Civic Intelligence

Ray Mac Inc

Plan context: Ray Mac Inc Retirement Savings Plan

EIN 46-0320438 • Gwinner, ND • 30 filings • 5 plans

107th 6th Street SEP.O. Box 457Gwinner, ND 58040-4308
Current Snapshot

Latest Year

2025

2025 Participants

89

2025 Assets

$7,496,343

2025 Contributions

$474,893

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$7,496,343$3,748,172$0199920132025YearValue
$7,496,343Latest year 2025

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

102510199920122025YearValue
89Latest year 2025

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
2025189$7,496,343$474,893$5,336iApproximate average salary by contribution assumption: employee only about $133,397 at 4% or $88,931 at 6%; with 50% employer match about $88,931 at 4% or $59,288 at 6%; with 100% employer match about $66,698 at 4% or $44,466 at 6%.
Ray Mac Inc Retirement Savings Plan-89$7,496,343$474,893$5,336iApproximate average salary by contribution assumption: employee only about $133,397 at 4% or $88,931 at 6%; with 50% employer match about $88,931 at 4% or $59,288 at 6%; with 100% employer match about $66,698 at 4% or $44,466 at 6%.
2024194$6,557,720$582,536$6,197iApproximate average salary by contribution assumption: employee only about $154,930 at 4% or $103,287 at 6%; with 50% employer match about $103,287 at 4% or $68,858 at 6%; with 100% employer match about $77,465 at 4% or $51,643 at 6%.
Ray Mac Inc Retirement Savings Plan-94$6,557,720$582,536$6,197iApproximate average salary by contribution assumption: employee only about $154,930 at 4% or $103,287 at 6%; with 50% employer match about $103,287 at 4% or $68,858 at 6%; with 100% employer match about $77,465 at 4% or $51,643 at 6%.
20231100$5,836,913$573,567$5,736iApproximate average salary by contribution assumption: employee only about $143,392 at 4% or $95,595 at 6%; with 50% employer match about $95,595 at 4% or $63,730 at 6%; with 100% employer match about $71,696 at 4% or $47,797 at 6%.
Ray Mac Inc Retirement Savings Plan-100$5,836,913$573,567$5,736iApproximate average salary by contribution assumption: employee only about $143,392 at 4% or $95,595 at 6%; with 50% employer match about $95,595 at 4% or $63,730 at 6%; with 100% employer match about $71,696 at 4% or $47,797 at 6%.
2022199$5,338,897$591,212$5,972iApproximate average salary by contribution assumption: employee only about $149,296 at 4% or $99,531 at 6%; with 50% employer match about $99,531 at 4% or $66,354 at 6%; with 100% employer match about $74,648 at 4% or $49,765 at 6%.
Ray Mac Inc Retirement Savings Plan-99$5,338,897$591,212$5,972iApproximate average salary by contribution assumption: employee only about $149,296 at 4% or $99,531 at 6%; with 50% employer match about $99,531 at 4% or $66,354 at 6%; with 100% employer match about $74,648 at 4% or $49,765 at 6%.
20211101$6,467,291$513,107$5,080iApproximate average salary by contribution assumption: employee only about $127,007 at 4% or $84,671 at 6%; with 50% employer match about $84,671 at 4% or $56,447 at 6%; with 100% employer match about $63,503 at 4% or $42,336 at 6%.
Ray Mac Inc Retirement Savings Plan-101$6,467,291$513,107$5,080iApproximate average salary by contribution assumption: employee only about $127,007 at 4% or $84,671 at 6%; with 50% employer match about $84,671 at 4% or $56,447 at 6%; with 100% employer match about $63,503 at 4% or $42,336 at 6%.
20201102$5,695,005$476,342$4,670iApproximate average salary by contribution assumption: employee only about $116,750 at 4% or $77,834 at 6%; with 50% employer match about $77,834 at 4% or $51,889 at 6%; with 100% employer match about $58,375 at 4% or $38,917 at 6%.
Ray Mac Inc Retirement Savings Plan-102$5,695,005$476,342$4,670iApproximate average salary by contribution assumption: employee only about $116,750 at 4% or $77,834 at 6%; with 50% employer match about $77,834 at 4% or $51,889 at 6%; with 100% employer match about $58,375 at 4% or $38,917 at 6%.
