Henkel Construction Company
Plan context: Henkel Construction Company Profit Sharing Plan & Trust
EIN 42-0654148 • Mason City, IA • 52 filings • 7 plans
Current Snapshot
Latest Year
2024
2024 Participants
94
2024 Assets
$13,801,718
2024 Contributions
$1,090,771
Historical Graphs
Total Assets Over Time
Aggregate end-of-year assets by filing year, excluding zero-asset years
Participants Over Time
Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans
Company Timeline
Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.
| Year / Filing | Filings | Participants | Assets | Contributions | Contrib./Participant |
|---|---|---|---|---|---|
| 2024 | 2 | 94 | $13,801,718 | $1,090,771 | $11,604iApproximate average salary by contribution assumption: employee only about $290,099 at 4% or $193,399 at 6%; with 50% employer match about $193,399 at 4% or $128,933 at 6%; with 100% employer match about $145,049 at 4% or $96,700 at 6%. |
| Henkel Construction Company Profit Sharing Plan & Trust | - | 35 | $10,277,936 | $592,487 | $16,928iApproximate average salary by contribution assumption: employee only about $423,205 at 4% or $282,137 at 6%; with 50% employer match about $282,137 at 4% or $188,091 at 6%; with 100% employer match about $211,603 at 4% or $141,068 at 6%. |
| Henkel Construction Company Employees Retirement Plan | - | 94 | $3,523,782 | $498,284 | $5,301iApproximate average salary by contribution assumption: employee only about $132,522 at 4% or $88,348 at 6%; with 50% employer match about $88,348 at 4% or $58,899 at 6%; with 100% employer match about $66,261 at 4% or $44,174 at 6%. |
| 2023 | 2 | 90 | $11,662,380 | $1,026,382 | $11,404iApproximate average salary by contribution assumption: employee only about $285,106 at 4% or $190,071 at 6%; with 50% employer match about $190,071 at 4% or $126,714 at 6%; with 100% employer match about $142,553 at 4% or $95,035 at 6%. |
| Henkel Construction Company Profit Sharing Plan & Trust | - | 35 | $8,460,134 | $625,696 | $17,877iApproximate average salary by contribution assumption: employee only about $446,926 at 4% or $297,950 at 6%; with 50% employer match about $297,950 at 4% or $198,634 at 6%; with 100% employer match about $223,463 at 4% or $148,975 at 6%. |
| Henkel Construction Company Employees Retirement Plan | - | 90 | $3,202,246 | $400,686 | $4,452iApproximate average salary by contribution assumption: employee only about $111,302 at 4% or $74,201 at 6%; with 50% employer match about $74,201 at 4% or $49,467 at 6%; with 100% employer match about $55,651 at 4% or $37,101 at 6%. |
| 2022 | 2 | 102 | $11,232,932 | $1,044,044 | $10,236iApproximate average salary by contribution assumption: employee only about $255,893 at 4% or $170,595 at 6%; with 50% employer match about $170,595 at 4% or $113,730 at 6%; with 100% employer match about $127,947 at 4% or $85,298 at 6%. |
| Henkel Construction Company Profit Sharing Plan & Trust | - | 35 | $8,394,959 | $684,758 | $19,565iApproximate average salary by contribution assumption: employee only about $489,113 at 4% or $326,075 at 6%; with 50% employer match about $326,075 at 4% or $217,383 at 6%; with 100% employer match about $244,556 at 4% or $163,038 at 6%. |
| Henkel Construction Company Employees Retirement Plan | - | 102 | $2,837,973 | $359,286 | $3,522iApproximate average salary by contribution assumption: employee only about $88,060 at 4% or $58,707 at 6%; with 50% employer match about $58,707 at 4% or $39,138 at 6%; with 100% employer match about $44,030 at 4% or $29,353 at 6%. |
| 2021 | 2 | 70 | $12,895,807 | $818,826 | $11,698iApproximate average salary by contribution assumption: employee only about $292,438 at 4% or $194,959 at 6%; with 50% employer match about $194,959 at 4% or $129,972 at 6%; with 100% employer match about $146,219 at 4% or $97,479 at 6%. |
