Civic Intelligence

Arvig Enterprises Inc.

Plan context: Arvig Enterprises Inc. 401(K) Plan

EIN 41-1507358 • Perham, MN • 72 filings • 7 plans

150 Second St. SouthwestPerham, MN 56573
Current Snapshot

Latest Year

2024

2024 Participants

881

2024 Assets

$183,097,371

2024 Contributions

$10,649,620

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$183,097,371$91,548,686$0200020122024YearValue
$183,097,371Latest year 2024

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

9044520200020122024YearValue
881Latest year 2024

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
20243881$183,097,371$10,649,620$12,088iApproximate average salary by contribution assumption: employee only about $302,203 at 4% or $201,468 at 6%; with 50% employer match about $201,468 at 4% or $134,312 at 6%; with 100% employer match about $151,101 at 4% or $100,734 at 6%.
Arvig Enterprises Inc. 401(K) Plan-861$91,854,149$7,649,620$8,885iApproximate average salary by contribution assumption: employee only about $222,114 at 4% or $148,076 at 6%; with 50% employer match about $148,076 at 4% or $98,718 at 6%; with 100% employer match about $111,057 at 4% or $74,038 at 6%.
Arvig Employee Stock Ownership Plan-714$91,243,222$3,000,000$4,202iApproximate average salary by contribution assumption: employee only about $105,042 at 4% or $70,028 at 6%; with 50% employer match about $70,028 at 4% or $46,685 at 6%; with 100% employer match about $52,521 at 4% or $35,014 at 6%.
Arvig Enterprises Inc. Cafeteria Plan-881---
20233904$171,889,569$9,875,641$10,924iApproximate average salary by contribution assumption: employee only about $273,110 at 4% or $182,073 at 6%; with 50% employer match about $182,073 at 4% or $121,382 at 6%; with 100% employer match about $136,555 at 4% or $91,037 at 6%.
Arvig Employee Stock Ownership Plan-670$93,267,741$2,700,000$4,030iApproximate average salary by contribution assumption: employee only about $100,746 at 4% or $67,164 at 6%; with 50% employer match about $67,164 at 4% or $44,776 at 6%; with 100% employer match about $50,373 at 4% or $33,582 at 6%.
Arvig Enterprises Inc. 401(K) Plan-840$78,621,828$7,175,641$8,542iApproximate average salary by contribution assumption: employee only about $213,561 at 4% or $142,374 at 6%; with 50% employer match about $142,374 at 4% or $94,916 at 6%; with 100% employer match about $106,780 at 4% or $71,187 at 6%.
Arvig Enterprises Inc. Cafeteria Plan-904---
20223771$160,207,823$8,576,652$11,124iApproximate average salary by contribution assumption: employee only about $278,102 at 4% or $185,401 at 6%; with 50% employer match about $185,401 at 4% or $123,601 at 6%; with 100% employer match about $139,051 at 4% or $92,701 at 6%.
Arvig Employee Stock Ownership Plan-632$90,034,358$2,425,500$3,838iApproximate average salary by contribution assumption: employee only about $95,945 at 4% or $63,964 at 6%; with 50% employer match about $63,964 at 4% or $42,642 at 6%; with 100% employer match about $47,973 at 4% or $31,982 at 6%.
Arvig Enterprises Inc. 401(K) Plan-771$70,173,465$6,151,152$7,978iApproximate average salary by contribution assumption: employee only about $199,454 at 4% or $132,969 at 6%; with 50% employer match about $132,969 at 4% or $88,646 at 6%; with 100% employer match about $99,727 at 4% or $66,485 at 6%.
Arvig Enterprises Inc. Cafeteria Plan-694---
20213810$169,122,272$7,915,678$9,772iApproximate average salary by contribution assumption: employee only about $244,311 at 4% or $162,874 at 6%; with 50% employer match about $162,874 at 4% or $108,583 at 6%; with 100% employer match about $122,156 at 4% or $81,437 at 6%.
Arvig Employee Stock Ownership Plan-645$86,166,304$2,310,000$3,581iApproximate average salary by contribution assumption: employee only about $89,535 at 4% or $59,690 at 6%; with 50% employer match about $59,690 at 4% or $39,793 at 6%; with 100% employer match about $44,767 at 4% or $29,845 at 6%.
