Civic Intelligence

Ray Schumann & Associates

Plan context: Ray Schumann & Associates Inc. Employee P/S and 401K Plan

EIN 43-6051381 • St. Louis, MO • 30 filings • 7 plans

1347 January AveSt. Louis, MO 63110
Current Snapshot

Latest Year

2025

2025 Participants

6

2025 Assets

$2,266,157

2025 Contributions

$18,966

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$2,611,463$1,305,732$0199920132025YearValue
$2,266,157Latest year 2025

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

19100199920122025YearValue
6Latest year 2025

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
202516$2,266,157$18,966$3,161iApproximate average salary by contribution assumption: employee only about $79,025 at 4% or $52,683 at 6%; with 50% employer match about $52,683 at 4% or $35,122 at 6%; with 100% employer match about $39,513 at 4% or $26,342 at 6%.
Ray Schumann & Associates Inc. Employee P/S and 401K Plan-6$2,266,157$18,966$3,161iApproximate average salary by contribution assumption: employee only about $79,025 at 4% or $52,683 at 6%; with 50% employer match about $52,683 at 4% or $35,122 at 6%; with 100% employer match about $39,513 at 4% or $26,342 at 6%.
202416$1,958,442$274,596$45,766iApproximate average salary by contribution assumption: employee only about $1,144,150 at 4% or $762,767 at 6%; with 50% employer match about $762,767 at 4% or $508,511 at 6%; with 100% employer match about $572,075 at 4% or $381,383 at 6%.
Ray Schumann & Associates Inc. Employee P/S and 401K Plan-6$1,958,442$274,596$45,766iApproximate average salary by contribution assumption: employee only about $1,144,150 at 4% or $762,767 at 6%; with 50% employer match about $762,767 at 4% or $508,511 at 6%; with 100% employer match about $572,075 at 4% or $381,383 at 6%.
202326$1,696,394$82,995$13,833iApproximate average salary by contribution assumption: employee only about $345,813 at 4% or $230,542 at 6%; with 50% employer match about $230,542 at 4% or $153,694 at 6%; with 100% employer match about $172,906 at 4% or $115,271 at 6%.
Ray Schumann & Associates Inc. Employee P/S and 401K Plan-6$1,696,394$18,930$3,155iApproximate average salary by contribution assumption: employee only about $78,875 at 4% or $52,583 at 6%; with 50% employer match about $52,583 at 4% or $35,056 at 6%; with 100% employer match about $39,438 at 4% or $26,292 at 6%.
RAY SCHUMANN & ASSOCIATES, INC. MCF BENEFIT PLAN-0$0$64,065-
2022212$1,466,872$76,342$6,362iApproximate average salary by contribution assumption: employee only about $159,046 at 4% or $106,031 at 6%; with 50% employer match about $106,031 at 4% or $70,687 at 6%; with 100% employer match about $79,523 at 4% or $53,015 at 6%.
Ray Schumann & Associates Inc. Employee P/S and 401K Plan-12$1,465,367$17,274$1,440iApproximate average salary by contribution assumption: employee only about $35,988 at 4% or $23,992 at 6%; with 50% employer match about $23,992 at 4% or $15,994 at 6%; with 100% employer match about $17,994 at 4% or $11,996 at 6%.
RAY SCHUMANN & ASSOCIATES, INC. MCF BENEFIT PLAN-5$1,505$59,068$11,814iApproximate average salary by contribution assumption: employee only about $295,340 at 4% or $196,893 at 6%; with 50% employer match about $196,893 at 4% or $131,262 at 6%; with 100% employer match about $147,670 at 4% or $98,447 at 6%.
2021212$2,611,463$72,101$6,008iApproximate average salary by contribution assumption: employee only about $150,210 at 4% or $100,140 at 6%; with 50% employer match about $100,140 at 4% or $66,760 at 6%; with 100% employer match about $75,105 at 4% or $50,070 at 6%.
Ray Schumann & Associates Inc. Employee P/S and 401K Plan-12$2,610,687$34,586$2,882iApproximate average salary by contribution assumption: employee only about $72,054 at 4% or $48,036 at 6%; with 50% employer match about $48,036 at 4% or $32,024 at 6%; with 100% employer match about $36,027 at 4% or $24,018 at 6%.
RAY SCHUMANN & ASSOCIATES, INC. MCF BENEFIT PLAN-5$776$37,515$7,503iApproximate average salary by contribution assumption: employee only about $187,575 at 4% or $125,050 at 6%; with 50% employer match about $125,050 at 4% or $83,367 at 6%; with 100% employer match about $93,788 at 4% or $62,525 at 6%.
