Fred Karpuk
Plan context: BABERS VIS-VITA SALES 401(K) PLAN AND TRUST
EIN 42-0925982 • Sioux City, IA • 27 filings • 4 plans
Current Snapshot
Latest Year
2025
2025 Participants
12
2025 Assets
$915,885
2025 Contributions
$80,578
Historical Graphs
Total Assets Over Time
Aggregate end-of-year assets by filing year, excluding zero-asset years
Participants Over Time
Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans
Company Timeline
Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.
| Year / Filing | Filings | Participants | Assets | Contributions | Contrib./Participant |
|---|---|---|---|---|---|
| 2025 | 1 | 12 | $915,885 | $80,578 | $6,715iApproximate average salary by contribution assumption: employee only about $167,871 at 4% or $111,914 at 6%; with 50% employer match about $111,914 at 4% or $74,609 at 6%; with 100% employer match about $83,935 at 4% or $55,957 at 6%. |
| BABERS VIS-VITA SALES 401(K) PLAN AND TRUST | - | 12 | $915,885 | $80,578 | $6,715iApproximate average salary by contribution assumption: employee only about $167,871 at 4% or $111,914 at 6%; with 50% employer match about $111,914 at 4% or $74,609 at 6%; with 100% employer match about $83,935 at 4% or $55,957 at 6%. |
| 2024 | 1 | 10 | $741,725 | $68,109 | $6,811iApproximate average salary by contribution assumption: employee only about $170,273 at 4% or $113,515 at 6%; with 50% employer match about $113,515 at 4% or $75,677 at 6%; with 100% employer match about $85,136 at 4% or $56,758 at 6%. |
| BABERS VIS-VITA SALES 401(K) PLAN AND TRUST | - | 10 | $741,725 | $68,109 | $6,811iApproximate average salary by contribution assumption: employee only about $170,273 at 4% or $113,515 at 6%; with 50% employer match about $113,515 at 4% or $75,677 at 6%; with 100% employer match about $85,136 at 4% or $56,758 at 6%. |
| 2023 | 1 | 10 | $595,723 | $35,565 | $3,557iApproximate average salary by contribution assumption: employee only about $88,913 at 4% or $59,275 at 6%; with 50% employer match about $59,275 at 4% or $39,517 at 6%; with 100% employer match about $44,456 at 4% or $29,638 at 6%. |
| BABERS VIS-VITA SALES 401(K) PLAN AND TRUST | - | 10 | $595,723 | $35,565 | $3,557iApproximate average salary by contribution assumption: employee only about $88,913 at 4% or $59,275 at 6%; with 50% employer match about $59,275 at 4% or $39,517 at 6%; with 100% employer match about $44,456 at 4% or $29,638 at 6%. |
| 2022 | 1 | 10 | $486,702 | $44,806 | $4,481iApproximate average salary by contribution assumption: employee only about $112,015 at 4% or $74,677 at 6%; with 50% employer match about $74,677 at 4% or $49,784 at 6%; with 100% employer match about $56,008 at 4% or $37,338 at 6%. |
| BABERS VIS-VITA SALES 401(K) PLAN AND TRUST | - | 10 | $486,702 | $44,806 | $4,481iApproximate average salary by contribution assumption: employee only about $112,015 at 4% or $74,677 at 6%; with 50% employer match about $74,677 at 4% or $49,784 at 6%; with 100% employer match about $56,008 at 4% or $37,338 at 6%. |
| 2021 | 1 | 9 | $529,001 | $31,023 | $3,447iApproximate average salary by contribution assumption: employee only about $86,175 at 4% or $57,450 at 6%; with 50% employer match about $57,450 at 4% or $38,300 at 6%; with 100% employer match about $43,088 at 4% or $28,725 at 6%. |
| BABERS VIS-VITA SALES 401(K) PLAN AND TRUST | - | 9 | $529,001 | $31,023 | $3,447iApproximate average salary by contribution assumption: employee only about $86,175 at 4% or $57,450 at 6%; with 50% employer match about $57,450 at 4% or $38,300 at 6%; with 100% employer match about $43,088 at 4% or $28,725 at 6%. |
| 2020 | 1 | 10 | $485,768 | $33,515 | $3,352iApproximate average salary by contribution assumption: employee only about $83,788 at 4% or $55,858 at 6%; with 50% employer match about $55,858 at 4% or $37,239 at 6%; with 100% employer match about $41,894 at 4% or $27,929 at 6%. |
