Civic Intelligence

API Group Inc

Plan context: API Group Inc. Profit Sharing & 401(K) Plan

EIN 41-1858188 • New Brighton, MN • 105 filings • 16 plans

1100 Old Highway 8 N.w.New Brighton, MN 55112
Current Snapshot

Latest Year

2024

2024 Participants

6,594

2024 Assets

$839,404,487

2024 Contributions

$83,257,080

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$1,171,017,062$585,508,531$0200420142024YearValue
$839,404,487Latest year 2024

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

6,5943,2970199920122024YearValue
6,594Latest year 2024

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
202446,594$839,404,487$83,257,080$12,626iApproximate average salary by contribution assumption: employee only about $315,655 at 4% or $210,436 at 6%; with 50% employer match about $210,436 at 4% or $140,291 at 6%; with 100% employer match about $157,827 at 4% or $105,218 at 6%.
API Group Inc. Profit Sharing & 401(K) Plan-5,096$675,708,182$66,397,203$13,029iApproximate average salary by contribution assumption: employee only about $325,732 at 4% or $217,155 at 6%; with 50% employer match about $217,155 at 4% or $144,770 at 6%; with 100% employer match about $162,866 at 4% or $108,577 at 6%.
API Group Inc. Safe Harbor 401(K) & Profit Sharing Plan-3,844$150,160,088$16,859,877$4,386iApproximate average salary by contribution assumption: employee only about $109,651 at 4% or $73,100 at 6%; with 50% employer match about $73,100 at 4% or $48,734 at 6%; with 100% employer match about $54,825 at 4% or $36,550 at 6%.
API Group Inc. Employee Stock Ownership Plan and Trust-3,378$13,536,217--
Group Term Life Insurance and Group Medical Expense Benefit Plan-6,594---
202345,626$703,111,114$67,103,531$11,927iApproximate average salary by contribution assumption: employee only about $298,185 at 4% or $198,790 at 6%; with 50% employer match about $198,790 at 4% or $132,527 at 6%; with 100% employer match about $149,092 at 4% or $99,395 at 6%.
API Group Inc. Profit Sharing & 401(K) Plan-5,626$566,520,682$56,005,819$9,955iApproximate average salary by contribution assumption: employee only about $248,871 at 4% or $165,914 at 6%; with 50% employer match about $165,914 at 4% or $110,609 at 6%; with 100% employer match about $124,435 at 4% or $82,957 at 6%.
API Group Inc. Safe Harbor 401(K) & Profit Sharing Plan-3,359$123,711,655$11,097,712$3,304iApproximate average salary by contribution assumption: employee only about $82,597 at 4% or $55,065 at 6%; with 50% employer match about $55,065 at 4% or $36,710 at 6%; with 100% employer match about $41,298 at 4% or $27,532 at 6%.
API Group Inc. Employee Stock Ownership Plan and Trust-3,409$12,878,777--
Group Term Life Insurance and Group Medical Expense Benefit Plan-5,514---
202245,653$555,582,037$64,433,014$11,398iApproximate average salary by contribution assumption: employee only about $284,951 at 4% or $189,967 at 6%; with 50% employer match about $189,967 at 4% or $126,645 at 6%; with 100% employer match about $142,475 at 4% or $94,984 at 6%.
API Group Inc. Profit Sharing & 401(K) Plan-5,653$439,951,835$52,282,653$9,249iApproximate average salary by contribution assumption: employee only about $231,216 at 4% or $154,144 at 6%; with 50% employer match about $154,144 at 4% or $102,763 at 6%; with 100% employer match about $115,608 at 4% or $77,072 at 6%.
API Group Inc. Safe Harbor 401(K) & Profit Sharing Plan-2,332$101,509,275$12,150,361$5,210iApproximate average salary by contribution assumption: employee only about $130,257 at 4% or $86,838 at 6%; with 50% employer match about $86,838 at 4% or $57,892 at 6%; with 100% employer match about $65,128 at 4% or $43,419 at 6%.
API Group Inc. Employee Stock Ownership Plan and Trust-3,282$14,120,927--
Group Term Life Insurance and Group Medical Expense Benefit Plan-4,697---
