Civic Intelligence

MCI, Inc.

Plan context: MCI Inc. 401K Plan

EIN 41-1277029 • Waite Park, MN • 54 filings • 5 plans

26 1st Avenue NorthWaite Park, MN 56387
Current Snapshot

Latest Year

2025

2025 Participants

72

2025 Assets

$8,912,310

2025 Contributions

$841,772

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$9,968,533$4,984,267$0199920132025YearValue
$8,912,310Latest year 2025

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

83420199920122025YearValue
72Latest year 2025

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
2025272$8,912,310$841,772$11,691iApproximate average salary by contribution assumption: employee only about $292,282 at 4% or $194,855 at 6%; with 50% employer match about $194,855 at 4% or $129,903 at 6%; with 100% employer match about $146,141 at 4% or $97,427 at 6%.
MCI Inc. 401K Plan-72$4,556,593$591,772$8,219iApproximate average salary by contribution assumption: employee only about $205,476 at 4% or $136,984 at 6%; with 50% employer match about $136,984 at 4% or $91,323 at 6%; with 100% employer match about $102,738 at 4% or $68,492 at 6%.
MCI Inc. Employee Stock Ownership Plan-46$4,355,717$250,000$5,435iApproximate average salary by contribution assumption: employee only about $135,870 at 4% or $90,580 at 6%; with 50% employer match about $90,580 at 4% or $60,386 at 6%; with 100% employer match about $67,935 at 4% or $45,290 at 6%.
2024274$9,619,352$718,256$9,706iApproximate average salary by contribution assumption: employee only about $242,654 at 4% or $161,769 at 6%; with 50% employer match about $161,769 at 4% or $107,846 at 6%; with 100% employer match about $121,327 at 4% or $80,885 at 6%.
MCI Inc. Employee Stock Ownership Plan-48$4,875,711$123,060$2,564iApproximate average salary by contribution assumption: employee only about $64,094 at 4% or $42,729 at 6%; with 50% employer match about $42,729 at 4% or $28,486 at 6%; with 100% employer match about $32,047 at 4% or $21,365 at 6%.
MCI Inc. 401K Plan-74$4,743,641$595,196$8,043iApproximate average salary by contribution assumption: employee only about $201,080 at 4% or $134,053 at 6%; with 50% employer match about $134,053 at 4% or $89,369 at 6%; with 100% employer match about $100,540 at 4% or $67,027 at 6%.
2023281$9,968,533$564,989$6,975iApproximate average salary by contribution assumption: employee only about $174,379 at 4% or $116,253 at 6%; with 50% employer match about $116,253 at 4% or $77,502 at 6%; with 100% employer match about $87,190 at 4% or $58,126 at 6%.
MCI Inc. Employee Stock Ownership Plan-47$5,317,463$10,000$213iApproximate average salary by contribution assumption: employee only about $5,319 at 4% or $3,546 at 6%; with 50% employer match about $3,546 at 4% or $2,364 at 6%; with 100% employer match about $2,660 at 4% or $1,773 at 6%.
MCI Inc. 401K Plan-81$4,651,070$554,989$6,852iApproximate average salary by contribution assumption: employee only about $171,293 at 4% or $114,195 at 6%; with 50% employer match about $114,195 at 4% or $76,130 at 6%; with 100% employer match about $85,646 at 4% or $57,098 at 6%.
2022268$9,239,849$508,512$7,478iApproximate average salary by contribution assumption: employee only about $186,953 at 4% or $124,635 at 6%; with 50% employer match about $124,635 at 4% or $83,090 at 6%; with 100% employer match about $93,476 at 4% or $62,318 at 6%.
MCI Inc. Employee Stock Ownership Plan-48$5,340,988$10,000$208iApproximate average salary by contribution assumption: employee only about $5,208 at 4% or $3,472 at 6%; with 50% employer match about $3,472 at 4% or $2,315 at 6%; with 100% employer match about $2,604 at 4% or $1,736 at 6%.
MCI Inc. 401K Plan-68$3,898,861$498,512$7,331iApproximate average salary by contribution assumption: employee only about $183,276 at 4% or $122,184 at 6%; with 50% employer match about $122,184 at 4% or $81,456 at 6%; with 100% employer match about $91,638 at 4% or $61,092 at 6%.
2021270$9,504,187$540,387$7,720iApproximate average salary by contribution assumption: employee only about $192,995 at 4% or $128,664 at 6%; with 50% employer match about $128,664 at 4% or $85,776 at 6%; with 100% employer match about $96,498 at 4% or $64,332 at 6%.
