Civic Intelligence

First Citizens Financial Corp

Plan context: First Citizens Financial Corp. 401(K) Savings Plan

EIN 42-1113318 • Mason City, IA • 58 filings • 8 plans

First Citizens Financial CorpPO Box 1708 2601 Fourth Street S.w.Mason City, IA 50402-1708
Current Snapshot

Latest Year

2024

2024 Participants

206

2024 Assets

$77,232,630

2024 Contributions

$2,752,403

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$77,232,630$38,616,315$0200020122024YearValue
$77,232,630Latest year 2024

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

2581290199920122024YearValue
206Latest year 2024

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
20242206$77,232,630$2,752,403$13,361iApproximate average salary by contribution assumption: employee only about $334,029 at 4% or $222,686 at 6%; with 50% employer match about $222,686 at 4% or $148,458 at 6%; with 100% employer match about $167,015 at 4% or $111,343 at 6%.
First Citizens Financial Corp. 401(K) Savings Plan-206$41,830,149$2,027,403$9,842iApproximate average salary by contribution assumption: employee only about $246,044 at 4% or $164,029 at 6%; with 50% employer match about $164,029 at 4% or $109,353 at 6%; with 100% employer match about $123,022 at 4% or $82,015 at 6%.
First Citizens Financial Corp Employee Stock Ownership Plan-190$35,402,481$725,000$3,816iApproximate average salary by contribution assumption: employee only about $95,395 at 4% or $63,596 at 6%; with 50% employer match about $63,596 at 4% or $42,398 at 6%; with 100% employer match about $47,697 at 4% or $31,798 at 6%.
20232214$69,359,284$3,613,052$16,883iApproximate average salary by contribution assumption: employee only about $422,086 at 4% or $281,390 at 6%; with 50% employer match about $281,390 at 4% or $187,594 at 6%; with 100% employer match about $211,043 at 4% or $140,695 at 6%.
First Citizens Financial Corp. 401(K) Savings Plan-214$35,494,385$2,930,052$13,692iApproximate average salary by contribution assumption: employee only about $342,296 at 4% or $228,197 at 6%; with 50% employer match about $228,197 at 4% or $152,131 at 6%; with 100% employer match about $171,148 at 4% or $114,099 at 6%.
First Citizens Financial Corp Employee Stock Ownership Plan-195$33,864,899$683,000$3,503iApproximate average salary by contribution assumption: employee only about $87,564 at 4% or $58,376 at 6%; with 50% employer match about $58,376 at 4% or $38,917 at 6%; with 100% employer match about $43,782 at 4% or $29,188 at 6%.
20222221$64,460,359$3,010,760$13,623iApproximate average salary by contribution assumption: employee only about $340,584 at 4% or $227,056 at 6%; with 50% employer match about $227,056 at 4% or $151,371 at 6%; with 100% employer match about $170,292 at 4% or $113,528 at 6%.
First Citizens Financial Corp Employee Stock Ownership Plan-183$34,413,595$775,000$4,235iApproximate average salary by contribution assumption: employee only about $105,874 at 4% or $70,583 at 6%; with 50% employer match about $70,583 at 4% or $47,055 at 6%; with 100% employer match about $52,937 at 4% or $35,291 at 6%.
First Citizens Financial Corp. 401(K) Savings Plan-221$30,046,764$2,235,760$10,117iApproximate average salary by contribution assumption: employee only about $252,914 at 4% or $168,609 at 6%; with 50% employer match about $168,609 at 4% or $112,406 at 6%; with 100% employer match about $126,457 at 4% or $84,305 at 6%.
20212203$70,733,704$2,468,182$12,159iApproximate average salary by contribution assumption: employee only about $303,963 at 4% or $202,642 at 6%; with 50% employer match about $202,642 at 4% or $135,095 at 6%; with 100% employer match about $151,982 at 4% or $101,321 at 6%.
