Civic Intelligence

S&D, INC.

Plan context: S&D, INC. 401(K) PROFIT SHARING PLAN

EIN 46-0410157 • Roscoe, SD • 23 filings • 2 plans

Post Office Box 105Roscoe, SD 57471
Current Snapshot

Latest Year

2025

2025 Participants

4

2025 Assets

$924,763

2025 Contributions

$44,949

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$1,736,878$868,439$0200920172025YearValue
$924,763Latest year 2025

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

530200920172025YearValue
4Latest year 2025

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
202514$924,763$44,949$11,237iApproximate average salary by contribution assumption: employee only about $280,931 at 4% or $187,288 at 6%; with 50% employer match about $187,288 at 4% or $124,858 at 6%; with 100% employer match about $140,466 at 4% or $93,644 at 6%.
S&D, INC. 401(K) PROFIT SHARING PLAN-4$924,763$44,949$11,237iApproximate average salary by contribution assumption: employee only about $280,931 at 4% or $187,288 at 6%; with 50% employer match about $187,288 at 4% or $124,858 at 6%; with 100% employer match about $140,466 at 4% or $93,644 at 6%.
202414$742,333$39,549$9,887iApproximate average salary by contribution assumption: employee only about $247,181 at 4% or $164,788 at 6%; with 50% employer match about $164,788 at 4% or $109,858 at 6%; with 100% employer match about $123,591 at 4% or $82,394 at 6%.
S&D, INC. 401(K) PROFIT SHARING PLAN-4$742,333$39,549$9,887iApproximate average salary by contribution assumption: employee only about $247,181 at 4% or $164,788 at 6%; with 50% employer match about $164,788 at 4% or $109,858 at 6%; with 100% employer match about $123,591 at 4% or $82,394 at 6%.
202314$621,505$38,913$9,728iApproximate average salary by contribution assumption: employee only about $243,206 at 4% or $162,138 at 6%; with 50% employer match about $162,138 at 4% or $108,092 at 6%; with 100% employer match about $121,603 at 4% or $81,069 at 6%.
S&D, INC. 401(K) PROFIT SHARING PLAN-4$621,505$38,913$9,728iApproximate average salary by contribution assumption: employee only about $243,206 at 4% or $162,138 at 6%; with 50% employer match about $162,138 at 4% or $108,092 at 6%; with 100% employer match about $121,603 at 4% or $81,069 at 6%.
202214$502,650$43,929$10,982iApproximate average salary by contribution assumption: employee only about $274,556 at 4% or $183,038 at 6%; with 50% employer match about $183,038 at 4% or $122,025 at 6%; with 100% employer match about $137,278 at 4% or $91,519 at 6%.
S&D, INC. 401(K) PROFIT SHARING PLAN-4$502,650$43,929$10,982iApproximate average salary by contribution assumption: employee only about $274,556 at 4% or $183,038 at 6%; with 50% employer match about $183,038 at 4% or $122,025 at 6%; with 100% employer match about $137,278 at 4% or $91,519 at 6%.
202113$566,244$53,061$17,687iApproximate average salary by contribution assumption: employee only about $442,175 at 4% or $294,783 at 6%; with 50% employer match about $294,783 at 4% or $196,522 at 6%; with 100% employer match about $221,088 at 4% or $147,392 at 6%.
S&D, INC. 401(K) PROFIT SHARING PLAN-3$566,244$53,061$17,687iApproximate average salary by contribution assumption: employee only about $442,175 at 4% or $294,783 at 6%; with 50% employer match about $294,783 at 4% or $196,522 at 6%; with 100% employer match about $221,088 at 4% or $147,392 at 6%.
202013$448,582$31,829$10,610iApproximate average salary by contribution assumption: employee only about $265,242 at 4% or $176,828 at 6%; with 50% employer match about $176,828 at 4% or $117,885 at 6%; with 100% employer match about $132,621 at 4% or $88,414 at 6%.
S&D, INC. 401(K) PROFIT SHARING PLAN-3$448,582$31,829$10,610iApproximate average salary by contribution assumption: employee only about $265,242 at 4% or $176,828 at 6%; with 50% employer match about $176,828 at 4% or $117,885 at 6%; with 100% employer match about $132,621 at 4% or $88,414 at 6%.
