Cardinal Construction Inc.
Plan context: Cardinal Construction Inc. 401K Plan
EIN 42-0711727 • Waterloo, IA • 31 filings • 3 plans
Current Snapshot
Latest Year
2025
2025 Participants
35
2025 Assets
$5,200,086
2025 Contributions
$191,343
Historical Graphs
Total Assets Over Time
Aggregate end-of-year assets by filing year, excluding zero-asset years
Participants Over Time
Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans
Company Timeline
Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.
| Year / Filing | Filings | Participants | Assets | Contributions | Contrib./Participant |
|---|---|---|---|---|---|
| 2025 | 1 | 35 | $5,200,086 | $191,343 | $5,467iApproximate average salary by contribution assumption: employee only about $136,674 at 4% or $91,116 at 6%; with 50% employer match about $91,116 at 4% or $60,744 at 6%; with 100% employer match about $68,337 at 4% or $45,558 at 6%. |
| Cardinal Construction Inc. 401K Plan | - | 35 | $5,200,086 | $191,343 | $5,467iApproximate average salary by contribution assumption: employee only about $136,674 at 4% or $91,116 at 6%; with 50% employer match about $91,116 at 4% or $60,744 at 6%; with 100% employer match about $68,337 at 4% or $45,558 at 6%. |
| 2024 | 1 | 36 | $4,571,680 | $195,748 | $5,437iApproximate average salary by contribution assumption: employee only about $135,936 at 4% or $90,624 at 6%; with 50% employer match about $90,624 at 4% or $60,416 at 6%; with 100% employer match about $67,968 at 4% or $45,312 at 6%. |
| Cardinal Construction Inc. 401K Plan | - | 36 | $4,571,680 | $195,748 | $5,437iApproximate average salary by contribution assumption: employee only about $135,936 at 4% or $90,624 at 6%; with 50% employer match about $90,624 at 4% or $60,416 at 6%; with 100% employer match about $67,968 at 4% or $45,312 at 6%. |
| 2023 | 1 | 40 | $4,599,430 | $216,089 | $5,402iApproximate average salary by contribution assumption: employee only about $135,056 at 4% or $90,037 at 6%; with 50% employer match about $90,037 at 4% or $60,025 at 6%; with 100% employer match about $67,528 at 4% or $45,019 at 6%. |
| Cardinal Construction Inc. 401K Plan | - | 40 | $4,599,430 | $216,089 | $5,402iApproximate average salary by contribution assumption: employee only about $135,056 at 4% or $90,037 at 6%; with 50% employer match about $90,037 at 4% or $60,025 at 6%; with 100% employer match about $67,528 at 4% or $45,019 at 6%. |
| 2022 | 1 | 42 | $4,102,630 | $219,057 | $5,216iApproximate average salary by contribution assumption: employee only about $130,391 at 4% or $86,927 at 6%; with 50% employer match about $86,927 at 4% or $57,952 at 6%; with 100% employer match about $65,196 at 4% or $43,464 at 6%. |
| Cardinal Construction Inc. 401K Plan | - | 42 | $4,102,630 | $219,057 | $5,216iApproximate average salary by contribution assumption: employee only about $130,391 at 4% or $86,927 at 6%; with 50% employer match about $86,927 at 4% or $57,952 at 6%; with 100% employer match about $65,196 at 4% or $43,464 at 6%. |
| 2021 | 1 | 45 | $5,286,104 | $279,723 | $6,216iApproximate average salary by contribution assumption: employee only about $155,402 at 4% or $103,601 at 6%; with 50% employer match about $103,601 at 4% or $69,067 at 6%; with 100% employer match about $77,701 at 4% or $51,801 at 6%. |
