Civic Intelligence

Citizens Bank and Trust

Plan context: Citizens Bank and Trust 401K Plan

EIN 43-1994736 • Guntersville, AL • 19 filings • 1 plans

711 Gunter AvenueGuntersville, AL 35976
Current Snapshot

Latest Year

2024

2024 Participants

155

2024 Assets

$13,300,032

2024 Contributions

$1,381,856

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$13,300,032$6,650,016$0200620162024YearValue
$13,300,032Latest year 2024

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

156780200620152024YearValue
155Latest year 2024

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
20241155$13,300,032$1,381,856$8,915iApproximate average salary by contribution assumption: employee only about $222,880 at 4% or $148,587 at 6%; with 50% employer match about $148,587 at 4% or $99,058 at 6%; with 100% employer match about $111,440 at 4% or $74,293 at 6%.
Citizens Bank and Trust 401K Plan-155$13,300,032$1,381,856$8,915iApproximate average salary by contribution assumption: employee only about $222,880 at 4% or $148,587 at 6%; with 50% employer match about $148,587 at 4% or $99,058 at 6%; with 100% employer match about $111,440 at 4% or $74,293 at 6%.
20231156$11,756,680$1,838,449$11,785iApproximate average salary by contribution assumption: employee only about $294,623 at 4% or $196,415 at 6%; with 50% employer match about $196,415 at 4% or $130,944 at 6%; with 100% employer match about $147,312 at 4% or $98,208 at 6%.
Citizens Bank and Trust 401K Plan-156$11,756,680$1,838,449$11,785iApproximate average salary by contribution assumption: employee only about $294,623 at 4% or $196,415 at 6%; with 50% employer match about $196,415 at 4% or $130,944 at 6%; with 100% employer match about $147,312 at 4% or $98,208 at 6%.
20221144$9,742,632$1,536,351$10,669iApproximate average salary by contribution assumption: employee only about $266,728 at 4% or $177,818 at 6%; with 50% employer match about $177,818 at 4% or $118,546 at 6%; with 100% employer match about $133,364 at 4% or $88,909 at 6%.
Citizens Bank and Trust 401K Plan-144$9,742,632$1,536,351$10,669iApproximate average salary by contribution assumption: employee only about $266,728 at 4% or $177,818 at 6%; with 50% employer match about $177,818 at 4% or $118,546 at 6%; with 100% employer match about $133,364 at 4% or $88,909 at 6%.
20211133$11,110,001$900,581$6,771iApproximate average salary by contribution assumption: employee only about $169,282 at 4% or $112,855 at 6%; with 50% employer match about $112,855 at 4% or $75,237 at 6%; with 100% employer match about $84,641 at 4% or $56,427 at 6%.
Citizens Bank and Trust 401K Plan-133$11,110,001$900,581$6,771iApproximate average salary by contribution assumption: employee only about $169,282 at 4% or $112,855 at 6%; with 50% employer match about $112,855 at 4% or $75,237 at 6%; with 100% employer match about $84,641 at 4% or $56,427 at 6%.
20201121$10,070,876$678,974$5,611iApproximate average salary by contribution assumption: employee only about $140,284 at 4% or $93,523 at 6%; with 50% employer match about $93,523 at 4% or $62,348 at 6%; with 100% employer match about $70,142 at 4% or $46,761 at 6%.
Citizens Bank and Trust 401K Plan-121$10,070,876$678,974$5,611iApproximate average salary by contribution assumption: employee only about $140,284 at 4% or $93,523 at 6%; with 50% employer match about $93,523 at 4% or $62,348 at 6%; with 100% employer match about $70,142 at 4% or $46,761 at 6%.
20191117$8,489,861$632,483$5,406iApproximate average salary by contribution assumption: employee only about $135,146 at 4% or $90,097 at 6%; with 50% employer match about $90,097 at 4% or $60,065 at 6%; with 100% employer match about $67,573 at 4% or $45,049 at 6%.