201915$660,802$39,962$7,992iApproximate average salary by contribution assumption: employee only about $199,810 at 4% or $133,207 at 6%; with 50% employer match about $133,207 at 4% or $88,804 at 6%; with 100% employer match about $99,905 at 4% or $66,603 at 6%.
S&D, INC. 401(K) PROFIT SHARING PLAN-5$660,802$39,962$7,992iApproximate average salary by contribution assumption: employee only about $199,810 at 4% or $133,207 at 6%; with 50% employer match about $133,207 at 4% or $88,804 at 6%; with 100% employer match about $99,905 at 4% or $66,603 at 6%.
201815$502,842$43,738$8,748iApproximate average salary by contribution assumption: employee only about $218,690 at 4% or $145,793 at 6%; with 50% employer match about $145,793 at 4% or $97,196 at 6%; with 100% employer match about $109,345 at 4% or $72,897 at 6%.
S&D, INC. 401(K) PROFIT SHARING PLAN-5$502,842$43,738$8,748iApproximate average salary by contribution assumption: employee only about $218,690 at 4% or $145,793 at 6%; with 50% employer match about $145,793 at 4% or $97,196 at 6%; with 100% employer match about $109,345 at 4% or $72,897 at 6%.
201712$503,184$16,424$8,212iApproximate average salary by contribution assumption: employee only about $205,300 at 4% or $136,867 at 6%; with 50% employer match about $136,867 at 4% or $91,244 at 6%; with 100% employer match about $102,650 at 4% or $68,433 at 6%.
S&D, INC. 401(K) PROFIT SHARING PLAN-2$503,184$16,424$8,212iApproximate average salary by contribution assumption: employee only about $205,300 at 4% or $136,867 at 6%; with 50% employer match about $136,867 at 4% or $91,244 at 6%; with 100% employer match about $102,650 at 4% or $68,433 at 6%.
201612$402,666$4,862$2,431iApproximate average salary by contribution assumption: employee only about $60,775 at 4% or $40,517 at 6%; with 50% employer match about $40,517 at 4% or $27,011 at 6%; with 100% employer match about $30,388 at 4% or $20,258 at 6%.
S&D, INC. 401(K) PROFIT SHARING PLAN-2$402,666$4,862$2,431iApproximate average salary by contribution assumption: employee only about $60,775 at 4% or $40,517 at 6%; with 50% employer match about $40,517 at 4% or $27,011 at 6%; with 100% employer match about $30,388 at 4% or $20,258 at 6%.
201512$382,935$4,875$2,438iApproximate average salary by contribution assumption: employee only about $60,938 at 4% or $40,625 at 6%; with 50% employer match about $40,625 at 4% or $27,083 at 6%; with 100% employer match about $30,469 at 4% or $20,313 at 6%.
S&D, INC. 401(K) PROFIT SHARING PLAN-2$382,935$4,875$2,438iApproximate average salary by contribution assumption: employee only about $60,938 at 4% or $40,625 at 6%; with 50% employer match about $40,625 at 4% or $27,083 at 6%; with 100% employer match about $30,469 at 4% or $20,313 at 6%.
201422$380,619$80,985$40,493iApproximate average salary by contribution assumption: employee only about $1,012,313 at 4% or $674,875 at 6%; with 50% employer match about $674,875 at 4% or $449,917 at 6%; with 100% employer match about $506,156 at 4% or $337,438 at 6%.
S&D, INC. 401(K) PROFIT SHARING PLAN-2$380,619$48,750$24,375iApproximate average salary by contribution assumption: employee only about $609,375 at 4% or $406,250 at 6%; with 50% employer match about $406,250 at 4% or $270,833 at 6%; with 100% employer match about $304,688 at 4% or $203,125 at 6%.
S&D, INC. DEFINED BENEFIT PENSION PLAN-0$0$32,235-
201322$1,736,878$351,275$175,638iApproximate average salary by contribution assumption: employee only about $4,390,938 at 4% or $2,927,292 at 6%; with 50% employer match about $2,927,292 at 4% or $1,951,528 at 6%; with 100% employer match about $2,195,469 at 4% or $1,463,646 at 6%.
S&D, INC. DEFINED BENEFIT PENSION PLAN-2$1,422,823$307,561$153,781iApproximate average salary by contribution assumption: employee only about $3,844,513 at 4% or $2,563,008 at 6%; with 50% employer match about $2,563,008 at 4% or $1,708,672 at 6%; with 100% employer match about $1,922,256 at 4% or $1,281,504 at 6%.