202134,882$555,343,267$47,636,354$9,758iApproximate average salary by contribution assumption: employee only about $243,939 at 4% or $162,626 at 6%; with 50% employer match about $162,626 at 4% or $108,417 at 6%; with 100% employer match about $121,969 at 4% or $81,313 at 6%.
API Group Inc. Profit Sharing & 401(K) Plan-4,882$526,547,803$47,636,354$9,758iApproximate average salary by contribution assumption: employee only about $243,939 at 4% or $162,626 at 6%; with 50% employer match about $162,626 at 4% or $108,417 at 6%; with 100% employer match about $121,969 at 4% or $81,313 at 6%.
API Group Inc. Employee Stock Ownership Plan and Trust-3,421$28,795,464--
Group Term Life Insurance and Group Medical Expense Benefit Plan-4,229---
202044,116$1,171,017,062$50,526,179$12,276iApproximate average salary by contribution assumption: employee only about $306,889 at 4% or $204,593 at 6%; with 50% employer match about $204,593 at 4% or $136,395 at 6%; with 100% employer match about $153,444 at 4% or $102,296 at 6%.
API Group Inc. Employee Stock Ownership Plan and Trust-3,697$463,348,200$12,123,707$3,279iApproximate average salary by contribution assumption: employee only about $81,983 at 4% or $54,656 at 6%; with 50% employer match about $54,656 at 4% or $36,437 at 6%; with 100% employer match about $40,992 at 4% or $27,328 at 6%.
API Group Inc. Employee Stock Ownership Plan and Trust-3,610$460,705,942$10,411,015$2,884iApproximate average salary by contribution assumption: employee only about $72,098 at 4% or $48,066 at 6%; with 50% employer match about $48,066 at 4% or $32,044 at 6%; with 100% employer match about $36,049 at 4% or $24,033 at 6%.
API Group Inc. Profit Sharing & 401(K) Plan-3,946$246,962,920$27,991,457$7,094iApproximate average salary by contribution assumption: employee only about $177,341 at 4% or $118,227 at 6%; with 50% employer match about $118,227 at 4% or $78,818 at 6%; with 100% employer match about $88,670 at 4% or $59,114 at 6%.
Group Term Life Insurance and Group Medical Expense Benefit Plan-4,116---
201934,742$1,126,712,250$30,334,434$6,397iApproximate average salary by contribution assumption: employee only about $159,924 at 4% or $106,616 at 6%; with 50% employer match about $106,616 at 4% or $71,077 at 6%; with 100% employer match about $79,962 at 4% or $53,308 at 6%.
API Group Inc. Employee Stock Ownership Plan and Trust-3,424$813,264,450--
API Group Inc. Profit Sharing & 401(K) Plan-4,174$313,447,800$30,334,434$7,267iApproximate average salary by contribution assumption: employee only about $181,687 at 4% or $121,125 at 6%; with 50% employer match about $121,125 at 4% or $80,750 at 6%; with 100% employer match about $90,843 at 4% or $60,562 at 6%.
Group Term Life Insurance and Group Medical Expense Benefit Plan-4,742---
201834,440$710,311,120$40,115,164$9,035iApproximate average salary by contribution assumption: employee only about $225,874 at 4% or $150,582 at 6%; with 50% employer match about $150,582 at 4% or $100,388 at 6%; with 100% employer match about $112,937 at 4% or $75,291 at 6%.
API Group Inc. Employee Stock Ownership Plan and Trust-3,697$463,348,200$12,123,707$3,279iApproximate average salary by contribution assumption: employee only about $81,983 at 4% or $54,656 at 6%; with 50% employer match about $54,656 at 4% or $36,437 at 6%; with 100% employer match about $40,992 at 4% or $27,328 at 6%.
API Group Inc. Profit Sharing & 401(K) Plan-3,946$246,962,920$27,991,457$7,094iApproximate average salary by contribution assumption: employee only about $177,341 at 4% or $118,227 at 6%; with 50% employer match about $118,227 at 4% or $78,818 at 6%; with 100% employer match about $88,670 at 4% or $59,114 at 6%.
Group Term Life Insurance and Group Medical Expense Benefit Plan-4,440---