2020112$2,365,487$36,177$3,015iApproximate average salary by contribution assumption: employee only about $75,369 at 4% or $50,246 at 6%; with 50% employer match about $50,246 at 4% or $33,497 at 6%; with 100% employer match about $37,684 at 4% or $25,123 at 6%.
Ray Schumann & Associates Inc. Employee P/S and 401K Plan-12$2,365,487$36,177$3,015iApproximate average salary by contribution assumption: employee only about $75,369 at 4% or $50,246 at 6%; with 50% employer match about $50,246 at 4% or $33,497 at 6%; with 100% employer match about $37,684 at 4% or $25,123 at 6%.
2019111$1,912,178$14,521$1,320iApproximate average salary by contribution assumption: employee only about $33,002 at 4% or $22,002 at 6%; with 50% employer match about $22,002 at 4% or $14,668 at 6%; with 100% employer match about $16,501 at 4% or $11,001 at 6%.
Ray Schumann & Associates Inc. Employee P/S and 401K Plan-11$1,912,178$14,521$1,320iApproximate average salary by contribution assumption: employee only about $33,002 at 4% or $22,002 at 6%; with 50% employer match about $22,002 at 4% or $14,668 at 6%; with 100% employer match about $16,501 at 4% or $11,001 at 6%.
2018111$1,782,942$20,081$1,826iApproximate average salary by contribution assumption: employee only about $45,639 at 4% or $30,426 at 6%; with 50% employer match about $30,426 at 4% or $20,284 at 6%; with 100% employer match about $22,819 at 4% or $15,213 at 6%.
Ray Schumann & Associates Inc. Employee P/S and 401K Plan-11$1,782,942$20,081$1,826iApproximate average salary by contribution assumption: employee only about $45,639 at 4% or $30,426 at 6%; with 50% employer match about $30,426 at 4% or $20,284 at 6%; with 100% employer match about $22,819 at 4% or $15,213 at 6%.
2017111$2,465,549$15,681$1,426iApproximate average salary by contribution assumption: employee only about $35,639 at 4% or $23,759 at 6%; with 50% employer match about $23,759 at 4% or $15,839 at 6%; with 100% employer match about $17,819 at 4% or $11,880 at 6%.
Ray Schumann & Associates Inc. Employee P/S and 401K Plan-11$2,465,549$15,681$1,426iApproximate average salary by contribution assumption: employee only about $35,639 at 4% or $23,759 at 6%; with 50% employer match about $23,759 at 4% or $15,839 at 6%; with 100% employer match about $17,819 at 4% or $11,880 at 6%.
201618$2,191,438$24,371$3,046iApproximate average salary by contribution assumption: employee only about $76,159 at 4% or $50,773 at 6%; with 50% employer match about $50,773 at 4% or $33,849 at 6%; with 100% employer match about $38,080 at 4% or $25,386 at 6%.
Ray Schumann & Associates Inc. Employee P/S and 401K Plan-8$2,191,438$24,371$3,046iApproximate average salary by contribution assumption: employee only about $76,159 at 4% or $50,773 at 6%; with 50% employer match about $50,773 at 4% or $33,849 at 6%; with 100% employer match about $38,080 at 4% or $25,386 at 6%.
2015111$2,102,911$25,232$2,294iApproximate average salary by contribution assumption: employee only about $57,345 at 4% or $38,230 at 6%; with 50% employer match about $38,230 at 4% or $25,487 at 6%; with 100% employer match about $28,673 at 4% or $19,115 at 6%.
Ray Schumann & Associates Inc. Employee P/S and 401K Plan-11$2,102,911$25,232$2,294iApproximate average salary by contribution assumption: employee only about $57,345 at 4% or $38,230 at 6%; with 50% employer match about $38,230 at 4% or $25,487 at 6%; with 100% employer match about $28,673 at 4% or $19,115 at 6%.
201411$2,148,027$36,947$36,947iApproximate average salary by contribution assumption: employee only about $923,675 at 4% or $615,783 at 6%; with 50% employer match about $615,783 at 4% or $410,522 at 6%; with 100% employer match about $461,838 at 4% or $307,892 at 6%.
Ray Schumann & Associates Inc. Employee P/S and 401K Plan-1$2,148,027$36,947$36,947iApproximate average salary by contribution assumption: employee only about $923,675 at 4% or $615,783 at 6%; with 50% employer match about $615,783 at 4% or $410,522 at 6%; with 100% employer match about $461,838 at 4% or $307,892 at 6%.