Arvig Enterprises Inc. 401(K) Plan-810$82,955,968$5,605,678$6,921iApproximate average salary by contribution assumption: employee only about $173,015 at 4% or $115,343 at 6%; with 50% employer match about $115,343 at 4% or $76,895 at 6%; with 100% employer match about $86,507 at 4% or $57,672 at 6%.
Arvig Enterprises Inc. Cafeteria Plan-701---
20203779$149,795,810$7,267,550$9,329iApproximate average salary by contribution assumption: employee only about $233,233 at 4% or $155,489 at 6%; with 50% employer match about $155,489 at 4% or $103,659 at 6%; with 100% employer match about $116,617 at 4% or $77,744 at 6%.
Arvig Employee Stock Ownership Plan-647$78,004,900$2,200,000$3,400iApproximate average salary by contribution assumption: employee only about $85,008 at 4% or $56,672 at 6%; with 50% employer match about $56,672 at 4% or $37,781 at 6%; with 100% employer match about $42,504 at 4% or $28,336 at 6%.
Arvig Enterprises Inc. 401(K) Plan-779$71,790,910$5,067,550$6,505iApproximate average salary by contribution assumption: employee only about $162,630 at 4% or $108,420 at 6%; with 50% employer match about $108,420 at 4% or $72,280 at 6%; with 100% employer match about $81,315 at 4% or $54,210 at 6%.
Arvig Enterprises Inc. Cafeteria Plan-732---
20193824$131,276,936$7,036,405$8,539iApproximate average salary by contribution assumption: employee only about $213,483 at 4% or $142,322 at 6%; with 50% employer match about $142,322 at 4% or $94,881 at 6%; with 100% employer match about $106,742 at 4% or $71,161 at 6%.
Arvig Employee Stock Ownership Plan-611$70,849,721$2,200,000$3,601iApproximate average salary by contribution assumption: employee only about $90,016 at 4% or $60,011 at 6%; with 50% employer match about $60,011 at 4% or $40,007 at 6%; with 100% employer match about $45,008 at 4% or $30,005 at 6%.
Arvig Enterprises Inc. 401(K) Plan-824$60,427,215$4,836,405$5,869iApproximate average salary by contribution assumption: employee only about $146,736 at 4% or $97,824 at 6%; with 50% employer match about $97,824 at 4% or $65,216 at 6%; with 100% employer match about $73,368 at 4% or $48,912 at 6%.
Arvig Enterprises Inc. Cafeteria Plan-603---
20183751$120,374,684$5,722,418$7,620iApproximate average salary by contribution assumption: employee only about $190,493 at 4% or $126,996 at 6%; with 50% employer match about $126,996 at 4% or $84,664 at 6%; with 100% employer match about $95,247 at 4% or $63,498 at 6%.
Arvig Employee Stock Ownership Plan-558$71,409,962$1,566,685$2,808iApproximate average salary by contribution assumption: employee only about $70,192 at 4% or $46,795 at 6%; with 50% employer match about $46,795 at 4% or $31,196 at 6%; with 100% employer match about $35,096 at 4% or $23,397 at 6%.
Arvig Enterprises Inc. 401(K) Plan-751$48,964,722$4,155,733$5,534iApproximate average salary by contribution assumption: employee only about $138,340 at 4% or $92,227 at 6%; with 50% employer match about $92,227 at 4% or $61,484 at 6%; with 100% employer match about $69,170 at 4% or $46,113 at 6%.
Arvig Enterprises Inc. Cafeteria Plan-634---
20173698$114,144,903$4,450,867$6,377iApproximate average salary by contribution assumption: employee only about $159,415 at 4% or $106,277 at 6%; with 50% employer match about $106,277 at 4% or $70,851 at 6%; with 100% employer match about $79,708 at 4% or $53,138 at 6%.
Arvig Employee Stock Ownership Plan-511$63,932,425$1,000,000$1,957iApproximate average salary by contribution assumption: employee only about $48,924 at 4% or $32,616 at 6%; with 50% employer match about $32,616 at 4% or $21,744 at 6%; with 100% employer match about $24,462 at 4% or $16,308 at 6%.