201734,289$710,562,068$35,120,569$8,189iApproximate average salary by contribution assumption: employee only about $204,713 at 4% or $136,475 at 6%; with 50% employer match about $136,475 at 4% or $90,984 at 6%; with 100% employer match about $102,357 at 4% or $68,238 at 6%.
API Group Inc. Employee Stock Ownership Plan and Trust-3,610$460,705,942$10,411,015$2,884iApproximate average salary by contribution assumption: employee only about $72,098 at 4% or $48,066 at 6%; with 50% employer match about $48,066 at 4% or $32,044 at 6%; with 100% employer match about $36,049 at 4% or $24,033 at 6%.
API Group Inc. Profit Sharing & 401(K) Plan-3,396$249,856,126$24,709,554$7,276iApproximate average salary by contribution assumption: employee only about $181,902 at 4% or $121,268 at 6%; with 50% employer match about $121,268 at 4% or $80,845 at 6%; with 100% employer match about $90,951 at 4% or $60,634 at 6%.
Group Term Life Insurance and Group Medical Expense Benefit Plan-4,289---
201634,068$583,462,240$30,809,387$7,574iApproximate average salary by contribution assumption: employee only about $189,340 at 4% or $126,227 at 6%; with 50% employer match about $126,227 at 4% or $84,151 at 6%; with 100% employer match about $94,670 at 4% or $63,113 at 6%.
API Group Inc. Employee Stock Ownership Plan and Trust-3,185$375,200,809$9,462,841$2,971iApproximate average salary by contribution assumption: employee only about $74,277 at 4% or $49,518 at 6%; with 50% employer match about $49,518 at 4% or $33,012 at 6%; with 100% employer match about $37,138 at 4% or $24,759 at 6%.
API Group Inc. Profit Sharing & 401(K) Plan-3,093$208,261,431$21,346,546$6,902iApproximate average salary by contribution assumption: employee only about $172,539 at 4% or $115,026 at 6%; with 50% employer match about $115,026 at 4% or $76,684 at 6%; with 100% employer match about $86,270 at 4% or $57,513 at 6%.
Group Term Life Insurance and Group Medical Expense Benefit Plan-4,068---
201533,226$532,766,484$28,657,090$8,883iApproximate average salary by contribution assumption: employee only about $222,079 at 4% or $148,053 at 6%; with 50% employer match about $148,053 at 4% or $98,702 at 6%; with 100% employer match about $111,040 at 4% or $74,026 at 6%.
API Group Inc. Employee Stock Ownership Plan and Trust-2,947$341,470,799$8,682,822$2,946iApproximate average salary by contribution assumption: employee only about $73,658 at 4% or $49,105 at 6%; with 50% employer match about $49,105 at 4% or $32,737 at 6%; with 100% employer match about $36,829 at 4% or $24,553 at 6%.
API Group Inc. Profit Sharing & 401(K) Plan-3,007$191,295,685$19,974,268$6,643iApproximate average salary by contribution assumption: employee only about $166,065 at 4% or $110,710 at 6%; with 50% employer match about $110,710 at 4% or $73,807 at 6%; with 100% employer match about $83,032 at 4% or $55,355 at 6%.
Group Term Life Insurance and Group Medical Expense Benefit Plan-3,226---
201432,931$517,567,555$23,630,953$8,062iApproximate average salary by contribution assumption: employee only about $201,560 at 4% or $134,374 at 6%; with 50% employer match about $134,374 at 4% or $89,582 at 6%; with 100% employer match about $100,780 at 4% or $67,187 at 6%.
API Group Inc. Employee Stock Ownership Plan and Trust-2,598$331,777,246$6,811,260$2,622iApproximate average salary by contribution assumption: employee only about $65,543 at 4% or $43,696 at 6%; with 50% employer match about $43,696 at 4% or $29,130 at 6%; with 100% employer match about $32,772 at 4% or $21,848 at 6%.
API Group Inc. Profit Sharing & 401(K) Plan-2,850$185,790,309$16,819,693$5,902iApproximate average salary by contribution assumption: employee only about $147,541 at 4% or $98,361 at 6%; with 50% employer match about $98,361 at 4% or $65,574 at 6%; with 100% employer match about $73,771 at 4% or $49,180 at 6%.