2013114$2,235,711$43,944$3,139iApproximate average salary by contribution assumption: employee only about $78,471 at 4% or $52,314 at 6%; with 50% employer match about $52,314 at 4% or $34,876 at 6%; with 100% employer match about $39,236 at 4% or $26,157 at 6%.
Ray Schumann & Associates Inc. Employee P/S and 401K Plan-14$2,235,711$43,944$3,139iApproximate average salary by contribution assumption: employee only about $78,471 at 4% or $52,314 at 6%; with 50% employer match about $52,314 at 4% or $34,876 at 6%; with 100% employer match about $39,236 at 4% or $26,157 at 6%.
2012115$1,934,619$47,811$3,187iApproximate average salary by contribution assumption: employee only about $79,685 at 4% or $53,123 at 6%; with 50% employer match about $53,123 at 4% or $35,416 at 6%; with 100% employer match about $39,843 at 4% or $26,562 at 6%.
Ray Schumann & Associates Inc. Employee P/S and 401K Plan-15$1,934,619$47,811$3,187iApproximate average salary by contribution assumption: employee only about $79,685 at 4% or $53,123 at 6%; with 50% employer match about $53,123 at 4% or $35,416 at 6%; with 100% employer match about $39,843 at 4% or $26,562 at 6%.
2011115$1,786,726$53,433$3,562iApproximate average salary by contribution assumption: employee only about $89,055 at 4% or $59,370 at 6%; with 50% employer match about $59,370 at 4% or $39,580 at 6%; with 100% employer match about $44,528 at 4% or $29,685 at 6%.
Ray Schumann & Associates Inc. Employee P/S and 401K Plan-15$1,786,726$53,433$3,562iApproximate average salary by contribution assumption: employee only about $89,055 at 4% or $59,370 at 6%; with 50% employer match about $59,370 at 4% or $39,580 at 6%; with 100% employer match about $44,528 at 4% or $29,685 at 6%.
2010115$1,729,432$59,249$3,950iApproximate average salary by contribution assumption: employee only about $98,748 at 4% or $65,832 at 6%; with 50% employer match about $65,832 at 4% or $43,888 at 6%; with 100% employer match about $49,374 at 4% or $32,916 at 6%.
Ray Schumann & Associates Inc. Employee P/S and 401K Plan-15$1,729,432$59,249$3,950iApproximate average salary by contribution assumption: employee only about $98,748 at 4% or $65,832 at 6%; with 50% employer match about $65,832 at 4% or $43,888 at 6%; with 100% employer match about $49,374 at 4% or $32,916 at 6%.
2009116$1,634,207$105,798$6,612iApproximate average salary by contribution assumption: employee only about $165,309 at 4% or $110,206 at 6%; with 50% employer match about $110,206 at 4% or $73,471 at 6%; with 100% employer match about $82,655 at 4% or $55,103 at 6%.
Ray Schumann & Associates Inc. Employee P/S and 401K Plan-16$1,634,207$105,798$6,612iApproximate average salary by contribution assumption: employee only about $165,309 at 4% or $110,206 at 6%; with 50% employer match about $110,206 at 4% or $73,471 at 6%; with 100% employer match about $82,655 at 4% or $55,103 at 6%.
2008115$1,343,722$109,470$7,298iApproximate average salary by contribution assumption: employee only about $182,450 at 4% or $121,633 at 6%; with 50% employer match about $121,633 at 4% or $81,089 at 6%; with 100% employer match about $91,225 at 4% or $60,817 at 6%.
Ray Schumann & Associates Inc. Employee P/S and 401K Plan-15$1,343,722$109,470$7,298iApproximate average salary by contribution assumption: employee only about $182,450 at 4% or $121,633 at 6%; with 50% employer match about $121,633 at 4% or $81,089 at 6%; with 100% employer match about $91,225 at 4% or $60,817 at 6%.
2007116$1,507,512$111,534$6,971iApproximate average salary by contribution assumption: employee only about $174,272 at 4% or $116,181 at 6%; with 50% employer match about $116,181 at 4% or $77,454 at 6%; with 100% employer match about $87,136 at 4% or $58,091 at 6%.
Ray Schumann & Associates Inc. Employee P/S and 401K Plan-16$1,507,512$111,534$6,971iApproximate average salary by contribution assumption: employee only about $174,272 at 4% or $116,181 at 6%; with 50% employer match about $116,181 at 4% or $77,454 at 6%; with 100% employer match about $87,136 at 4% or $58,091 at 6%.
