Civic Intelligence

Clute Wealth Management LLC

Plan context: Clute Wealth Management 401(K) Plan

EIN 45-4167723 • Plattsburgh, NY • 22 filings • 2 plans

152 Tom Miller RoadPlattsburgh, NY 12901
Current Snapshot

Latest Year

2025

2025 Participants

9

2025 Assets

$3,346,412

2025 Contributions

$194,759

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$3,419,239$1,709,620$0201220192025YearValue
$3,346,412Latest year 2025

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

950201220192025YearValue
9Latest year 2025

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
202519$3,346,412$194,759$21,640iApproximate average salary by contribution assumption: employee only about $540,997 at 4% or $360,665 at 6%; with 50% employer match about $360,665 at 4% or $240,443 at 6%; with 100% employer match about $270,499 at 4% or $180,332 at 6%.
Clute Wealth Management 401(K) Plan-9$3,346,412$194,759$21,640iApproximate average salary by contribution assumption: employee only about $540,997 at 4% or $360,665 at 6%; with 50% employer match about $360,665 at 4% or $240,443 at 6%; with 100% employer match about $270,499 at 4% or $180,332 at 6%.
202419$2,639,038$100,467$11,163iApproximate average salary by contribution assumption: employee only about $279,075 at 4% or $186,050 at 6%; with 50% employer match about $186,050 at 4% or $124,033 at 6%; with 100% employer match about $139,538 at 4% or $93,025 at 6%.
Clute Wealth Management 401(K) Plan-9$2,639,038$100,467$11,163iApproximate average salary by contribution assumption: employee only about $279,075 at 4% or $186,050 at 6%; with 50% employer match about $186,050 at 4% or $124,033 at 6%; with 100% employer match about $139,538 at 4% or $93,025 at 6%.
202319$2,244,063$105,156$11,684iApproximate average salary by contribution assumption: employee only about $292,100 at 4% or $194,733 at 6%; with 50% employer match about $194,733 at 4% or $129,822 at 6%; with 100% employer match about $146,050 at 4% or $97,367 at 6%.
Clute Wealth Management 401(K) Plan-9$2,244,063$105,156$11,684iApproximate average salary by contribution assumption: employee only about $292,100 at 4% or $194,733 at 6%; with 50% employer match about $194,733 at 4% or $129,822 at 6%; with 100% employer match about $146,050 at 4% or $97,367 at 6%.
202219$1,774,075$36,402$4,045iApproximate average salary by contribution assumption: employee only about $101,117 at 4% or $67,411 at 6%; with 50% employer match about $67,411 at 4% or $44,941 at 6%; with 100% employer match about $50,558 at 4% or $33,706 at 6%.
Clute Wealth Management 401(K) Plan-9$1,774,075$36,402$4,045iApproximate average salary by contribution assumption: employee only about $101,117 at 4% or $67,411 at 6%; with 50% employer match about $67,411 at 4% or $44,941 at 6%; with 100% employer match about $50,558 at 4% or $33,706 at 6%.
202119$2,178,381$129,999$14,444iApproximate average salary by contribution assumption: employee only about $361,108 at 4% or $240,739 at 6%; with 50% employer match about $240,739 at 4% or $160,493 at 6%; with 100% employer match about $180,554 at 4% or $120,369 at 6%.
Clute Wealth Management 401(K) Plan-9$2,178,381$129,999$14,444iApproximate average salary by contribution assumption: employee only about $361,108 at 4% or $240,739 at 6%; with 50% employer match about $240,739 at 4% or $160,493 at 6%; with 100% employer match about $180,554 at 4% or $120,369 at 6%.
202029$1,750,996$122,895$13,655iApproximate average salary by contribution assumption: employee only about $341,375 at 4% or $227,583 at 6%; with 50% employer match about $227,583 at 4% or $151,722 at 6%; with 100% employer match about $170,688 at 4% or $113,792 at 6%.
