Civic Intelligence

Solutia Inc.

Plan context: Solutia Retiree Welfare Trust

EIN 43-1781797 • 214 filings • 65 plans

Current Snapshot

Latest Year

2024

2024 Participants

106

2024 Assets

$87,377,500

2024 Contributions

$1,026,236

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$3,233,804,340$1,616,902,170$0199920122024YearValue
$87,377,500Latest year 2024

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

9,6494,8250199920112022YearValue
106Latest year 2022

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
202420$87,377,500$1,026,236-
Solutia Retiree Welfare Trust-0$87,377,500$1,026,236-
Solutia Inc. Medical Plan for Retirees-0---
202330$89,472,496$1,432,339-
Solutia Retiree Welfare Trust-0$89,472,496$1,432,339-
Solutia Inc Employees Pension Plan-0---
Solutia Inc. Medical Plan for Retirees-0---
20223106$190,612,502$1,349,926$12,735iApproximate average salary by contribution assumption: employee only about $318,379 at 4% or $212,253 at 6%; with 50% employer match about $212,253 at 4% or $141,502 at 6%; with 100% employer match about $159,189 at 4% or $106,126 at 6%.
Solutia Inc Employees Pension Plan-106$101,752,607--
Solutia Retiree Welfare Trust-0$88,859,895$1,349,926-
Solutia Inc. Medical Plan for Retirees-0---
20213129$257,934,542$1,477,231$11,451iApproximate average salary by contribution assumption: employee only about $286,285 at 4% or $190,857 at 6%; with 50% employer match about $190,857 at 4% or $127,238 at 6%; with 100% employer match about $143,143 at 4% or $95,428 at 6%.
Solutia Inc Employees Pension Plan-129$149,306,917--
Solutia Retiree Welfare Trust-0$108,627,625$1,477,231-
Solutia Inc. Medical Plan for Retirees-0---
20204174$274,435,895$1,799,010$10,339iApproximate average salary by contribution assumption: employee only about $258,478 at 4% or $172,319 at 6%; with 50% employer match about $172,319 at 4% or $114,879 at 6%; with 100% employer match about $129,239 at 4% or $86,159 at 6%.
Solutia Inc Employees Pension Plan-174$158,193,849--
Solutia Retiree Welfare Trust-0$116,242,046$1,799,010-
Solutia Cash Balance Plan-0---
Solutia Inc. Medical Plan for Retirees-0---
20194374$519,427,253$2,076,638$5,553iApproximate average salary by contribution assumption: employee only about $138,813 at 4% or $92,542 at 6%; with 50% employer match about $92,542 at 4% or $61,695 at 6%; with 100% employer match about $69,406 at 4% or $46,271 at 6%.
Solutia Cash Balance Plan-374$244,507,037--
Solutia Inc Employees Pension Plan-195$162,950,210--
Solutia Retiree Welfare Trust-0$111,970,006$2,076,638-
Solutia Inc. Medical Plan for Retirees-0---
20184410$502,774,065$3,422,908$8,349iApproximate average salary by contribution assumption: employee only about $208,714 at 4% or $139,143 at 6%; with 50% employer match about $139,143 at 4% or $92,762 at 6%; with 100% employer match about $104,357 at 4% or $69,571 at 6%.
Solutia Cash Balance Plan-410$235,090,222--
Solutia Inc Employees Pension Plan-223$159,732,234--
Solutia Retiree Welfare Trust-0$107,951,609$3,422,908-
Solutia Inc. Medical Plan for Retirees-0---
20174453$572,125,120$3,761,221$8,303iApproximate average salary by contribution assumption: employee only about $207,573 at 4% or $138,382 at 6%; with 50% employer match about $138,382 at 4% or $92,255 at 6%; with 100% employer match about $103,786 at 4% or $69,191 at 6%.
Solutia Cash Balance Plan-453$271,129,336--
Solutia Inc Employees Pension Plan-227$185,892,329--
Solutia Retiree Welfare Trust-0$115,103,455$3,759,165-
Solutia Inc. Medical Plan for Retirees-0-$2,056-
