Civic Intelligence

Ray Smith Insurance Agency Inc.

Plan context: Ray Smith Insurance Agency Inc. 401K Plan

EIN 41-1389486 • Maple Grove, MN • 27 filings • 3 plans

6900 Wedgwood Road N, Ste 302Maple Grove, MN 55311
Current Snapshot

Latest Year

2025

2025 Participants

9

2025 Assets

$2,848,150

2025 Contributions

$219,339

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$7,056,902$3,528,451$0199920132025YearValue
$2,848,150Latest year 2025

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

1370199920122025YearValue
9Latest year 2025

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
202519$2,848,150$219,339$24,371iApproximate average salary by contribution assumption: employee only about $609,275 at 4% or $406,183 at 6%; with 50% employer match about $406,183 at 4% or $270,789 at 6%; with 100% employer match about $304,638 at 4% or $203,092 at 6%.
Ray Smith Insurance Agency Inc. 401K Plan-9$2,848,150$219,339$24,371iApproximate average salary by contribution assumption: employee only about $609,275 at 4% or $406,183 at 6%; with 50% employer match about $406,183 at 4% or $270,789 at 6%; with 100% employer match about $304,638 at 4% or $203,092 at 6%.
202419$6,370,872$235,784$26,198iApproximate average salary by contribution assumption: employee only about $654,956 at 4% or $436,637 at 6%; with 50% employer match about $436,637 at 4% or $291,091 at 6%; with 100% employer match about $327,478 at 4% or $218,319 at 6%.
Ray Smith Insurance Agency Inc. 401K Plan-9$6,370,872$235,784$26,198iApproximate average salary by contribution assumption: employee only about $654,956 at 4% or $436,637 at 6%; with 50% employer match about $436,637 at 4% or $291,091 at 6%; with 100% employer match about $327,478 at 4% or $218,319 at 6%.
2023111$5,106,056$190,999$17,364iApproximate average salary by contribution assumption: employee only about $434,089 at 4% or $289,392 at 6%; with 50% employer match about $289,392 at 4% or $192,928 at 6%; with 100% employer match about $217,044 at 4% or $144,696 at 6%.
Ray Smith Insurance Agency Inc. 401K Plan-11$5,106,056$190,999$17,364iApproximate average salary by contribution assumption: employee only about $434,089 at 4% or $289,392 at 6%; with 50% employer match about $289,392 at 4% or $192,928 at 6%; with 100% employer match about $217,044 at 4% or $144,696 at 6%.
2022110$3,991,983$139,381$13,938iApproximate average salary by contribution assumption: employee only about $348,453 at 4% or $232,302 at 6%; with 50% employer match about $232,302 at 4% or $154,868 at 6%; with 100% employer match about $174,226 at 4% or $116,151 at 6%.
Ray Smith Insurance Agency Inc. 401K Plan-10$3,991,983$139,381$13,938iApproximate average salary by contribution assumption: employee only about $348,453 at 4% or $232,302 at 6%; with 50% employer match about $232,302 at 4% or $154,868 at 6%; with 100% employer match about $174,226 at 4% or $116,151 at 6%.
2021110$6,158,791$125,978$12,598iApproximate average salary by contribution assumption: employee only about $314,945 at 4% or $209,963 at 6%; with 50% employer match about $209,963 at 4% or $139,976 at 6%; with 100% employer match about $157,473 at 4% or $104,982 at 6%.
Ray Smith Insurance Agency Inc. 401K Plan-10$6,158,791$125,978$12,598iApproximate average salary by contribution assumption: employee only about $314,945 at 4% or $209,963 at 6%; with 50% employer match about $209,963 at 4% or $139,976 at 6%; with 100% employer match about $157,473 at 4% or $104,982 at 6%.
2020111$7,056,902$132,206$12,019iApproximate average salary by contribution assumption: employee only about $300,468 at 4% or $200,312 at 6%; with 50% employer match about $200,312 at 4% or $133,541 at 6%; with 100% employer match about $150,234 at 4% or $100,156 at 6%.