| Henkel Construction Company Profit Sharing Plan & Trust | - | 36 | $9,843,031 | $503,718 | $13,992iApproximate average salary by contribution assumption: employee only about $349,804 at 4% or $233,203 at 6%; with 50% employer match about $233,203 at 4% or $155,469 at 6%; with 100% employer match about $174,902 at 4% or $116,601 at 6%. |
| Henkel Construction Company Employees Retirement Plan | - | 70 | $3,052,776 | $315,108 | $4,502iApproximate average salary by contribution assumption: employee only about $112,539 at 4% or $75,026 at 6%; with 50% employer match about $75,026 at 4% or $50,017 at 6%; with 100% employer match about $56,269 at 4% or $37,513 at 6%. |
| 2020 | 2 | 137 | $11,055,486 | $735,075 | $5,366iApproximate average salary by contribution assumption: employee only about $134,138 at 4% or $89,425 at 6%; with 50% employer match about $89,425 at 4% or $59,617 at 6%; with 100% employer match about $67,069 at 4% or $44,713 at 6%. |
| Henkel Construction Company Profit Sharing Plan & Trust | - | 40 | $8,297,521 | $449,832 | $11,246iApproximate average salary by contribution assumption: employee only about $281,145 at 4% or $187,430 at 6%; with 50% employer match about $187,430 at 4% or $124,953 at 6%; with 100% employer match about $140,573 at 4% or $93,715 at 6%. |
| Henkel Construction Company Employees Retirement Plan | - | 137 | $2,757,965 | $285,243 | $2,082iApproximate average salary by contribution assumption: employee only about $52,052 at 4% or $34,701 at 6%; with 50% employer match about $34,701 at 4% or $23,134 at 6%; with 100% employer match about $26,026 at 4% or $17,351 at 6%. |
| 2019 | 2 | 116 | $9,220,704 | $609,487 | $5,254iApproximate average salary by contribution assumption: employee only about $131,355 at 4% or $87,570 at 6%; with 50% employer match about $87,570 at 4% or $58,380 at 6%; with 100% employer match about $65,677 at 4% or $43,785 at 6%. |
| Henkel Construction Company Profit Sharing Plan & Trust | - | 39 | $6,832,334 | $411,456 | $10,550iApproximate average salary by contribution assumption: employee only about $263,754 at 4% or $175,836 at 6%; with 50% employer match about $175,836 at 4% or $117,224 at 6%; with 100% employer match about $131,877 at 4% or $87,918 at 6%. |
| Henkel Construction Company Employees Retirement Plan | - | 116 | $2,388,370 | $198,031 | $1,707iApproximate average salary by contribution assumption: employee only about $42,679 at 4% or $28,453 at 6%; with 50% employer match about $28,453 at 4% or $18,968 at 6%; with 100% employer match about $21,340 at 4% or $14,226 at 6%. |
| 2018 | 2 | 103 | $7,227,325 | $636,878 | $6,183iApproximate average salary by contribution assumption: employee only about $154,582 at 4% or $103,055 at 6%; with 50% employer match about $103,055 at 4% or $68,703 at 6%; with 100% employer match about $77,291 at 4% or $51,527 at 6%. |
| Henkel Construction Company Profit Sharing Plan & Trust | - | 34 | $5,215,857 | $397,533 | $11,692iApproximate average salary by contribution assumption: employee only about $292,304 at 4% or $194,869 at 6%; with 50% employer match about $194,869 at 4% or $129,913 at 6%; with 100% employer match about $146,152 at 4% or $97,435 at 6%. |
| Henkel Construction Company Employees Retirement Plan | - | 103 | $2,011,468 | $239,345 | $2,324iApproximate average salary by contribution assumption: employee only about $58,093 at 4% or $38,729 at 6%; with 50% employer match about $38,729 at 4% or $25,819 at 6%; with 100% employer match about $29,047 at 4% or $19,364 at 6%. |
| 2017 | 2 | 87 | $9,165,866 | $564,655 | $6,490iApproximate average salary by contribution assumption: employee only about $162,257 at 4% or $108,171 at 6%; with 50% employer match about $108,171 at 4% or $72,114 at 6%; with 100% employer match about $81,129 at 4% or $54,086 at 6%. |