S&D, INC. 401(K) PROFIT SHARING PLAN-2$314,055$43,714$21,857iApproximate average salary by contribution assumption: employee only about $546,425 at 4% or $364,283 at 6%; with 50% employer match about $364,283 at 4% or $242,856 at 6%; with 100% employer match about $273,213 at 4% or $182,142 at 6%.
201222$1,248,787$294,418$147,209iApproximate average salary by contribution assumption: employee only about $3,680,225 at 4% or $2,453,483 at 6%; with 50% employer match about $2,453,483 at 4% or $1,635,656 at 6%; with 100% employer match about $1,840,113 at 4% or $1,226,742 at 6%.
S&D, INC. DEFINED BENEFIT PENSION PLAN-2$1,031,338$253,869$126,935iApproximate average salary by contribution assumption: employee only about $3,173,363 at 4% or $2,115,575 at 6%; with 50% employer match about $2,115,575 at 4% or $1,410,383 at 6%; with 100% employer match about $1,586,681 at 4% or $1,057,788 at 6%.
S&D, INC. 401(K) PROFIT SHARING PLAN-2$217,449$40,549$20,275iApproximate average salary by contribution assumption: employee only about $506,863 at 4% or $337,908 at 6%; with 50% employer match about $337,908 at 4% or $225,272 at 6%; with 100% employer match about $253,431 at 4% or $168,954 at 6%.
201122$878,128$403,207$201,604iApproximate average salary by contribution assumption: employee only about $5,040,088 at 4% or $3,360,058 at 6%; with 50% employer match about $3,360,058 at 4% or $2,240,039 at 6%; with 100% employer match about $2,520,044 at 4% or $1,680,029 at 6%.
S&D, INC. DEFINED BENEFIT PENSION PLAN-2$724,914$355,734$177,867iApproximate average salary by contribution assumption: employee only about $4,446,675 at 4% or $2,964,450 at 6%; with 50% employer match about $2,964,450 at 4% or $1,976,300 at 6%; with 100% employer match about $2,223,338 at 4% or $1,482,225 at 6%.
S&D, INC. 401(K) PROFIT SHARING PLAN-2$153,214$47,473$23,737iApproximate average salary by contribution assumption: employee only about $593,413 at 4% or $395,608 at 6%; with 50% employer match about $395,608 at 4% or $263,739 at 6%; with 100% employer match about $296,706 at 4% or $197,804 at 6%.
201022$480,690$323,990$161,995iApproximate average salary by contribution assumption: employee only about $4,049,875 at 4% or $2,699,917 at 6%; with 50% employer match about $2,699,917 at 4% or $1,799,944 at 6%; with 100% employer match about $2,024,938 at 4% or $1,349,958 at 6%.
S&D, INC. DEFINED BENEFIT PENSION PLAN-2$370,265$272,200$136,100iApproximate average salary by contribution assumption: employee only about $3,402,500 at 4% or $2,268,333 at 6%; with 50% employer match about $2,268,333 at 4% or $1,512,222 at 6%; with 100% employer match about $1,701,250 at 4% or $1,134,167 at 6%.
S&D, INC. 401(K) PROFIT SHARING PLAN-2$110,425$51,790$25,895iApproximate average salary by contribution assumption: employee only about $647,375 at 4% or $431,583 at 6%; with 50% employer match about $431,583 at 4% or $287,722 at 6%; with 100% employer match about $323,688 at 4% or $215,792 at 6%.
200922$148,942$148,942$74,471iApproximate average salary by contribution assumption: employee only about $1,861,775 at 4% or $1,241,183 at 6%; with 50% employer match about $1,241,183 at 4% or $827,456 at 6%; with 100% employer match about $930,888 at 4% or $620,592 at 6%.
S&D, INC. DEFINED BENEFIT PENSION PLAN-2$98,042$98,042$49,021iApproximate average salary by contribution assumption: employee only about $1,225,525 at 4% or $817,017 at 6%; with 50% employer match about $817,017 at 4% or $544,678 at 6%; with 100% employer match about $612,763 at 4% or $408,508 at 6%.
S&D, INC. 401(K) PROFIT SHARING PLAN-2$50,900$50,900$25,450iApproximate average salary by contribution assumption: employee only about $636,250 at 4% or $424,167 at 6%; with 50% employer match about $424,167 at 4% or $282,778 at 6%; with 100% employer match about $318,125 at 4% or $212,083 at 6%.