First Citizens Financial Corp. 401(K) Savings Plan-203$36,449,763$1,698,182$8,365iApproximate average salary by contribution assumption: employee only about $209,136 at 4% or $139,424 at 6%; with 50% employer match about $139,424 at 4% or $92,949 at 6%; with 100% employer match about $104,568 at 4% or $69,712 at 6%.
First Citizens Financial Corp Employee Stock Ownership Plan-184$34,283,941$770,000$4,185iApproximate average salary by contribution assumption: employee only about $104,620 at 4% or $69,746 at 6%; with 50% employer match about $69,746 at 4% or $46,498 at 6%; with 100% employer match about $52,310 at 4% or $34,873 at 6%.
20202208$63,613,561$2,390,416$11,492iApproximate average salary by contribution assumption: employee only about $287,310 at 4% or $191,540 at 6%; with 50% employer match about $191,540 at 4% or $127,693 at 6%; with 100% employer match about $143,655 at 4% or $95,770 at 6%.
First Citizens Financial Corp Employee Stock Ownership Plan-197$31,940,525$855,000$4,340iApproximate average salary by contribution assumption: employee only about $108,503 at 4% or $72,335 at 6%; with 50% employer match about $72,335 at 4% or $48,223 at 6%; with 100% employer match about $54,251 at 4% or $36,168 at 6%.
First Citizens Financial Corp. 401(K) Savings Plan-208$31,673,036$1,535,416$7,382iApproximate average salary by contribution assumption: employee only about $184,545 at 4% or $123,030 at 6%; with 50% employer match about $123,030 at 4% or $82,020 at 6%; with 100% employer match about $92,273 at 4% or $61,515 at 6%.
20192220$58,636,780$2,151,990$9,782iApproximate average salary by contribution assumption: employee only about $244,544 at 4% or $163,030 at 6%; with 50% employer match about $163,030 at 4% or $108,686 at 6%; with 100% employer match about $122,272 at 4% or $81,515 at 6%.
First Citizens Financial Corp Employee Stock Ownership Plan-196$30,960,775$686,774$3,504iApproximate average salary by contribution assumption: employee only about $87,599 at 4% or $58,399 at 6%; with 50% employer match about $58,399 at 4% or $38,933 at 6%; with 100% employer match about $43,799 at 4% or $29,200 at 6%.
First Citizens Financial Corp. 401(K) Savings Plan-220$27,676,005$1,465,216$6,660iApproximate average salary by contribution assumption: employee only about $166,502 at 4% or $111,001 at 6%; with 50% employer match about $111,001 at 4% or $74,001 at 6%; with 100% employer match about $83,251 at 4% or $55,501 at 6%.
20183216$54,792,430$2,080,302$9,631iApproximate average salary by contribution assumption: employee only about $240,776 at 4% or $160,517 at 6%; with 50% employer match about $160,517 at 4% or $107,011 at 6%; with 100% employer match about $120,388 at 4% or $80,259 at 6%.
First Citizens Financial Corp Employee Stock Ownership Plan-189$31,828,045$701,386$3,711iApproximate average salary by contribution assumption: employee only about $92,776 at 4% or $61,851 at 6%; with 50% employer match about $61,851 at 4% or $41,234 at 6%; with 100% employer match about $46,388 at 4% or $30,925 at 6%.
First Citizens Financial Corp. 401(K) Savings Plan-216$22,964,385$1,378,916$6,384iApproximate average salary by contribution assumption: employee only about $159,597 at 4% or $106,398 at 6%; with 50% employer match about $106,398 at 4% or $70,932 at 6%; with 100% employer match about $79,798 at 4% or $53,199 at 6%.
First Citizens Financial Corp. Salary Reduction Pl-101---