MCI Inc. Employee Stock Ownership Plan-44$5,239,769--
MCI Inc. 401K Plan-70$4,264,418$540,387$7,720iApproximate average salary by contribution assumption: employee only about $192,995 at 4% or $128,664 at 6%; with 50% employer match about $128,664 at 4% or $85,776 at 6%; with 100% employer match about $96,498 at 4% or $64,332 at 6%.
2020272$7,802,639$493,487$6,854iApproximate average salary by contribution assumption: employee only about $171,350 at 4% or $114,233 at 6%; with 50% employer match about $114,233 at 4% or $76,155 at 6%; with 100% employer match about $85,675 at 4% or $57,117 at 6%.
MCI Inc. Employee Stock Ownership Plan-50$4,126,965$10,000$200iApproximate average salary by contribution assumption: employee only about $5,000 at 4% or $3,333 at 6%; with 50% employer match about $3,333 at 4% or $2,222 at 6%; with 100% employer match about $2,500 at 4% or $1,667 at 6%.
MCI Inc. 401K Plan-72$3,675,674$483,487$6,715iApproximate average salary by contribution assumption: employee only about $167,877 at 4% or $111,918 at 6%; with 50% employer match about $111,918 at 4% or $74,612 at 6%; with 100% employer match about $83,939 at 4% or $55,959 at 6%.
2019278$7,065,396$478,701$6,137iApproximate average salary by contribution assumption: employee only about $153,430 at 4% or $102,287 at 6%; with 50% employer match about $102,287 at 4% or $68,191 at 6%; with 100% employer match about $76,715 at 4% or $51,143 at 6%.
MCI Inc. Employee Stock Ownership Plan-53$3,833,399$10,000$189iApproximate average salary by contribution assumption: employee only about $4,717 at 4% or $3,145 at 6%; with 50% employer match about $3,145 at 4% or $2,096 at 6%; with 100% employer match about $2,358 at 4% or $1,572 at 6%.
MCI Inc. 401K Plan-78$3,231,997$468,701$6,009iApproximate average salary by contribution assumption: employee only about $150,225 at 4% or $100,150 at 6%; with 50% employer match about $100,150 at 4% or $66,767 at 6%; with 100% employer match about $75,112 at 4% or $50,075 at 6%.
2018273$5,827,987$378,020$5,178iApproximate average salary by contribution assumption: employee only about $129,459 at 4% or $86,306 at 6%; with 50% employer match about $86,306 at 4% or $57,537 at 6%; with 100% employer match about $64,729 at 4% or $43,153 at 6%.
MCI Inc. Employee Stock Ownership Plan-52$3,506,128--
MCI Inc. 401K Plan-73$2,321,859$378,020$5,178iApproximate average salary by contribution assumption: employee only about $129,459 at 4% or $86,306 at 6%; with 50% employer match about $86,306 at 4% or $57,537 at 6%; with 100% employer match about $64,729 at 4% or $43,153 at 6%.
2017271$4,879,864$303,353$4,273iApproximate average salary by contribution assumption: employee only about $106,814 at 4% or $71,210 at 6%; with 50% employer match about $71,210 at 4% or $47,473 at 6%; with 100% employer match about $53,407 at 4% or $35,605 at 6%.
MCI Inc. Employee Stock Ownership Plan-49$2,674,594--
MCI Inc. 401K Plan-71$2,205,270$303,353$4,273iApproximate average salary by contribution assumption: employee only about $106,814 at 4% or $71,210 at 6%; with 50% employer match about $71,210 at 4% or $47,473 at 6%; with 100% employer match about $53,407 at 4% or $35,605 at 6%.
2016253$4,114,843$307,344$5,799iApproximate average salary by contribution assumption: employee only about $144,974 at 4% or $96,649 at 6%; with 50% employer match about $96,649 at 4% or $64,433 at 6%; with 100% employer match about $72,487 at 4% or $48,325 at 6%.
MCI Inc. Employee Stock Ownership Plan-46$2,421,869$175,635$3,818iApproximate average salary by contribution assumption: employee only about $95,454 at 4% or $63,636 at 6%; with 50% employer match about $63,636 at 4% or $42,424 at 6%; with 100% employer match about $47,727 at 4% or $31,818 at 6%.
MCI Inc. 401K Plan-53$1,692,974$131,709$2,485iApproximate average salary by contribution assumption: employee only about $62,127 at 4% or $41,418 at 6%; with 50% employer match about $41,418 at 4% or $27,612 at 6%; with 100% employer match about $31,063 at 4% or $20,709 at 6%.