Clute Wealth Management 401(K) Plan-9$1,750,996$122,895$13,655iApproximate average salary by contribution assumption: employee only about $341,375 at 4% or $227,583 at 6%; with 50% employer match about $227,583 at 4% or $151,722 at 6%; with 100% employer match about $170,688 at 4% or $113,792 at 6%.
CLUTE WEALTH MANAGEMENT CASH BALANCE PLAN-0$0--
201929$3,419,239$509,046$56,561iApproximate average salary by contribution assumption: employee only about $1,414,017 at 4% or $942,678 at 6%; with 50% employer match about $942,678 at 4% or $628,452 at 6%; with 100% employer match about $707,008 at 4% or $471,339 at 6%.
CLUTE WEALTH MANAGEMENT CASH BALANCE PLAN-6$2,043,906$407,493$67,916iApproximate average salary by contribution assumption: employee only about $1,697,888 at 4% or $1,131,925 at 6%; with 50% employer match about $1,131,925 at 4% or $754,617 at 6%; with 100% employer match about $848,944 at 4% or $565,963 at 6%.
Clute Wealth Management 401(K) Plan-9$1,375,333$101,553$11,284iApproximate average salary by contribution assumption: employee only about $282,092 at 4% or $188,061 at 6%; with 50% employer match about $188,061 at 4% or $125,374 at 6%; with 100% employer match about $141,046 at 4% or $94,031 at 6%.
201828$2,655,466$477,737$59,717iApproximate average salary by contribution assumption: employee only about $1,492,928 at 4% or $995,285 at 6%; with 50% employer match about $995,285 at 4% or $663,524 at 6%; with 100% employer match about $746,464 at 4% or $497,643 at 6%.
CLUTE WEALTH MANAGEMENT CASH BALANCE PLAN-6$1,631,351$384,818$64,136iApproximate average salary by contribution assumption: employee only about $1,603,408 at 4% or $1,068,939 at 6%; with 50% employer match about $1,068,939 at 4% or $712,626 at 6%; with 100% employer match about $801,704 at 4% or $534,469 at 6%.
Clute Wealth Management 401(K) Plan-8$1,024,115$92,919$11,615iApproximate average salary by contribution assumption: employee only about $290,372 at 4% or $193,581 at 6%; with 50% employer match about $193,581 at 4% or $129,054 at 6%; with 100% employer match about $145,186 at 4% or $96,791 at 6%.
201727$2,227,083$403,889$57,698iApproximate average salary by contribution assumption: employee only about $1,442,461 at 4% or $961,640 at 6%; with 50% employer match about $961,640 at 4% or $641,094 at 6%; with 100% employer match about $721,230 at 4% or $480,820 at 6%.
CLUTE WEALTH MANAGEMENT CASH BALANCE PLAN-7$1,249,456$321,230$45,890iApproximate average salary by contribution assumption: employee only about $1,147,250 at 4% or $764,833 at 6%; with 50% employer match about $764,833 at 4% or $509,889 at 6%; with 100% employer match about $573,625 at 4% or $382,417 at 6%.
Clute Wealth Management 401(K) Plan-7$977,627$82,659$11,808iApproximate average salary by contribution assumption: employee only about $295,211 at 4% or $196,807 at 6%; with 50% employer match about $196,807 at 4% or $131,205 at 6%; with 100% employer match about $147,605 at 4% or $98,404 at 6%.
201627$1,648,766$345,734$49,391iApproximate average salary by contribution assumption: employee only about $1,234,764 at 4% or $823,176 at 6%; with 50% employer match about $823,176 at 4% or $548,784 at 6%; with 100% employer match about $617,382 at 4% or $411,588 at 6%.
CLUTE WEALTH MANAGEMENT CASH BALANCE PLAN-7$927,989$266,851$38,122iApproximate average salary by contribution assumption: employee only about $953,039 at 4% or $635,360 at 6%; with 50% employer match about $635,360 at 4% or $423,573 at 6%; with 100% employer match about $476,520 at 4% or $317,680 at 6%.