20172234$57,816,692$2,194,493$9,378iApproximate average salary by contribution assumption: employee only about $234,454 at 4% or $156,303 at 6%; with 50% employer match about $156,303 at 4% or $104,202 at 6%; with 100% employer match about $117,227 at 4% or $78,151 at 6%.
First Citizens Financial Corp Employee Stock Ownership Plan-195$32,608,067$660,000$3,385iApproximate average salary by contribution assumption: employee only about $84,615 at 4% or $56,410 at 6%; with 50% employer match about $56,410 at 4% or $37,607 at 6%; with 100% employer match about $42,308 at 4% or $28,205 at 6%.
First Citizens Financial Corp. 401(K) Savings Plan-234$25,208,625$1,534,493$6,558iApproximate average salary by contribution assumption: employee only about $163,942 at 4% or $109,294 at 6%; with 50% employer match about $109,294 at 4% or $72,863 at 6%; with 100% employer match about $81,971 at 4% or $54,647 at 6%.
20163237$52,411,725$2,026,646$8,551iApproximate average salary by contribution assumption: employee only about $213,781 at 4% or $142,521 at 6%; with 50% employer match about $142,521 at 4% or $95,014 at 6%; with 100% employer match about $106,891 at 4% or $71,260 at 6%.
First Citizens Financial Corp Employee Stock Ownership Plan-196$30,163,683$650,000$3,316iApproximate average salary by contribution assumption: employee only about $82,908 at 4% or $55,272 at 6%; with 50% employer match about $55,272 at 4% or $36,848 at 6%; with 100% employer match about $41,454 at 4% or $27,636 at 6%.
First Citizens Financial Corp. 401(K) Savings Plan-237$22,248,042$1,376,646$5,809iApproximate average salary by contribution assumption: employee only about $145,216 at 4% or $96,811 at 6%; with 50% employer match about $96,811 at 4% or $64,540 at 6%; with 100% employer match about $72,608 at 4% or $48,405 at 6%.
First Citizens Financial Corp. Salary Reduction Pl-93---
20153224$49,742,220$1,969,583$8,793iApproximate average salary by contribution assumption: employee only about $219,820 at 4% or $146,546 at 6%; with 50% employer match about $146,546 at 4% or $97,698 at 6%; with 100% employer match about $109,910 at 4% or $73,273 at 6%.
First Citizens Financial Corp Employee Stock Ownership Plan-190$29,879,787$715,000$3,763iApproximate average salary by contribution assumption: employee only about $94,079 at 4% or $62,719 at 6%; with 50% employer match about $62,719 at 4% or $41,813 at 6%; with 100% employer match about $47,039 at 4% or $31,360 at 6%.
First Citizens Financial Corp. 401(K) Savings Plan-224$19,862,433$1,254,583$5,601iApproximate average salary by contribution assumption: employee only about $140,020 at 4% or $93,347 at 6%; with 50% employer match about $93,347 at 4% or $62,231 at 6%; with 100% employer match about $70,010 at 4% or $46,673 at 6%.
First Citizens Financial Corp. Salary Reduction Pl-165---
20143230$47,627,183$1,773,081$7,709iApproximate average salary by contribution assumption: employee only about $192,726 at 4% or $128,484 at 6%; with 50% employer match about $128,484 at 4% or $85,656 at 6%; with 100% employer match about $96,363 at 4% or $64,242 at 6%.
First Citizens Financial Corp Employee Stock Ownership Plan-197$28,137,317$515,000$2,614iApproximate average salary by contribution assumption: employee only about $65,355 at 4% or $43,570 at 6%; with 50% employer match about $43,570 at 4% or $29,047 at 6%; with 100% employer match about $32,678 at 4% or $21,785 at 6%.
First Citizens Financial Corp. 401(K) Savings Plan-230$19,489,866$1,258,081$5,470iApproximate average salary by contribution assumption: employee only about $136,748 at 4% or $91,165 at 6%; with 50% employer match about $91,165 at 4% or $60,777 at 6%; with 100% employer match about $68,374 at 4% or $45,583 at 6%.