20164484$576,653,124$6,376,631$13,175iApproximate average salary by contribution assumption: employee only about $329,371 at 4% or $219,581 at 6%; with 50% employer match about $219,581 at 4% or $146,387 at 6%; with 100% employer match about $164,686 at 4% or $109,790 at 6%.
Solutia Cash Balance Plan-484$274,261,832--
Solutia Inc Employees Pension Plan-247$187,264,360--
Solutia Retiree Welfare Trust-0$115,126,932$6,161,938-
Solutia Inc. Medical Plan for Retirees-0-$214,693-
20154550$652,948,699$7,755,827$14,102iApproximate average salary by contribution assumption: employee only about $352,538 at 4% or $235,025 at 6%; with 50% employer match about $235,025 at 4% or $156,683 at 6%; with 100% employer match about $176,269 at 4% or $117,513 at 6%.
Solutia Cash Balance Plan-550$339,171,710--
Solutia Inc Employees Pension Plan-257$193,267,550--
Solutia Retiree Welfare Trust-0$120,509,439$7,348,231-
Solutia Inc. Medical Plan for Retirees-0-$407,596-
20145577$746,791,812$16,813,869$29,140iApproximate average salary by contribution assumption: employee only about $728,504 at 4% or $485,669 at 6%; with 50% employer match about $485,669 at 4% or $323,779 at 6%; with 100% employer match about $364,252 at 4% or $242,835 at 6%.
Solutia Cash Balance Plan-577$388,521,524--
Solutia Inc Employees Pension Plan-282$224,076,722$6,600,000$23,404iApproximate average salary by contribution assumption: employee only about $585,106 at 4% or $390,071 at 6%; with 50% employer match about $390,071 at 4% or $260,047 at 6%; with 100% employer match about $292,553 at 4% or $195,035 at 6%.
Solutia Retiree Welfare Trust-0$134,193,566$9,720,028-
Solutia Inc. Medical Plan for Retirees-0-$493,841-
SOLUTIA, INC. PENSION MASTER TRUST-0---
20137635$1,354,329,675$113,315,063$178,449iApproximate average salary by contribution assumption: employee only about $4,461,223 at 4% or $2,974,149 at 6%; with 50% employer match about $2,974,149 at 4% or $1,982,766 at 6%; with 100% employer match about $2,230,611 at 4% or $1,487,074 at 6%.
SOLUTIA, INC. PENSION MASTER TRUST-0$609,458,369$50,700,000-
Solutia Cash Balance Plan-635$381,575,331$22,400,000$35,276iApproximate average salary by contribution assumption: employee only about $881,890 at 4% or $587,927 at 6%; with 50% employer match about $587,927 at 4% or $391,951 at 6%; with 100% employer match about $440,945 at 4% or $293,963 at 6%.
Solutia Inc Employees Pension Plan-304$227,181,652$28,300,000$93,092iApproximate average salary by contribution assumption: employee only about $2,327,303 at 4% or $1,551,535 at 6%; with 50% employer match about $1,551,535 at 4% or $1,034,357 at 6%; with 100% employer match about $1,163,651 at 4% or $775,768 at 6%.
Solutia Retiree Welfare Trust-0$136,114,323$9,292,408-
Solutia Inc Savings & Investment Plan-0-$2,141,495-
SOLUTIA INC. MASTER WELFARE BENEFIT PLAN-0---
Solutia Inc. Medical Plan for Retirees-0-$481,160-
201271,762$2,079,402,769$183,026,344$103,874iApproximate average salary by contribution assumption: employee only about $2,596,855 at 4% or $1,731,237 at 6%; with 50% employer match about $1,731,237 at 4% or $1,154,158 at 6%; with 100% employer match about $1,298,428 at 4% or $865,618 at 6%.
Solutia Inc Savings & Investment Plan-1,638$757,482,741$17,480,340$10,672iApproximate average salary by contribution assumption: employee only about $266,794 at 4% or $177,863 at 6%; with 50% employer match about $177,863 at 4% or $118,575 at 6%; with 100% employer match about $133,397 at 4% or $88,931 at 6%.
SOLUTIA, INC. PENSION MASTER TRUST--$582,866,806$77,300,000-
