Civic Intelligence

Finance Concepts LLC

Plan context: Finance Concepts LLC 401(K) Profit Sharing Plan & Trust

EIN 45-0980182 • Rancho Cordova, CA • 14 filings • 3 plans

12150 Tributary Point DriveSuite 190Rancho Cordova, CA 95670
Current Snapshot

Latest Year

2025

2025 Participants

17

2025 Assets

$2,600,522

2025 Contributions

$245,024

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$2,600,522$1,300,261$0201220192025YearValue
$2,600,522Latest year 2025

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

19100201220192025YearValue
17Latest year 2025

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
2025117$2,600,522$245,024$14,413iApproximate average salary by contribution assumption: employee only about $360,329 at 4% or $240,220 at 6%; with 50% employer match about $240,220 at 4% or $160,146 at 6%; with 100% employer match about $180,165 at 4% or $120,110 at 6%.
Finance Concepts LLC 401(K) Profit Sharing Plan & Trust-17$2,600,522$245,024$14,413iApproximate average salary by contribution assumption: employee only about $360,329 at 4% or $240,220 at 6%; with 50% employer match about $240,220 at 4% or $160,146 at 6%; with 100% employer match about $180,165 at 4% or $120,110 at 6%.
2024117$2,061,784$197,119$11,595iApproximate average salary by contribution assumption: employee only about $289,881 at 4% or $193,254 at 6%; with 50% employer match about $193,254 at 4% or $128,836 at 6%; with 100% employer match about $144,940 at 4% or $96,627 at 6%.
Finance Concepts LLC 401(K) Profit Sharing Plan & Trust-17$2,061,784$197,119$11,595iApproximate average salary by contribution assumption: employee only about $289,881 at 4% or $193,254 at 6%; with 50% employer match about $193,254 at 4% or $128,836 at 6%; with 100% employer match about $144,940 at 4% or $96,627 at 6%.
2023118$1,722,048$203,808$11,323iApproximate average salary by contribution assumption: employee only about $283,067 at 4% or $188,711 at 6%; with 50% employer match about $188,711 at 4% or $125,807 at 6%; with 100% employer match about $141,533 at 4% or $94,356 at 6%.
Finance Concepts LLC 401(K) Profit Sharing Plan & Trust-18$1,722,048$203,808$11,323iApproximate average salary by contribution assumption: employee only about $283,067 at 4% or $188,711 at 6%; with 50% employer match about $188,711 at 4% or $125,807 at 6%; with 100% employer match about $141,533 at 4% or $94,356 at 6%.
2022118$1,381,069$196,153$10,897iApproximate average salary by contribution assumption: employee only about $272,435 at 4% or $181,623 at 6%; with 50% employer match about $181,623 at 4% or $121,082 at 6%; with 100% employer match about $136,217 at 4% or $90,812 at 6%.
Finance Concepts LLC 401(K) Profit Sharing Plan & Trust-18$1,381,069$196,153$10,897iApproximate average salary by contribution assumption: employee only about $272,435 at 4% or $181,623 at 6%; with 50% employer match about $181,623 at 4% or $121,082 at 6%; with 100% employer match about $136,217 at 4% or $90,812 at 6%.
2021118$1,363,765$212,655$11,814iApproximate average salary by contribution assumption: employee only about $295,354 at 4% or $196,903 at 6%; with 50% employer match about $196,903 at 4% or $131,269 at 6%; with 100% employer match about $147,677 at 4% or $98,451 at 6%.
Finance Concepts LLC 401(K) Profit Sharing Plan & Trust-18$1,363,765$212,655$11,814iApproximate average salary by contribution assumption: employee only about $295,354 at 4% or $196,903 at 6%; with 50% employer match about $196,903 at 4% or $131,269 at 6%; with 100% employer match about $147,677 at 4% or $98,451 at 6%.
2020118$1,602,601$113,586$6,310iApproximate average salary by contribution assumption: employee only about $157,758 at 4% or $105,172 at 6%; with 50% employer match about $105,172 at 4% or $70,115 at 6%; with 100% employer match about $78,879 at 4% or $52,586 at 6%.
Finance Concepts LLC 401(K) Profit Sharing Plan & Trust-18$1,602,601$113,586$6,310iApproximate average salary by contribution assumption: employee only about $157,758 at 4% or $105,172 at 6%; with 50% employer match about $105,172 at 4% or $70,115 at 6%; with 100% employer match about $78,879 at 4% or $52,586 at 6%.
2019117$1,310,488$201,127$11,831iApproximate average salary by contribution assumption: employee only about $295,775 at 4% or $197,183 at 6%; with 50% employer match about $197,183 at 4% or $131,456 at 6%; with 100% employer match about $147,888 at 4% or $98,592 at 6%.