First Citizens Financial Corp. Salary Reduction Pl-175---
20133237$43,245,388$1,944,980$8,207iApproximate average salary by contribution assumption: employee only about $205,167 at 4% or $136,778 at 6%; with 50% employer match about $136,778 at 4% or $91,185 at 6%; with 100% employer match about $102,583 at 4% or $68,389 at 6%.
First Citizens Financial Corp Employee Stock Ownership Plan-200$24,806,832$510,000$2,550iApproximate average salary by contribution assumption: employee only about $63,750 at 4% or $42,500 at 6%; with 50% employer match about $42,500 at 4% or $28,333 at 6%; with 100% employer match about $31,875 at 4% or $21,250 at 6%.
First Citizens Financial Corp. 401(K) Savings Plan-237$18,438,556$1,434,980$6,055iApproximate average salary by contribution assumption: employee only about $151,369 at 4% or $100,913 at 6%; with 50% employer match about $100,913 at 4% or $67,275 at 6%; with 100% employer match about $75,685 at 4% or $50,456 at 6%.
First Citizens Financial Corp. Salary Reduction Pl-181---
20123240$38,385,551$1,883,066$7,846iApproximate average salary by contribution assumption: employee only about $196,153 at 4% or $130,768 at 6%; with 50% employer match about $130,768 at 4% or $87,179 at 6%; with 100% employer match about $98,076 at 4% or $65,384 at 6%.
First Citizens Financial Corp Employee Stock Ownership Plan-202$23,407,815$510,000$2,525iApproximate average salary by contribution assumption: employee only about $63,119 at 4% or $42,079 at 6%; with 50% employer match about $42,079 at 4% or $28,053 at 6%; with 100% employer match about $31,559 at 4% or $21,040 at 6%.
First Citizens Financial Corp. 401(K) Savings Plan-240$14,977,736$1,373,066$5,721iApproximate average salary by contribution assumption: employee only about $143,028 at 4% or $95,352 at 6%; with 50% employer match about $95,352 at 4% or $63,568 at 6%; with 100% employer match about $71,514 at 4% or $47,676 at 6%.
First Citizens Financial Corp. Salary Reduction Pl-180---
20113233$33,227,449$1,617,968$6,944iApproximate average salary by contribution assumption: employee only about $173,602 at 4% or $115,734 at 6%; with 50% employer match about $115,734 at 4% or $77,156 at 6%; with 100% employer match about $86,801 at 4% or $57,867 at 6%.
First Citizens Financial Corp Employee Stock Ownership Plan-196$21,099,611$512,391$2,614iApproximate average salary by contribution assumption: employee only about $65,356 at 4% or $43,571 at 6%; with 50% employer match about $43,571 at 4% or $29,047 at 6%; with 100% employer match about $32,678 at 4% or $21,785 at 6%.
First Citizens Financial Corp. 401(K) Savings Plan-233$12,127,838$1,105,577$4,745iApproximate average salary by contribution assumption: employee only about $118,624 at 4% or $79,083 at 6%; with 50% employer match about $79,083 at 4% or $52,722 at 6%; with 100% employer match about $59,312 at 4% or $39,541 at 6%.
First Citizens Financial Corp. Salary Reduction Pl-175---
20103258$31,336,418$1,499,876$5,813iApproximate average salary by contribution assumption: employee only about $145,337 at 4% or $96,891 at 6%; with 50% employer match about $96,891 at 4% or $64,594 at 6%; with 100% employer match about $72,668 at 4% or $48,446 at 6%.
First Citizens Financial Corp Employee Stock Ownership Plan-199$19,514,705$410,400$2,062iApproximate average salary by contribution assumption: employee only about $51,558 at 4% or $34,372 at 6%; with 50% employer match about $34,372 at 4% or $22,915 at 6%; with 100% employer match about $25,779 at 4% or $17,186 at 6%.