2019195$4,661,139$472,761$4,976iApproximate average salary by contribution assumption: employee only about $124,411 at 4% or $82,941 at 6%; with 50% employer match about $82,941 at 4% or $55,294 at 6%; with 100% employer match about $62,205 at 4% or $41,470 at 6%.
Ray Mac Inc Retirement Savings Plan-95$4,661,139$472,761$4,976iApproximate average salary by contribution assumption: employee only about $124,411 at 4% or $82,941 at 6%; with 50% employer match about $82,941 at 4% or $55,294 at 6%; with 100% employer match about $62,205 at 4% or $41,470 at 6%.
2018285$4,039,044$1,399,659$16,467iApproximate average salary by contribution assumption: employee only about $411,664 at 4% or $274,443 at 6%; with 50% employer match about $274,443 at 4% or $182,962 at 6%; with 100% employer match about $205,832 at 4% or $137,221 at 6%.
Ray Mac Inc Retirement Savings Plan-85$3,943,355$435,679$5,126iApproximate average salary by contribution assumption: employee only about $128,141 at 4% or $85,427 at 6%; with 50% employer match about $85,427 at 4% or $56,952 at 6%; with 100% employer match about $64,070 at 4% or $42,714 at 6%.
Ray-Mac Inc. Health Plan-0$95,689$963,980-
2017275$3,980,626$365,221$4,870iApproximate average salary by contribution assumption: employee only about $121,740 at 4% or $81,160 at 6%; with 50% employer match about $81,160 at 4% or $54,107 at 6%; with 100% employer match about $60,870 at 4% or $40,580 at 6%.
Ray Mac Inc Retirement Savings Plan-75$3,980,626$365,221$4,870iApproximate average salary by contribution assumption: employee only about $121,740 at 4% or $81,160 at 6%; with 50% employer match about $81,160 at 4% or $54,107 at 6%; with 100% employer match about $60,870 at 4% or $40,580 at 6%.
Ray-Mac Inc. Health Plan-69---
2016269$3,470,086$331,940$4,811iApproximate average salary by contribution assumption: employee only about $120,268 at 4% or $80,179 at 6%; with 50% employer match about $80,179 at 4% or $53,452 at 6%; with 100% employer match about $60,134 at 4% or $40,089 at 6%.
Ray Mac Inc Retirement Savings Plan-62$3,470,086$331,940$5,354iApproximate average salary by contribution assumption: employee only about $133,847 at 4% or $89,231 at 6%; with 50% employer match about $89,231 at 4% or $59,487 at 6%; with 100% employer match about $66,923 at 4% or $44,616 at 6%.
Ray-Mac Inc. Health Plan-69---
2015163$2,953,878$266,316$4,227iApproximate average salary by contribution assumption: employee only about $105,681 at 4% or $70,454 at 6%; with 50% employer match about $70,454 at 4% or $46,969 at 6%; with 100% employer match about $52,840 at 4% or $35,227 at 6%.
Ray Mac Inc Retirement Savings Plan-63$2,953,878$266,316$4,227iApproximate average salary by contribution assumption: employee only about $105,681 at 4% or $70,454 at 6%; with 50% employer match about $70,454 at 4% or $46,969 at 6%; with 100% employer match about $52,840 at 4% or $35,227 at 6%.
2014160$3,131,003$226,389$3,773iApproximate average salary by contribution assumption: employee only about $94,329 at 4% or $62,886 at 6%; with 50% employer match about $62,886 at 4% or $41,924 at 6%; with 100% employer match about $47,164 at 4% or $31,443 at 6%.
Ray Mac Inc Retirement Savings Plan-60$3,131,003$226,389$3,773iApproximate average salary by contribution assumption: employee only about $94,329 at 4% or $62,886 at 6%; with 50% employer match about $62,886 at 4% or $41,924 at 6%; with 100% employer match about $47,164 at 4% or $31,443 at 6%.
2013163$3,080,449$203,425$3,229iApproximate average salary by contribution assumption: employee only about $80,724 at 4% or $53,816 at 6%; with 50% employer match about $53,816 at 4% or $35,877 at 6%; with 100% employer match about $40,362 at 4% or $26,908 at 6%.