Arvig Enterprises Inc. 401(K) Plan-698$50,212,478$3,450,867$4,944iApproximate average salary by contribution assumption: employee only about $123,598 at 4% or $82,399 at 6%; with 50% employer match about $82,399 at 4% or $54,933 at 6%; with 100% employer match about $61,799 at 4% or $41,199 at 6%.
Arvig Enterprises Inc. Cafeteria Plan-642---
20163623$97,955,937$4,263,204$6,843iApproximate average salary by contribution assumption: employee only about $171,076 at 4% or $114,050 at 6%; with 50% employer match about $114,050 at 4% or $76,034 at 6%; with 100% employer match about $85,538 at 4% or $57,025 at 6%.
Arvig Employee Stock Ownership Plan-478$55,309,402$1,000,000$2,092iApproximate average salary by contribution assumption: employee only about $52,301 at 4% or $34,868 at 6%; with 50% employer match about $34,868 at 4% or $23,245 at 6%; with 100% employer match about $26,151 at 4% or $17,434 at 6%.
Arvig Enterprises Inc. 401(K) Plan-623$42,646,535$3,263,204$5,238iApproximate average salary by contribution assumption: employee only about $130,947 at 4% or $87,298 at 6%; with 50% employer match about $87,298 at 4% or $58,199 at 6%; with 100% employer match about $65,474 at 4% or $43,649 at 6%.
Arvig Enterprises Inc. Cafeteria Plan-598---
20153617$87,689,197$3,483,656$5,646iApproximate average salary by contribution assumption: employee only about $141,153 at 4% or $94,102 at 6%; with 50% employer match about $94,102 at 4% or $62,735 at 6%; with 100% employer match about $70,576 at 4% or $47,051 at 6%.
Arvig Employee Stock Ownership Plan-482$49,752,691$895,000$1,857iApproximate average salary by contribution assumption: employee only about $46,421 at 4% or $30,947 at 6%; with 50% employer match about $30,947 at 4% or $20,632 at 6%; with 100% employer match about $23,211 at 4% or $15,474 at 6%.
Arvig Enterprises Inc. 401(K) Plan-617$37,936,506$2,588,656$4,196iApproximate average salary by contribution assumption: employee only about $104,889 at 4% or $69,926 at 6%; with 50% employer match about $69,926 at 4% or $46,617 at 6%; with 100% employer match about $52,444 at 4% or $34,963 at 6%.
Arvig Enterprises Inc. Cafeteria Plan-559---
20143631$84,864,361$3,535,012$5,602iApproximate average salary by contribution assumption: employee only about $140,056 at 4% or $93,371 at 6%; with 50% employer match about $93,371 at 4% or $62,247 at 6%; with 100% employer match about $70,028 at 4% or $46,685 at 6%.
Arvig Employee Stock Ownership Plan-466$45,566,543$1,200,000$2,575iApproximate average salary by contribution assumption: employee only about $64,378 at 4% or $42,918 at 6%; with 50% employer match about $42,918 at 4% or $28,612 at 6%; with 100% employer match about $32,189 at 4% or $21,459 at 6%.
Arvig Enterprises Inc. 401(K) Plan-631$39,297,818$2,335,012$3,700iApproximate average salary by contribution assumption: employee only about $92,512 at 4% or $61,675 at 6%; with 50% employer match about $61,675 at 4% or $41,117 at 6%; with 100% employer match about $46,256 at 4% or $30,837 at 6%.
Arvig Enterprises Inc. Cafeteria Plan-480---
20133504$79,298,244$5,118,777$10,156iApproximate average salary by contribution assumption: employee only about $253,908 at 4% or $169,272 at 6%; with 50% employer match about $169,272 at 4% or $112,848 at 6%; with 100% employer match about $126,954 at 4% or $84,636 at 6%.
Arvig Employee Stock Ownership Plan-504$41,178,099$1,210,000$2,401iApproximate average salary by contribution assumption: employee only about $60,020 at 4% or $40,013 at 6%; with 50% employer match about $40,013 at 4% or $26,675 at 6%; with 100% employer match about $30,010 at 4% or $20,007 at 6%.