2015249$3,449,719$219,119$4,472iApproximate average salary by contribution assumption: employee only about $111,795 at 4% or $74,530 at 6%; with 50% employer match about $74,530 at 4% or $49,687 at 6%; with 100% employer match about $55,898 at 4% or $37,265 at 6%.
MCI Inc. Employee Stock Ownership Plan-49$2,055,980$184,154$3,758iApproximate average salary by contribution assumption: employee only about $93,956 at 4% or $62,637 at 6%; with 50% employer match about $62,637 at 4% or $41,758 at 6%; with 100% employer match about $46,978 at 4% or $31,319 at 6%.
MCI Inc. 401K Plan-37$1,393,739$34,965$945iApproximate average salary by contribution assumption: employee only about $23,625 at 4% or $15,750 at 6%; with 50% employer match about $15,750 at 4% or $10,500 at 6%; with 100% employer match about $11,813 at 4% or $7,875 at 6%.
2014256$3,784,848$274,483$4,901iApproximate average salary by contribution assumption: employee only about $122,537 at 4% or $81,691 at 6%; with 50% employer match about $81,691 at 4% or $54,461 at 6%; with 100% employer match about $61,269 at 4% or $40,846 at 6%.
MCI Inc. Employee Stock Ownership Plan-49$1,997,241$177,794$3,628iApproximate average salary by contribution assumption: employee only about $90,711 at 4% or $60,474 at 6%; with 50% employer match about $60,474 at 4% or $40,316 at 6%; with 100% employer match about $45,356 at 4% or $30,237 at 6%.
MCI Inc. 401K Plan-56$1,787,607$96,689$1,727iApproximate average salary by contribution assumption: employee only about $43,165 at 4% or $28,776 at 6%; with 50% employer match about $28,776 at 4% or $19,184 at 6%; with 100% employer match about $21,582 at 4% or $14,388 at 6%.
2013247$3,707,867$481,785$10,251iApproximate average salary by contribution assumption: employee only about $256,269 at 4% or $170,846 at 6%; with 50% employer match about $170,846 at 4% or $113,897 at 6%; with 100% employer match about $128,134 at 4% or $85,423 at 6%.
MCI Inc. Employee Stock Ownership Plan-46$1,891,563$399,407$8,683iApproximate average salary by contribution assumption: employee only about $217,069 at 4% or $144,713 at 6%; with 50% employer match about $144,713 at 4% or $96,475 at 6%; with 100% employer match about $108,535 at 4% or $72,356 at 6%.
MCI Inc. 401K Plan-47$1,816,304$82,378$1,753iApproximate average salary by contribution assumption: employee only about $43,818 at 4% or $29,212 at 6%; with 50% employer match about $29,212 at 4% or $19,475 at 6%; with 100% employer match about $21,909 at 4% or $14,606 at 6%.
2012247$3,126,256$175,196$3,728iApproximate average salary by contribution assumption: employee only about $93,189 at 4% or $62,126 at 6%; with 50% employer match about $62,126 at 4% or $41,417 at 6%; with 100% employer match about $46,595 at 4% or $31,063 at 6%.
MCI Inc. Employee Stock Ownership Plan-47$1,571,675$84,154$1,791iApproximate average salary by contribution assumption: employee only about $44,763 at 4% or $29,842 at 6%; with 50% employer match about $29,842 at 4% or $19,895 at 6%; with 100% employer match about $22,381 at 4% or $14,921 at 6%.
MCI Inc. 401K Plan-47$1,554,581$91,042$1,937iApproximate average salary by contribution assumption: employee only about $48,427 at 4% or $32,284 at 6%; with 50% employer match about $32,284 at 4% or $21,523 at 6%; with 100% employer match about $24,213 at 4% or $16,142 at 6%.
2011248$3,166,259$168,546$3,511iApproximate average salary by contribution assumption: employee only about $87,784 at 4% or $58,523 at 6%; with 50% employer match about $58,523 at 4% or $39,015 at 6%; with 100% employer match about $43,892 at 4% or $29,261 at 6%.
MCI Inc. Employee Stock Ownership Plan-48$1,586,210$64,154$1,337iApproximate average salary by contribution assumption: employee only about $33,414 at 4% or $22,276 at 6%; with 50% employer match about $22,276 at 4% or $14,850 at 6%; with 100% employer match about $16,707 at 4% or $11,138 at 6%.
MCI Inc. 401K Plan-48$1,580,049$104,392$2,175iApproximate average salary by contribution assumption: employee only about $54,371 at 4% or $36,247 at 6%; with 50% employer match about $36,247 at 4% or $24,165 at 6%; with 100% employer match about $27,185 at 4% or $18,124 at 6%.
