Civic Intelligence

Charles W. Monteith, M.D., P. A.

Plan context: A PERSONAL CHOICE 401(K) RETIREMENT PLAN

EIN 46-2184431 • Raleigh, NC • 19 filings • 4 plans

3613 Haworth DriveRaleigh, NC 27609
Current Snapshot

Latest Year

2025

2025 Participants

11

2025 Assets

$1,687,274

2025 Contributions

$120,195

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$2,551,953$1,275,977$0201620212025YearValue
$1,687,274Latest year 2025

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

1160201620212025YearValue
11Latest year 2025

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
2025111$1,687,274$120,195$10,927iApproximate average salary by contribution assumption: employee only about $273,170 at 4% or $182,114 at 6%; with 50% employer match about $182,114 at 4% or $121,409 at 6%; with 100% employer match about $136,585 at 4% or $91,057 at 6%.
A PERSONAL CHOICE 401(K) RETIREMENT PLAN-11$1,687,274$120,195$10,927iApproximate average salary by contribution assumption: employee only about $273,170 at 4% or $182,114 at 6%; with 50% employer match about $182,114 at 4% or $121,409 at 6%; with 100% employer match about $136,585 at 4% or $91,057 at 6%.
2024210$1,351,526$569,603$56,960iApproximate average salary by contribution assumption: employee only about $1,424,008 at 4% or $949,338 at 6%; with 50% employer match about $949,338 at 4% or $632,892 at 6%; with 100% employer match about $712,004 at 4% or $474,669 at 6%.
CHARLES W. MONTEITH, M.D., P.A. DBA A PERSONAL CHOICE 401(K) RETIREMENT PLAN-10$1,351,526$69,603$6,960iApproximate average salary by contribution assumption: employee only about $174,008 at 4% or $116,005 at 6%; with 50% employer match about $116,005 at 4% or $77,337 at 6%; with 100% employer match about $87,004 at 4% or $58,003 at 6%.
Charles W. Monteith, M.D., P.A. DBA a Personal Choice Cash Balance Plan-0$0$500,000-
2023211$2,551,953$352,336$32,031iApproximate average salary by contribution assumption: employee only about $800,764 at 4% or $533,842 at 6%; with 50% employer match about $533,842 at 4% or $355,895 at 6%; with 100% employer match about $400,382 at 4% or $266,921 at 6%.
Charles W. Monteith, M.D., P.A. DBA a Personal Choice Cash Balance Plan-10$1,396,284$188,000$18,800iApproximate average salary by contribution assumption: employee only about $470,000 at 4% or $313,333 at 6%; with 50% employer match about $313,333 at 4% or $208,889 at 6%; with 100% employer match about $235,000 at 4% or $156,667 at 6%.
CHARLES W. MONTEITH, M.D., P.A. DBA A PERSONAL CHOICE 401(K) RETIREMENT PLAN-11$1,155,669$164,336$14,940iApproximate average salary by contribution assumption: employee only about $373,491 at 4% or $248,994 at 6%; with 50% employer match about $248,994 at 4% or $165,996 at 6%; with 100% employer match about $186,745 at 4% or $124,497 at 6%.
2022210$1,989,655$231,892$23,189iApproximate average salary by contribution assumption: employee only about $579,730 at 4% or $386,487 at 6%; with 50% employer match about $386,487 at 4% or $257,658 at 6%; with 100% employer match about $289,865 at 4% or $193,243 at 6%.
Charles W. Monteith, M.D., P.A. DBA a Personal Choice Cash Balance Plan-10$1,153,401$168,833$16,883iApproximate average salary by contribution assumption: employee only about $422,083 at 4% or $281,388 at 6%; with 50% employer match about $281,388 at 4% or $187,592 at 6%; with 100% employer match about $211,041 at 4% or $140,694 at 6%.
CHARLES W. MONTEITH, M.D., P.A. DBA A PERSONAL CHOICE 401(K) RETIREMENT PLAN-10$836,254$63,059$6,306iApproximate average salary by contribution assumption: employee only about $157,648 at 4% or $105,098 at 6%; with 50% employer match about $105,098 at 4% or $70,066 at 6%; with 100% employer match about $78,824 at 4% or $52,549 at 6%.
202128$2,051,432$184,473$23,059iApproximate average salary by contribution assumption: employee only about $576,478 at 4% or $384,319 at 6%; with 50% employer match about $384,319 at 4% or $256,213 at 6%; with 100% employer match about $288,239 at 4% or $192,159 at 6%.
Charles W. Monteith, M.D., P.A. DBA a Personal Choice Cash Balance Plan-8$1,096,810$120,000$15,000iApproximate average salary by contribution assumption: employee only about $375,000 at 4% or $250,000 at 6%; with 50% employer match about $250,000 at 4% or $166,667 at 6%; with 100% employer match about $187,500 at 4% or $125,000 at 6%.
CHARLES W. MONTEITH, M.D., P.A. DBA A PERSONAL CHOICE 401(K) RETIREMENT PLAN-7$954,622$64,473$9,210iApproximate average salary by contribution assumption: employee only about $230,261 at 4% or $153,507 at 6%; with 50% employer match about $153,507 at 4% or $102,338 at 6%; with 100% employer match about $115,130 at 4% or $76,754 at 6%.
