Civic Intelligence

CORNERSTONE BANK 401K PLAN & TRUST

Plan context: Citizens State Bank 401K Plan

EIN 45-0117720 • Fargo, ND • 26 filings • 3 plans

2280 45th St SFargo, ND 58104
Current Snapshot

Latest Year

2024

2024 Participants

208

2024 Assets

$26,710,697

2024 Contributions

$3,011,873

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$26,710,697$13,355,349$0199920122024YearValue
$26,710,697Latest year 2024

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

2081040199920122024YearValue
208Latest year 2024

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
20241208$26,710,697$3,011,873$14,480iApproximate average salary by contribution assumption: employee only about $362,004 at 4% or $241,336 at 6%; with 50% employer match about $241,336 at 4% or $160,891 at 6%; with 100% employer match about $181,002 at 4% or $120,668 at 6%.
Citizens State Bank 401K Plan-208$26,710,697$3,011,873$14,480iApproximate average salary by contribution assumption: employee only about $362,004 at 4% or $241,336 at 6%; with 50% employer match about $241,336 at 4% or $160,891 at 6%; with 100% employer match about $181,002 at 4% or $120,668 at 6%.
20231201$23,200,570$2,883,007$14,343iApproximate average salary by contribution assumption: employee only about $358,583 at 4% or $239,055 at 6%; with 50% employer match about $239,055 at 4% or $159,370 at 6%; with 100% employer match about $179,291 at 4% or $119,528 at 6%.
Citizens State Bank 401K Plan-201$23,200,570$2,883,007$14,343iApproximate average salary by contribution assumption: employee only about $358,583 at 4% or $239,055 at 6%; with 50% employer match about $239,055 at 4% or $159,370 at 6%; with 100% employer match about $179,291 at 4% or $119,528 at 6%.
20221190$19,344,878$2,482,618$13,066iApproximate average salary by contribution assumption: employee only about $326,660 at 4% or $217,774 at 6%; with 50% employer match about $217,774 at 4% or $145,182 at 6%; with 100% employer match about $163,330 at 4% or $108,887 at 6%.
Citizens State Bank 401K Plan-190$19,344,878$2,482,618$13,066iApproximate average salary by contribution assumption: employee only about $326,660 at 4% or $217,774 at 6%; with 50% employer match about $217,774 at 4% or $145,182 at 6%; with 100% employer match about $163,330 at 4% or $108,887 at 6%.
20211174$22,351,121$2,038,460$11,715iApproximate average salary by contribution assumption: employee only about $292,882 at 4% or $195,255 at 6%; with 50% employer match about $195,255 at 4% or $130,170 at 6%; with 100% employer match about $146,441 at 4% or $97,627 at 6%.
Citizens State Bank 401K Plan-174$22,351,121$2,038,460$11,715iApproximate average salary by contribution assumption: employee only about $292,882 at 4% or $195,255 at 6%; with 50% employer match about $195,255 at 4% or $130,170 at 6%; with 100% employer match about $146,441 at 4% or $97,627 at 6%.
20201173$19,338,989$2,021,259$11,684iApproximate average salary by contribution assumption: employee only about $292,089 at 4% or $194,726 at 6%; with 50% employer match about $194,726 at 4% or $129,818 at 6%; with 100% employer match about $146,045 at 4% or $97,363 at 6%.
Citizens State Bank 401K Plan-173$19,338,989$2,021,259$11,684iApproximate average salary by contribution assumption: employee only about $292,089 at 4% or $194,726 at 6%; with 50% employer match about $194,726 at 4% or $129,818 at 6%; with 100% employer match about $146,045 at 4% or $97,363 at 6%.
20191172$16,611,377$2,003,940$11,651iApproximate average salary by contribution assumption: employee only about $291,270 at 4% or $194,180 at 6%; with 50% employer match about $194,180 at 4% or $129,453 at 6%; with 100% employer match about $145,635 at 4% or $97,090 at 6%.