Ray Smith Insurance Agency Inc. 401K Plan-11$7,056,902$132,206$12,019iApproximate average salary by contribution assumption: employee only about $300,468 at 4% or $200,312 at 6%; with 50% employer match about $200,312 at 4% or $133,541 at 6%; with 100% employer match about $150,234 at 4% or $100,156 at 6%.
2019113$4,368,771$128,724$9,902iApproximate average salary by contribution assumption: employee only about $247,546 at 4% or $165,031 at 6%; with 50% employer match about $165,031 at 4% or $110,021 at 6%; with 100% employer match about $123,773 at 4% or $82,515 at 6%.
Ray Smith Insurance Agency Inc. 401K Plan-13$4,368,771$128,724$9,902iApproximate average salary by contribution assumption: employee only about $247,546 at 4% or $165,031 at 6%; with 50% employer match about $165,031 at 4% or $110,021 at 6%; with 100% employer match about $123,773 at 4% or $82,515 at 6%.
2018113$3,495,099$132,622$10,202iApproximate average salary by contribution assumption: employee only about $255,042 at 4% or $170,028 at 6%; with 50% employer match about $170,028 at 4% or $113,352 at 6%; with 100% employer match about $127,521 at 4% or $85,014 at 6%.
Ray Smith Insurance Agency Inc. 401K Plan-13$3,495,099$132,622$10,202iApproximate average salary by contribution assumption: employee only about $255,042 at 4% or $170,028 at 6%; with 50% employer match about $170,028 at 4% or $113,352 at 6%; with 100% employer match about $127,521 at 4% or $85,014 at 6%.
2017112$3,332,499$120,957$10,080iApproximate average salary by contribution assumption: employee only about $251,994 at 4% or $167,996 at 6%; with 50% employer match about $167,996 at 4% or $111,997 at 6%; with 100% employer match about $125,997 at 4% or $83,998 at 6%.
Ray Smith Insurance Agency Inc. 401K Plan-12$3,332,499$120,957$10,080iApproximate average salary by contribution assumption: employee only about $251,994 at 4% or $167,996 at 6%; with 50% employer match about $167,996 at 4% or $111,997 at 6%; with 100% employer match about $125,997 at 4% or $83,998 at 6%.
2016112$2,494,041$119,758$9,980iApproximate average salary by contribution assumption: employee only about $249,496 at 4% or $166,331 at 6%; with 50% employer match about $166,331 at 4% or $110,887 at 6%; with 100% employer match about $124,748 at 4% or $83,165 at 6%.
Ray Smith Insurance Agency Inc. 401K Plan-12$2,494,041$119,758$9,980iApproximate average salary by contribution assumption: employee only about $249,496 at 4% or $166,331 at 6%; with 50% employer match about $166,331 at 4% or $110,887 at 6%; with 100% employer match about $124,748 at 4% or $83,165 at 6%.
2015111$2,363,549$112,452$10,223iApproximate average salary by contribution assumption: employee only about $255,573 at 4% or $170,382 at 6%; with 50% employer match about $170,382 at 4% or $113,588 at 6%; with 100% employer match about $127,786 at 4% or $85,191 at 6%.
Ray Smith Insurance Agency Inc. 401K Plan-11$2,363,549$112,452$10,223iApproximate average salary by contribution assumption: employee only about $255,573 at 4% or $170,382 at 6%; with 50% employer match about $170,382 at 4% or $113,588 at 6%; with 100% employer match about $127,786 at 4% or $85,191 at 6%.
201419$2,148,639$119,890$13,321iApproximate average salary by contribution assumption: employee only about $333,028 at 4% or $222,019 at 6%; with 50% employer match about $222,019 at 4% or $148,012 at 6%; with 100% employer match about $166,514 at 4% or $111,009 at 6%.
Ray Smith Insurance Agency Inc. 401K Plan-9$2,148,639$119,890$13,321iApproximate average salary by contribution assumption: employee only about $333,028 at 4% or $222,019 at 6%; with 50% employer match about $222,019 at 4% or $148,012 at 6%; with 100% employer match about $166,514 at 4% or $111,009 at 6%.
201319$2,061,732$129,453$14,384iApproximate average salary by contribution assumption: employee only about $359,592 at 4% or $239,728 at 6%; with 50% employer match about $239,728 at 4% or $159,819 at 6%; with 100% employer match about $179,796 at 4% or $119,864 at 6%.
