Civic Intelligence

GERMER & HOWELL CHAMBERS, PLLC

Plan context: GERMER & CO. CPAS, PLLC SAFE HARBOR 401K PLAN

EIN 46-4064819 • Odessa, TX • 12 filings • 2 plans

4526 E. University, Bldg. 3Odessa, TX 79762
Current Snapshot

Latest Year

2025

2025 Participants

14

2025 Assets

$1,421,427

2025 Contributions

$107,648

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$1,421,427$710,714$0201420202025YearValue
$1,421,427Latest year 2025

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

1470201420202025YearValue
14Latest year 2025

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
2025114$1,421,427$107,648$7,689iApproximate average salary by contribution assumption: employee only about $192,229 at 4% or $128,152 at 6%; with 50% employer match about $128,152 at 4% or $85,435 at 6%; with 100% employer match about $96,114 at 4% or $64,076 at 6%.
GERMER & CO. CPAS, PLLC SAFE HARBOR 401K PLAN-14$1,421,427$107,648$7,689iApproximate average salary by contribution assumption: employee only about $192,229 at 4% or $128,152 at 6%; with 50% employer match about $128,152 at 4% or $85,435 at 6%; with 100% employer match about $96,114 at 4% or $64,076 at 6%.
2024113$1,207,458$122,348$9,411iApproximate average salary by contribution assumption: employee only about $235,285 at 4% or $156,856 at 6%; with 50% employer match about $156,856 at 4% or $104,571 at 6%; with 100% employer match about $117,642 at 4% or $78,428 at 6%.
GERMER & CO. CPAS, PLLC SAFE HARBOR 401K PLAN-13$1,207,458$122,348$9,411iApproximate average salary by contribution assumption: employee only about $235,285 at 4% or $156,856 at 6%; with 50% employer match about $156,856 at 4% or $104,571 at 6%; with 100% employer match about $117,642 at 4% or $78,428 at 6%.
2023114$1,011,878$119,919$8,566iApproximate average salary by contribution assumption: employee only about $214,141 at 4% or $142,761 at 6%; with 50% employer match about $142,761 at 4% or $95,174 at 6%; with 100% employer match about $107,071 at 4% or $71,380 at 6%.
GERMER & CO. CPAS, PLLC SAFE HARBOR 401K PLAN-14$1,011,878$119,919$8,566iApproximate average salary by contribution assumption: employee only about $214,141 at 4% or $142,761 at 6%; with 50% employer match about $142,761 at 4% or $95,174 at 6%; with 100% employer match about $107,071 at 4% or $71,380 at 6%.
2022113$745,806$101,826$7,833iApproximate average salary by contribution assumption: employee only about $195,819 at 4% or $130,546 at 6%; with 50% employer match about $130,546 at 4% or $87,031 at 6%; with 100% employer match about $97,910 at 4% or $65,273 at 6%.
GERMER & CO. CPAS, PLLC SAFE HARBOR 401K PLAN-13$745,806$101,826$7,833iApproximate average salary by contribution assumption: employee only about $195,819 at 4% or $130,546 at 6%; with 50% employer match about $130,546 at 4% or $87,031 at 6%; with 100% employer match about $97,910 at 4% or $65,273 at 6%.
2021111$790,403$97,180$8,835iApproximate average salary by contribution assumption: employee only about $220,864 at 4% or $147,242 at 6%; with 50% employer match about $147,242 at 4% or $98,162 at 6%; with 100% employer match about $110,432 at 4% or $73,621 at 6%.
GERMER & CO. CPAS, PLLC SAFE HARBOR 401K PLAN-11$790,403$97,180$8,835iApproximate average salary by contribution assumption: employee only about $220,864 at 4% or $147,242 at 6%; with 50% employer match about $147,242 at 4% or $98,162 at 6%; with 100% employer match about $110,432 at 4% or $73,621 at 6%.
2020110$652,778$78,186$7,819iApproximate average salary by contribution assumption: employee only about $195,465 at 4% or $130,310 at 6%; with 50% employer match about $130,310 at 4% or $86,873 at 6%; with 100% employer match about $97,733 at 4% or $65,155 at 6%.