Finance Concepts LLC 401(K) Profit Sharing Plan & Trust-17$1,310,488$201,127$11,831iApproximate average salary by contribution assumption: employee only about $295,775 at 4% or $197,183 at 6%; with 50% employer match about $197,183 at 4% or $131,456 at 6%; with 100% employer match about $147,888 at 4% or $98,592 at 6%.
2018114$893,552$190,787$13,628iApproximate average salary by contribution assumption: employee only about $340,691 at 4% or $227,127 at 6%; with 50% employer match about $227,127 at 4% or $151,418 at 6%; with 100% employer match about $170,346 at 4% or $113,564 at 6%.
Finance Concepts LLC 401(K) Profit Sharing Plan & Trust-14$893,552$190,787$13,628iApproximate average salary by contribution assumption: employee only about $340,691 at 4% or $227,127 at 6%; with 50% employer match about $227,127 at 4% or $151,418 at 6%; with 100% employer match about $170,346 at 4% or $113,564 at 6%.
2017114$1,231,749$278,129$19,866iApproximate average salary by contribution assumption: employee only about $496,659 at 4% or $331,106 at 6%; with 50% employer match about $331,106 at 4% or $220,737 at 6%; with 100% employer match about $248,329 at 4% or $165,553 at 6%.
Finance Concepts LLC 401(K) Profit Sharing Plan & Trust-14$1,231,749$278,129$19,866iApproximate average salary by contribution assumption: employee only about $496,659 at 4% or $331,106 at 6%; with 50% employer match about $331,106 at 4% or $220,737 at 6%; with 100% employer match about $248,329 at 4% or $165,553 at 6%.
2016119$947,700$238,040$12,528iApproximate average salary by contribution assumption: employee only about $313,211 at 4% or $208,807 at 6%; with 50% employer match about $208,807 at 4% or $139,205 at 6%; with 100% employer match about $156,605 at 4% or $104,404 at 6%.
Finance Concepts LLC 401(K) Profit Sharing Plan & Trust-19$947,700$238,040$12,528iApproximate average salary by contribution assumption: employee only about $313,211 at 4% or $208,807 at 6%; with 50% employer match about $208,807 at 4% or $139,205 at 6%; with 100% employer match about $156,605 at 4% or $104,404 at 6%.
2015113$715,613$236,469$18,190iApproximate average salary by contribution assumption: employee only about $454,748 at 4% or $303,165 at 6%; with 50% employer match about $303,165 at 4% or $202,110 at 6%; with 100% employer match about $227,374 at 4% or $151,583 at 6%.
Finance Concepts LLC 401(K) Profit Sharing Plan & Trust-13$715,613$236,469$18,190iApproximate average salary by contribution assumption: employee only about $454,748 at 4% or $303,165 at 6%; with 50% employer match about $303,165 at 4% or $202,110 at 6%; with 100% employer match about $227,374 at 4% or $151,583 at 6%.
2014111$476,846$149,982$13,635iApproximate average salary by contribution assumption: employee only about $340,868 at 4% or $227,245 at 6%; with 50% employer match about $227,245 at 4% or $151,497 at 6%; with 100% employer match about $170,434 at 4% or $113,623 at 6%.
Finance Concepts LLC 401(K) Profit Sharing Plan & Trust-11$476,846$149,982$13,635iApproximate average salary by contribution assumption: employee only about $340,868 at 4% or $227,245 at 6%; with 50% employer match about $227,245 at 4% or $151,497 at 6%; with 100% employer match about $170,434 at 4% or $113,623 at 6%.
201319$314,870$179,766$19,974iApproximate average salary by contribution assumption: employee only about $499,350 at 4% or $332,900 at 6%; with 50% employer match about $332,900 at 4% or $221,933 at 6%; with 100% employer match about $249,675 at 4% or $166,450 at 6%.
Finance Concepts LLC 401(K) Profit Sharing Plan & Trust-9$314,870$179,766$19,974iApproximate average salary by contribution assumption: employee only about $499,350 at 4% or $332,900 at 6%; with 50% employer match about $332,900 at 4% or $221,933 at 6%; with 100% employer match about $249,675 at 4% or $166,450 at 6%.
2012110$99,793$95,172$9,517iApproximate average salary by contribution assumption: employee only about $237,930 at 4% or $158,620 at 6%; with 50% employer match about $158,620 at 4% or $105,747 at 6%; with 100% employer match about $118,965 at 4% or $79,310 at 6%.
Finance Concepts LLC 401(K) Profit Sharing Plan & Trust-10$99,793$95,172$9,517iApproximate average salary by contribution assumption: employee only about $237,930 at 4% or $158,620 at 6%; with 50% employer match about $158,620 at 4% or $105,747 at 6%; with 100% employer match about $118,965 at 4% or $79,310 at 6%.