2010250$3,555,303$170,901$3,418iApproximate average salary by contribution assumption: employee only about $85,451 at 4% or $56,967 at 6%; with 50% employer match about $56,967 at 4% or $37,978 at 6%; with 100% employer match about $42,725 at 4% or $28,484 at 6%.
MCI Inc. Employee Stock Ownership Plan-50$2,034,220$64,154$1,283iApproximate average salary by contribution assumption: employee only about $32,077 at 4% or $21,385 at 6%; with 50% employer match about $21,385 at 4% or $14,256 at 6%; with 100% employer match about $16,038 at 4% or $10,692 at 6%.
MCI Inc. 401K Plan-48$1,521,083$106,747$2,224iApproximate average salary by contribution assumption: employee only about $55,597 at 4% or $37,065 at 6%; with 50% employer match about $37,065 at 4% or $24,710 at 6%; with 100% employer match about $27,799 at 4% or $18,532 at 6%.
2009248$3,691,208$190,868$3,976iApproximate average salary by contribution assumption: employee only about $99,410 at 4% or $66,274 at 6%; with 50% employer match about $66,274 at 4% or $44,182 at 6%; with 100% employer match about $49,705 at 4% or $33,137 at 6%.
MCI Inc. Employee Stock Ownership Plan-48$2,411,252$64,154$1,337iApproximate average salary by contribution assumption: employee only about $33,414 at 4% or $22,276 at 6%; with 50% employer match about $22,276 at 4% or $14,850 at 6%; with 100% employer match about $16,707 at 4% or $11,138 at 6%.
MCI Inc. 401K Plan-45$1,279,956$126,714$2,816iApproximate average salary by contribution assumption: employee only about $70,397 at 4% or $46,931 at 6%; with 50% employer match about $46,931 at 4% or $31,287 at 6%; with 100% employer match about $35,198 at 4% or $23,466 at 6%.
2008253$3,873,242$246,990$4,660iApproximate average salary by contribution assumption: employee only about $116,505 at 4% or $77,670 at 6%; with 50% employer match about $77,670 at 4% or $51,780 at 6%; with 100% employer match about $58,252 at 4% or $38,835 at 6%.
MCI Inc. Employee Stock Ownership Plan-52$2,883,437$64,154$1,234iApproximate average salary by contribution assumption: employee only about $30,843 at 4% or $20,562 at 6%; with 50% employer match about $20,562 at 4% or $13,708 at 6%; with 100% employer match about $15,422 at 4% or $10,281 at 6%.
MCI Inc. 401K Plan-53$989,805$182,836$3,450iApproximate average salary by contribution assumption: employee only about $86,243 at 4% or $57,496 at 6%; with 50% employer match about $57,496 at 4% or $38,330 at 6%; with 100% employer match about $43,122 at 4% or $28,748 at 6%.
2007259$4,345,021$326,978$5,542iApproximate average salary by contribution assumption: employee only about $138,550 at 4% or $92,367 at 6%; with 50% employer match about $92,367 at 4% or $61,578 at 6%; with 100% employer match about $69,275 at 4% or $46,183 at 6%.
MCI Inc. Employee Stock Ownership Plan-58$3,010,605$125,000$2,155iApproximate average salary by contribution assumption: employee only about $53,879 at 4% or $35,920 at 6%; with 50% employer match about $35,920 at 4% or $23,946 at 6%; with 100% employer match about $26,940 at 4% or $17,960 at 6%.
MCI Inc. 401K Plan-59$1,334,416$201,978$3,423iApproximate average salary by contribution assumption: employee only about $85,584 at 4% or $57,056 at 6%; with 50% employer match about $57,056 at 4% or $38,037 at 6%; with 100% employer match about $42,792 at 4% or $28,528 at 6%.
2006261$4,242,842$441,461$7,237iApproximate average salary by contribution assumption: employee only about $180,927 at 4% or $120,618 at 6%; with 50% employer match about $120,618 at 4% or $80,412 at 6%; with 100% employer match about $90,463 at 4% or $60,309 at 6%.
MCI Inc. Employee Stock Ownership Plan-59$2,949,425$270,389$4,583iApproximate average salary by contribution assumption: employee only about $114,572 at 4% or $76,381 at 6%; with 50% employer match about $76,381 at 4% or $50,921 at 6%; with 100% employer match about $57,286 at 4% or $38,191 at 6%.
MCI Inc. 401K Plan-61$1,293,417$171,072$2,804iApproximate average salary by contribution assumption: employee only about $70,111 at 4% or $46,741 at 6%; with 50% employer match about $46,741 at 4% or $31,161 at 6%; with 100% employer match about $35,056 at 4% or $23,370 at 6%.