| BABERS VIS-VITA SALES 401(K) PLAN AND TRUST | - | 10 | $485,768 | $33,515 | $3,352iApproximate average salary by contribution assumption: employee only about $83,788 at 4% or $55,858 at 6%; with 50% employer match about $55,858 at 4% or $37,239 at 6%; with 100% employer match about $41,894 at 4% or $27,929 at 6%. |
| 2019 | 1 | 10 | $410,776 | $27,885 | $2,789iApproximate average salary by contribution assumption: employee only about $69,713 at 4% or $46,475 at 6%; with 50% employer match about $46,475 at 4% or $30,983 at 6%; with 100% employer match about $34,856 at 4% or $23,238 at 6%. |
| BABERS VIS-VITA SALES 401(K) PLAN AND TRUST | - | 10 | $410,776 | $27,885 | $2,789iApproximate average salary by contribution assumption: employee only about $69,713 at 4% or $46,475 at 6%; with 50% employer match about $46,475 at 4% or $30,983 at 6%; with 100% employer match about $34,856 at 4% or $23,238 at 6%. |
| 2018 | 1 | 11 | $341,189 | $33,635 | $3,058iApproximate average salary by contribution assumption: employee only about $76,443 at 4% or $50,962 at 6%; with 50% employer match about $50,962 at 4% or $33,975 at 6%; with 100% employer match about $38,222 at 4% or $25,481 at 6%. |
| BABERS VIS-VITA SALES 401(K) PLAN AND TRUST | - | 11 | $341,189 | $33,635 | $3,058iApproximate average salary by contribution assumption: employee only about $76,443 at 4% or $50,962 at 6%; with 50% employer match about $50,962 at 4% or $33,975 at 6%; with 100% employer match about $38,222 at 4% or $25,481 at 6%. |
| 2017 | 1 | 0 | $0 | $0 | - |
| Babers Vis-Vita Sales Serp | - | 0 | $0 | $0 | - |
| 2016 | 1 | 11 | $433,955 | $38,088 | $3,463iApproximate average salary by contribution assumption: employee only about $86,564 at 4% or $57,709 at 6%; with 50% employer match about $57,709 at 4% or $38,473 at 6%; with 100% employer match about $43,282 at 4% or $28,855 at 6%. |
| Babers Vis-Vita Sales Serp | - | 11 | $433,955 | $38,088 | $3,463iApproximate average salary by contribution assumption: employee only about $86,564 at 4% or $57,709 at 6%; with 50% employer match about $57,709 at 4% or $38,473 at 6%; with 100% employer match about $43,282 at 4% or $28,855 at 6%. |
| 2015 | 1 | 10 | $412,516 | $30,726 | $3,073iApproximate average salary by contribution assumption: employee only about $76,815 at 4% or $51,210 at 6%; with 50% employer match about $51,210 at 4% or $34,140 at 6%; with 100% employer match about $38,408 at 4% or $25,605 at 6%. |
| Babers Vis-Vita Sales Serp | - | 10 | $412,516 | $30,726 | $3,073iApproximate average salary by contribution assumption: employee only about $76,815 at 4% or $51,210 at 6%; with 50% employer match about $51,210 at 4% or $34,140 at 6%; with 100% employer match about $38,408 at 4% or $25,605 at 6%. |
| 2014 | 1 | 10 | $415,088 | $24,832 | $2,483iApproximate average salary by contribution assumption: employee only about $62,080 at 4% or $41,387 at 6%; with 50% employer match about $41,387 at 4% or $27,591 at 6%; with 100% employer match about $31,040 at 4% or $20,693 at 6%. |
| Babers Vis-Vita Sales Serp | - | 10 | $415,088 | $24,832 | $2,483iApproximate average salary by contribution assumption: employee only about $62,080 at 4% or $41,387 at 6%; with 50% employer match about $41,387 at 4% or $27,591 at 6%; with 100% employer match about $31,040 at 4% or $20,693 at 6%. |
| 2013 | 1 | 10 | $390,359 | $26,470 | $2,647iApproximate average salary by contribution assumption: employee only about $66,175 at 4% or $44,117 at 6%; with 50% employer match about $44,117 at 4% or $29,411 at 6%; with 100% employer match about $33,088 at 4% or $22,058 at 6%. |
| Babers Vis-Vita Sales Serp | - | 10 | $390,359 | $26,470 | $2,647iApproximate average salary by contribution assumption: employee only about $66,175 at 4% or $44,117 at 6%; with 50% employer match about $44,117 at 4% or $29,411 at 6%; with 100% employer match about $33,088 at 4% or $22,058 at 6%. |