Citizens State Bank 401K Plan-172$16,611,377$2,003,940$11,651iApproximate average salary by contribution assumption: employee only about $291,270 at 4% or $194,180 at 6%; with 50% employer match about $194,180 at 4% or $129,453 at 6%; with 100% employer match about $145,635 at 4% or $97,090 at 6%.
20181160$14,916,316$1,896,336$11,852iApproximate average salary by contribution assumption: employee only about $296,303 at 4% or $197,535 at 6%; with 50% employer match about $197,535 at 4% or $131,690 at 6%; with 100% employer match about $148,151 at 4% or $98,768 at 6%.
Citizens State Bank 401K Plan-160$14,916,316$1,896,336$11,852iApproximate average salary by contribution assumption: employee only about $296,303 at 4% or $197,535 at 6%; with 50% employer match about $197,535 at 4% or $131,690 at 6%; with 100% employer match about $148,151 at 4% or $98,768 at 6%.
20171194$16,161,080$2,398,109$12,361iApproximate average salary by contribution assumption: employee only about $309,035 at 4% or $206,023 at 6%; with 50% employer match about $206,023 at 4% or $137,349 at 6%; with 100% employer match about $154,517 at 4% or $103,012 at 6%.
Citizens State Bank 401K Plan-194$16,161,080$2,398,109$12,361iApproximate average salary by contribution assumption: employee only about $309,035 at 4% or $206,023 at 6%; with 50% employer match about $206,023 at 4% or $137,349 at 6%; with 100% employer match about $154,517 at 4% or $103,012 at 6%.
20161146$12,617,199$1,829,232$12,529iApproximate average salary by contribution assumption: employee only about $313,225 at 4% or $208,816 at 6%; with 50% employer match about $208,816 at 4% or $139,211 at 6%; with 100% employer match about $156,612 at 4% or $104,408 at 6%.
Citizens State Bank 401K Plan-146$12,617,199$1,829,232$12,529iApproximate average salary by contribution assumption: employee only about $313,225 at 4% or $208,816 at 6%; with 50% employer match about $208,816 at 4% or $139,211 at 6%; with 100% employer match about $156,612 at 4% or $104,408 at 6%.
20151111$5,755,030$1,500,129$13,515iApproximate average salary by contribution assumption: employee only about $337,867 at 4% or $225,245 at 6%; with 50% employer match about $225,245 at 4% or $150,163 at 6%; with 100% employer match about $168,933 at 4% or $112,622 at 6%.
Citizens State Bank 401K Plan-111$5,755,030$1,500,129$13,515iApproximate average salary by contribution assumption: employee only about $337,867 at 4% or $225,245 at 6%; with 50% employer match about $225,245 at 4% or $150,163 at 6%; with 100% employer match about $168,933 at 4% or $112,622 at 6%.
20141121$4,477,877$632,124$5,224iApproximate average salary by contribution assumption: employee only about $130,604 at 4% or $87,069 at 6%; with 50% employer match about $87,069 at 4% or $58,046 at 6%; with 100% employer match about $65,302 at 4% or $43,535 at 6%.
Citizens State Bank 401K Plan-121$4,477,877$632,124$5,224iApproximate average salary by contribution assumption: employee only about $130,604 at 4% or $87,069 at 6%; with 50% employer match about $87,069 at 4% or $58,046 at 6%; with 100% employer match about $65,302 at 4% or $43,535 at 6%.
20131102$3,717,135$687,520$6,740iApproximate average salary by contribution assumption: employee only about $168,510 at 4% or $112,340 at 6%; with 50% employer match about $112,340 at 4% or $74,893 at 6%; with 100% employer match about $84,255 at 4% or $56,170 at 6%.
Citizens State Bank 401K Plan-102$3,717,135$687,520$6,740iApproximate average salary by contribution assumption: employee only about $168,510 at 4% or $112,340 at 6%; with 50% employer match about $112,340 at 4% or $74,893 at 6%; with 100% employer match about $84,255 at 4% or $56,170 at 6%.