Ray Smith Insurance Agency Inc. 401K Plan-9$2,061,732$129,453$14,384iApproximate average salary by contribution assumption: employee only about $359,592 at 4% or $239,728 at 6%; with 50% employer match about $239,728 at 4% or $159,819 at 6%; with 100% employer match about $179,796 at 4% or $119,864 at 6%.
2012111$1,521,414$128,369$11,670iApproximate average salary by contribution assumption: employee only about $291,748 at 4% or $194,498 at 6%; with 50% employer match about $194,498 at 4% or $129,666 at 6%; with 100% employer match about $145,874 at 4% or $97,249 at 6%.
Ray Smith Insurance Agency Inc. 401K Plan-11$1,521,414$128,369$11,670iApproximate average salary by contribution assumption: employee only about $291,748 at 4% or $194,498 at 6%; with 50% employer match about $194,498 at 4% or $129,666 at 6%; with 100% employer match about $145,874 at 4% or $97,249 at 6%.
2011111$1,571,185$126,519$11,502iApproximate average salary by contribution assumption: employee only about $287,543 at 4% or $191,695 at 6%; with 50% employer match about $191,695 at 4% or $127,797 at 6%; with 100% employer match about $143,772 at 4% or $95,848 at 6%.
Ray Smith Insurance Agency Inc. 401K Plan-11$1,571,185$126,519$11,502iApproximate average salary by contribution assumption: employee only about $287,543 at 4% or $191,695 at 6%; with 50% employer match about $191,695 at 4% or $127,797 at 6%; with 100% employer match about $143,772 at 4% or $95,848 at 6%.
2010111$1,498,308$118,248$10,750iApproximate average salary by contribution assumption: employee only about $268,745 at 4% or $179,164 at 6%; with 50% employer match about $179,164 at 4% or $119,442 at 6%; with 100% employer match about $134,373 at 4% or $89,582 at 6%.
Ray Smith Insurance Agency Inc. 401K Plan-11$1,498,308$118,248$10,750iApproximate average salary by contribution assumption: employee only about $268,745 at 4% or $179,164 at 6%; with 50% employer match about $179,164 at 4% or $119,442 at 6%; with 100% employer match about $134,373 at 4% or $89,582 at 6%.
2009111$1,227,525$34,846$3,168iApproximate average salary by contribution assumption: employee only about $79,195 at 4% or $52,797 at 6%; with 50% employer match about $52,797 at 4% or $35,198 at 6%; with 100% employer match about $39,598 at 4% or $26,398 at 6%.
Ray Smith Insurance Agency Inc. 401K Plan-11$1,227,525$34,846$3,168iApproximate average salary by contribution assumption: employee only about $79,195 at 4% or $52,797 at 6%; with 50% employer match about $52,797 at 4% or $35,198 at 6%; with 100% employer match about $39,598 at 4% or $26,398 at 6%.
2008110$986,816$105,000$10,500iApproximate average salary by contribution assumption: employee only about $262,500 at 4% or $175,000 at 6%; with 50% employer match about $175,000 at 4% or $116,667 at 6%; with 100% employer match about $131,250 at 4% or $87,500 at 6%.
Ray Smith Insurance Agency Inc. 401K Plan-10$986,816$105,000$10,500iApproximate average salary by contribution assumption: employee only about $262,500 at 4% or $175,000 at 6%; with 50% employer match about $175,000 at 4% or $116,667 at 6%; with 100% employer match about $131,250 at 4% or $87,500 at 6%.
2007110$1,429,123$109,275$10,928iApproximate average salary by contribution assumption: employee only about $273,188 at 4% or $182,125 at 6%; with 50% employer match about $182,125 at 4% or $121,417 at 6%; with 100% employer match about $136,594 at 4% or $91,063 at 6%.
Ray Smith Insurance Agency Inc. 401K Plan-10$1,429,123$109,275$10,928iApproximate average salary by contribution assumption: employee only about $273,188 at 4% or $182,125 at 6%; with 50% employer match about $182,125 at 4% or $121,417 at 6%; with 100% employer match about $136,594 at 4% or $91,063 at 6%.
2006110$1,176,754$106,030$10,603iApproximate average salary by contribution assumption: employee only about $265,075 at 4% or $176,717 at 6%; with 50% employer match about $176,717 at 4% or $117,811 at 6%; with 100% employer match about $132,538 at 4% or $88,358 at 6%.