202028$1,664,899$291,252$36,407iApproximate average salary by contribution assumption: employee only about $910,163 at 4% or $606,775 at 6%; with 50% employer match about $606,775 at 4% or $404,517 at 6%; with 100% employer match about $455,081 at 4% or $303,388 at 6%.
Charles W. Monteith, M.D., P.A. DBA a Personal Choice Cash Balance Plan-8$883,450$153,586$19,198iApproximate average salary by contribution assumption: employee only about $479,956 at 4% or $319,971 at 6%; with 50% employer match about $319,971 at 4% or $213,314 at 6%; with 100% employer match about $239,978 at 4% or $159,985 at 6%.
CHARLES W. MONTEITH, M.D., P.A. DBA A PERSONAL CHOICE 401(K) RETIREMENT PLAN-7$781,449$137,666$19,667iApproximate average salary by contribution assumption: employee only about $491,664 at 4% or $327,776 at 6%; with 50% employer match about $327,776 at 4% or $218,517 at 6%; with 100% employer match about $245,832 at 4% or $163,888 at 6%.
2019210$1,215,361$279,377$27,938iApproximate average salary by contribution assumption: employee only about $698,443 at 4% or $465,628 at 6%; with 50% employer match about $465,628 at 4% or $310,419 at 6%; with 100% employer match about $349,221 at 4% or $232,814 at 6%.
Charles W. Monteith, M.D., P.A. DBA a Personal Choice Cash Balance Plan-9$668,135$160,066$17,785iApproximate average salary by contribution assumption: employee only about $444,628 at 4% or $296,419 at 6%; with 50% employer match about $296,419 at 4% or $197,612 at 6%; with 100% employer match about $222,314 at 4% or $148,209 at 6%.
CHARLES W. MONTEITH, M.D., P.A. DBA A PERSONAL CHOICE 401(K) RETIREMENT PLAN-10$547,226$119,311$11,931iApproximate average salary by contribution assumption: employee only about $298,278 at 4% or $198,852 at 6%; with 50% employer match about $198,852 at 4% or $132,568 at 6%; with 100% employer match about $149,139 at 4% or $99,426 at 6%.
201828$809,880$274,388$34,299iApproximate average salary by contribution assumption: employee only about $857,463 at 4% or $571,642 at 6%; with 50% employer match about $571,642 at 4% or $381,094 at 6%; with 100% employer match about $428,731 at 4% or $285,821 at 6%.
Charles W. Monteith, M.D., P.A. DBA a Personal Choice Cash Balance Plan-7$458,215$158,739$22,677iApproximate average salary by contribution assumption: employee only about $566,925 at 4% or $377,950 at 6%; with 50% employer match about $377,950 at 4% or $251,967 at 6%; with 100% employer match about $283,463 at 4% or $188,975 at 6%.
CHARLES W. MONTEITH, M.D., P.A. DBA A PERSONAL CHOICE 401(K) RETIREMENT PLAN-8$351,665$115,649$14,456iApproximate average salary by contribution assumption: employee only about $361,403 at 4% or $240,935 at 6%; with 50% employer match about $240,935 at 4% or $160,624 at 6%; with 100% employer match about $180,702 at 4% or $120,468 at 6%.
2017210$574,647$265,559$26,556iApproximate average salary by contribution assumption: employee only about $663,898 at 4% or $442,598 at 6%; with 50% employer match about $442,598 at 4% or $295,066 at 6%; with 100% employer match about $331,949 at 4% or $221,299 at 6%.
Charles W. Monteith, M.D., P.A. DBA a Personal Choice Cash Balance Plan-6$319,416$144,594$24,099iApproximate average salary by contribution assumption: employee only about $602,475 at 4% or $401,650 at 6%; with 50% employer match about $401,650 at 4% or $267,767 at 6%; with 100% employer match about $301,238 at 4% or $200,825 at 6%.
CHARLES W. MONTEITH, M.D., P.A. DBA A PERSONAL CHOICE 401(K) RETIREMENT PLAN-10$255,231$120,965$12,097iApproximate average salary by contribution assumption: employee only about $302,413 at 4% or $201,608 at 6%; with 50% employer match about $201,608 at 4% or $134,406 at 6%; with 100% employer match about $151,206 at 4% or $100,804 at 6%.
201629$284,604$284,634$31,626iApproximate average salary by contribution assumption: employee only about $790,650 at 4% or $527,100 at 6%; with 50% employer match about $527,100 at 4% or $351,400 at 6%; with 100% employer match about $395,325 at 4% or $263,550 at 6%.
Charles W. Monteith, M.D., P.A. DBA a Personal Choice Cash Balance Plan-6$160,752$160,752$26,792iApproximate average salary by contribution assumption: employee only about $669,800 at 4% or $446,533 at 6%; with 50% employer match about $446,533 at 4% or $297,689 at 6%; with 100% employer match about $334,900 at 4% or $223,267 at 6%.
CHARLES W. MONTEITH, M.D., P.A. DBA A PERSONAL CHOICE 401(K) RETIREMENT PLAN-9$123,852$123,882$13,765iApproximate average salary by contribution assumption: employee only about $344,117 at 4% or $229,411 at 6%; with 50% employer match about $229,411 at 4% or $152,941 at 6%; with 100% employer match about $172,058 at 4% or $114,706 at 6%.