with 100% employer match about $103,596 at 4% or $69,064 at 6%.
201213$173,660$2,914$971iApproximate average salary by contribution assumption: employee only about $24,283 at 4% or $16,189 at 6%; with 50% employer match about $16,189 at 4% or $10,793 at 6%; with 100% employer match about $12,142 at 4% or $8,094 at 6%.
Lakes Financial Services Retirement Plan-3$173,660$2,914$971iApproximate average salary by contribution assumption: employee only about $24,283 at 4% or $16,189 at 6%; with 50% employer match about $16,189 at 4% or $10,793 at 6%; with 100% employer match about $12,142 at 4% or $8,094 at 6%.
201114$158,814$2,836$709iApproximate average salary by contribution assumption: employee only about $17,725 at 4% or $11,817 at 6%; with 50% employer match about $11,817 at 4% or $7,878 at 6%; with 100% employer match about $8,863 at 4% or $5,908 at 6%.
Lakes Financial Services Retirement Plan-4$158,814$2,836$709iApproximate average salary by contribution assumption: employee only about $17,725 at 4% or $11,817 at 6%; with 50% employer match about $11,817 at 4% or $7,878 at 6%; with 100% employer match about $8,863 at 4% or $5,908 at 6%.
201013$200,352$703$234iApproximate average salary by contribution assumption: employee only about $5,858 at 4% or $3,906 at 6%; with 50% employer match about $3,906 at 4% or $2,604 at 6%; with 100% employer match about $2,929 at 4% or $1,953 at 6%.
Lakes Financial Services Retirement Plan-3$200,352$703$234iApproximate average salary by contribution assumption: employee only about $5,858 at 4% or $3,906 at 6%; with 50% employer match about $3,906 at 4% or $2,604 at 6%; with 100% employer match about $2,929 at 4% or $1,953 at 6%.
200912$183,629$10,000$5,000iApproximate average salary by contribution assumption: employee only about $125,000 at 4% or $83,333 at 6%; with 50% employer match about $83,333 at 4% or $55,556 at 6%; with 100% employer match about $62,500 at 4% or $41,667 at 6%.
Lakes Financial Services Retirement Plan-2$183,629$10,000$5,000iApproximate average salary by contribution assumption: employee only about $125,000 at 4% or $83,333 at 6%; with 50% employer match about $83,333 at 4% or $55,556 at 6%; with 100% employer match about $62,500 at 4% or $41,667 at 6%.
200814$176,652$14,051$3,513iApproximate average salary by contribution assumption: employee only about $87,819 at 4% or $58,546 at 6%; with 50% employer match about $58,546 at 4% or $39,031 at 6%; with 100% employer match about $43,909 at 4% or $29,273 at 6%.
Lakes Financial Services Retirement Plan-4$176,652$14,051$3,513iApproximate average salary by contribution assumption: employee only about $87,819 at 4% or $58,546 at 6%; with 50% employer match about $58,546 at 4% or $39,031 at 6%; with 100% employer match about $43,909 at 4% or $29,273 at 6%.
200713$0$0-
Lakes Financial Services Retirement Plan-3---
200613$171,721$189,301$63,100iApproximate average salary by contribution assumption: employee only about $1,577,508 at 4% or $1,051,672 at 6%; with 50% employer match about $1,051,672 at 4% or $701,115 at 6%; with 100% employer match about $788,754 at 4% or $525,836 at 6%.
Lakes Financial Services Retirement Plan-3$171,721$189,301$63,100iApproximate average salary by contribution assumption: employee only about $1,577,508 at 4% or $1,051,672 at 6%; with 50% employer match about $1,051,672 at 4% or $701,115 at 6%; with 100% employer match about $788,754 at 4% or $525,836 at 6%.