| 2012 | 1 | 10 | $356,134 | $25,488 | $2,549iApproximate average salary by contribution assumption: employee only about $63,720 at 4% or $42,480 at 6%; with 50% employer match about $42,480 at 4% or $28,320 at 6%; with 100% employer match about $31,860 at 4% or $21,240 at 6%. |
| Babers Vis-Vita Sales Serp | - | 10 | $356,134 | $25,488 | $2,549iApproximate average salary by contribution assumption: employee only about $63,720 at 4% or $42,480 at 6%; with 50% employer match about $42,480 at 4% or $28,320 at 6%; with 100% employer match about $31,860 at 4% or $21,240 at 6%. |
| 2011 | 1 | 12 | $326,134 | $10,864 | $905iApproximate average salary by contribution assumption: employee only about $22,633 at 4% or $15,089 at 6%; with 50% employer match about $15,089 at 4% or $10,059 at 6%; with 100% employer match about $11,317 at 4% or $7,544 at 6%. |
| Babers Vis-Vita Sales Serp | - | 12 | $326,134 | $10,864 | $905iApproximate average salary by contribution assumption: employee only about $22,633 at 4% or $15,089 at 6%; with 50% employer match about $15,089 at 4% or $10,059 at 6%; with 100% employer match about $11,317 at 4% or $7,544 at 6%. |
| 2010 | 1 | 9 | $317,465 | $11,490 | $1,277iApproximate average salary by contribution assumption: employee only about $31,917 at 4% or $21,278 at 6%; with 50% employer match about $21,278 at 4% or $14,185 at 6%; with 100% employer match about $15,958 at 4% or $10,639 at 6%. |
| Babers Vis-Vita Sales Serp | - | 9 | $317,465 | $11,490 | $1,277iApproximate average salary by contribution assumption: employee only about $31,917 at 4% or $21,278 at 6%; with 50% employer match about $21,278 at 4% or $14,185 at 6%; with 100% employer match about $15,958 at 4% or $10,639 at 6%. |
| 2009 | 1 | 8 | $292,342 | $11,078 | $1,385iApproximate average salary by contribution assumption: employee only about $34,619 at 4% or $23,079 at 6%; with 50% employer match about $23,079 at 4% or $15,386 at 6%; with 100% employer match about $17,309 at 4% or $11,540 at 6%. |
| Babers Vis-Vita Sales Serp | - | 8 | $292,342 | $11,078 | $1,385iApproximate average salary by contribution assumption: employee only about $34,619 at 4% or $23,079 at 6%; with 50% employer match about $23,079 at 4% or $15,386 at 6%; with 100% employer match about $17,309 at 4% or $11,540 at 6%. |
| 2008 | 1 | 8 | $265,039 | $14,347 | $1,793iApproximate average salary by contribution assumption: employee only about $44,834 at 4% or $29,890 at 6%; with 50% employer match about $29,890 at 4% or $19,926 at 6%; with 100% employer match about $22,417 at 4% or $14,945 at 6%. |
| Babers Vis-Vita Sales Serp | - | 8 | $265,039 | $14,347 | $1,793iApproximate average salary by contribution assumption: employee only about $44,834 at 4% or $29,890 at 6%; with 50% employer match about $29,890 at 4% or $19,926 at 6%; with 100% employer match about $22,417 at 4% or $14,945 at 6%. |
| 2007 | 1 | 8 | $310,576 | $11,712 | $1,464iApproximate average salary by contribution assumption: employee only about $36,600 at 4% or $24,400 at 6%; with 50% employer match about $24,400 at 4% or $16,267 at 6%; with 100% employer match about $18,300 at 4% or $12,200 at 6%. |
| Babers Vis-Vita Sales Serp | - | 8 | $310,576 | $11,712 | $1,464iApproximate average salary by contribution assumption: employee only about $36,600 at 4% or $24,400 at 6%; with 50% employer match about $24,400 at 4% or $16,267 at 6%; with 100% employer match about $18,300 at 4% or $12,200 at 6%. |
| 2006 | 1 | 8 | $291,248 | $12,993 | $1,624iApproximate average salary by contribution assumption: employee only about $40,603 at 4% or $27,069 at 6%; with 50% employer match about $27,069 at 4% or $18,046 at 6%; with 100% employer match about $20,302 at 4% or $13,534 at 6%. |
| Babers Vis-Vita Sales Serp | - | 8 | $291,248 | $12,993 | $1,624iApproximate average salary by contribution assumption: employee only about $40,603 at 4% or $27,069 at 6%; with 50% employer match about $27,069 at 4% or $18,046 at 6%; with 100% employer match about $20,302 at 4% or $13,534 at 6%. |
