Benjamin P. Lai & Associates Structural Engineers Inc.
Plan context: BENJAMIN P. LAI & ASSOCIATES ENGINEERS INC. RETIREMENT PLAN
EIN 45-0469027 • Mission Viejo, CA • 33 filings • 4 plans
Current Snapshot
Latest Year
2025
2025 Participants
4
2025 Assets
$1,038,042
2025 Contributions
$152,500
Historical Graphs
Total Assets Over Time
Aggregate end-of-year assets by filing year, excluding zero-asset years
Participants Over Time
Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans
Company Timeline
Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.
| Year / Filing | Filings | Participants | Assets | Contributions | Contrib./Participant |
|---|---|---|---|---|---|
| 2025 | 1 | 4 | $1,038,042 | $152,500 | $38,125iApproximate average salary by contribution assumption: employee only about $953,125 at 4% or $635,417 at 6%; with 50% employer match about $635,417 at 4% or $423,611 at 6%; with 100% employer match about $476,563 at 4% or $317,708 at 6%. |
| BENJAMIN P. LAI & ASSOCIATES ENGINEERS INC. RETIREMENT PLAN | - | 4 | $1,038,042 | $152,500 | $38,125iApproximate average salary by contribution assumption: employee only about $953,125 at 4% or $635,417 at 6%; with 50% employer match about $635,417 at 4% or $423,611 at 6%; with 100% employer match about $476,563 at 4% or $317,708 at 6%. |
| 2024 | 2 | 4 | $6,579,601 | $130,000 | $32,500iApproximate average salary by contribution assumption: employee only about $812,500 at 4% or $541,667 at 6%; with 50% employer match about $541,667 at 4% or $361,111 at 6%; with 100% employer match about $406,250 at 4% or $270,833 at 6%. |
| BENJAMIN P. LAI & ASSOCIATES STRUCTURAL PENSION PLAN | - | 4 | $5,841,283 | $0 | - |
| BENJAMIN P. LAI & ASSOCIATES ENGINEERS INC. RETIREMENT PLAN | - | 4 | $738,318 | $130,000 | $32,500iApproximate average salary by contribution assumption: employee only about $812,500 at 4% or $541,667 at 6%; with 50% employer match about $541,667 at 4% or $361,111 at 6%; with 100% employer match about $406,250 at 4% or $270,833 at 6%. |
| 2023 | 2 | 4 | $4,831,237 | $82,200 | $20,550iApproximate average salary by contribution assumption: employee only about $513,750 at 4% or $342,500 at 6%; with 50% employer match about $342,500 at 4% or $228,333 at 6%; with 100% employer match about $256,875 at 4% or $171,250 at 6%. |
| BENJAMIN P. LAI & ASSOCIATES STRUCTURAL PENSION PLAN | - | 4 | $4,349,462 | $0 | - |
| BENJAMIN P. LAI & ASSOCIATES ENGINEERS INC. RETIREMENT PLAN | - | 4 | $481,775 | $82,200 | $20,550iApproximate average salary by contribution assumption: employee only about $513,750 at 4% or $342,500 at 6%; with 50% employer match about $342,500 at 4% or $228,333 at 6%; with 100% employer match about $256,875 at 4% or $171,250 at 6%. |
| 2022 | 2 | 4 | $3,772,385 | $278,480 | $69,620iApproximate average salary by contribution assumption: employee only about $1,740,500 at 4% or $1,160,333 at 6%; with 50% employer match about $1,160,333 at 4% or $773,556 at 6%; with 100% employer match about $870,250 at 4% or $580,167 at 6%. |
| BENJAMIN P. LAI & ASSOCIATES STRUCTURAL PENSION PLAN | - | 4 | $3,460,964 | $200,000 | $50,000iApproximate average salary by contribution assumption: employee only about $1,250,000 at 4% or $833,333 at 6%; with 50% employer match about $833,333 at 4% or $555,556 at 6%; with 100% employer match about $625,000 at 4% or $416,667 at 6%. |
| BENJAMIN P. LAI & ASSOCIATES ENGINEERS INC. RETIREMENT PLAN | - | 4 | $311,421 | $78,480 | $19,620iApproximate average salary by contribution assumption: employee only about $490,500 at 4% or $327,000 at 6%; with 50% employer match about $327,000 at 4% or $218,000 at 6%; with 100% employer match about $245,250 at 4% or $163,500 at 6%. |