Ray Mac Inc Retirement Savings Plan-63$3,080,449$203,425$3,229iApproximate average salary by contribution assumption: employee only about $80,724 at 4% or $53,816 at 6%; with 50% employer match about $53,816 at 4% or $35,877 at 6%; with 100% employer match about $40,362 at 4% or $26,908 at 6%.
2012169$2,597,671$178,952$2,594iApproximate average salary by contribution assumption: employee only about $64,838 at 4% or $43,225 at 6%; with 50% employer match about $43,225 at 4% or $28,817 at 6%; with 100% employer match about $32,419 at 4% or $21,613 at 6%.
Ray Mac Inc Retirement Savings Plan-69$2,597,671$178,952$2,594iApproximate average salary by contribution assumption: employee only about $64,838 at 4% or $43,225 at 6%; with 50% employer match about $43,225 at 4% or $28,817 at 6%; with 100% employer match about $32,419 at 4% or $21,613 at 6%.
2011167$2,174,711$181,438$2,708iApproximate average salary by contribution assumption: employee only about $67,701 at 4% or $45,134 at 6%; with 50% employer match about $45,134 at 4% or $30,089 at 6%; with 100% employer match about $33,850 at 4% or $22,567 at 6%.
Ray Mac Inc Retirement Savings Plan-67$2,174,711$181,438$2,708iApproximate average salary by contribution assumption: employee only about $67,701 at 4% or $45,134 at 6%; with 50% employer match about $45,134 at 4% or $30,089 at 6%; with 100% employer match about $33,850 at 4% or $22,567 at 6%.
2010165$2,107,597$164,907$2,537iApproximate average salary by contribution assumption: employee only about $63,426 at 4% or $42,284 at 6%; with 50% employer match about $42,284 at 4% or $28,189 at 6%; with 100% employer match about $31,713 at 4% or $21,142 at 6%.
Ray Mac Inc Retirement Savings Plan-65$2,107,597$164,907$2,537iApproximate average salary by contribution assumption: employee only about $63,426 at 4% or $42,284 at 6%; with 50% employer match about $42,284 at 4% or $28,189 at 6%; with 100% employer match about $31,713 at 4% or $21,142 at 6%.
2009171$1,753,136$148,623$2,093iApproximate average salary by contribution assumption: employee only about $52,332 at 4% or $34,888 at 6%; with 50% employer match about $34,888 at 4% or $23,259 at 6%; with 100% employer match about $26,166 at 4% or $17,444 at 6%.
Ray Mac Inc Retirement Savings Plan-71$1,753,136$148,623$2,093iApproximate average salary by contribution assumption: employee only about $52,332 at 4% or $34,888 at 6%; with 50% employer match about $34,888 at 4% or $23,259 at 6%; with 100% employer match about $26,166 at 4% or $17,444 at 6%.
2008165$1,439,442$215,723$3,319iApproximate average salary by contribution assumption: employee only about $82,970 at 4% or $55,314 at 6%; with 50% employer match about $55,314 at 4% or $36,876 at 6%; with 100% employer match about $41,485 at 4% or $27,657 at 6%.
Ray Mac Inc Retirement Savings Plan-65$1,439,442$215,723$3,319iApproximate average salary by contribution assumption: employee only about $82,970 at 4% or $55,314 at 6%; with 50% employer match about $55,314 at 4% or $36,876 at 6%; with 100% employer match about $41,485 at 4% or $27,657 at 6%.
2007180$1,991,420$179,215$2,240iApproximate average salary by contribution assumption: employee only about $56,005 at 4% or $37,336 at 6%; with 50% employer match about $37,336 at 4% or $24,891 at 6%; with 100% employer match about $28,002 at 4% or $18,668 at 6%.
Ray Mac Inc Retirement Savings Plan-80$1,991,420$179,215$2,240iApproximate average salary by contribution assumption: employee only about $56,005 at 4% or $37,336 at 6%; with 50% employer match about $37,336 at 4% or $24,891 at 6%; with 100% employer match about $28,002 at 4% or $18,668 at 6%.