| Henkel Construction Company Profit Sharing Plan & Trust | - | 33 | $6,455,384 | $383,424 | $11,619iApproximate average salary by contribution assumption: employee only about $290,473 at 4% or $193,648 at 6%; with 50% employer match about $193,648 at 4% or $129,099 at 6%; with 100% employer match about $145,236 at 4% or $96,824 at 6%. |
| Henkel Construction Company Employees Retirement Plan | - | 87 | $2,710,482 | $181,231 | $2,083iApproximate average salary by contribution assumption: employee only about $52,078 at 4% or $34,719 at 6%; with 50% employer match about $34,719 at 4% or $23,146 at 6%; with 100% employer match about $26,039 at 4% or $17,359 at 6%. |
| 2016 | 2 | 84 | $7,723,265 | $546,251 | $6,503iApproximate average salary by contribution assumption: employee only about $162,575 at 4% or $108,383 at 6%; with 50% employer match about $108,383 at 4% or $72,255 at 6%; with 100% employer match about $81,287 at 4% or $54,192 at 6%. |
| Henkel Construction Company Profit Sharing Plan & Trust | - | 30 | $5,204,609 | $359,474 | $11,982iApproximate average salary by contribution assumption: employee only about $299,562 at 4% or $199,708 at 6%; with 50% employer match about $199,708 at 4% or $133,139 at 6%; with 100% employer match about $149,781 at 4% or $99,854 at 6%. |
| Henkel Construction Company Employees Retirement Plan | - | 84 | $2,518,656 | $186,777 | $2,224iApproximate average salary by contribution assumption: employee only about $55,588 at 4% or $37,059 at 6%; with 50% employer match about $37,059 at 4% or $24,706 at 6%; with 100% employer match about $27,794 at 4% or $18,529 at 6%. |
| 2015 | 2 | 73 | $7,539,215 | $453,573 | $6,213iApproximate average salary by contribution assumption: employee only about $155,333 at 4% or $103,555 at 6%; with 50% employer match about $103,555 at 4% or $69,037 at 6%; with 100% employer match about $77,667 at 4% or $51,778 at 6%. |
| Henkel Construction Company Profit Sharing Plan & Trust | - | 30 | $4,543,439 | $266,440 | $8,881iApproximate average salary by contribution assumption: employee only about $222,033 at 4% or $148,022 at 6%; with 50% employer match about $148,022 at 4% or $98,681 at 6%; with 100% employer match about $111,017 at 4% or $74,011 at 6%. |
| Henkel Construction Company Employees Retirement Plan | - | 73 | $2,995,776 | $187,133 | $2,563iApproximate average salary by contribution assumption: employee only about $64,087 at 4% or $42,724 at 6%; with 50% employer match about $42,724 at 4% or $28,483 at 6%; with 100% employer match about $32,043 at 4% or $21,362 at 6%. |
| 2014 | 2 | 69 | $7,579,495 | $529,066 | $7,668iApproximate average salary by contribution assumption: employee only about $191,691 at 4% or $127,794 at 6%; with 50% employer match about $127,794 at 4% or $85,196 at 6%; with 100% employer match about $95,845 at 4% or $63,897 at 6%. |
| Henkel Construction Company Profit Sharing Plan & Trust | - | 24 | $4,412,033 | $329,514 | $13,730iApproximate average salary by contribution assumption: employee only about $343,244 at 4% or $228,829 at 6%; with 50% employer match about $228,829 at 4% or $152,553 at 6%; with 100% employer match about $171,622 at 4% or $114,415 at 6%. |
| Henkel Construction Company Employees Retirement Plan | - | 69 | $3,167,462 | $199,552 | $2,892iApproximate average salary by contribution assumption: employee only about $72,301 at 4% or $48,201 at 6%; with 50% employer match about $48,201 at 4% or $32,134 at 6%; with 100% employer match about $36,151 at 4% or $24,100 at 6%. |
| 2013 | 2 | 73 | $7,449,008 | $281,365 | $3,854iApproximate average salary by contribution assumption: employee only about $96,358 at 4% or $64,239 at 6%; with 50% employer match about $64,239 at 4% or $42,826 at 6%; with 100% employer match about $48,179 at 4% or $32,119 at 6%. |