Solutia Cash Balance Plan-705$373,549,119$21,840,000$30,979iApproximate average salary by contribution assumption: employee only about $774,468 at 4% or $516,312 at 6%; with 50% employer match about $516,312 at 4% or $344,208 at 6%; with 100% employer match about $387,234 at 4% or $258,156 at 6%.
Solutia Inc Employees Pension Plan-310$208,510,368$55,460,000$178,903iApproximate average salary by contribution assumption: employee only about $4,472,581 at 4% or $2,981,720 at 6%; with 50% employer match about $2,981,720 at 4% or $1,987,814 at 6%; with 100% employer match about $2,236,290 at 4% or $1,490,860 at 6%.
Solutia Retiree Welfare Trust-970$156,993,735$10,451,756$10,775iApproximate average salary by contribution assumption: employee only about $269,375 at 4% or $179,583 at 6%; with 50% employer match about $179,583 at 4% or $119,722 at 6%; with 100% employer match about $134,688 at 4% or $89,792 at 6%.
SOLUTIA INC. MASTER WELFARE BENEFIT PLAN-1,762---
Solutia Inc. Medical Plan for Retirees-478-$494,248$1,034iApproximate average salary by contribution assumption: employee only about $25,850 at 4% or $17,233 at 6%; with 50% employer match about $17,233 at 4% or $11,489 at 6%; with 100% employer match about $12,925 at 4% or $8,617 at 6%.
201171,773$1,946,096,562$148,493,020$83,752iApproximate average salary by contribution assumption: employee only about $2,093,810 at 4% or $1,395,873 at 6%; with 50% employer match about $1,395,873 at 4% or $930,582 at 6%; with 100% employer match about $1,046,905 at 4% or $697,937 at 6%.
Solutia Inc Savings & Investment Plan-1,600$765,797,488$19,207,022$12,004iApproximate average salary by contribution assumption: employee only about $300,110 at 4% or $200,073 at 6%; with 50% employer match about $200,073 at 4% or $133,382 at 6%; with 100% employer match about $150,055 at 4% or $100,037 at 6%.
SOLUTIA, INC. PENSION MASTER TRUST--$511,035,069$57,739,000-
Solutia Cash Balance Plan-809$354,097,395$29,749,000$36,773iApproximate average salary by contribution assumption: employee only about $919,314 at 4% or $612,876 at 6%; with 50% employer match about $612,876 at 4% or $408,584 at 6%; with 100% employer match about $459,657 at 4% or $306,438 at 6%.
Solutia Retiree Welfare Trust-1,187$159,287,193$13,202,440$11,123iApproximate average salary by contribution assumption: employee only about $278,063 at 4% or $185,375 at 6%; with 50% employer match about $185,375 at 4% or $123,584 at 6%; with 100% employer match about $139,032 at 4% or $92,688 at 6%.
Solutia Inc Employees Pension Plan-329$155,879,417$27,990,000$85,076iApproximate average salary by contribution assumption: employee only about $2,126,900 at 4% or $1,417,933 at 6%; with 50% employer match about $1,417,933 at 4% or $945,289 at 6%; with 100% employer match about $1,063,450 at 4% or $708,967 at 6%.
Solutia Inc. Medical Plan for Retirees-502-$605,558$1,206iApproximate average salary by contribution assumption: employee only about $30,157 at 4% or $20,105 at 6%; with 50% employer match about $20,105 at 4% or $13,403 at 6%; with 100% employer match about $15,079 at 4% or $10,052 at 6%.
SOLUTIA INC. MASTER WELFARE BENEFIT PLAN-1,773---
201061,901$1,997,995,580$116,026,316$61,034iApproximate average salary by contribution assumption: employee only about $1,525,859 at 4% or $1,017,239 at 6%; with 50% employer match about $1,017,239 at 4% or $678,160 at 6%; with 100% employer match about $762,929 at 4% or $508,620 at 6%.
Solutia Inc Savings & Investment Plan-1,519$794,635,920$21,102,064$13,892iApproximate average salary by contribution assumption: employee only about $347,302 at 4% or $231,535 at 6%; with 50% employer match about $231,535 at 4% or $154,356 at 6%; with 100% employer match about $173,651 at 4% or $115,767 at 6%.