2006180$1,777,894$179,569$2,245iApproximate average salary by contribution assumption: employee only about $56,115 at 4% or $37,410 at 6%; with 50% employer match about $37,410 at 4% or $24,940 at 6%; with 100% employer match about $28,058 at 4% or $18,705 at 6%.
Ray Mac Inc Retirement Savings Plan-80$1,777,894$179,569$2,245iApproximate average salary by contribution assumption: employee only about $56,115 at 4% or $37,410 at 6%; with 50% employer match about $37,410 at 4% or $24,940 at 6%; with 100% employer match about $28,058 at 4% or $18,705 at 6%.
2005178$1,433,271$180,038$2,308iApproximate average salary by contribution assumption: employee only about $57,704 at 4% or $38,470 at 6%; with 50% employer match about $38,470 at 4% or $25,646 at 6%; with 100% employer match about $28,852 at 4% or $19,235 at 6%.
Ray Mac Inc Retirement Savings Plan-78$1,433,271$180,038$2,308iApproximate average salary by contribution assumption: employee only about $57,704 at 4% or $38,470 at 6%; with 50% employer match about $38,470 at 4% or $25,646 at 6%; with 100% employer match about $28,852 at 4% or $19,235 at 6%.
2004166$1,173,091$156,274$2,368iApproximate average salary by contribution assumption: employee only about $59,195 at 4% or $39,463 at 6%; with 50% employer match about $39,463 at 4% or $26,309 at 6%; with 100% employer match about $29,597 at 4% or $19,732 at 6%.
Ray Mac Inc Retirement Savings Plan-66$1,173,091$156,274$2,368iApproximate average salary by contribution assumption: employee only about $59,195 at 4% or $39,463 at 6%; with 50% employer match about $39,463 at 4% or $26,309 at 6%; with 100% employer match about $29,597 at 4% or $19,732 at 6%.
2003171$975,084$134,443$1,894iApproximate average salary by contribution assumption: employee only about $47,339 at 4% or $31,559 at 6%; with 50% employer match about $31,559 at 4% or $21,040 at 6%; with 100% employer match about $23,670 at 4% or $15,780 at 6%.
Ray Mac Inc Retirement Savings Plan-71$975,084$134,443$1,894iApproximate average salary by contribution assumption: employee only about $47,339 at 4% or $31,559 at 6%; with 50% employer match about $31,559 at 4% or $21,040 at 6%; with 100% employer match about $23,670 at 4% or $15,780 at 6%.
2002168$0$0-
Ray Mac Inc Retirement Savings Plan-68---
2001163$652,803$215,001$3,413iApproximate average salary by contribution assumption: employee only about $85,318 at 4% or $56,879 at 6%; with 50% employer match about $56,879 at 4% or $37,919 at 6%; with 100% employer match about $42,659 at 4% or $28,439 at 6%.
Ray Mac Inc Retirement Savings Plan-63$652,803$215,001$3,413iApproximate average salary by contribution assumption: employee only about $85,318 at 4% or $56,879 at 6%; with 50% employer match about $56,879 at 4% or $37,919 at 6%; with 100% employer match about $42,659 at 4% or $28,439 at 6%.
2000160$531,335$204,380$3,406iApproximate average salary by contribution assumption: employee only about $85,158 at 4% or $56,772 at 6%; with 50% employer match about $56,772 at 4% or $37,848 at 6%; with 100% employer match about $42,579 at 4% or $28,386 at 6%.
Ray Mac Inc Retirement Savings Plan-60$531,335$204,380$3,406iApproximate average salary by contribution assumption: employee only about $85,158 at 4% or $56,772 at 6%; with 50% employer match about $56,772 at 4% or $37,848 at 6%; with 100% employer match about $42,579 at 4% or $28,386 at 6%.
1999150$381,850$232,266$4,645iApproximate average salary by contribution assumption: employee only about $116,133 at 4% or $77,422 at 6%; with 50% employer match about $77,422 at 4% or $51,615 at 6%; with 100% employer match about $58,066 at 4% or $38,711 at 6%.
Ray Mac Inc Retirement Savings Plan-50$381,850$232,266$4,645iApproximate average salary by contribution assumption: employee only about $116,133 at 4% or $77,422 at 6%; with 50% employer match about $77,422 at 4% or $51,615 at 6%; with 100% employer match about $58,066 at 4% or $38,711 at 6%.