| Henkel Construction Company Profit Sharing Plan & Trust | - | 26 | $4,016,168 | $106,581 | $4,099iApproximate average salary by contribution assumption: employee only about $102,482 at 4% or $68,321 at 6%; with 50% employer match about $68,321 at 4% or $45,547 at 6%; with 100% employer match about $51,241 at 4% or $34,161 at 6%. |
| Henkel Construction Company Employees Retirement Plan | - | 73 | $3,432,840 | $174,784 | $2,394iApproximate average salary by contribution assumption: employee only about $59,858 at 4% or $39,905 at 6%; with 50% employer match about $39,905 at 4% or $26,603 at 6%; with 100% employer match about $29,929 at 4% or $19,953 at 6%. |
| 2012 | 2 | 80 | $6,213,793 | $475,366 | $5,942iApproximate average salary by contribution assumption: employee only about $148,552 at 4% or $99,035 at 6%; with 50% employer match about $99,035 at 4% or $66,023 at 6%; with 100% employer match about $74,276 at 4% or $49,517 at 6%. |
| Henkel Construction Company Profit Sharing Plan & Trust | - | 23 | $3,226,176 | $277,198 | $12,052iApproximate average salary by contribution assumption: employee only about $301,302 at 4% or $200,868 at 6%; with 50% employer match about $200,868 at 4% or $133,912 at 6%; with 100% employer match about $150,651 at 4% or $100,434 at 6%. |
| Henkel Construction Company Employees Retirement Plan | - | 80 | $2,987,617 | $198,168 | $2,477iApproximate average salary by contribution assumption: employee only about $61,928 at 4% or $41,285 at 6%; with 50% employer match about $41,285 at 4% or $27,523 at 6%; with 100% employer match about $30,964 at 4% or $20,643 at 6%. |
| 2011 | 2 | 83 | $5,705,752 | $467,188 | $5,629iApproximate average salary by contribution assumption: employee only about $140,719 at 4% or $93,813 at 6%; with 50% employer match about $93,813 at 4% or $62,542 at 6%; with 100% employer match about $70,360 at 4% or $46,906 at 6%. |
| Henkel Construction Company Profit Sharing Plan & Trust | - | 23 | $3,115,031 | $266,139 | $11,571iApproximate average salary by contribution assumption: employee only about $289,282 at 4% or $192,854 at 6%; with 50% employer match about $192,854 at 4% or $128,570 at 6%; with 100% employer match about $144,641 at 4% or $96,427 at 6%. |
| Henkel Construction Company Employees Retirement Plan | - | 83 | $2,590,721 | $201,049 | $2,422iApproximate average salary by contribution assumption: employee only about $60,557 at 4% or $40,371 at 6%; with 50% employer match about $40,371 at 4% or $26,914 at 6%; with 100% employer match about $30,278 at 4% or $20,186 at 6%. |
| 2010 | 2 | 67 | $5,559,063 | $430,060 | $6,419iApproximate average salary by contribution assumption: employee only about $160,470 at 4% or $106,980 at 6%; with 50% employer match about $106,980 at 4% or $71,320 at 6%; with 100% employer match about $80,235 at 4% or $53,490 at 6%. |
| Henkel Construction Company Profit Sharing Plan & Trust | - | 20 | $2,947,298 | $218,003 | $10,900iApproximate average salary by contribution assumption: employee only about $272,504 at 4% or $181,669 at 6%; with 50% employer match about $181,669 at 4% or $121,113 at 6%; with 100% employer match about $136,252 at 4% or $90,835 at 6%. |
| Henkel Construction Company Employees Retirement Plan | - | 67 | $2,611,765 | $212,057 | $3,165iApproximate average salary by contribution assumption: employee only about $79,126 at 4% or $52,750 at 6%; with 50% employer match about $52,750 at 4% or $35,167 at 6%; with 100% employer match about $39,563 at 4% or $26,375 at 6%. |
| 2009 | 2 | 82 | $4,969,824 | $499,711 | $6,094iApproximate average salary by contribution assumption: employee only about $152,351 at 4% or $101,567 at 6%; with 50% employer match about $101,567 at 4% or $67,712 at 6%; with 100% employer match about $76,175 at 4% or $50,784 at 6%. |
| Henkel Construction Company Profit Sharing Plan & Trust | - | 20 | $2,489,078 | $216,498 | $10,825iApproximate average salary by contribution assumption: employee only about $270,623 at 4% or $180,415 at 6%; with 50% employer match about $180,415 at 4% or $120,277 at 6%; with 100% employer match about $135,311 at 4% or $90,208 at 6%. |