Arvig Enterprises Inc. 401(K) Plan-495$38,120,145$3,908,777$7,897iApproximate average salary by contribution assumption: employee only about $197,413 at 4% or $131,609 at 6%; with 50% employer match about $131,609 at 4% or $87,739 at 6%; with 100% employer match about $98,706 at 4% or $65,804 at 6%.
Arvig Enterprises Inc. Cafeteria Plan-452---
20123414$67,168,376$3,000,014$7,246iApproximate average salary by contribution assumption: employee only about $181,160 at 4% or $120,774 at 6%; with 50% employer match about $120,774 at 4% or $80,516 at 6%; with 100% employer match about $90,580 at 4% or $60,387 at 6%.
Arvig Employee Stock Ownership Plan-379$37,944,842$900,000$2,375iApproximate average salary by contribution assumption: employee only about $59,367 at 4% or $39,578 at 6%; with 50% employer match about $39,578 at 4% or $26,385 at 6%; with 100% employer match about $29,683 at 4% or $19,789 at 6%.
Arvig Enterprises Inc. 401(K) Plan-388$29,223,534$2,100,014$5,412iApproximate average salary by contribution assumption: employee only about $135,310 at 4% or $90,207 at 6%; with 50% employer match about $90,207 at 4% or $60,138 at 6%; with 100% employer match about $67,655 at 4% or $45,103 at 6%.
Arvig Enterprises Inc. Cafeteria Plan-414---
20113426$65,361,653$3,712,057$8,714iApproximate average salary by contribution assumption: employee only about $217,844 at 4% or $145,229 at 6%; with 50% employer match about $145,229 at 4% or $96,819 at 6%; with 100% employer match about $108,922 at 4% or $72,615 at 6%.
Arvig Employee Stock Ownership Plan-317$42,564,178$2,250,148$7,098iApproximate average salary by contribution assumption: employee only about $177,456 at 4% or $118,304 at 6%; with 50% employer match about $118,304 at 4% or $78,870 at 6%; with 100% employer match about $88,728 at 4% or $59,152 at 6%.
Arvig Enterprises Inc. 401(K) Plan-324$22,797,475$1,461,909$4,512iApproximate average salary by contribution assumption: employee only about $112,802 at 4% or $75,201 at 6%; with 50% employer match about $75,201 at 4% or $50,134 at 6%; with 100% employer match about $56,401 at 4% or $37,601 at 6%.
Arvig Enterprises Inc. Cafeteria Plan-426---
20103328$66,181,184$2,844,124$8,671iApproximate average salary by contribution assumption: employee only about $216,778 at 4% or $144,518 at 6%; with 50% employer match about $144,518 at 4% or $96,346 at 6%; with 100% employer match about $108,389 at 4% or $72,259 at 6%.
Arvig Employee Stock Ownership Plan-314$42,874,220$1,419,325$4,520iApproximate average salary by contribution assumption: employee only about $113,004 at 4% or $75,336 at 6%; with 50% employer match about $75,336 at 4% or $50,224 at 6%; with 100% employer match about $56,502 at 4% or $37,668 at 6%.
Arvig Enterprises Inc. 401(K) Plan-305$23,306,964$1,424,799$4,671iApproximate average salary by contribution assumption: employee only about $116,787 at 4% or $77,858 at 6%; with 50% employer match about $77,858 at 4% or $51,905 at 6%; with 100% employer match about $58,393 at 4% or $38,929 at 6%.
Arvig Enterprises Inc. Cafeteria Plan-328---
20093315$56,649,095$1,634,798$5,190iApproximate average salary by contribution assumption: employee only about $129,746 at 4% or $86,497 at 6%; with 50% employer match about $86,497 at 4% or $57,665 at 6%; with 100% employer match about $64,873 at 4% or $43,249 at 6%.
Arvig Employee Stock Ownership Plan-260$37,249,220$305,000$1,173iApproximate average salary by contribution assumption: employee only about $29,327 at 4% or $19,551 at 6%; with 50% employer match about $19,551 at 4% or $13,034 at 6%; with 100% employer match about $14,663 at 4% or $9,776 at 6%.
Arvig Enterprises Inc. 401(K) Plan-314$19,399,875$1,329,798$4,235iApproximate average salary by contribution assumption: employee only about $105,876 at 4% or $70,584 at 6%; with 50% employer match about $70,584 at 4% or $47,056 at 6%; with 100% employer match about $52,938 at 4% or $35,292 at 6%.