| 2021 | 2 | 4 | $4,573,594 | $224,600 | $56,150iApproximate average salary by contribution assumption: employee only about $1,403,750 at 4% or $935,833 at 6%; with 50% employer match about $935,833 at 4% or $623,889 at 6%; with 100% employer match about $701,875 at 4% or $467,917 at 6%. |
| BENJAMIN P. LAI & ASSOCIATES STRUCTURAL PENSION PLAN | - | 4 | $4,245,034 | $200,000 | $50,000iApproximate average salary by contribution assumption: employee only about $1,250,000 at 4% or $833,333 at 6%; with 50% employer match about $833,333 at 4% or $555,556 at 6%; with 100% employer match about $625,000 at 4% or $416,667 at 6%. |
| BENJAMIN P. LAI & ASSOCIATES ENGINEERS INC. RETIREMENT PLAN | - | 4 | $328,560 | $24,600 | $6,150iApproximate average salary by contribution assumption: employee only about $153,750 at 4% or $102,500 at 6%; with 50% employer match about $102,500 at 4% or $68,333 at 6%; with 100% employer match about $76,875 at 4% or $51,250 at 6%. |
| 2020 | 2 | 4 | $3,873,785 | $340,580 | $85,145iApproximate average salary by contribution assumption: employee only about $2,128,625 at 4% or $1,419,083 at 6%; with 50% employer match about $1,419,083 at 4% or $946,056 at 6%; with 100% employer match about $1,064,313 at 4% or $709,542 at 6%. |
| BENJAMIN P. LAI & ASSOCIATES STRUCTURAL PENSION PLAN | - | 4 | $3,603,803 | $260,000 | $65,000iApproximate average salary by contribution assumption: employee only about $1,625,000 at 4% or $1,083,333 at 6%; with 50% employer match about $1,083,333 at 4% or $722,222 at 6%; with 100% employer match about $812,500 at 4% or $541,667 at 6%. |
| BENJAMIN P. LAI & ASSOCIATES ENGINEERS INC. RETIREMENT PLAN | - | 4 | $269,982 | $80,580 | $20,145iApproximate average salary by contribution assumption: employee only about $503,625 at 4% or $335,750 at 6%; with 50% employer match about $335,750 at 4% or $223,833 at 6%; with 100% employer match about $251,813 at 4% or $167,875 at 6%. |
| 2019 | 2 | 4 | $2,994,924 | $342,680 | $85,670iApproximate average salary by contribution assumption: employee only about $2,141,750 at 4% or $1,427,833 at 6%; with 50% employer match about $1,427,833 at 4% or $951,889 at 6%; with 100% employer match about $1,070,875 at 4% or $713,917 at 6%. |
| BENJAMIN P. LAI & ASSOCIATES STRUCTURAL PENSION PLAN | - | 4 | $2,831,375 | $260,000 | $65,000iApproximate average salary by contribution assumption: employee only about $1,625,000 at 4% or $1,083,333 at 6%; with 50% employer match about $1,083,333 at 4% or $722,222 at 6%; with 100% employer match about $812,500 at 4% or $541,667 at 6%. |
| BENJAMIN P. LAI & ASSOCIATES ENGINEERS INC. RETIREMENT PLAN | - | 4 | $163,549 | $82,680 | $20,670iApproximate average salary by contribution assumption: employee only about $516,750 at 4% or $344,500 at 6%; with 50% employer match about $344,500 at 4% or $229,667 at 6%; with 100% employer match about $258,375 at 4% or $172,250 at 6%. |
| 2018 | 2 | 4 | $2,380,441 | $377,114 | $94,279iApproximate average salary by contribution assumption: employee only about $2,356,963 at 4% or $1,571,308 at 6%; with 50% employer match about $1,571,308 at 4% or $1,047,539 at 6%; with 100% employer match about $1,178,481 at 4% or $785,654 at 6%. |
| BENJAMIN P. LAI & ASSOCIATES STRUCTURAL PENSION PLAN | - | 4 | $2,303,327 | $300,000 | $75,000iApproximate average salary by contribution assumption: employee only about $1,875,000 at 4% or $1,250,000 at 6%; with 50% employer match about $1,250,000 at 4% or $833,333 at 6%; with 100% employer match about $937,500 at 4% or $625,000 at 6%. |