| Henkel Construction Company Employees Retirement Plan | - | 82 | $2,480,746 | $283,213 | $3,454iApproximate average salary by contribution assumption: employee only about $86,345 at 4% or $57,564 at 6%; with 50% employer match about $57,564 at 4% or $38,376 at 6%; with 100% employer match about $43,173 at 4% or $28,782 at 6%. |
| 2008 | 2 | 74 | $4,683,914 | $591,267 | $7,990iApproximate average salary by contribution assumption: employee only about $199,752 at 4% or $133,168 at 6%; with 50% employer match about $133,168 at 4% or $88,779 at 6%; with 100% employer match about $99,876 at 4% or $66,584 at 6%. |
| Henkel Construction Company Profit Sharing Plan & Trust | - | 21 | $2,488,983 | $332,893 | $15,852iApproximate average salary by contribution assumption: employee only about $396,301 at 4% or $264,201 at 6%; with 50% employer match about $264,201 at 4% or $176,134 at 6%; with 100% employer match about $198,151 at 4% or $132,100 at 6%. |
| Henkel Construction Company Employees Retirement Plan | - | 74 | $2,194,931 | $258,374 | $3,492iApproximate average salary by contribution assumption: employee only about $87,289 at 4% or $58,192 at 6%; with 50% employer match about $58,192 at 4% or $38,795 at 6%; with 100% employer match about $43,644 at 4% or $29,096 at 6%. |
| 2007 | 2 | 73 | $0 | $0 | - |
| Henkel Construction Company Profit Sharing Plan & Trust | - | 20 | - | - | - |
| Henkel Construction Company Employees Retirement Plan | - | 73 | - | - | - |
| 2006 | 2 | 70 | $5,829,076 | $475,379 | $6,791iApproximate average salary by contribution assumption: employee only about $169,778 at 4% or $113,185 at 6%; with 50% employer match about $113,185 at 4% or $75,457 at 6%; with 100% employer match about $84,889 at 4% or $56,593 at 6%. |
| Henkel Construction Company Profit Sharing Plan & Trust | - | 19 | $3,610,212 | $312,273 | $16,435iApproximate average salary by contribution assumption: employee only about $410,886 at 4% or $273,924 at 6%; with 50% employer match about $273,924 at 4% or $182,616 at 6%; with 100% employer match about $205,443 at 4% or $136,962 at 6%. |
| Henkel Construction Company Employees Retirement Plan | - | 70 | $2,218,864 | $163,106 | $2,330iApproximate average salary by contribution assumption: employee only about $58,252 at 4% or $38,835 at 6%; with 50% employer match about $38,835 at 4% or $25,890 at 6%; with 100% employer match about $29,126 at 4% or $19,417 at 6%. |
| 2005 | 2 | 78 | $4,803,023 | $443,357 | $5,684iApproximate average salary by contribution assumption: employee only about $142,102 at 4% or $94,734 at 6%; with 50% employer match about $94,734 at 4% or $63,156 at 6%; with 100% employer match about $71,051 at 4% or $47,367 at 6%. |
| Henkel Construction Company Profit Sharing Plan & Trust | - | 18 | $2,810,766 | $256,985 | $14,277iApproximate average salary by contribution assumption: employee only about $356,924 at 4% or $237,949 at 6%; with 50% employer match about $237,949 at 4% or $158,633 at 6%; with 100% employer match about $178,462 at 4% or $118,975 at 6%. |
| Henkel Construction Company Employees Retirement Plan | - | 78 | $1,992,257 | $186,372 | $2,389iApproximate average salary by contribution assumption: employee only about $59,735 at 4% or $39,823 at 6%; with 50% employer match about $39,823 at 4% or $26,549 at 6%; with 100% employer match about $29,867 at 4% or $19,912 at 6%. |
| 2004 | 2 | 69 | $4,287,827 | $443,311 | $6,425iApproximate average salary by contribution assumption: employee only about $160,620 at 4% or $107,080 at 6%; with 50% employer match about $107,080 at 4% or $71,387 at 6%; with 100% employer match about $80,310 at 4% or $53,540 at 6%. |
