Civic Intelligence

IRA BROKERAGE, INC.

Plan context: Income Replacement Agency 401(K) Plan and Trust

EIN 45-3644916 • Farmington Hills, MI • 22 filings • 2 plans

34119 West Twelve Mile RoadSuite 330Farmington Hills, MI 48331
Current Snapshot

Latest Year

2024

2024 Participants

10

2024 Assets

$855,430

2024 Contributions

$20,207

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$2,008,010$1,004,005$0201220182024YearValue
$855,430Latest year 2024

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

1050201220182024YearValue
10Latest year 2024

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
2024110$855,430$20,207$2,021iApproximate average salary by contribution assumption: employee only about $50,518 at 4% or $33,678 at 6%; with 50% employer match about $33,678 at 4% or $22,452 at 6%; with 100% employer match about $25,259 at 4% or $16,839 at 6%.
Income Replacement Agency 401(K) Plan and Trust-10$855,430$20,207$2,021iApproximate average salary by contribution assumption: employee only about $50,518 at 4% or $33,678 at 6%; with 50% employer match about $33,678 at 4% or $22,452 at 6%; with 100% employer match about $25,259 at 4% or $16,839 at 6%.
202319$760,276$82,839$9,204iApproximate average salary by contribution assumption: employee only about $230,108 at 4% or $153,406 at 6%; with 50% employer match about $153,406 at 4% or $102,270 at 6%; with 100% employer match about $115,054 at 4% or $76,703 at 6%.
Income Replacement Agency 401(K) Plan and Trust-9$760,276$82,839$9,204iApproximate average salary by contribution assumption: employee only about $230,108 at 4% or $153,406 at 6%; with 50% employer match about $153,406 at 4% or $102,270 at 6%; with 100% employer match about $115,054 at 4% or $76,703 at 6%.
202218$598,154$130,304$16,288iApproximate average salary by contribution assumption: employee only about $407,200 at 4% or $271,467 at 6%; with 50% employer match about $271,467 at 4% or $180,978 at 6%; with 100% employer match about $203,600 at 4% or $135,733 at 6%.
Income Replacement Agency 401(K) Plan and Trust-8$598,154$130,304$16,288iApproximate average salary by contribution assumption: employee only about $407,200 at 4% or $271,467 at 6%; with 50% employer match about $271,467 at 4% or $180,978 at 6%; with 100% employer match about $203,600 at 4% or $135,733 at 6%.
202118$551,588$81,797$10,225iApproximate average salary by contribution assumption: employee only about $255,616 at 4% or $170,410 at 6%; with 50% employer match about $170,410 at 4% or $113,607 at 6%; with 100% employer match about $127,808 at 4% or $85,205 at 6%.
Income Replacement Agency 401(K) Plan and Trust-8$551,588$81,797$10,225iApproximate average salary by contribution assumption: employee only about $255,616 at 4% or $170,410 at 6%; with 50% employer match about $170,410 at 4% or $113,607 at 6%; with 100% employer match about $127,808 at 4% or $85,205 at 6%.
202028$590,806$70,977$8,872iApproximate average salary by contribution assumption: employee only about $221,803 at 4% or $147,869 at 6%; with 50% employer match about $147,869 at 4% or $98,579 at 6%; with 100% employer match about $110,902 at 4% or $73,934 at 6%.
Income Replacement Agency 401(K) Plan and Trust-8$590,806$70,977$8,872iApproximate average salary by contribution assumption: employee only about $221,803 at 4% or $147,869 at 6%; with 50% employer match about $147,869 at 4% or $98,579 at 6%; with 100% employer match about $110,902 at 4% or $73,934 at 6%.
Ira Brokerage Cash Balance Plan-0$0--
201927$2,008,010$129,524$18,503iApproximate average salary by contribution assumption: employee only about $462,586 at 4% or $308,390 at 6%; with 50% employer match about $308,390 at 4% or $205,594 at 6%; with 100% employer match about $231,293 at 4% or $154,195 at 6%.
Ira Brokerage Cash Balance Plan-3$1,210,196$9,000$3,000iApproximate average salary by contribution assumption: employee only about $75,000 at 4% or $50,000 at 6%; with 50% employer match about $50,000 at 4% or $33,333 at 6%; with 100% employer match about $37,500 at 4% or $25,000 at 6%.
Income Replacement Agency 401(K) Plan and Trust-7$797,814$120,524$17,218iApproximate average salary by contribution assumption: employee only about $430,443 at 4% or $286,962 at 6%; with 50% employer match about $286,962 at 4% or $191,308 at 6%; with 100% employer match about $215,221 at 4% or $143,481 at 6%.
201827$1,573,258$120,726$17,247iApproximate average salary by contribution assumption: employee only about $431,164 at 4% or $287,443 at 6%; with 50% employer match about $287,443 at 4% or $191,629 at 6%; with 100% employer match about $215,582 at 4% or $143,721 at 6%.
Ira Brokerage Cash Balance Plan-3$1,002,156$50,704$16,901iApproximate average salary by contribution assumption: employee only about $422,533 at 4% or $281,689 at 6%; with 50% employer match about $281,689 at 4% or $187,793 at 6%; with 100% employer match about $211,267 at 4% or $140,844 at 6%.
Income Replacement Agency 401(K) Plan and Trust-7$571,102$70,022$10,003iApproximate average salary by contribution assumption: employee only about $250,079 at 4% or $166,719 at 6%; with 50% employer match about $166,719 at 4% or $111,146 at 6%; with 100% employer match about $125,039 at 4% or $83,360 at 6%.