2005255$3,764,827$376,187$6,840iApproximate average salary by contribution assumption: employee only about $170,994 at 4% or $113,996 at 6%; with 50% employer match about $113,996 at 4% or $75,997 at 6%; with 100% employer match about $85,497 at 4% or $56,998 at 6%.
MCI Inc. Employee Stock Ownership Plan-54$2,641,612$275,000$5,093iApproximate average salary by contribution assumption: employee only about $127,315 at 4% or $84,877 at 6%; with 50% employer match about $84,877 at 4% or $56,584 at 6%; with 100% employer match about $63,657 at 4% or $42,438 at 6%.
MCI Inc. 401K Plan-55$1,123,215$101,187$1,840iApproximate average salary by contribution assumption: employee only about $45,994 at 4% or $30,663 at 6%; with 50% employer match about $30,663 at 4% or $20,442 at 6%; with 100% employer match about $22,997 at 4% or $15,331 at 6%.
2004283$3,298,676$174,302$2,100iApproximate average salary by contribution assumption: employee only about $52,501 at 4% or $35,000 at 6%; with 50% employer match about $35,000 at 4% or $23,334 at 6%; with 100% employer match about $26,250 at 4% or $17,500 at 6%.
MCI Inc. Employee Stock Ownership Plan-54$2,465,420$109,508$2,028iApproximate average salary by contribution assumption: employee only about $50,698 at 4% or $33,799 at 6%; with 50% employer match about $33,799 at 4% or $22,533 at 6%; with 100% employer match about $25,349 at 4% or $16,899 at 6%.
MCI Inc. 401K Plan-83$833,256$64,794$781iApproximate average salary by contribution assumption: employee only about $19,516 at 4% or $13,011 at 6%; with 50% employer match about $13,011 at 4% or $8,674 at 6%; with 100% employer match about $9,758 at 4% or $6,505 at 6%.
2003254$3,173,232$362,158$6,707iApproximate average salary by contribution assumption: employee only about $167,666 at 4% or $111,777 at 6%; with 50% employer match about $111,777 at 4% or $74,518 at 6%; with 100% employer match about $83,833 at 4% or $55,889 at 6%.
MCI Inc. Employee Stock Ownership Plan-54$2,467,274$231,326$4,284iApproximate average salary by contribution assumption: employee only about $107,095 at 4% or $71,397 at 6%; with 50% employer match about $71,397 at 4% or $47,598 at 6%; with 100% employer match about $53,548 at 4% or $35,698 at 6%.
MCI Inc. 401K Plan-47$705,958$130,832$2,784iApproximate average salary by contribution assumption: employee only about $69,591 at 4% or $46,394 at 6%; with 50% employer match about $46,394 at 4% or $30,930 at 6%; with 100% employer match about $34,796 at 4% or $23,197 at 6%.
2002254$0$0-
MCI Inc. 401K Plan-54---
MCI Inc. Employee Stock Ownership Plan-54---
2001249$0$0-
MCI Inc. 401K Plan-49---
MCI Inc. Employee Stock Ownership Plan-46---
2000247$357,020$111,649$2,376iApproximate average salary by contribution assumption: employee only about $59,388 at 4% or $39,592 at 6%; with 50% employer match about $39,592 at 4% or $26,395 at 6%; with 100% employer match about $29,694 at 4% or $19,796 at 6%.
MCI Inc. 401K Plan-47$357,020$111,649$2,376iApproximate average salary by contribution assumption: employee only about $59,388 at 4% or $39,592 at 6%; with 50% employer match about $39,592 at 4% or $26,395 at 6%; with 100% employer match about $29,694 at 4% or $19,796 at 6%.
MCI Inc. Employee Stock Ownership Plan-44---
1999242$575,071$284,308$6,769iApproximate average salary by contribution assumption: employee only about $169,231 at 4% or $112,821 at 6%; with 50% employer match about $112,821 at 4% or $75,214 at 6%; with 100% employer match about $84,615 at 4% or $56,410 at 6%.
MCI Inc. 401K Plan-42$395,771$105,008$2,500iApproximate average salary by contribution assumption: employee only about $62,505 at 4% or $41,670 at 6%; with 50% employer match about $41,670 at 4% or $27,780 at 6%; with 100% employer match about $31,252 at 4% or $20,835 at 6%.
MCI Inc. Employee Stock Ownership Plan-41$179,300$179,300$4,373iApproximate average salary by contribution assumption: employee only about $109,329 at 4% or $72,886 at 6%; with 50% employer match about $72,886 at 4% or $48,591 at 6%; with 100% employer match about $54,665 at 4% or $36,443 at 6%.