GERMER & CO. CPAS, PLLC SAFE HARBOR 401K PLAN-10$652,778$78,186$7,819iApproximate average salary by contribution assumption: employee only about $195,465 at 4% or $130,310 at 6%; with 50% employer match about $130,310 at 4% or $86,873 at 6%; with 100% employer match about $97,733 at 4% or $65,155 at 6%.
201917$505,295$52,427$7,490iApproximate average salary by contribution assumption: employee only about $187,239 at 4% or $124,826 at 6%; with 50% employer match about $124,826 at 4% or $83,217 at 6%; with 100% employer match about $93,620 at 4% or $62,413 at 6%.
GERMER & CO. CPAS, PLLC SAFE HARBOR 401K PLAN-7$505,295$52,427$7,490iApproximate average salary by contribution assumption: employee only about $187,239 at 4% or $124,826 at 6%; with 50% employer match about $124,826 at 4% or $83,217 at 6%; with 100% employer match about $93,620 at 4% or $62,413 at 6%.
201817$364,802$57,359$8,194iApproximate average salary by contribution assumption: employee only about $204,854 at 4% or $136,569 at 6%; with 50% employer match about $136,569 at 4% or $91,046 at 6%; with 100% employer match about $102,427 at 4% or $68,285 at 6%.
GERMER & CO. CPAS, PLLC SAFE HARBOR 401K PLAN-7$364,802$57,359$8,194iApproximate average salary by contribution assumption: employee only about $204,854 at 4% or $136,569 at 6%; with 50% employer match about $136,569 at 4% or $91,046 at 6%; with 100% employer match about $102,427 at 4% or $68,285 at 6%.
201719$1,013,859$75,088$8,343iApproximate average salary by contribution assumption: employee only about $208,578 at 4% or $139,052 at 6%; with 50% employer match about $139,052 at 4% or $92,701 at 6%; with 100% employer match about $104,289 at 4% or $69,526 at 6%.
GERMER & CO. CPAS, PLLC SAFE HARBOR 401K PLAN-9$1,013,859$75,088$8,343iApproximate average salary by contribution assumption: employee only about $208,578 at 4% or $139,052 at 6%; with 50% employer match about $139,052 at 4% or $92,701 at 6%; with 100% employer match about $104,289 at 4% or $69,526 at 6%.
201618$881,357$68,400$8,550iApproximate average salary by contribution assumption: employee only about $213,750 at 4% or $142,500 at 6%; with 50% employer match about $142,500 at 4% or $95,000 at 6%; with 100% employer match about $106,875 at 4% or $71,250 at 6%.
GERMER & HOWELL CHAMBERS, PLLC SAFE HARBOR 401K PLAN-8$881,357$68,400$8,550iApproximate average salary by contribution assumption: employee only about $213,750 at 4% or $142,500 at 6%; with 50% employer match about $142,500 at 4% or $95,000 at 6%; with 100% employer match about $106,875 at 4% or $71,250 at 6%.
201518$740,373$64,946$8,118iApproximate average salary by contribution assumption: employee only about $202,956 at 4% or $135,304 at 6%; with 50% employer match about $135,304 at 4% or $90,203 at 6%; with 100% employer match about $101,478 at 4% or $67,652 at 6%.
GERMER & HOWELL CHAMBERS, PLLC SAFE HARBOR 401K PLAN-8$740,373$64,946$8,118iApproximate average salary by contribution assumption: employee only about $202,956 at 4% or $135,304 at 6%; with 50% employer match about $135,304 at 4% or $90,203 at 6%; with 100% employer match about $101,478 at 4% or $67,652 at 6%.
201417$674,642$56,255$8,036iApproximate average salary by contribution assumption: employee only about $200,911 at 4% or $133,940 at 6%; with 50% employer match about $133,940 at 4% or $89,294 at 6%; with 100% employer match about $100,455 at 4% or $66,970 at 6%.
GERMER & HOWELL CHAMBERS, PLLC SAFE HARBOR 401K PLAN-7$674,642$56,255$8,036iApproximate average salary by contribution assumption: employee only about $200,911 at 4% or $133,940 at 6%; with 50% employer match about $133,940 at 4% or $89,294 at 6%; with 100% employer match about $100,455 at 4% or $66,970 at 6%.
GERMER & HOWELL CHAMBERS, PLLC | EIN 46-4064819 | 2025 Form 5500 Company Profile