Arvig Enterprises Inc. Cafeteria Plan-315---
20083312$39,455,233$1,693,597$5,428iApproximate average salary by contribution assumption: employee only about $135,705 at 4% or $90,470 at 6%; with 50% employer match about $90,470 at 4% or $60,313 at 6%; with 100% employer match about $67,852 at 4% or $45,235 at 6%.
Arvig Employee Stock Ownership Plan-259$25,273,789$370,000$1,429iApproximate average salary by contribution assumption: employee only about $35,714 at 4% or $23,810 at 6%; with 50% employer match about $23,810 at 4% or $15,873 at 6%; with 100% employer match about $17,857 at 4% or $11,905 at 6%.
Arvig Enterprises Inc. 401(K) Plan-304$14,181,444$1,323,597$4,354iApproximate average salary by contribution assumption: employee only about $108,848 at 4% or $72,566 at 6%; with 50% employer match about $72,566 at 4% or $48,377 at 6%; with 100% employer match about $54,424 at 4% or $36,283 at 6%.
Arvig Enterprises Inc. Cafeteria Plan-312---
20073307$38,865,613$1,521,148$4,955iApproximate average salary by contribution assumption: employee only about $123,872 at 4% or $82,581 at 6%; with 50% employer match about $82,581 at 4% or $55,054 at 6%; with 100% employer match about $61,936 at 4% or $41,291 at 6%.
Arvig Enterprises Inc. 401(K) Plan-300$21,050,002$1,319,543$4,398iApproximate average salary by contribution assumption: employee only about $109,962 at 4% or $73,308 at 6%; with 50% employer match about $73,308 at 4% or $48,872 at 6%; with 100% employer match about $54,981 at 4% or $36,654 at 6%.
Arvig Employee Stock Ownership Plan-229$17,815,611$201,605$880iApproximate average salary by contribution assumption: employee only about $22,009 at 4% or $14,673 at 6%; with 50% employer match about $14,673 at 4% or $9,782 at 6%; with 100% employer match about $11,005 at 4% or $7,336 at 6%.
Arvig Enterprises Inc. Cafeteria Plan-307---
20063292$27,420,950$2,277,139$7,798iApproximate average salary by contribution assumption: employee only about $194,961 at 4% or $129,974 at 6%; with 50% employer match about $129,974 at 4% or $86,649 at 6%; with 100% employer match about $97,480 at 4% or $64,987 at 6%.
Arvig Enterprises Inc. 401(K) Plan-272$19,424,697$1,244,629$4,576iApproximate average salary by contribution assumption: employee only about $114,396 at 4% or $76,264 at 6%; with 50% employer match about $76,264 at 4% or $50,843 at 6%; with 100% employer match about $57,198 at 4% or $38,132 at 6%.
Arvig Employee Stock Ownership Plan-218$7,996,253$1,032,510$4,736iApproximate average salary by contribution assumption: employee only about $118,407 at 4% or $78,938 at 6%; with 50% employer match about $78,938 at 4% or $52,625 at 6%; with 100% employer match about $59,204 at 4% or $39,469 at 6%.
Arvig Enterprises Inc. Cafeteria Plan-292---
20053252$22,207,882$2,289,397$9,085iApproximate average salary by contribution assumption: employee only about $227,123 at 4% or $151,415 at 6%; with 50% employer match about $151,415 at 4% or $100,943 at 6%; with 100% employer match about $113,561 at 4% or $75,708 at 6%.
Arvig Enterprises Inc. 401(K) Plan-252$17,063,150$1,425,397$5,656iApproximate average salary by contribution assumption: employee only about $141,408 at 4% or $94,272 at 6%; with 50% employer match about $94,272 at 4% or $62,848 at 6%; with 100% employer match about $70,704 at 4% or $47,136 at 6%.
Arvig Employee Stock Ownership Plan-202$5,144,732$864,000$4,277iApproximate average salary by contribution assumption: employee only about $106,931 at 4% or $71,287 at 6%; with 50% employer match about $71,287 at 4% or $47,525 at 6%; with 100% employer match about $53,465 at 4% or $35,644 at 6%.
Arvig Enterprises Inc. Cafeteria Plan-106---