SOLUTIA, INC. PENSION MASTER TRUST--$511,053,943$4,405,000-
Solutia Cash Balance Plan-809$361,710,290$26,914,000$33,268iApproximate average salary by contribution assumption: employee only about $831,706 at 4% or $554,471 at 6%; with 50% employer match about $554,471 at 4% or $369,647 at 6%; with 100% employer match about $415,853 at 4% or $277,235 at 6%.
Solutia Retiree Welfare Trust-1,901$185,393,110$36,114,252$18,998iApproximate average salary by contribution assumption: employee only about $474,938 at 4% or $316,625 at 6%; with 50% employer match about $316,625 at 4% or $211,083 at 6%; with 100% employer match about $237,469 at 4% or $158,313 at 6%.
Solutia Inc Employees Pension Plan-329$145,202,317$27,491,000$83,559iApproximate average salary by contribution assumption: employee only about $2,088,982 at 4% or $1,392,655 at 6%; with 50% employer match about $1,392,655 at 4% or $928,436 at 6%; with 100% employer match about $1,044,491 at 4% or $696,327 at 6%.
SOLUTIA INC. MASTER WELFARE BENEFIT PLAN-1,521---
200963,090$1,947,938,827$106,318,283$34,407iApproximate average salary by contribution assumption: employee only about $860,180 at 4% or $573,454 at 6%; with 50% employer match about $573,454 at 4% or $382,302 at 6%; with 100% employer match about $430,090 at 4% or $286,727 at 6%.
Solutia Inc Savings & Investment Plan-1,643$837,941,063$49,521,849$30,141iApproximate average salary by contribution assumption: employee only about $753,528 at 4% or $502,352 at 6%; with 50% employer match about $502,352 at 4% or $334,901 at 6%; with 100% employer match about $376,764 at 4% or $251,176 at 6%.
SOLUTIA, INC. PENSION MASTER TRUST--$468,782,236--
Solutia Cash Balance Plan-878$337,400,658$29,811,780$33,954iApproximate average salary by contribution assumption: employee only about $848,855 at 4% or $565,903 at 6%; with 50% employer match about $565,903 at 4% or $377,269 at 6%; with 100% employer match about $424,427 at 4% or $282,952 at 6%.
Solutia Retiree Welfare Trust-1,752$175,414,671--
Solutia Inc Employees Pension Plan-359$128,400,199$26,984,654$75,166iApproximate average salary by contribution assumption: employee only about $1,879,154 at 4% or $1,252,769 at 6%; with 50% employer match about $1,252,769 at 4% or $835,180 at 6%; with 100% employer match about $939,577 at 4% or $626,385 at 6%.
SOLUTIA INC. MASTER WELFARE BENEFIT PLAN-3,090---
200844,184$1,472,721,460$284,721,734$68,050iApproximate average salary by contribution assumption: employee only about $1,701,253 at 4% or $1,134,169 at 6%; with 50% employer match about $1,134,169 at 4% or $756,113 at 6%; with 100% employer match about $850,627 at 4% or $567,084 at 6%.
Solutia Inc Savings & Investment Plan-4,006$821,919,237$55,942,050$13,965iApproximate average salary by contribution assumption: employee only about $349,114 at 4% or $232,743 at 6%; with 50% employer match about $232,743 at 4% or $155,162 at 6%; with 100% employer match about $174,557 at 4% or $116,371 at 6%.
Solutia Inc Employees Pension Plan-2,982$477,679,410$34,235,684$11,481iApproximate average salary by contribution assumption: employee only about $287,019 at 4% or $191,346 at 6%; with 50% employer match about $191,346 at 4% or $127,564 at 6%; with 100% employer match about $143,510 at 4% or $95,673 at 6%.
Solutia Retiree Welfare Trust-4,163$173,122,813$194,544,000$46,732iApproximate average salary by contribution assumption: employee only about $1,168,292 at 4% or $778,861 at 6%; with 50% employer match about $778,861 at 4% or $519,241 at 6%; with 100% employer match about $584,146 at 4% or $389,431 at 6%.
SOLUTIA INC. MASTER WELFARE BENEFIT PLAN-4,184---