| Cardinal Construction Inc. 401K Plan | - | 45 | $5,286,104 | $279,723 | $6,216iApproximate average salary by contribution assumption: employee only about $155,402 at 4% or $103,601 at 6%; with 50% employer match about $103,601 at 4% or $69,067 at 6%; with 100% employer match about $77,701 at 4% or $51,801 at 6%. |
| 2020 | 1 | 50 | $5,209,988 | $280,537 | $5,611iApproximate average salary by contribution assumption: employee only about $140,269 at 4% or $93,512 at 6%; with 50% employer match about $93,512 at 4% or $62,342 at 6%; with 100% employer match about $70,134 at 4% or $46,756 at 6%. |
| Cardinal Construction Inc. 401K Plan | - | 50 | $5,209,988 | $280,537 | $5,611iApproximate average salary by contribution assumption: employee only about $140,269 at 4% or $93,512 at 6%; with 50% employer match about $93,512 at 4% or $62,342 at 6%; with 100% employer match about $70,134 at 4% or $46,756 at 6%. |
| 2019 | 1 | 42 | $4,938,492 | $233,538 | $5,560iApproximate average salary by contribution assumption: employee only about $139,011 at 4% or $92,674 at 6%; with 50% employer match about $92,674 at 4% or $61,783 at 6%; with 100% employer match about $69,505 at 4% or $46,337 at 6%. |
| Cardinal Construction Inc. 401K Plan | - | 42 | $4,938,492 | $233,538 | $5,560iApproximate average salary by contribution assumption: employee only about $139,011 at 4% or $92,674 at 6%; with 50% employer match about $92,674 at 4% or $61,783 at 6%; with 100% employer match about $69,505 at 4% or $46,337 at 6%. |
| 2018 | 1 | 47 | $3,831,354 | $238,823 | $5,081iApproximate average salary by contribution assumption: employee only about $127,034 at 4% or $84,689 at 6%; with 50% employer match about $84,689 at 4% or $56,459 at 6%; with 100% employer match about $63,517 at 4% or $42,345 at 6%. |
| Cardinal Construction Inc. 401K Plan | - | 47 | $3,831,354 | $238,823 | $5,081iApproximate average salary by contribution assumption: employee only about $127,034 at 4% or $84,689 at 6%; with 50% employer match about $84,689 at 4% or $56,459 at 6%; with 100% employer match about $63,517 at 4% or $42,345 at 6%. |
| 2017 | 1 | 50 | $4,266,592 | $238,809 | $4,776iApproximate average salary by contribution assumption: employee only about $119,405 at 4% or $79,603 at 6%; with 50% employer match about $79,603 at 4% or $53,069 at 6%; with 100% employer match about $59,702 at 4% or $39,802 at 6%. |
| Cardinal Construction Inc. 401K Plan | - | 50 | $4,266,592 | $238,809 | $4,776iApproximate average salary by contribution assumption: employee only about $119,405 at 4% or $79,603 at 6%; with 50% employer match about $79,603 at 4% or $53,069 at 6%; with 100% employer match about $59,702 at 4% or $39,802 at 6%. |
| 2016 | 1 | 52 | $3,527,950 | $187,766 | $3,611iApproximate average salary by contribution assumption: employee only about $90,272 at 4% or $60,181 at 6%; with 50% employer match about $60,181 at 4% or $40,121 at 6%; with 100% employer match about $45,136 at 4% or $30,091 at 6%. |
| Cardinal Construction Inc. 401K Plan | - | 52 | $3,527,950 | $187,766 | $3,611iApproximate average salary by contribution assumption: employee only about $90,272 at 4% or $60,181 at 6%; with 50% employer match about $60,181 at 4% or $40,121 at 6%; with 100% employer match about $45,136 at 4% or $30,091 at 6%. |
| 2015 | 1 | 52 | $3,356,437 | $202,678 | $3,898iApproximate average salary by contribution assumption: employee only about $97,441 at 4% or $64,961 at 6%; with 50% employer match about $64,961 at 4% or $43,307 at 6%; with 100% employer match about $48,721 at 4% or $32,480 at 6%. |