| BENJAMIN P. LAI & ASSOCIATES ENGINEERS INC. RETIREMENT PLAN | - | 4 | $77,114 | $77,114 | $19,279iApproximate average salary by contribution assumption: employee only about $481,963 at 4% or $321,308 at 6%; with 50% employer match about $321,308 at 4% or $214,206 at 6%; with 100% employer match about $240,981 at 4% or $160,654 at 6%. |
| 2017 | 1 | 4 | $2,227,170 | $300,000 | $75,000iApproximate average salary by contribution assumption: employee only about $1,875,000 at 4% or $1,250,000 at 6%; with 50% employer match about $1,250,000 at 4% or $833,333 at 6%; with 100% employer match about $937,500 at 4% or $625,000 at 6%. |
| BENJAMIN P. LAI & ASSOCIATES STRUCTURAL ENGINEERS, INC. PENSION PLAN | - | 4 | $2,227,170 | $300,000 | $75,000iApproximate average salary by contribution assumption: employee only about $1,875,000 at 4% or $1,250,000 at 6%; with 50% employer match about $1,250,000 at 4% or $833,333 at 6%; with 100% employer match about $937,500 at 4% or $625,000 at 6%. |
| 2016 | 1 | 4 | $1,645,122 | $350,000 | $87,500iApproximate average salary by contribution assumption: employee only about $2,187,500 at 4% or $1,458,333 at 6%; with 50% employer match about $1,458,333 at 4% or $972,222 at 6%; with 100% employer match about $1,093,750 at 4% or $729,167 at 6%. |
| BENJAMIN P. LAI & ASSOCIATES STRUCTURAL ENGINEERS, INC. PENSION PLAN | - | 4 | $1,645,122 | $350,000 | $87,500iApproximate average salary by contribution assumption: employee only about $2,187,500 at 4% or $1,458,333 at 6%; with 50% employer match about $1,458,333 at 4% or $972,222 at 6%; with 100% employer match about $1,093,750 at 4% or $729,167 at 6%. |
| 2015 | 1 | 4 | $1,189,003 | $300,000 | $75,000iApproximate average salary by contribution assumption: employee only about $1,875,000 at 4% or $1,250,000 at 6%; with 50% employer match about $1,250,000 at 4% or $833,333 at 6%; with 100% employer match about $937,500 at 4% or $625,000 at 6%. |
| BENJAMIN P. LAI & ASSOCIATES STRUCTURAL ENGINEERS, INC. PENSION PLAN | - | 4 | $1,189,003 | $300,000 | $75,000iApproximate average salary by contribution assumption: employee only about $1,875,000 at 4% or $1,250,000 at 6%; with 50% employer match about $1,250,000 at 4% or $833,333 at 6%; with 100% employer match about $937,500 at 4% or $625,000 at 6%. |
| 2014 | 1 | 4 | $963,424 | $180,000 | $45,000iApproximate average salary by contribution assumption: employee only about $1,125,000 at 4% or $750,000 at 6%; with 50% employer match about $750,000 at 4% or $500,000 at 6%; with 100% employer match about $562,500 at 4% or $375,000 at 6%. |
| BENJAMIN P. LAI & ASSOCIATES STRUCTURAL ENGINEERS, INC. PENSION PLAN | - | 4 | $963,424 | $180,000 | $45,000iApproximate average salary by contribution assumption: employee only about $1,125,000 at 4% or $750,000 at 6%; with 50% employer match about $750,000 at 4% or $500,000 at 6%; with 100% employer match about $562,500 at 4% or $375,000 at 6%. |
| 2013 | 2 | 4 | $734,783 | $100,000 | $25,000iApproximate average salary by contribution assumption: employee only about $625,000 at 4% or $416,667 at 6%; with 50% employer match about $416,667 at 4% or $277,778 at 6%; with 100% employer match about $312,500 at 4% or $208,333 at 6%. |
| BENJAMIN P. LAI & ASSOCIATES STRUCTURAL ENGINEERS, INC. PENSION PLAN | - | 4 | $734,783 | $100,000 | $25,000iApproximate average salary by contribution assumption: employee only about $625,000 at 4% or $416,667 at 6%; with 50% employer match about $416,667 at 4% or $277,778 at 6%; with 100% employer match about $312,500 at 4% or $208,333 at 6%. |
| Benjamin P. Lai & Associates Structural Engineers Inc. Retirement Plan | - | 0 | $0 | - | - |
| 2012 | 2 | 4 | $1,118,295 | $80,000 | $20,000iApproximate average salary by contribution assumption: employee only about $500,000 at 4% or $333,333 at 6%; with 50% employer match about $333,333 at 4% or $222,222 at 6%; with 100% employer match about $250,000 at 4% or $166,667 at 6%. |