20043216$20,415,313$1,777,846$8,231iApproximate average salary by contribution assumption: employee only about $205,769 at 4% or $137,179 at 6%; with 50% employer match about $137,179 at 4% or $91,453 at 6%; with 100% employer match about $102,885 at 4% or $68,590 at 6%.
Arvig Enterprises Inc. 401(K) Plan-216$16,148,841$952,620$4,410iApproximate average salary by contribution assumption: employee only about $110,257 at 4% or $73,505 at 6%; with 50% employer match about $73,505 at 4% or $49,003 at 6%; with 100% employer match about $55,128 at 4% or $36,752 at 6%.
Arvig Employee Stock Ownership Plan-193$4,266,472$825,226$4,276iApproximate average salary by contribution assumption: employee only about $106,895 at 4% or $71,263 at 6%; with 50% employer match about $71,263 at 4% or $47,509 at 6%; with 100% employer match about $53,447 at 4% or $35,632 at 6%.
Arvig Enterprises Inc. Cafeteria Plan-119---
20033213$15,804,733$1,666,054$7,822iApproximate average salary by contribution assumption: employee only about $195,546 at 4% or $130,364 at 6%; with 50% employer match about $130,364 at 4% or $86,909 at 6%; with 100% employer match about $97,773 at 4% or $65,182 at 6%.
Arvig Enterprises Inc. 401(K) Plan-213$13,887,880$826,054$3,878iApproximate average salary by contribution assumption: employee only about $96,955 at 4% or $64,636 at 6%; with 50% employer match about $64,636 at 4% or $43,091 at 6%; with 100% employer match about $48,477 at 4% or $32,318 at 6%.
Arvig Employee Stock Ownership Plan-194$1,916,853$840,000$4,330iApproximate average salary by contribution assumption: employee only about $108,247 at 4% or $72,165 at 6%; with 50% employer match about $72,165 at 4% or $48,110 at 6%; with 100% employer match about $54,124 at 4% or $36,082 at 6%.
Arvig Enterprises Inc. Cafeteria Plan-97---
20023213$11,672,086$2,073,585$9,735iApproximate average salary by contribution assumption: employee only about $243,379 at 4% or $162,252 at 6%; with 50% employer match about $162,252 at 4% or $108,168 at 6%; with 100% employer match about $121,689 at 4% or $81,126 at 6%.
Arvig Enterprises Inc. 401(K) Plan-213$10,775,760$1,177,585$5,529iApproximate average salary by contribution assumption: employee only about $138,214 at 4% or $92,143 at 6%; with 50% employer match about $92,143 at 4% or $61,429 at 6%; with 100% employer match about $69,107 at 4% or $46,071 at 6%.
Arvig Employee Stock Ownership Plan-191$896,326$896,000$4,691iApproximate average salary by contribution assumption: employee only about $117,277 at 4% or $78,185 at 6%; with 50% employer match about $78,185 at 4% or $52,123 at 6%; with 100% employer match about $58,639 at 4% or $39,092 at 6%.
ARVIG ENTERPRISES, INC CAFETERIA PLAN-110---
20012275$11,712,850$1,560,660$5,675iApproximate average salary by contribution assumption: employee only about $141,878 at 4% or $94,585 at 6%; with 50% employer match about $94,585 at 4% or $63,057 at 6%; with 100% employer match about $70,939 at 4% or $47,293 at 6%.
Arvig Enterprises Inc. 401(K) Plan-275$11,712,850$1,560,660$5,675iApproximate average salary by contribution assumption: employee only about $141,878 at 4% or $94,585 at 6%; with 50% employer match about $94,585 at 4% or $63,057 at 6%; with 100% employer match about $70,939 at 4% or $47,293 at 6%.
ARVIG ENTERPRISES, INC CAFETERIA-101---
20001207$14,133,108$1,266,214$6,117iApproximate average salary by contribution assumption: employee only about $152,924 at 4% or $101,950 at 6%; with 50% employer match about $101,950 at 4% or $67,966 at 6%; with 100% employer match about $76,462 at 4% or $50,975 at 6%.
Arvig Enterprises Inc. 401(K) Plan-207$14,133,108$1,266,214$6,117iApproximate average salary by contribution assumption: employee only about $152,924 at 4% or $101,950 at 6%; with 50% employer match about $101,950 at 4% or $67,966 at 6%; with 100% employer match about $76,462 at 4% or $50,975 at 6%.