First Citizens Financial Corp. 401(K) Savings Plan-258$11,821,713$1,089,476$4,223iApproximate average salary by contribution assumption: employee only about $105,569 at 4% or $70,380 at 6%; with 50% employer match about $70,380 at 4% or $46,920 at 6%; with 100% employer match about $52,785 at 4% or $35,190 at 6%.
First Citizens Financial Corp. Salary Reduction Pl-157---
20093235$27,942,709$1,465,258$6,235iApproximate average salary by contribution assumption: employee only about $155,879 at 4% or $103,919 at 6%; with 50% employer match about $103,919 at 4% or $69,279 at 6%; with 100% employer match about $77,939 at 4% or $51,960 at 6%.
First Citizens Financial Corp Employee Stock Ownership Plan-197$17,908,100$400,000$2,030iApproximate average salary by contribution assumption: employee only about $50,761 at 4% or $33,841 at 6%; with 50% employer match about $33,841 at 4% or $22,561 at 6%; with 100% employer match about $25,381 at 4% or $16,920 at 6%.
First Citizens Financial Corp. 401(K) Savings Plan-235$10,034,609$1,065,258$4,533iApproximate average salary by contribution assumption: employee only about $113,325 at 4% or $75,550 at 6%; with 50% employer match about $75,550 at 4% or $50,367 at 6%; with 100% employer match about $56,663 at 4% or $37,775 at 6%.
First Citizens Financial Corp. Salary Reduction Pl-174---
20083228$23,360,486$1,440,864$6,320iApproximate average salary by contribution assumption: employee only about $157,989 at 4% or $105,326 at 6%; with 50% employer match about $105,326 at 4% or $70,218 at 6%; with 100% employer match about $78,995 at 4% or $52,663 at 6%.
First Citizens Financial Corp Employee Stock Ownership Plan-197$16,263,517$340,000$1,726iApproximate average salary by contribution assumption: employee only about $43,147 at 4% or $28,765 at 6%; with 50% employer match about $28,765 at 4% or $19,177 at 6%; with 100% employer match about $21,574 at 4% or $14,382 at 6%.
First Citizens Financial Corp. 401(K) Savings Plan-228$7,096,969$1,100,864$4,828iApproximate average salary by contribution assumption: employee only about $120,709 at 4% or $80,473 at 6%; with 50% employer match about $80,473 at 4% or $53,648 at 6%; with 100% employer match about $60,354 at 4% or $40,236 at 6%.
First Citizens Financial Corp. Salary Reduction Pl-179---
20072201$16,322,017$365,000$1,816iApproximate average salary by contribution assumption: employee only about $45,398 at 4% or $30,265 at 6%; with 50% employer match about $30,265 at 4% or $20,177 at 6%; with 100% employer match about $22,699 at 4% or $15,133 at 6%.
First Citizens Financial Corp Employee Stock Ownership Plan-201$16,322,017$365,000$1,816iApproximate average salary by contribution assumption: employee only about $45,398 at 4% or $30,265 at 6%; with 50% employer match about $30,265 at 4% or $20,177 at 6%; with 100% employer match about $22,699 at 4% or $15,133 at 6%.
First Citizens Financial Corp. Salary Reduction Pl-180---
20062202$14,188,979$400,000$1,980iApproximate average salary by contribution assumption: employee only about $49,505 at 4% or $33,003 at 6%; with 50% employer match about $33,003 at 4% or $22,002 at 6%; with 100% employer match about $24,752 at 4% or $16,502 at 6%.
First Citizens Financial Corp Employee Stock Ownership Plan-202$14,188,979$400,000$1,980iApproximate average salary by contribution assumption: employee only about $49,505 at 4% or $33,003 at 6%; with 50% employer match about $33,003 at 4% or $22,002 at 6%; with 100% employer match about $24,752 at 4% or $16,502 at 6%.
First Citizens Financial Corp. Salary Reduction Pl-162---