201727$1,542,959$259,401$37,057iApproximate average salary by contribution assumption: employee only about $926,432 at 4% or $617,621 at 6%; with 50% employer match about $617,621 at 4% or $411,748 at 6%; with 100% employer match about $463,216 at 4% or $308,811 at 6%.
Ira Brokerage Cash Balance Plan-3$1,022,085$151,763$50,588iApproximate average salary by contribution assumption: employee only about $1,264,692 at 4% or $843,128 at 6%; with 50% employer match about $843,128 at 4% or $562,085 at 6%; with 100% employer match about $632,346 at 4% or $421,564 at 6%.
Income Replacement Agency 401(K) Plan and Trust-7$520,874$107,638$15,377iApproximate average salary by contribution assumption: employee only about $384,421 at 4% or $256,281 at 6%; with 50% employer match about $256,281 at 4% or $170,854 at 6%; with 100% employer match about $192,211 at 4% or $128,140 at 6%.
201626$1,138,997$230,293$38,382iApproximate average salary by contribution assumption: employee only about $959,554 at 4% or $639,703 at 6%; with 50% employer match about $639,703 at 4% or $426,469 at 6%; with 100% employer match about $479,777 at 4% or $319,851 at 6%.
Ira Brokerage Cash Balance Plan-3$766,453$126,000$42,000iApproximate average salary by contribution assumption: employee only about $1,050,000 at 4% or $700,000 at 6%; with 50% employer match about $700,000 at 4% or $466,667 at 6%; with 100% employer match about $525,000 at 4% or $350,000 at 6%.
Income Replacement Agency 401(K) Plan and Trust-6$372,544$104,293$17,382iApproximate average salary by contribution assumption: employee only about $434,554 at 4% or $289,703 at 6%; with 50% employer match about $289,703 at 4% or $193,135 at 6%; with 100% employer match about $217,277 at 4% or $144,851 at 6%.
201527$1,431,627$201,100$28,729iApproximate average salary by contribution assumption: employee only about $718,214 at 4% or $478,810 at 6%; with 50% employer match about $478,810 at 4% or $319,206 at 6%; with 100% employer match about $359,107 at 4% or $239,405 at 6%.
Income Replacement Agency 401(K) Plan and Trust-7$844,184$76,100$10,871iApproximate average salary by contribution assumption: employee only about $271,786 at 4% or $181,190 at 6%; with 50% employer match about $181,190 at 4% or $120,794 at 6%; with 100% employer match about $135,893 at 4% or $90,595 at 6%.
Ira Brokerage Cash Balance Plan-3$587,443$125,000$41,667iApproximate average salary by contribution assumption: employee only about $1,041,667 at 4% or $694,444 at 6%; with 50% employer match about $694,444 at 4% or $462,963 at 6%; with 100% employer match about $520,833 at 4% or $347,222 at 6%.
201428$1,288,279$228,085$28,511iApproximate average salary by contribution assumption: employee only about $712,766 at 4% or $475,177 at 6%; with 50% employer match about $475,177 at 4% or $316,785 at 6%; with 100% employer match about $356,383 at 4% or $237,589 at 6%.
Income Replacement Agency 401(K) Plan and Trust-8$816,480$98,085$12,261iApproximate average salary by contribution assumption: employee only about $306,516 at 4% or $204,344 at 6%; with 50% employer match about $204,344 at 4% or $136,229 at 6%; with 100% employer match about $153,258 at 4% or $102,172 at 6%.
Ira Brokerage Cash Balance Plan-3$471,799$130,000$43,333iApproximate average salary by contribution assumption: employee only about $1,083,333 at 4% or $722,222 at 6%; with 50% employer match about $722,222 at 4% or $481,481 at 6%; with 100% employer match about $541,667 at 4% or $361,111 at 6%.
201328$1,066,083$289,973$36,247iApproximate average salary by contribution assumption: employee only about $906,166 at 4% or $604,110 at 6%; with 50% employer match about $604,110 at 4% or $402,740 at 6%; with 100% employer match about $453,083 at 4% or $302,055 at 6%.
Income Replacement Agency 401(K) Plan and Trust-8$724,719$99,132$12,392iApproximate average salary by contribution assumption: employee only about $309,788 at 4% or $206,525 at 6%; with 50% employer match about $206,525 at 4% or $137,683 at 6%; with 100% employer match about $154,894 at 4% or $103,263 at 6%.
Ira Brokerage Cash Balance Plan-3$341,364$190,841$63,614iApproximate average salary by contribution assumption: employee only about $1,590,342 at 4% or $1,060,228 at 6%; with 50% employer match about $1,060,228 at 4% or $706,819 at 6%; with 100% employer match about $795,171 at 4% or $530,114 at 6%.
201226$722,283$223,219$37,203iApproximate average salary by contribution assumption: employee only about $930,079 at 4% or $620,053 at 6%; with 50% employer match about $620,053 at 4% or $413,369 at 6%; with 100% employer match about $465,040 at 4% or $310,026 at 6%.
Income Replacement Agency 401(K) Plan and Trust-6$571,059$71,995$11,999iApproximate average salary by contribution assumption: employee only about $299,979 at 4% or $199,986 at 6%; with 50% employer match about $199,986 at 4% or $133,324 at 6%; with 100% employer match about $149,990 at 4% or $99,993 at 6%.
Ira Brokerage Cash Balance Plan-2$151,224$151,224$75,612iApproximate average salary by contribution assumption: employee only about $1,890,300 at 4% or $1,260,200 at 6%; with 50% employer match about $1,260,200 at 4% or $840,133 at 6%; with 100% employer match about $945,150 at 4% or $630,100 at 6%.