20121102$2,989,914$635,306$6,228iApproximate average salary by contribution assumption: employee only about $155,712 at 4% or $103,808 at 6%; with 50% employer match about $103,808 at 4% or $69,205 at 6%; with 100% employer match about $77,856 at 4% or $51,904 at 6%.
Citizens State Bank 401K Plan-102$2,989,914$635,306$6,228iApproximate average salary by contribution assumption: employee only about $155,712 at 4% or $103,808 at 6%; with 50% employer match about $103,808 at 4% or $69,205 at 6%; with 100% employer match about $77,856 at 4% or $51,904 at 6%.
2011185$2,499,548$761,495$8,959iApproximate average salary by contribution assumption: employee only about $223,969 at 4% or $149,313 at 6%; with 50% employer match about $149,313 at 4% or $99,542 at 6%; with 100% employer match about $111,985 at 4% or $74,656 at 6%.
Citizens State Bank 401K Plan-85$2,499,548$761,495$8,959iApproximate average salary by contribution assumption: employee only about $223,969 at 4% or $149,313 at 6%; with 50% employer match about $149,313 at 4% or $99,542 at 6%; with 100% employer match about $111,985 at 4% or $74,656 at 6%.
20101121$3,115,127$788,827$6,519iApproximate average salary by contribution assumption: employee only about $162,981 at 4% or $108,654 at 6%; with 50% employer match about $108,654 at 4% or $72,436 at 6%; with 100% employer match about $81,490 at 4% or $54,327 at 6%.
Citizens State Bank 401K Plan-121$3,115,127$788,827$6,519iApproximate average salary by contribution assumption: employee only about $162,981 at 4% or $108,654 at 6%; with 50% employer match about $108,654 at 4% or $72,436 at 6%; with 100% employer match about $81,490 at 4% or $54,327 at 6%.
2009191$2,977,844$614,376$6,751iApproximate average salary by contribution assumption: employee only about $168,785 at 4% or $112,523 at 6%; with 50% employer match about $112,523 at 4% or $75,015 at 6%; with 100% employer match about $84,392 at 4% or $56,262 at 6%.
Citizens State Bank 401K Plan-91$2,977,844$614,376$6,751iApproximate average salary by contribution assumption: employee only about $168,785 at 4% or $112,523 at 6%; with 50% employer match about $112,523 at 4% or $75,015 at 6%; with 100% employer match about $84,392 at 4% or $56,262 at 6%.
2008177$1,970,300$613,253$7,964iApproximate average salary by contribution assumption: employee only about $199,108 at 4% or $132,739 at 6%; with 50% employer match about $132,739 at 4% or $88,492 at 6%; with 100% employer match about $99,554 at 4% or $66,369 at 6%.
Citizens State Bank 401K Plan-77$1,970,300$613,253$7,964iApproximate average salary by contribution assumption: employee only about $199,108 at 4% or $132,739 at 6%; with 50% employer match about $132,739 at 4% or $88,492 at 6%; with 100% employer match about $99,554 at 4% or $66,369 at 6%.
2007159$0$0-
Citizens State Bank 401K Plan-59---
2006138$1,531,832$1,055,450$27,775iApproximate average salary by contribution assumption: employee only about $694,375 at 4% or $462,917 at 6%; with 50% employer match about $462,917 at 4% or $308,611 at 6%; with 100% employer match about $347,188 at 4% or $231,458 at 6%.
Citizens State Bank 401K Plan-38$1,531,832$1,055,450$27,775iApproximate average salary by contribution assumption: employee only about $694,375 at 4% or $462,917 at 6%; with 50% employer match about $462,917 at 4% or $308,611 at 6%; with 100% employer match about $347,188 at 4% or $231,458 at 6%.
2005115$649,283$59,331$3,955iApproximate average salary by contribution assumption: employee only about $98,885 at 4% or $65,923 at 6%; with 50% employer match about $65,923 at 4% or $43,949 at 6%; with 100% employer match about $49,443 at 4% or $32,962 at 6%.
