Civic Intelligence

Verbal Beginnings LLC

Plan context: Verbal Beginnings LLC 401(K) Plan

EIN 45-2653391 • Columbia, MD • 15 filings • 5 plans

7090 Samuel Morse Drive, Suite 100Columbia, MD 21046
Current Snapshot

Latest Year

2025

2025 Participants

536

2025 Assets

$5,617,127

2025 Contributions

$1,543,204

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$5,617,127$2,808,564$0201620212025YearValue
$5,617,127Latest year 2025

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

6533270201620212025YearValue
536Latest year 2025

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
20251536$5,617,127$1,543,204$2,879iApproximate average salary by contribution assumption: employee only about $71,978 at 4% or $47,985 at 6%; with 50% employer match about $47,985 at 4% or $31,990 at 6%; with 100% employer match about $35,989 at 4% or $23,993 at 6%.
Verbal Beginnings LLC 401(K) Plan-536$5,617,127$1,543,204$2,879iApproximate average salary by contribution assumption: employee only about $71,978 at 4% or $47,985 at 6%; with 50% employer match about $47,985 at 4% or $31,990 at 6%; with 100% employer match about $35,989 at 4% or $23,993 at 6%.
20242653$3,936,100$1,469,633$2,251iApproximate average salary by contribution assumption: employee only about $56,265 at 4% or $37,510 at 6%; with 50% employer match about $37,510 at 4% or $25,007 at 6%; with 100% employer match about $28,132 at 4% or $18,755 at 6%.
Verbal Beginnings LLC 401(K) Plan-440$3,936,100$1,469,633$3,340iApproximate average salary by contribution assumption: employee only about $83,502 at 4% or $55,668 at 6%; with 50% employer match about $55,668 at 4% or $37,112 at 6%; with 100% employer match about $41,751 at 4% or $27,834 at 6%.
Verbal Beginnings LLC Health and Welfare Plan-653---
20232413$2,759,715$1,158,744$2,806iApproximate average salary by contribution assumption: employee only about $70,142 at 4% or $46,761 at 6%; with 50% employer match about $46,761 at 4% or $31,174 at 6%; with 100% employer match about $35,071 at 4% or $23,381 at 6%.
Verbal Beginnings LLC 401(K) Plan-413$2,759,715$1,158,744$2,806iApproximate average salary by contribution assumption: employee only about $70,142 at 4% or $46,761 at 6%; with 50% employer match about $46,761 at 4% or $31,174 at 6%; with 100% employer match about $35,071 at 4% or $23,381 at 6%.
Verbal Beginnings LLC Health and Welfare Plan-143---
20223583$1,779,453$881,512$1,512iApproximate average salary by contribution assumption: employee only about $37,801 at 4% or $25,200 at 6%; with 50% employer match about $25,200 at 4% or $16,800 at 6%; with 100% employer match about $18,900 at 4% or $12,600 at 6%.
Verbal Beginnings LLC 401(K) Plan-583$1,779,453$881,512$1,512iApproximate average salary by contribution assumption: employee only about $37,801 at 4% or $25,200 at 6%; with 50% employer match about $25,200 at 4% or $16,800 at 6%; with 100% employer match about $18,900 at 4% or $12,600 at 6%.
Verbal Beginnings LLC Health and Welfare Plan-0---
VERBAL BEGINNINGS LIFE INSURANCE PLAN-0---
20212301$1,405,719$595,872$1,980iApproximate average salary by contribution assumption: employee only about $49,491 at 4% or $32,994 at 6%; with 50% employer match about $32,994 at 4% or $21,996 at 6%; with 100% employer match about $24,746 at 4% or $16,497 at 6%.
Verbal Beginnings LLC 401(K) Plan-301$1,405,719$595,872$1,980iApproximate average salary by contribution assumption: employee only about $49,491 at 4% or $32,994 at 6%; with 50% employer match about $32,994 at 4% or $21,996 at 6%; with 100% employer match about $24,746 at 4% or $16,497 at 6%.
Verbal Beginnings LLC Health and Welfare Plan-202---
20201104$781,374$268,174$2,579iApproximate average salary by contribution assumption: employee only about $64,465 at 4% or $42,977 at 6%; with 50% employer match about $42,977 at 4% or $28,651 at 6%; with 100% employer match about $32,232 at 4% or $21,488 at 6%.
Verbal Beginnings LLC 401(K) Plan-104$781,374$268,174$2,579iApproximate average salary by contribution assumption: employee only about $64,465 at 4% or $42,977 at 6%; with 50% employer match about $42,977 at 4% or $28,651 at 6%; with 100% employer match about $32,232 at 4% or $21,488 at 6%.
2019172$424,909$187,409$2,603iApproximate average salary by contribution assumption: employee only about $65,073 at 4% or $43,382 at 6%; with 50% employer match about $43,382 at 4% or $28,921 at 6%; with 100% employer match about $32,536 at 4% or $21,691 at 6%.
Verbal Beginnings LLC 401(K) Plan-72$424,909$187,409$2,603iApproximate average salary by contribution assumption: employee only about $65,073 at 4% or $43,382 at 6%; with 50% employer match about $43,382 at 4% or $28,921 at 6%; with 100% employer match about $32,536 at 4% or $21,691 at 6%.
2018141$194,985$130,195$3,175iApproximate average salary by contribution assumption: employee only about $79,387 at 4% or $52,925 at 6%; with 50% employer match about $52,925 at 4% or $35,283 at 6%; with 100% employer match about $39,694 at 4% or $26,462 at 6%.
Verbal Beginnings LLC 401(K) Plan-41$194,985$130,195$3,175iApproximate average salary by contribution assumption: employee only about $79,387 at 4% or $52,925 at 6%; with 50% employer match about $52,925 at 4% or $35,283 at 6%; with 100% employer match about $39,694 at 4% or $26,462 at 6%.
2017134$111,054$72,945$2,145iApproximate average salary by contribution assumption: employee only about $53,636 at 4% or $35,757 at 6%; with 50% employer match about $35,757 at 4% or $23,838 at 6%; with 100% employer match about $26,818 at 4% or $17,879 at 6%.
Verbal Beginnings LLC 401(K) Plan-34$111,054$72,945$2,145iApproximate average salary by contribution assumption: employee only about $53,636 at 4% or $35,757 at 6%; with 50% employer match about $35,757 at 4% or $23,838 at 6%; with 100% employer match about $26,818 at 4% or $17,879 at 6%.
2016116$29,782$29,702$1,856iApproximate average salary by contribution assumption: employee only about $46,409 at 4% or $30,940 at 6%; with 50% employer match about $30,940 at 4% or $20,626 at 6%; with 100% employer match about $23,205 at 4% or $15,470 at 6%.
Verbal Beginnings LLC 401(K) Plan-16$29,782$29,702$1,856iApproximate average salary by contribution assumption: employee only about $46,409 at 4% or $30,940 at 6%; with 50% employer match about $30,940 at 4% or $20,626 at 6%; with 100% employer match about $23,205 at 4% or $15,470 at 6%.