200734,361$1,832,388,245$143,135,543$32,822iApproximate average salary by contribution assumption: employee only about $820,543 at 4% or $547,029 at 6%; with 50% employer match about $547,029 at 4% or $364,686 at 6%; with 100% employer match about $410,272 at 4% or $273,514 at 6%.
Solutia Inc Savings & Investment Plan-4,187$1,082,419,820$55,129,524$13,167iApproximate average salary by contribution assumption: employee only about $329,171 at 4% or $219,447 at 6%; with 50% employer match about $219,447 at 4% or $146,298 at 6%; with 100% employer match about $164,585 at 4% or $109,724 at 6%.
Solutia Inc Employees Pension Plan-3,271$749,968,425$88,006,019$26,905iApproximate average salary by contribution assumption: employee only about $672,623 at 4% or $448,415 at 6%; with 50% employer match about $448,415 at 4% or $298,944 at 6%; with 100% employer match about $336,312 at 4% or $224,208 at 6%.
SOLUTIA INC. MASTER WELFARE BENEFIT PLAN-4,361---
200644,865$1,795,127,761$193,596,470$39,794iApproximate average salary by contribution assumption: employee only about $994,843 at 4% or $663,229 at 6%; with 50% employer match about $663,229 at 4% or $442,152 at 6%; with 100% employer match about $497,422 at 4% or $331,614 at 6%.
Solutia Inc Savings & Investment Plan-4,865$1,048,600,691$57,946,798$11,911iApproximate average salary by contribution assumption: employee only about $297,774 at 4% or $198,516 at 6%; with 50% employer match about $198,516 at 4% or $132,344 at 6%; with 100% employer match about $148,887 at 4% or $99,258 at 6%.
Solutia Inc Employees Pension Plan-4,459$746,527,070$135,649,672$30,422iApproximate average salary by contribution assumption: employee only about $760,539 at 4% or $507,026 at 6%; with 50% employer match about $507,026 at 4% or $338,017 at 6%; with 100% employer match about $380,269 at 4% or $253,513 at 6%.
SOLUTIA INC. MASTER WELFARE BENEFIT PLAN FOR SALARIED & NON HOURLY EMPLOYEES-3,640---
SOLUTIA INC. MASTER WELFARE BENEFIT PLAN FOR HOURLY EMPLOYEES-612---
200547,016$1,716,854,584$155,338,184$22,141iApproximate average salary by contribution assumption: employee only about $553,514 at 4% or $369,009 at 6%; with 50% employer match about $369,009 at 4% or $246,006 at 6%; with 100% employer match about $276,757 at 4% or $184,505 at 6%.
Solutia Inc Savings & Investment Plan-4,747$1,034,453,500$63,006,900$13,273iApproximate average salary by contribution assumption: employee only about $331,825 at 4% or $221,217 at 6%; with 50% employer match about $221,217 at 4% or $147,478 at 6%; with 100% employer match about $165,912 at 4% or $110,608 at 6%.
Solutia Inc Employees Pension Plan-7,016$682,401,084$92,331,284$13,160iApproximate average salary by contribution assumption: employee only about $329,003 at 4% or $219,335 at 6%; with 50% employer match about $219,335 at 4% or $146,223 at 6%; with 100% employer match about $164,501 at 4% or $109,668 at 6%.
SOLUTIA INC MASTER WELFARE BENEFIT PLAN FOR SALARIED & NON HOURLY EMPLOYEES-3,630---
SOLUTIA INC. MASTER WELFARE BENEFIT PLAN FOR HOURLY EMPLOYEES-656---
200447,293$1,739,545,824$88,667,518$12,158iApproximate average salary by contribution assumption: employee only about $303,947 at 4% or $202,632 at 6%; with 50% employer match about $202,632 at 4% or $135,088 at 6%; with 100% employer match about $151,974 at 4% or $101,316 at 6%.
Solutia Inc Savings & Investment Plan-5,055$1,034,822,635$88,667,518$17,541iApproximate average salary by contribution assumption: employee only about $438,514 at 4% or $292,343 at 6%; with 50% employer match about $292,343 at 4% or $194,895 at 6%; with 100% employer match about $219,257 at 4% or $146,171 at 6%.