Ray Smith Insurance Agency Inc. 401K Plan-10$1,176,754$106,030$10,603iApproximate average salary by contribution assumption: employee only about $265,075 at 4% or $176,717 at 6%; with 50% employer match about $176,717 at 4% or $117,811 at 6%; with 100% employer match about $132,538 at 4% or $88,358 at 6%.
2005110$1,013,112$111,224$11,122iApproximate average salary by contribution assumption: employee only about $278,060 at 4% or $185,373 at 6%; with 50% employer match about $185,373 at 4% or $123,582 at 6%; with 100% employer match about $139,030 at 4% or $92,687 at 6%.
Ray Smith Insurance Agency Inc. 401K Plan-10$1,013,112$111,224$11,122iApproximate average salary by contribution assumption: employee only about $278,060 at 4% or $185,373 at 6%; with 50% employer match about $185,373 at 4% or $123,582 at 6%; with 100% employer match about $139,030 at 4% or $92,687 at 6%.
2004110$799,192$96,603$9,660iApproximate average salary by contribution assumption: employee only about $241,507 at 4% or $161,005 at 6%; with 50% employer match about $161,005 at 4% or $107,337 at 6%; with 100% employer match about $120,754 at 4% or $80,503 at 6%.
Ray Smith Insurance Agency Inc. 401K Plan-10$799,192$96,603$9,660iApproximate average salary by contribution assumption: employee only about $241,507 at 4% or $161,005 at 6%; with 50% employer match about $161,005 at 4% or $107,337 at 6%; with 100% employer match about $120,754 at 4% or $80,503 at 6%.
200319$636,446$97,385$10,821iApproximate average salary by contribution assumption: employee only about $270,514 at 4% or $180,343 at 6%; with 50% employer match about $180,343 at 4% or $120,228 at 6%; with 100% employer match about $135,257 at 4% or $90,171 at 6%.
Ray Smith Insurance Agency Inc. 401K Plan-9$636,446$97,385$10,821iApproximate average salary by contribution assumption: employee only about $270,514 at 4% or $180,343 at 6%; with 50% employer match about $180,343 at 4% or $120,228 at 6%; with 100% employer match about $135,257 at 4% or $90,171 at 6%.
200219$467,306$87,960$9,773iApproximate average salary by contribution assumption: employee only about $244,333 at 4% or $162,889 at 6%; with 50% employer match about $162,889 at 4% or $108,593 at 6%; with 100% employer match about $122,167 at 4% or $81,444 at 6%.
Ray Smith Insurance Agency Inc. 401K Plan-9$467,306$87,960$9,773iApproximate average salary by contribution assumption: employee only about $244,333 at 4% or $162,889 at 6%; with 50% employer match about $162,889 at 4% or $108,593 at 6%; with 100% employer match about $122,167 at 4% or $81,444 at 6%.
200118$500,604$70,581$8,823iApproximate average salary by contribution assumption: employee only about $220,566 at 4% or $147,044 at 6%; with 50% employer match about $147,044 at 4% or $98,029 at 6%; with 100% employer match about $110,283 at 4% or $73,522 at 6%.
Ray Smith Insurance Agency Inc. 401K Plan-8$500,604$70,581$8,823iApproximate average salary by contribution assumption: employee only about $220,566 at 4% or $147,044 at 6%; with 50% employer match about $147,044 at 4% or $98,029 at 6%; with 100% employer match about $110,283 at 4% or $73,522 at 6%.
200018$0$0-
Ray Smith Insurance Agency Inc. 401K Plan-8---
199919$534,972$111,436$12,382iApproximate average salary by contribution assumption: employee only about $309,544 at 4% or $206,363 at 6%; with 50% employer match about $206,363 at 4% or $137,575 at 6%; with 100% employer match about $154,772 at 4% or $103,181 at 6%.
Ray Smith Insurance Agency Inc. 401K Plan-9$534,972$111,436$12,382iApproximate average salary by contribution assumption: employee only about $309,544 at 4% or $206,363 at 6%; with 50% employer match about $206,363 at 4% or $137,575 at 6%; with 100% employer match about $154,772 at 4% or $103,181 at 6%.