| Cardinal Construction Inc. 401K Plan | - | 52 | $3,356,437 | $202,678 | $3,898iApproximate average salary by contribution assumption: employee only about $97,441 at 4% or $64,961 at 6%; with 50% employer match about $64,961 at 4% or $43,307 at 6%; with 100% employer match about $48,721 at 4% or $32,480 at 6%. |
| 2014 | 2 | 55 | $3,610,170 | $234,609 | $4,266iApproximate average salary by contribution assumption: employee only about $106,640 at 4% or $71,094 at 6%; with 50% employer match about $71,094 at 4% or $47,396 at 6%; with 100% employer match about $53,320 at 4% or $35,547 at 6%. |
| Cardinal Construction Inc. 401K Plan | - | 55 | $3,610,170 | $234,609 | $4,266iApproximate average salary by contribution assumption: employee only about $106,640 at 4% or $71,094 at 6%; with 50% employer match about $71,094 at 4% or $47,396 at 6%; with 100% employer match about $53,320 at 4% or $35,547 at 6%. |
| THE CONTRACTORS RETIREMENT PLAN | - | 0 | $0 | $0 | - |
| 2013 | 2 | 57 | $3,453,468 | $254,305 | $4,461iApproximate average salary by contribution assumption: employee only about $111,537 at 4% or $74,358 at 6%; with 50% employer match about $74,358 at 4% or $49,572 at 6%; with 100% employer match about $55,769 at 4% or $37,179 at 6%. |
| Cardinal Construction Inc. 401K Plan | - | 57 | $3,398,630 | $234,987 | $4,123iApproximate average salary by contribution assumption: employee only about $103,064 at 4% or $68,710 at 6%; with 50% employer match about $68,710 at 4% or $45,806 at 6%; with 100% employer match about $51,532 at 4% or $34,355 at 6%. |
| THE CONTRACTORS RETIREMENT PLAN | - | 7 | $54,838 | $19,318 | $2,760iApproximate average salary by contribution assumption: employee only about $68,993 at 4% or $45,995 at 6%; with 50% employer match about $45,995 at 4% or $30,663 at 6%; with 100% employer match about $34,496 at 4% or $22,998 at 6%. |
| 2012 | 2 | 59 | $3,017,649 | $362,697 | $6,147iApproximate average salary by contribution assumption: employee only about $153,685 at 4% or $102,457 at 6%; with 50% employer match about $102,457 at 4% or $68,305 at 6%; with 100% employer match about $76,843 at 4% or $51,228 at 6%. |
| Cardinal Construction Inc. 401K Plan | - | 59 | $2,954,017 | $240,959 | $4,084iApproximate average salary by contribution assumption: employee only about $102,101 at 4% or $68,068 at 6%; with 50% employer match about $68,068 at 4% or $45,378 at 6%; with 100% employer match about $51,051 at 4% or $34,034 at 6%. |
| THE CONTRACTORS RETIREMENT PLAN | - | 20 | $63,632 | $121,738 | $6,087iApproximate average salary by contribution assumption: employee only about $152,173 at 4% or $101,448 at 6%; with 50% employer match about $101,448 at 4% or $67,632 at 6%; with 100% employer match about $76,086 at 4% or $50,724 at 6%. |
| 2011 | 2 | 65 | $2,873,599 | $236,293 | $3,635iApproximate average salary by contribution assumption: employee only about $90,882 at 4% or $60,588 at 6%; with 50% employer match about $60,588 at 4% or $40,392 at 6%; with 100% employer match about $45,441 at 4% or $30,294 at 6%. |
| Cardinal Construction Inc. 401K Plan | - | 65 | $2,870,967 | $230,919 | $3,553iApproximate average salary by contribution assumption: employee only about $88,815 at 4% or $59,210 at 6%; with 50% employer match about $59,210 at 4% or $39,473 at 6%; with 100% employer match about $44,408 at 4% or $29,605 at 6%. |