Citizens Bank and Trust 401K Plan-117$8,489,861$632,483$5,406iApproximate average salary by contribution assumption: employee only about $135,146 at 4% or $90,097 at 6%; with 50% employer match about $90,097 at 4% or $60,065 at 6%; with 100% employer match about $67,573 at 4% or $45,049 at 6%.
20181113$6,845,572$1,020,136$9,028iApproximate average salary by contribution assumption: employee only about $225,694 at 4% or $150,463 at 6%; with 50% employer match about $150,463 at 4% or $100,308 at 6%; with 100% employer match about $112,847 at 4% or $75,231 at 6%.
Citizens Bank and Trust 401K Plan-113$6,845,572$1,020,136$9,028iApproximate average salary by contribution assumption: employee only about $225,694 at 4% or $150,463 at 6%; with 50% employer match about $150,463 at 4% or $100,308 at 6%; with 100% employer match about $112,847 at 4% or $75,231 at 6%.
20171110$6,242,212$538,294$4,894iApproximate average salary by contribution assumption: employee only about $122,340 at 4% or $81,560 at 6%; with 50% employer match about $81,560 at 4% or $54,373 at 6%; with 100% employer match about $61,170 at 4% or $40,780 at 6%.
Citizens Bank and Trust 401K Plan-110$6,242,212$538,294$4,894iApproximate average salary by contribution assumption: employee only about $122,340 at 4% or $81,560 at 6%; with 50% employer match about $81,560 at 4% or $54,373 at 6%; with 100% employer match about $61,170 at 4% or $40,780 at 6%.
2016195$5,660,581$547,931$5,768iApproximate average salary by contribution assumption: employee only about $144,192 at 4% or $96,128 at 6%; with 50% employer match about $96,128 at 4% or $64,085 at 6%; with 100% employer match about $72,096 at 4% or $48,064 at 6%.
Citizens Bank and Trust 401K Plan-95$5,660,581$547,931$5,768iApproximate average salary by contribution assumption: employee only about $144,192 at 4% or $96,128 at 6%; with 50% employer match about $96,128 at 4% or $64,085 at 6%; with 100% employer match about $72,096 at 4% or $48,064 at 6%.
2015192$4,841,582$487,215$5,296iApproximate average salary by contribution assumption: employee only about $132,395 at 4% or $88,264 at 6%; with 50% employer match about $88,264 at 4% or $58,842 at 6%; with 100% employer match about $66,198 at 4% or $44,132 at 6%.
Citizens Bank and Trust 401K Plan-92$4,841,582$487,215$5,296iApproximate average salary by contribution assumption: employee only about $132,395 at 4% or $88,264 at 6%; with 50% employer match about $88,264 at 4% or $58,842 at 6%; with 100% employer match about $66,198 at 4% or $44,132 at 6%.
2014189$4,520,168$597,006$6,708iApproximate average salary by contribution assumption: employee only about $167,698 at 4% or $111,799 at 6%; with 50% employer match about $111,799 at 4% or $74,533 at 6%; with 100% employer match about $83,849 at 4% or $55,899 at 6%.
Citizens Bank and Trust 401K Plan-89$4,520,168$597,006$6,708iApproximate average salary by contribution assumption: employee only about $167,698 at 4% or $111,799 at 6%; with 50% employer match about $111,799 at 4% or $74,533 at 6%; with 100% employer match about $83,849 at 4% or $55,899 at 6%.
2013185$3,762,839$466,001$5,482iApproximate average salary by contribution assumption: employee only about $137,059 at 4% or $91,373 at 6%; with 50% employer match about $91,373 at 4% or $60,915 at 6%; with 100% employer match about $68,530 at 4% or $45,686 at 6%.