| Benjamin P. Lai & Associates Structural Engineers Inc. Retirement Plan | - | 3 | $594,005 | - | - |
| BENJAMIN P. LAI & ASSOCIATES STRUCTURAL ENGINEERS, INC. PENSION PLAN | - | 4 | $524,290 | $80,000 | $20,000iApproximate average salary by contribution assumption: employee only about $500,000 at 4% or $333,333 at 6%; with 50% employer match about $333,333 at 4% or $222,222 at 6%; with 100% employer match about $250,000 at 4% or $166,667 at 6%. |
| 2011 | 2 | 4 | $966,010 | $60,100 | $15,025iApproximate average salary by contribution assumption: employee only about $375,625 at 4% or $250,417 at 6%; with 50% employer match about $250,417 at 4% or $166,944 at 6%; with 100% employer match about $187,813 at 4% or $125,208 at 6%. |
| Benjamin P. Lai & Associates Structural Engineers Inc. Retirement Plan | - | 3 | $538,062 | $100 | $33iApproximate average salary by contribution assumption: employee only about $833 at 4% or $556 at 6%; with 50% employer match about $556 at 4% or $370 at 6%; with 100% employer match about $417 at 4% or $278 at 6%. |
| BENJAMIN P. LAI & ASSOCIATES STRUCTURAL ENGINEERS, INC. PENSION PLAN | - | 4 | $427,948 | $60,000 | $15,000iApproximate average salary by contribution assumption: employee only about $375,000 at 4% or $250,000 at 6%; with 50% employer match about $250,000 at 4% or $166,667 at 6%; with 100% employer match about $187,500 at 4% or $125,000 at 6%. |
| 2010 | 2 | 4 | $910,870 | $0 | - |
| Benjamin P. Lai & Associates Structural Engineers Inc. Retirement Plan | - | 3 | $542,816 | - | - |
| BENJAMIN P. LAI & ASSOCIATES STRUCTURAL ENGINEERS, INC. PENSION PLAN | - | 4 | $368,054 | $0 | - |
| 2009 | 2 | 4 | $791,680 | $50,000 | $12,500iApproximate average salary by contribution assumption: employee only about $312,500 at 4% or $208,333 at 6%; with 50% employer match about $208,333 at 4% or $138,889 at 6%; with 100% employer match about $156,250 at 4% or $104,167 at 6%. |
| Benjamin P. Lai & Associates Structural Engineers Inc. Retirement Plan | - | 4 | $479,101 | - | - |
| BENJAMIN P. LAI & ASSOCIATES STRUCTURAL ENGINEERS, INC. PENSION PLAN | - | 4 | $312,579 | $50,000 | $12,500iApproximate average salary by contribution assumption: employee only about $312,500 at 4% or $208,333 at 6%; with 50% employer match about $208,333 at 4% or $138,889 at 6%; with 100% employer match about $156,250 at 4% or $104,167 at 6%. |
| 2008 | 2 | 4 | $537,948 | $702,155 | $175,539iApproximate average salary by contribution assumption: employee only about $4,388,469 at 4% or $2,925,646 at 6%; with 50% employer match about $2,925,646 at 4% or $1,950,431 at 6%; with 100% employer match about $2,194,234 at 4% or $1,462,823 at 6%. |
| Benjamin P. Lai & Associates Structural Engineers Inc. Retirement Plan | - | 4 | $331,248 | $602,155 | $150,539iApproximate average salary by contribution assumption: employee only about $3,763,469 at 4% or $2,508,979 at 6%; with 50% employer match about $2,508,979 at 4% or $1,672,653 at 6%; with 100% employer match about $1,881,734 at 4% or $1,254,490 at 6%. |
| BENJAMIN P. LAI & ASSOCIATES STRUCTURAL ENGINEERS, INC. PENSION PLAN | - | 4 | $206,700 | $100,000 | $25,000iApproximate average salary by contribution assumption: employee only about $625,000 at 4% or $416,667 at 6%; with 50% employer match about $416,667 at 4% or $277,778 at 6%; with 100% employer match about $312,500 at 4% or $208,333 at 6%. |
| 2007 | 2 | 3 | $0 | $0 | - |
| Benjamin P. Lai & Associates Structural Engineers Inc. Retirement Plan | - | 3 | - | - | - |
| BENJAMIN P. LAI & ASSOCIATES STRUCTURAL ENGINEERS, INC. PENSION PLAN | - | 3 | - | - | - |