| THE CONTRACTORS RETIREMENT PLAN | - | 7 | $2,632 | $5,374 | $768iApproximate average salary by contribution assumption: employee only about $19,193 at 4% or $12,795 at 6%; with 50% employer match about $12,795 at 4% or $8,530 at 6%; with 100% employer match about $9,596 at 4% or $6,398 at 6%. |
| 2010 | 1 | 73 | $2,964,780 | $237,143 | $3,249iApproximate average salary by contribution assumption: employee only about $81,213 at 4% or $54,142 at 6%; with 50% employer match about $54,142 at 4% or $36,095 at 6%; with 100% employer match about $40,607 at 4% or $27,071 at 6%. |
| Cardinal Construction Inc. 401K Plan | - | 73 | $2,964,780 | $237,143 | $3,249iApproximate average salary by contribution assumption: employee only about $81,213 at 4% or $54,142 at 6%; with 50% employer match about $54,142 at 4% or $36,095 at 6%; with 100% employer match about $40,607 at 4% or $27,071 at 6%. |
| 2009 | 1 | 76 | $2,846,311 | $228,452 | $3,006iApproximate average salary by contribution assumption: employee only about $75,149 at 4% or $50,099 at 6%; with 50% employer match about $50,099 at 4% or $33,399 at 6%; with 100% employer match about $37,574 at 4% or $25,050 at 6%. |
| Cardinal Construction Inc. 401K Plan | - | 76 | $2,846,311 | $228,452 | $3,006iApproximate average salary by contribution assumption: employee only about $75,149 at 4% or $50,099 at 6%; with 50% employer match about $50,099 at 4% or $33,399 at 6%; with 100% employer match about $37,574 at 4% or $25,050 at 6%. |
| 2008 | 1 | 83 | $2,852,382 | $277,643 | $3,345iApproximate average salary by contribution assumption: employee only about $83,627 at 4% or $55,752 at 6%; with 50% employer match about $55,752 at 4% or $37,168 at 6%; with 100% employer match about $41,814 at 4% or $27,876 at 6%. |
| Cardinal Construction Inc. 401K Plan | - | 83 | $2,852,382 | $277,643 | $3,345iApproximate average salary by contribution assumption: employee only about $83,627 at 4% or $55,752 at 6%; with 50% employer match about $55,752 at 4% or $37,168 at 6%; with 100% employer match about $41,814 at 4% or $27,876 at 6%. |
| 2007 | 1 | 103 | $4,148,639 | $280,889 | $2,727iApproximate average salary by contribution assumption: employee only about $68,177 at 4% or $45,451 at 6%; with 50% employer match about $45,451 at 4% or $30,301 at 6%; with 100% employer match about $34,088 at 4% or $22,726 at 6%. |
| Cardinal Construction Inc. 401K Plan | - | 103 | $4,148,639 | $280,889 | $2,727iApproximate average salary by contribution assumption: employee only about $68,177 at 4% or $45,451 at 6%; with 50% employer match about $45,451 at 4% or $30,301 at 6%; with 100% employer match about $34,088 at 4% or $22,726 at 6%. |
| 2006 | 1 | 97 | $3,616,090 | $486,688 | $5,017iApproximate average salary by contribution assumption: employee only about $125,435 at 4% or $83,623 at 6%; with 50% employer match about $83,623 at 4% or $55,749 at 6%; with 100% employer match about $62,718 at 4% or $41,812 at 6%. |
| Cardinal Construction Inc. 401K Plan | - | 97 | $3,616,090 | $486,688 | $5,017iApproximate average salary by contribution assumption: employee only about $125,435 at 4% or $83,623 at 6%; with 50% employer match about $83,623 at 4% or $55,749 at 6%; with 100% employer match about $62,718 at 4% or $41,812 at 6%. |
| 2005 | 1 | 90 | $2,843,930 | $541,531 | $6,017iApproximate average salary by contribution assumption: employee only about $150,425 at 4% or $100,284 at 6%; with 50% employer match about $100,284 at 4% or $66,856 at 6%; with 100% employer match about $75,213 at 4% or $50,142 at 6%. |