| 2005 | 1 | 9 | $256,094 | $12,779 | $1,420iApproximate average salary by contribution assumption: employee only about $35,497 at 4% or $23,665 at 6%; with 50% employer match about $23,665 at 4% or $15,777 at 6%; with 100% employer match about $17,749 at 4% or $11,832 at 6%. |
| Babers Vis-Vita Sales Serp | - | 9 | $256,094 | $12,779 | $1,420iApproximate average salary by contribution assumption: employee only about $35,497 at 4% or $23,665 at 6%; with 50% employer match about $23,665 at 4% or $15,777 at 6%; with 100% employer match about $17,749 at 4% or $11,832 at 6%. |
| 2004 | 1 | 10 | $277,037 | $12,460 | $1,246iApproximate average salary by contribution assumption: employee only about $31,150 at 4% or $20,767 at 6%; with 50% employer match about $20,767 at 4% or $13,844 at 6%; with 100% employer match about $15,575 at 4% or $10,383 at 6%. |
| Babers Vis-Vita Sales Serp | - | 10 | $277,037 | $12,460 | $1,246iApproximate average salary by contribution assumption: employee only about $31,150 at 4% or $20,767 at 6%; with 50% employer match about $20,767 at 4% or $13,844 at 6%; with 100% employer match about $15,575 at 4% or $10,383 at 6%. |
| 2003 | 1 | 8 | $258,688 | $8,071 | $1,009iApproximate average salary by contribution assumption: employee only about $25,222 at 4% or $16,815 at 6%; with 50% employer match about $16,815 at 4% or $11,210 at 6%; with 100% employer match about $12,611 at 4% or $8,407 at 6%. |
| Babers Vis-Vita Sales Serp | - | 8 | $258,688 | $8,071 | $1,009iApproximate average salary by contribution assumption: employee only about $25,222 at 4% or $16,815 at 6%; with 50% employer match about $16,815 at 4% or $11,210 at 6%; with 100% employer match about $12,611 at 4% or $8,407 at 6%. |
| 2002 | 1 | 7 | $240,431 | $7,407 | $1,058iApproximate average salary by contribution assumption: employee only about $26,454 at 4% or $17,636 at 6%; with 50% employer match about $17,636 at 4% or $11,757 at 6%; with 100% employer match about $13,227 at 4% or $8,818 at 6%. |
| Babers Vis-Vita Sales Serp | - | 7 | $240,431 | $7,407 | $1,058iApproximate average salary by contribution assumption: employee only about $26,454 at 4% or $17,636 at 6%; with 50% employer match about $17,636 at 4% or $11,757 at 6%; with 100% employer match about $13,227 at 4% or $8,818 at 6%. |
| 2001 | 1 | 9 | $256,596 | $9,559 | $1,062iApproximate average salary by contribution assumption: employee only about $26,553 at 4% or $17,702 at 6%; with 50% employer match about $17,702 at 4% or $11,801 at 6%; with 100% employer match about $13,276 at 4% or $8,851 at 6%. |
| Babers Vis-Vita Sales Serp | - | 9 | $256,596 | $9,559 | $1,062iApproximate average salary by contribution assumption: employee only about $26,553 at 4% or $17,702 at 6%; with 50% employer match about $17,702 at 4% or $11,801 at 6%; with 100% employer match about $13,276 at 4% or $8,851 at 6%. |
| 2000 | 1 | 9 | $261,369 | $9,682 | $1,076iApproximate average salary by contribution assumption: employee only about $26,894 at 4% or $17,930 at 6%; with 50% employer match about $17,930 at 4% or $11,953 at 6%; with 100% employer match about $13,447 at 4% or $8,965 at 6%. |
| Babers Vis-Vita Sales Serp | - | 9 | $261,369 | $9,682 | $1,076iApproximate average salary by contribution assumption: employee only about $26,894 at 4% or $17,930 at 6%; with 50% employer match about $17,930 at 4% or $11,953 at 6%; with 100% employer match about $13,447 at 4% or $8,965 at 6%. |
| 1999 | 1 | 11 | $293,103 | $10,070 | $915iApproximate average salary by contribution assumption: employee only about $22,886 at 4% or $15,258 at 6%; with 50% employer match about $15,258 at 4% or $10,172 at 6%; with 100% employer match about $11,443 at 4% or $7,629 at 6%. |
| Babers Vis-Vita Sales Serp | - | 11 | $293,103 | $10,070 | $915iApproximate average salary by contribution assumption: employee only about $22,886 at 4% or $15,258 at 6%; with 50% employer match about $15,258 at 4% or $10,172 at 6%; with 100% employer match about $11,443 at 4% or $7,629 at 6%. |