Civic Intelligence

We Ratchford PC.

Plan context: The Ratchford Firm 401(K) Plan

EIN 45-5590023 • Springfield, GA • 4 filings • 1 plans

1575 Highway 21 SouthSpringfield, GA 31329
Current Snapshot

Latest Year

2025

2025 Participants

11

2025 Assets

$399,873

2025 Contributions

$68,988

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$399,873$199,937$0202220242025YearValue
$399,873Latest year 2025

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

1260202220242025YearValue
11Latest year 2025

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
2025111$399,873$68,988$6,272iApproximate average salary by contribution assumption: employee only about $156,791 at 4% or $104,527 at 6%; with 50% employer match about $104,527 at 4% or $69,685 at 6%; with 100% employer match about $78,395 at 4% or $52,264 at 6%.
The Ratchford Firm 401(K) Plan-11$399,873$68,988$6,272iApproximate average salary by contribution assumption: employee only about $156,791 at 4% or $104,527 at 6%; with 50% employer match about $104,527 at 4% or $69,685 at 6%; with 100% employer match about $78,395 at 4% or $52,264 at 6%.
2024111$299,085$117,907$10,719iApproximate average salary by contribution assumption: employee only about $267,970 at 4% or $178,647 at 6%; with 50% employer match about $178,647 at 4% or $119,098 at 6%; with 100% employer match about $133,985 at 4% or $89,323 at 6%.
The Ratchford Firm 401(K) Plan-11$299,085$117,907$10,719iApproximate average salary by contribution assumption: employee only about $267,970 at 4% or $178,647 at 6%; with 50% employer match about $178,647 at 4% or $119,098 at 6%; with 100% employer match about $133,985 at 4% or $89,323 at 6%.
2023112$185,926$43,780$3,648iApproximate average salary by contribution assumption: employee only about $91,208 at 4% or $60,806 at 6%; with 50% employer match about $60,806 at 4% or $40,537 at 6%; with 100% employer match about $45,604 at 4% or $30,403 at 6%.
The Ratchford Firm 401(K) Plan-12$185,926$43,780$3,648iApproximate average salary by contribution assumption: employee only about $91,208 at 4% or $60,806 at 6%; with 50% employer match about $60,806 at 4% or $40,537 at 6%; with 100% employer match about $45,604 at 4% or $30,403 at 6%.
2022110$123,446$125,605$12,561iApproximate average salary by contribution assumption: employee only about $314,013 at 4% or $209,342 at 6%; with 50% employer match about $209,342 at 4% or $139,561 at 6%; with 100% employer match about $157,006 at 4% or $104,671 at 6%.
The Ratchford Firm 401(K) Plan-10$123,446$125,605$12,561iApproximate average salary by contribution assumption: employee only about $314,013 at 4% or $209,342 at 6%; with 50% employer match about $209,342 at 4% or $139,561 at 6%; with 100% employer match about $157,006 at 4% or $104,671 at 6%.