| Cardinal Construction Inc. 401K Plan | - | 90 | $2,843,930 | $541,531 | $6,017iApproximate average salary by contribution assumption: employee only about $150,425 at 4% or $100,284 at 6%; with 50% employer match about $100,284 at 4% or $66,856 at 6%; with 100% employer match about $75,213 at 4% or $50,142 at 6%. |
| 2004 | 1 | 75 | $2,303,484 | $460,706 | $6,143iApproximate average salary by contribution assumption: employee only about $153,569 at 4% or $102,379 at 6%; with 50% employer match about $102,379 at 4% or $68,253 at 6%; with 100% employer match about $76,784 at 4% or $51,190 at 6%. |
| Cardinal Construction Inc. 401K Plan | - | 75 | $2,303,484 | $460,706 | $6,143iApproximate average salary by contribution assumption: employee only about $153,569 at 4% or $102,379 at 6%; with 50% employer match about $102,379 at 4% or $68,253 at 6%; with 100% employer match about $76,784 at 4% or $51,190 at 6%. |
| 2003 | 1 | 69 | $1,690,313 | $223,590 | $3,240iApproximate average salary by contribution assumption: employee only about $81,011 at 4% or $54,007 at 6%; with 50% employer match about $54,007 at 4% or $36,005 at 6%; with 100% employer match about $40,505 at 4% or $27,004 at 6%. |
| Cardinal Construction Inc. 401K Plan | - | 69 | $1,690,313 | $223,590 | $3,240iApproximate average salary by contribution assumption: employee only about $81,011 at 4% or $54,007 at 6%; with 50% employer match about $54,007 at 4% or $36,005 at 6%; with 100% employer match about $40,505 at 4% or $27,004 at 6%. |
| 2002 | 1 | 54 | $1,284,824 | $225,897 | $4,183iApproximate average salary by contribution assumption: employee only about $104,582 at 4% or $69,721 at 6%; with 50% employer match about $69,721 at 4% or $46,481 at 6%; with 100% employer match about $52,291 at 4% or $34,861 at 6%. |
| Cardinal Construction Inc. 401K Plan | - | 54 | $1,284,824 | $225,897 | $4,183iApproximate average salary by contribution assumption: employee only about $104,582 at 4% or $69,721 at 6%; with 50% employer match about $69,721 at 4% or $46,481 at 6%; with 100% employer match about $52,291 at 4% or $34,861 at 6%. |
| 2001 | 1 | 45 | $0 | $0 | - |
| Cardinal Construction Inc. 401K Plan | - | 45 | - | - | - |
| 2000 | 1 | 48 | $1,296,959 | $167,073 | $3,481iApproximate average salary by contribution assumption: employee only about $87,017 at 4% or $58,011 at 6%; with 50% employer match about $58,011 at 4% or $38,674 at 6%; with 100% employer match about $43,509 at 4% or $29,006 at 6%. |
| Cardinal Construction Inc. 401K Plan | - | 48 | $1,296,959 | $167,073 | $3,481iApproximate average salary by contribution assumption: employee only about $87,017 at 4% or $58,011 at 6%; with 50% employer match about $58,011 at 4% or $38,674 at 6%; with 100% employer match about $43,509 at 4% or $29,006 at 6%. |
| 1999 | 1 | 55 | $1,381,382 | $164,420 | $2,989iApproximate average salary by contribution assumption: employee only about $74,736 at 4% or $49,824 at 6%; with 50% employer match about $49,824 at 4% or $33,216 at 6%; with 100% employer match about $37,368 at 4% or $24,912 at 6%. |
| Cardinal Construction Inc. 401K Plan | - | 55 | $1,381,382 | $164,420 | $2,989iApproximate average salary by contribution assumption: employee only about $74,736 at 4% or $49,824 at 6%; with 50% employer match about $49,824 at 4% or $33,216 at 6%; with 100% employer match about $37,368 at 4% or $24,912 at 6%. |