Group Term Life Insurance and Group Medical Expense Benefit Plan-2,931---
201332,860$415,360,111$25,970,399$9,081iApproximate average salary by contribution assumption: employee only about $227,014 at 4% or $151,343 at 6%; with 50% employer match about $151,343 at 4% or $100,895 at 6%; with 100% employer match about $113,507 at 4% or $75,671 at 6%.
API Group Inc. Employee Stock Ownership Plan and Trust-2,384$243,742,887$5,511,342$2,312iApproximate average salary by contribution assumption: employee only about $57,795 at 4% or $38,530 at 6%; with 50% employer match about $38,530 at 4% or $25,687 at 6%; with 100% employer match about $28,898 at 4% or $19,265 at 6%.
API Group Inc. Profit Sharing & 401(K) Plan-2,787$171,617,224$20,459,057$7,341iApproximate average salary by contribution assumption: employee only about $183,522 at 4% or $122,348 at 6%; with 50% employer match about $122,348 at 4% or $81,565 at 6%; with 100% employer match about $91,761 at 4% or $61,174 at 6%.
Group Term Life Insurance and Group Medical Expense Benefit Plan-2,860---
201232,684$323,759,762$15,011,736$5,593iApproximate average salary by contribution assumption: employee only about $139,826 at 4% or $93,217 at 6%; with 50% employer match about $93,217 at 4% or $62,145 at 6%; with 100% employer match about $69,913 at 4% or $46,609 at 6%.
API Group Inc. Employee Stock Ownership Plan and Trust-1,826$197,428,200$4,472,556$2,449iApproximate average salary by contribution assumption: employee only about $61,234 at 4% or $40,823 at 6%; with 50% employer match about $40,823 at 4% or $27,215 at 6%; with 100% employer match about $30,617 at 4% or $20,411 at 6%.
API Group Inc. Profit Sharing & 401(K) Plan-2,275$126,331,562$10,539,180$4,633iApproximate average salary by contribution assumption: employee only about $115,815 at 4% or $77,210 at 6%; with 50% employer match about $77,210 at 4% or $51,473 at 6%; with 100% employer match about $57,908 at 4% or $38,605 at 6%.
Group Term Life Insurance and Group Medical Expense Benefit Plan-2,684---
201132,005$264,850,396$11,857,491$5,914iApproximate average salary by contribution assumption: employee only about $147,849 at 4% or $98,566 at 6%; with 50% employer match about $98,566 at 4% or $65,711 at 6%; with 100% employer match about $73,925 at 4% or $49,283 at 6%.
API Group Inc. Employee Stock Ownership Plan and Trust-1,664$179,551,668$3,611,144$2,170iApproximate average salary by contribution assumption: employee only about $54,254 at 4% or $36,169 at 6%; with 50% employer match about $36,169 at 4% or $24,113 at 6%; with 100% employer match about $27,127 at 4% or $18,085 at 6%.
API Group Inc. Profit Sharing & 401(K) Plan-1,722$85,298,728$8,246,347$4,789iApproximate average salary by contribution assumption: employee only about $119,720 at 4% or $79,814 at 6%; with 50% employer match about $79,814 at 4% or $53,209 at 6%; with 100% employer match about $59,860 at 4% or $39,907 at 6%.
Group Term Life Insurance and Group Medical Expense Benefit Plan-2,005---
201031,973$261,542,148$12,865,515$6,521iApproximate average salary by contribution assumption: employee only about $163,020 at 4% or $108,680 at 6%; with 50% employer match about $108,680 at 4% or $72,453 at 6%; with 100% employer match about $81,510 at 4% or $54,340 at 6%.
API Group Inc. Employee Stock Ownership Plan and Trust-1,691$177,445,320$3,809,948$2,253iApproximate average salary by contribution assumption: employee only about $56,327 at 4% or $37,551 at 6%; with 50% employer match about $37,551 at 4% or $25,034 at 6%; with 100% employer match about $28,163 at 4% or $18,776 at 6%.
API Group Inc. Profit Sharing & 401(K) Plan-1,614$84,096,828$9,055,567$5,611iApproximate average salary by contribution assumption: employee only about $140,266 at 4% or $93,511 at 6%; with 50% employer match about $93,511 at 4% or $62,340 at 6%; with 100% employer match about $70,133 at 4% or $46,755 at 6%.