| Henkel Construction Company Profit Sharing Plan & Trust | - | 17 | $2,518,745 | $261,301 | $15,371iApproximate average salary by contribution assumption: employee only about $384,266 at 4% or $256,177 at 6%; with 50% employer match about $256,177 at 4% or $170,785 at 6%; with 100% employer match about $192,133 at 4% or $128,089 at 6%. |
| Henkel Construction Company Employees Retirement Plan | - | 69 | $1,769,082 | $182,010 | $2,638iApproximate average salary by contribution assumption: employee only about $65,946 at 4% or $43,964 at 6%; with 50% employer match about $43,964 at 4% or $29,309 at 6%; with 100% employer match about $32,973 at 4% or $21,982 at 6%. |
| 2003 | 2 | 75 | $3,684,246 | $410,882 | $5,478iApproximate average salary by contribution assumption: employee only about $136,961 at 4% or $91,307 at 6%; with 50% employer match about $91,307 at 4% or $60,871 at 6%; with 100% employer match about $68,480 at 4% or $45,654 at 6%. |
| Henkel Construction Company Profit Sharing Plan & Trust | - | 17 | $2,092,190 | $218,655 | $12,862iApproximate average salary by contribution assumption: employee only about $321,551 at 4% or $214,368 at 6%; with 50% employer match about $214,368 at 4% or $142,912 at 6%; with 100% employer match about $160,776 at 4% or $107,184 at 6%. |
| Henkel Construction Company Employees Retirement Plan | - | 75 | $1,592,056 | $192,227 | $2,563iApproximate average salary by contribution assumption: employee only about $64,076 at 4% or $42,717 at 6%; with 50% employer match about $42,717 at 4% or $28,478 at 6%; with 100% employer match about $32,038 at 4% or $21,359 at 6%. |
| 2002 | 2 | 90 | $0 | $0 | - |
| Henkel Construction Company Profit Sharing Plan & Trust | - | 17 | - | - | - |
| Henkel Construction Company Employees Retirement Plan | - | 90 | - | - | - |
| 2001 | 2 | 78 | $0 | $0 | - |
| Henkel Construction Company Profit Sharing Plan & Trust | - | 15 | - | - | - |
| Henkel Construction Company Employees Retirement Plan | - | 78 | - | - | - |
| 2000 | 2 | 80 | $2,994,819 | $422,606 | $5,283iApproximate average salary by contribution assumption: employee only about $132,064 at 4% or $88,043 at 6%; with 50% employer match about $88,043 at 4% or $58,695 at 6%; with 100% employer match about $66,032 at 4% or $44,021 at 6%. |
| Henkel Construction Company Profit Sharing Plan & Trust | - | 14 | $1,759,236 | $233,938 | $16,710iApproximate average salary by contribution assumption: employee only about $417,746 at 4% or $278,498 at 6%; with 50% employer match about $278,498 at 4% or $185,665 at 6%; with 100% employer match about $208,873 at 4% or $139,249 at 6%. |
| Henkel Construction Company Employees Retirement Plan | - | 80 | $1,235,583 | $188,668 | $2,358iApproximate average salary by contribution assumption: employee only about $58,959 at 4% or $39,306 at 6%; with 50% employer match about $39,306 at 4% or $26,204 at 6%; with 100% employer match about $29,479 at 4% or $19,653 at 6%. |
| 1999 | 2 | 103 | $3,074,232 | $100,327 | $974iApproximate average salary by contribution assumption: employee only about $24,351 at 4% or $16,234 at 6%; with 50% employer match about $16,234 at 4% or $10,823 at 6%; with 100% employer match about $12,176 at 4% or $8,117 at 6%. |
| Henkel Construction Company Profit Sharing Plan & Trust | - | 14 | $1,849,019 | $14,664 | $1,047iApproximate average salary by contribution assumption: employee only about $26,186 at 4% or $17,457 at 6%; with 50% employer match about $17,457 at 4% or $11,638 at 6%; with 100% employer match about $13,093 at 4% or $8,729 at 6%. |
| Henkel Construction Company Employees Retirement Plan | - | 103 | $1,225,213 | $85,663 | $832iApproximate average salary by contribution assumption: employee only about $20,792 at 4% or $13,861 at 6%; with 50% employer match about $13,861 at 4% or $9,241 at 6%; with 100% employer match about $10,396 at 4% or $6,931 at 6%. |