Citizens State Bank 401K Plan-15$649,283$59,331$3,955iApproximate average salary by contribution assumption: employee only about $98,885 at 4% or $65,923 at 6%; with 50% employer match about $65,923 at 4% or $43,949 at 6%; with 100% employer match about $49,443 at 4% or $32,962 at 6%.
2004115$606,852$57,824$3,855iApproximate average salary by contribution assumption: employee only about $96,373 at 4% or $64,249 at 6%; with 50% employer match about $64,249 at 4% or $42,833 at 6%; with 100% employer match about $48,187 at 4% or $32,124 at 6%.
Citizens State Bank 401K Plan-15$606,852$57,824$3,855iApproximate average salary by contribution assumption: employee only about $96,373 at 4% or $64,249 at 6%; with 50% employer match about $64,249 at 4% or $42,833 at 6%; with 100% employer match about $48,187 at 4% or $32,124 at 6%.
2003116$508,198$57,048$3,566iApproximate average salary by contribution assumption: employee only about $89,138 at 4% or $59,425 at 6%; with 50% employer match about $59,425 at 4% or $39,617 at 6%; with 100% employer match about $44,569 at 4% or $29,713 at 6%.
Citizens State Bank 401K Plan-16$508,198$57,048$3,566iApproximate average salary by contribution assumption: employee only about $89,138 at 4% or $59,425 at 6%; with 50% employer match about $59,425 at 4% or $39,617 at 6%; with 100% employer match about $44,569 at 4% or $29,713 at 6%.
2002116$383,974$56,972$3,561iApproximate average salary by contribution assumption: employee only about $89,019 at 4% or $59,346 at 6%; with 50% employer match about $59,346 at 4% or $39,564 at 6%; with 100% employer match about $44,509 at 4% or $29,673 at 6%.
Citizens State Bank 401K Plan-16$383,974$56,972$3,561iApproximate average salary by contribution assumption: employee only about $89,019 at 4% or $59,346 at 6%; with 50% employer match about $59,346 at 4% or $39,564 at 6%; with 100% employer match about $44,509 at 4% or $29,673 at 6%.
2001115$420,307$47,165$3,144iApproximate average salary by contribution assumption: employee only about $78,608 at 4% or $52,406 at 6%; with 50% employer match about $52,406 at 4% or $34,937 at 6%; with 100% employer match about $39,304 at 4% or $26,203 at 6%.
Citizens State Bank 401K Plan-15$420,307$47,165$3,144iApproximate average salary by contribution assumption: employee only about $78,608 at 4% or $52,406 at 6%; with 50% employer match about $52,406 at 4% or $34,937 at 6%; with 100% employer match about $39,304 at 4% or $26,203 at 6%.
2000116$396,164$48,684$3,043iApproximate average salary by contribution assumption: employee only about $76,069 at 4% or $50,713 at 6%; with 50% employer match about $50,713 at 4% or $33,808 at 6%; with 100% employer match about $38,034 at 4% or $25,356 at 6%.
Citizens State Bank 401K Plan-16$396,164$48,684$3,043iApproximate average salary by contribution assumption: employee only about $76,069 at 4% or $50,713 at 6%; with 50% employer match about $50,713 at 4% or $33,808 at 6%; with 100% employer match about $38,034 at 4% or $25,356 at 6%.
1999115$324,962$45,811$3,054iApproximate average salary by contribution assumption: employee only about $76,352 at 4% or $50,901 at 6%; with 50% employer match about $50,901 at 4% or $33,934 at 6%; with 100% employer match about $38,176 at 4% or $25,451 at 6%.
Citizens State Bank 401K Plan-15$324,962$45,811$3,054iApproximate average salary by contribution assumption: employee only about $76,352 at 4% or $50,901 at 6%; with 50% employer match about $50,901 at 4% or $33,934 at 6%; with 100% employer match about $38,176 at 4% or $25,451 at 6%.