2006117$1,447,260$121,396$7,141iApproximate average salary by contribution assumption: employee only about $178,524 at 4% or $119,016 at 6%; with 50% employer match about $119,016 at 4% or $79,344 at 6%; with 100% employer match about $89,262 at 4% or $59,508 at 6%.
Ray Schumann & Associates Inc. Employee P/S and 401K Plan-17$1,447,260$121,396$7,141iApproximate average salary by contribution assumption: employee only about $178,524 at 4% or $119,016 at 6%; with 50% employer match about $119,016 at 4% or $79,344 at 6%; with 100% employer match about $89,262 at 4% or $59,508 at 6%.
2005116$1,290,671$99,564$6,223iApproximate average salary by contribution assumption: employee only about $155,569 at 4% or $103,713 at 6%; with 50% employer match about $103,713 at 4% or $69,142 at 6%; with 100% employer match about $77,784 at 4% or $51,856 at 6%.
Ray Schumann & Associates Inc. Employee P/S and 401K Plan-16$1,290,671$99,564$6,223iApproximate average salary by contribution assumption: employee only about $155,569 at 4% or $103,713 at 6%; with 50% employer match about $103,713 at 4% or $69,142 at 6%; with 100% employer match about $77,784 at 4% or $51,856 at 6%.
2004119$1,132,506$95,703$5,037iApproximate average salary by contribution assumption: employee only about $125,925 at 4% or $83,950 at 6%; with 50% employer match about $83,950 at 4% or $55,967 at 6%; with 100% employer match about $62,963 at 4% or $41,975 at 6%.
Ray Schumann & Associates Inc. Employee P/S and 401K Plan-19$1,132,506$95,703$5,037iApproximate average salary by contribution assumption: employee only about $125,925 at 4% or $83,950 at 6%; with 50% employer match about $83,950 at 4% or $55,967 at 6%; with 100% employer match about $62,963 at 4% or $41,975 at 6%.
2003115$972,212$85,265$5,684iApproximate average salary by contribution assumption: employee only about $142,108 at 4% or $94,739 at 6%; with 50% employer match about $94,739 at 4% or $63,159 at 6%; with 100% employer match about $71,054 at 4% or $47,369 at 6%.
Ray Schumann & Associates Inc. Employee P/S and 401K Plan-15$972,212$85,265$5,684iApproximate average salary by contribution assumption: employee only about $142,108 at 4% or $94,739 at 6%; with 50% employer match about $94,739 at 4% or $63,159 at 6%; with 100% employer match about $71,054 at 4% or $47,369 at 6%.
2002117$751,040$94,709$5,571iApproximate average salary by contribution assumption: employee only about $139,278 at 4% or $92,852 at 6%; with 50% employer match about $92,852 at 4% or $61,901 at 6%; with 100% employer match about $69,639 at 4% or $46,426 at 6%.
Ray Schumann & Associates Inc. Employee P/S and 401K Plan-17$751,040$94,709$5,571iApproximate average salary by contribution assumption: employee only about $139,278 at 4% or $92,852 at 6%; with 50% employer match about $92,852 at 4% or $61,901 at 6%; with 100% employer match about $69,639 at 4% or $46,426 at 6%.
2001117$0$0-
Ray Schumann & Associates Inc. Employee P/S and 401K Plan-17---
2000118$931,628$80,724$4,485iApproximate average salary by contribution assumption: employee only about $112,117 at 4% or $74,744 at 6%; with 50% employer match about $74,744 at 4% or $49,830 at 6%; with 100% employer match about $56,058 at 4% or $37,372 at 6%.
Ray Schumann & Associates Inc. Employee P/S and 401K Plan-18$931,628$80,724$4,485iApproximate average salary by contribution assumption: employee only about $112,117 at 4% or $74,744 at 6%; with 50% employer match about $74,744 at 4% or $49,830 at 6%; with 100% employer match about $56,058 at 4% or $37,372 at 6%.
1999117$1,010,615$72,927$4,290iApproximate average salary by contribution assumption: employee only about $107,246 at 4% or $71,497 at 6%; with 50% employer match about $71,497 at 4% or $47,665 at 6%; with 100% employer match about $53,623 at 4% or $35,749 at 6%.
Ray Schumann & Associates Inc. Employee P/S and 401K Plan-17$1,010,615$72,927$4,290iApproximate average salary by contribution assumption: employee only about $107,246 at 4% or $71,497 at 6%; with 50% employer match about $71,497 at 4% or $47,665 at 6%; with 100% employer match about $53,623 at 4% or $35,749 at 6%.