Group Term Life Insurance and Group Medical Expense Benefit Plan-1,973---
200931,877$243,157,392$13,271,249$7,070iApproximate average salary by contribution assumption: employee only about $176,761 at 4% or $117,841 at 6%; with 50% employer match about $117,841 at 4% or $78,561 at 6%; with 100% employer match about $88,381 at 4% or $58,920 at 6%.
API Group Inc. Employee Stock Ownership Plan and Trust-1,732$172,306,392$3,632,191$2,097iApproximate average salary by contribution assumption: employee only about $52,428 at 4% or $34,952 at 6%; with 50% employer match about $34,952 at 4% or $23,301 at 6%; with 100% employer match about $26,214 at 4% or $17,476 at 6%.
API Group Inc. Profit Sharing & 401(K) Plan-1,661$70,851,000$9,639,058$5,803iApproximate average salary by contribution assumption: employee only about $145,079 at 4% or $96,719 at 6%; with 50% employer match about $96,719 at 4% or $64,480 at 6%; with 100% employer match about $72,540 at 4% or $48,360 at 6%.
Group Term Life Insurance and Group Medical Expense Benefit Plan-1,877---
200872,111$210,264,897$12,375,657$5,862iApproximate average salary by contribution assumption: employee only about $146,562 at 4% or $97,708 at 6%; with 50% employer match about $97,708 at 4% or $65,138 at 6%; with 100% employer match about $73,281 at 4% or $48,854 at 6%.
API Group Inc. Employee Stock Ownership Plan and Trust-1,715$153,655,614$3,760,995$2,193iApproximate average salary by contribution assumption: employee only about $54,825 at 4% or $36,550 at 6%; with 50% employer match about $36,550 at 4% or $24,367 at 6%; with 100% employer match about $27,413 at 4% or $18,275 at 6%.
API Group Inc. Profit Sharing & 401(K) Plan-1,832$56,609,283$8,614,662$4,702iApproximate average salary by contribution assumption: employee only about $117,558 at 4% or $78,372 at 6%; with 50% employer match about $78,372 at 4% or $52,248 at 6%; with 100% employer match about $58,779 at 4% or $39,186 at 6%.
API Group Voluntary Life-2,111---
API Group Voluntary Dental Plan-1,056---
Group Term Life Insurance and Group Medical Expense Benefit Plan-1,415---
Long Term Disability Plan-1,854---
API GROUP, INC. FLEXIBLE BENEFIT PLAN-659---
200772,065$182,842,581$10,002,259$4,844iApproximate average salary by contribution assumption: employee only about $121,093 at 4% or $80,728 at 6%; with 50% employer match about $80,728 at 4% or $53,819 at 6%; with 100% employer match about $60,546 at 4% or $40,364 at 6%.
API Group Inc. Employee Stock Ownership Plan and Trust-1,320$116,449,769$2,825,211$2,140iApproximate average salary by contribution assumption: employee only about $53,508 at 4% or $35,672 at 6%; with 50% employer match about $35,672 at 4% or $23,781 at 6%; with 100% employer match about $26,754 at 4% or $17,836 at 6%.
API Group Inc. Profit Sharing & 401(K) Plan-1,511$66,392,812$7,177,048$4,750iApproximate average salary by contribution assumption: employee only about $118,747 at 4% or $79,164 at 6%; with 50% employer match about $79,164 at 4% or $52,776 at 6%; with 100% employer match about $59,373 at 4% or $39,582 at 6%.
API Group Voluntary Life-2,065---
API Group Voluntary Dental Plan-954---
Group Term Life Insurance and Group Medical Expense Benefit Plan-1,267---
Long Term Disability Plan-1,407---
API GROUP, INC. FLEXIBLE BENEFIT PLAN-466---
200671,869$147,836,253$8,569,463$4,585iApproximate average salary by contribution assumption: employee only about $114,626 at 4% or $76,418 at 6%; with 50% employer match about $76,418 at 4% or $50,945 at 6%; with 100% employer match about $57,313 at 4% or $38,209 at 6%.