Solutia Inc Employees Pension Plan-7,293$704,723,189--
SOLUTIA INC. MASTER WELFARE BENEFIT PLAN FOR HOURLY EMPLOYEES-700---
SOLUTIA INC. MASTER WELFARE BENEFIT PLAN FOR SALARIED & NON HOURLY EMPLOYEES-3,899---
2003258,124$1,890,921,500$162,951,175$20,058iApproximate average salary by contribution assumption: employee only about $501,450 at 4% or $334,300 at 6%; with 50% employer match about $334,300 at 4% or $222,867 at 6%; with 100% employer match about $250,725 at 4% or $167,150 at 6%.
Solutia Inc Savings & Investment Plan-5,097$1,039,535,173$151,951,175$29,812iApproximate average salary by contribution assumption: employee only about $745,297 at 4% or $496,865 at 6%; with 50% employer match about $496,865 at 4% or $331,243 at 6%; with 100% employer match about $372,649 at 4% or $248,432 at 6%.
Solutia Inc Employees Pension Plan-8,124$851,386,327$11,000,000$1,354iApproximate average salary by contribution assumption: employee only about $33,850 at 4% or $22,567 at 6%; with 50% employer match about $22,567 at 4% or $15,045 at 6%; with 100% employer match about $16,925 at 4% or $11,283 at 6%.
SOLUTIA INC. SALARIED AND NON-UNION HOURLY EMPLOYEES SEPARATION PLAN-0---
SOLUTIA INC. MEDICAL BENEFITS PLAN FOR RETIREES 2000-0---
SOLUTIA INC. EMPLOYEES LEGAL ASSISTANCE PLAN-307---
SOLUTIA INC. MEDICAL BENEFITS PLAN FOR RETIREES POST-SETTLEMENT-0---
Solutia Inc. Accidental Death and Dismemberment Ins Plan-0---
Solutia Inc Hrly Union Employees Medical Benefits Plan-0---
Solutia Inc Hrly Emp Flexible Spending Account Pln-Union-0---
Solutia Inc Salaried & Non Union Hrly Emp Flex Spd Acct Plan-0---
Solutia Inc. Hourly Disablility Plan-Union-0---
Solutia Inc. Union Hourly-Employees Dental Plan-0---
Solutia Inc Business Travel Accident Insurance Plan-0---
Solutia Inc Salaried & Non Union Hrly Retiree Grp Life Insurance Pln-0---
Solutia Inc Hrly-Paid Emp Grp Life Insurance-Union-0---
Solutia Inc. Hrly-Paid Ees Vision Plan-Union-0---
Solutia Inc Hrly-Paid Ees Benefit Options Plan-Union-0---
Solutia Inc Dependent Term Life Insurance Plan-0---
Solutia Inc Salaried & Non Union Hrly Ees Vision Plan-0---
SOLUTIA INC. SALARIED & NON-UNION HOURLY EMPLOYEES TERM LIFE INSURANCE PLAN-0---
Solutia Inc. Salaried and Non-Union Hourly Employees Disability Plan-0---
Solutia Inc Salaried & Non Union Hrly Ees Dental Plan-0---
Solutia Inc Salaried & Non Union Hrly Ees Medical Benefits-0---
Solutia Inc Salaried & Non Union Hrly Ees Flexible Benefits Plan-0---
Solutia Inc Long Term Care Insurance-0---
2002259,052$1,954,313,269$74,330,745$8,212iApproximate average salary by contribution assumption: employee only about $205,288 at 4% or $136,859 at 6%; with 50% employer match about $136,859 at 4% or $91,239 at 6%; with 100% employer match about $102,644 at 4% or $68,429 at 6%.
Solutia Inc Dependent Term Life Insurance Plan-4,007---
Solutia Inc Salaried & Non Union Hrly Ees Vision Plan-2,715---
SOLUTIA INC. SALARIED & NON-UNION HOURLY EMPLOYEES TERM LIFE INSURANCE PLAN-5,089---
2001269,649$2,507,840,097$109,948,680$11,395iApproximate average salary by contribution assumption: employee only about $284,871 at 4% or $189,914 at 6%; with 50% employer match about $189,914 at 4% or $126,609 at 6%; with 100% employer match about $142,435 at 4% or $94,957 at 6%.
2000237,737$1,656,704,425$0-
1999238,644$3,233,804,340$128,785,556$14,899iApproximate average salary by contribution assumption: employee only about $372,471 at 4% or $248,314 at 6%; with 50% employer match about $248,314 at 4% or $165,543 at 6%; with 100% employer match about $186,235 at 4% or $124,157 at 6%.