Clute Wealth Management 401(K) Plan-7$720,777$78,883$11,269iApproximate average salary by contribution assumption: employee only about $281,725 at 4% or $187,817 at 6%; with 50% employer match about $187,817 at 4% or $125,211 at 6%; with 100% employer match about $140,863 at 4% or $93,908 at 6%.
201527$1,253,226$327,019$46,717iApproximate average salary by contribution assumption: employee only about $1,167,925 at 4% or $778,617 at 6%; with 50% employer match about $778,617 at 4% or $519,078 at 6%; with 100% employer match about $583,963 at 4% or $389,308 at 6%.
CLUTE WEALTH MANAGEMENT CASH BALANCE PLAN-7$661,087$243,325$34,761iApproximate average salary by contribution assumption: employee only about $869,018 at 4% or $579,345 at 6%; with 50% employer match about $579,345 at 4% or $386,230 at 6%; with 100% employer match about $434,509 at 4% or $289,673 at 6%.
Clute Wealth Management 401(K) Plan-7$592,139$83,694$11,956iApproximate average salary by contribution assumption: employee only about $298,907 at 4% or $199,271 at 6%; with 50% employer match about $199,271 at 4% or $132,848 at 6%; with 100% employer match about $149,454 at 4% or $99,636 at 6%.
201427$922,299$323,991$46,284iApproximate average salary by contribution assumption: employee only about $1,157,111 at 4% or $771,407 at 6%; with 50% employer match about $771,407 at 4% or $514,271 at 6%; with 100% employer match about $578,555 at 4% or $385,704 at 6%.
Clute Wealth Management 401(K) Plan-7$504,565$99,732$14,247iApproximate average salary by contribution assumption: employee only about $356,186 at 4% or $237,457 at 6%; with 50% employer match about $237,457 at 4% or $158,305 at 6%; with 100% employer match about $178,093 at 4% or $118,729 at 6%.
CLUTE WEALTH MANAGEMENT CASH BALANCE PLAN-7$417,734$224,259$32,037iApproximate average salary by contribution assumption: employee only about $800,925 at 4% or $533,950 at 6%; with 50% employer match about $533,950 at 4% or $355,967 at 6%; with 100% employer match about $400,463 at 4% or $266,975 at 6%.
201327$565,677$257,819$36,831iApproximate average salary by contribution assumption: employee only about $920,782 at 4% or $613,855 at 6%; with 50% employer match about $613,855 at 4% or $409,237 at 6%; with 100% employer match about $460,391 at 4% or $306,927 at 6%.
Clute Wealth Management 401(K) Plan-7$372,215$64,357$9,194iApproximate average salary by contribution assumption: employee only about $229,846 at 4% or $153,231 at 6%; with 50% employer match about $153,231 at 4% or $102,154 at 6%; with 100% employer match about $114,923 at 4% or $76,615 at 6%.
CLUTE WEALTH MANAGEMENT CASH BALANCE PLAN-7$193,462$193,462$27,637iApproximate average salary by contribution assumption: employee only about $690,936 at 4% or $460,624 at 6%; with 50% employer match about $460,624 at 4% or $307,083 at 6%; with 100% employer match about $345,468 at 4% or $230,312 at 6%.
201217$229,792$106,003$15,143iApproximate average salary by contribution assumption: employee only about $378,582 at 4% or $252,388 at 6%; with 50% employer match about $252,388 at 4% or $168,259 at 6%; with 100% employer match about $189,291 at 4% or $126,194 at 6%.
Clute Wealth Management 401(K) Plan-7$229,792$106,003$15,143iApproximate average salary by contribution assumption: employee only about $378,582 at 4% or $252,388 at 6%; with 50% employer match about $252,388 at 4% or $168,259 at 6%; with 100% employer match about $189,291 at 4% or $126,194 at 6%.