20051162$12,769,542$325,000$2,006iApproximate average salary by contribution assumption: employee only about $50,154 at 4% or $33,436 at 6%; with 50% employer match about $33,436 at 4% or $22,291 at 6%; with 100% employer match about $25,077 at 4% or $16,718 at 6%.
First Citizens Financial Corp Employee Stock Ownership Plan-162$12,769,542$325,000$2,006iApproximate average salary by contribution assumption: employee only about $50,154 at 4% or $33,436 at 6%; with 50% employer match about $33,436 at 4% or $22,291 at 6%; with 100% employer match about $25,077 at 4% or $16,718 at 6%.
20041167$11,036,942$325,000$1,946iApproximate average salary by contribution assumption: employee only about $48,653 at 4% or $32,435 at 6%; with 50% employer match about $32,435 at 4% or $21,623 at 6%; with 100% employer match about $24,326 at 4% or $16,218 at 6%.
First Citizens Financial Corp Employee Stock Ownership Plan-167$11,036,942$325,000$1,946iApproximate average salary by contribution assumption: employee only about $48,653 at 4% or $32,435 at 6%; with 50% employer match about $32,435 at 4% or $21,623 at 6%; with 100% employer match about $24,326 at 4% or $16,218 at 6%.
20031177$10,064,916$325,000$1,836iApproximate average salary by contribution assumption: employee only about $45,904 at 4% or $30,603 at 6%; with 50% employer match about $30,603 at 4% or $20,402 at 6%; with 100% employer match about $22,952 at 4% or $15,301 at 6%.
First Citizens Financial Corp Employee Stock Ownership Plan-177$10,064,916$325,000$1,836iApproximate average salary by contribution assumption: employee only about $45,904 at 4% or $30,603 at 6%; with 50% employer match about $30,603 at 4% or $20,402 at 6%; with 100% employer match about $22,952 at 4% or $15,301 at 6%.
20022176$8,372,878$325,000$1,847iApproximate average salary by contribution assumption: employee only about $46,165 at 4% or $30,777 at 6%; with 50% employer match about $30,777 at 4% or $20,518 at 6%; with 100% employer match about $23,082 at 4% or $15,388 at 6%.
First Citizens Financial Corp Employee Stock Ownership Plan-175$8,372,878$325,000$1,857iApproximate average salary by contribution assumption: employee only about $46,429 at 4% or $30,952 at 6%; with 50% employer match about $30,952 at 4% or $20,635 at 6%; with 100% employer match about $23,214 at 4% or $15,476 at 6%.
Long Term Disability Plan-176---
20012183$6,927,230$325,000$1,776iApproximate average salary by contribution assumption: employee only about $44,399 at 4% or $29,599 at 6%; with 50% employer match about $29,599 at 4% or $19,733 at 6%; with 100% employer match about $22,199 at 4% or $14,800 at 6%.
First Citizens Financial Corp Employee Stock Ownership Plan-183$6,927,230$325,000$1,776iApproximate average salary by contribution assumption: employee only about $44,399 at 4% or $29,599 at 6%; with 50% employer match about $29,599 at 4% or $19,733 at 6%; with 100% employer match about $22,199 at 4% or $14,800 at 6%.
Long Term Disability Plan-183---
20002181$5,832,043$375,000$2,072iApproximate average salary by contribution assumption: employee only about $51,796 at 4% or $34,530 at 6%; with 50% employer match about $34,530 at 4% or $23,020 at 6%; with 100% employer match about $25,898 at 4% or $17,265 at 6%.
First Citizens Financial Corp Employee Stock Ownership Plan-174$5,832,043$375,000$2,155iApproximate average salary by contribution assumption: employee only about $53,879 at 4% or $35,920 at 6%; with 50% employer match about $35,920 at 4% or $23,946 at 6%; with 100% employer match about $26,940 at 4% or $17,960 at 6%.
Long Term Disability Plan-181---
19991173$0$0-
Long Term Disability Plan-173---