Citizens Bank and Trust 401K Plan-85$3,762,839$466,001$5,482iApproximate average salary by contribution assumption: employee only about $137,059 at 4% or $91,373 at 6%; with 50% employer match about $91,373 at 4% or $60,915 at 6%; with 100% employer match about $68,530 at 4% or $45,686 at 6%.
2012183$2,936,775$457,276$5,509iApproximate average salary by contribution assumption: employee only about $137,734 at 4% or $91,822 at 6%; with 50% employer match about $91,822 at 4% or $61,215 at 6%; with 100% employer match about $68,867 at 4% or $45,911 at 6%.
Citizens Bank and Trust 401K Plan-83$2,936,775$457,276$5,509iApproximate average salary by contribution assumption: employee only about $137,734 at 4% or $91,822 at 6%; with 50% employer match about $91,822 at 4% or $61,215 at 6%; with 100% employer match about $68,867 at 4% or $45,911 at 6%.
2011182$2,319,641$514,594$6,276iApproximate average salary by contribution assumption: employee only about $156,888 at 4% or $104,592 at 6%; with 50% employer match about $104,592 at 4% or $69,728 at 6%; with 100% employer match about $78,444 at 4% or $52,296 at 6%.
Citizens Bank and Trust 401K Plan-82$2,319,641$514,594$6,276iApproximate average salary by contribution assumption: employee only about $156,888 at 4% or $104,592 at 6%; with 50% employer match about $104,592 at 4% or $69,728 at 6%; with 100% employer match about $78,444 at 4% or $52,296 at 6%.
2010176$1,871,507$374,601$4,929iApproximate average salary by contribution assumption: employee only about $123,224 at 4% or $82,149 at 6%; with 50% employer match about $82,149 at 4% or $54,766 at 6%; with 100% employer match about $61,612 at 4% or $41,075 at 6%.
Citizens Bank and Trust 401K Plan-76$1,871,507$374,601$4,929iApproximate average salary by contribution assumption: employee only about $123,224 at 4% or $82,149 at 6%; with 50% employer match about $82,149 at 4% or $54,766 at 6%; with 100% employer match about $61,612 at 4% or $41,075 at 6%.
2009172$1,404,800$347,612$4,828iApproximate average salary by contribution assumption: employee only about $120,699 at 4% or $80,466 at 6%; with 50% employer match about $80,466 at 4% or $53,644 at 6%; with 100% employer match about $60,349 at 4% or $40,233 at 6%.
Citizens Bank and Trust 401K Plan-72$1,404,800$347,612$4,828iApproximate average salary by contribution assumption: employee only about $120,699 at 4% or $80,466 at 6%; with 50% employer match about $80,466 at 4% or $53,644 at 6%; with 100% employer match about $60,349 at 4% or $40,233 at 6%.
2008179$825,038$351,111$4,444iApproximate average salary by contribution assumption: employee only about $111,111 at 4% or $74,074 at 6%; with 50% employer match about $74,074 at 4% or $49,383 at 6%; with 100% employer match about $55,556 at 4% or $37,037 at 6%.
Citizens Bank and Trust 401K Plan-79$825,038$351,111$4,444iApproximate average salary by contribution assumption: employee only about $111,111 at 4% or $74,074 at 6%; with 50% employer match about $74,074 at 4% or $49,383 at 6%; with 100% employer match about $55,556 at 4% or $37,037 at 6%.
2007163$0$0-
Citizens Bank and Trust 401K Plan-63---
2006149$518,834$469,709$9,586iApproximate average salary by contribution assumption: employee only about $239,647 at 4% or $159,765 at 6%; with 50% employer match about $159,765 at 4% or $106,510 at 6%; with 100% employer match about $119,824 at 4% or $79,882 at 6%.
Citizens Bank and Trust 401K Plan-49$518,834$469,709$9,586iApproximate average salary by contribution assumption: employee only about $239,647 at 4% or $159,765 at 6%; with 50% employer match about $159,765 at 4% or $106,510 at 6%; with 100% employer match about $119,824 at 4% or $79,882 at 6%.