API Group Inc. Employee Stock Ownership Plan and Trust-1,041$86,567,054$2,288,220$2,198iApproximate average salary by contribution assumption: employee only about $54,952 at 4% or $36,635 at 6%; with 50% employer match about $36,635 at 4% or $24,423 at 6%; with 100% employer match about $27,476 at 4% or $18,317 at 6%.
API Group Inc. Profit Sharing & 401(K) Plan-1,553$61,269,199$6,281,243$4,045iApproximate average salary by contribution assumption: employee only about $101,115 at 4% or $67,410 at 6%; with 50% employer match about $67,410 at 4% or $44,940 at 6%; with 100% employer match about $50,557 at 4% or $33,705 at 6%.
API Group Voluntary Dental Plan-733---
Group Term Life Insurance and Group Medical Expense Benefit Plan-1,137---
Long Term Disability Plan-1,078---
API GROUP, INC. FLEXIBLE BENEFIT PLAN-331---
API Group Voluntary Life-1,869---
200561,552$105,449,163$6,787,456$4,373iApproximate average salary by contribution assumption: employee only about $109,334 at 4% or $72,889 at 6%; with 50% employer match about $72,889 at 4% or $48,593 at 6%; with 100% employer match about $54,667 at 4% or $36,445 at 6%.
API Group Inc. Employee Stock Ownership Plan and Trust-955$57,225,591$1,785,032$1,869iApproximate average salary by contribution assumption: employee only about $46,729 at 4% or $31,152 at 6%; with 50% employer match about $31,152 at 4% or $20,768 at 6%; with 100% employer match about $23,364 at 4% or $15,576 at 6%.
API Group Inc. Profit Sharing & 401(K) Plan-1,471$48,223,572$5,002,424$3,401iApproximate average salary by contribution assumption: employee only about $85,017 at 4% or $56,678 at 6%; with 50% employer match about $56,678 at 4% or $37,786 at 6%; with 100% employer match about $42,509 at 4% or $28,339 at 6%.
API Group Voluntary Life-1,552---
Group Term Life Insurance and Group Medical Expense Benefit Plan-1,007---
API Group Voluntary Dental Plan-615---
Long Term Disability Plan-900---
200461,277$85,207,500$5,052,690$3,957iApproximate average salary by contribution assumption: employee only about $98,917 at 4% or $65,945 at 6%; with 50% employer match about $65,945 at 4% or $43,963 at 6%; with 100% employer match about $49,459 at 4% or $32,972 at 6%.
API Group Inc. Employee Stock Ownership Plan and Trust-759$44,692,094$848,924$1,118iApproximate average salary by contribution assumption: employee only about $27,962 at 4% or $18,641 at 6%; with 50% employer match about $18,641 at 4% or $12,428 at 6%; with 100% employer match about $13,981 at 4% or $9,321 at 6%.
API Group Inc. Profit Sharing & 401(K) Plan-1,028$40,515,406$4,203,766$4,089iApproximate average salary by contribution assumption: employee only about $102,232 at 4% or $68,154 at 6%; with 50% employer match about $68,154 at 4% or $45,436 at 6%; with 100% employer match about $51,116 at 4% or $34,077 at 6%.
API Group Voluntary Life-1,277---
Long Term Disability Plan-775---
API Group Voluntary Dental Plan-539---
Group Term Life Insurance and Group Medical Expense Benefit Plan-812---
200341,380$0$0-
Long Term Disability Plan-1,025---
API Group Voluntary Dental Plan-560---
API Group Voluntary Life-1,380---
Group Term Life Insurance and Group Medical Expense Benefit Plan-900---
200241,380$0$0-
API Group Voluntary Life-1,380---
Long Term Disability Plan-1,010---
Group Term Life Insurance and Group Medical Expense Benefit Plan-964---
API Group Voluntary Dental Plan-561---
200141,455$0$0-
Group Term Life Insurance and Group Medical Expense Benefit Plan-952---
API Group Voluntary Life-1,455---
API Group Voluntary Dental Plan-545---
Long Term Disability Plan-1,230---
20004932$0$0-
API Group Voluntary Dental Plan-580---
Long Term Disability Plan-788---
Group Term Life Insurance and Group Medical Expense Benefit Plan-932---
API Group Voluntary Life-331---
19994888$0$0-
API Group Voluntary Dental Plan-526---
Long Term Disability Plan-704---
API Group Voluntary Life-458---
Group Term Life Insurance and Group Medical Expense Benefit Plan-888---