Civic Intelligence

Nott Company

Plan context: Nott Company Employee Stock Ownership Plan and Trust

EIN 41-0452050 • Arden Hills, MN • 148 filings • 22 plans

4480 Round Lake Rd WArden Hills, MN 55112-1961
Current Snapshot

Latest Year

2024

2024 Participants

289

2024 Assets

$100,506,226

2024 Contributions

$3,025,000

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$104,292,949$52,146,475$0199920122024YearValue
$100,506,226Latest year 2024

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

3201600199920122024YearValue
289Latest year 2024

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
20242289$100,506,226$3,025,000$10,467iApproximate average salary by contribution assumption: employee only about $261,678 at 4% or $174,452 at 6%; with 50% employer match about $174,452 at 4% or $116,301 at 6%; with 100% employer match about $130,839 at 4% or $87,226 at 6%.
Nott Company Employee Stock Ownership Plan and Trust-289$100,506,226$3,025,000$10,467iApproximate average salary by contribution assumption: employee only about $261,678 at 4% or $174,452 at 6%; with 50% employer match about $174,452 at 4% or $116,301 at 6%; with 100% employer match about $130,839 at 4% or $87,226 at 6%.
Nott Company Life & Disability Wrap Plan-280---
20233320$99,616,796$1,821,420$5,692iApproximate average salary by contribution assumption: employee only about $142,298 at 4% or $94,866 at 6%; with 50% employer match about $94,866 at 4% or $63,244 at 6%; with 100% employer match about $71,149 at 4% or $47,433 at 6%.
Nott Company Employee Stock Ownership Plan and Trust-320$99,616,796$1,821,420$5,692iApproximate average salary by contribution assumption: employee only about $142,298 at 4% or $94,866 at 6%; with 50% employer match about $94,866 at 4% or $63,244 at 6%; with 100% employer match about $71,149 at 4% or $47,433 at 6%.
Nott Company Life & Disability Wrap Plan-311---
NOTT COMPANY HEALTH & DENTAL WRAP PLAN-229---
20224292$104,292,949$2,793,405$9,566iApproximate average salary by contribution assumption: employee only about $239,161 at 4% or $159,441 at 6%; with 50% employer match about $159,441 at 4% or $106,294 at 6%; with 100% employer match about $119,581 at 4% or $79,720 at 6%.
Nott Company Employee Stock Ownership Plan and Trust-240$95,131,963$1,720,000$7,167iApproximate average salary by contribution assumption: employee only about $179,167 at 4% or $119,444 at 6%; with 50% employer match about $119,444 at 4% or $79,630 at 6%; with 100% employer match about $89,583 at 4% or $59,722 at 6%.
Nott Company Retirement Savings Plan and Trust-192$9,160,986$1,073,405$5,591iApproximate average salary by contribution assumption: employee only about $139,766 at 4% or $93,178 at 6%; with 50% employer match about $93,178 at 4% or $62,118 at 6%; with 100% employer match about $69,883 at 4% or $46,589 at 6%.
Nott Company Life & Disability Wrap Plan-292---
NOTT COMPANY HELATH & DENTAL WRAP PLAN-234---
20214190$99,459,288$2,358,171$12,411iApproximate average salary by contribution assumption: employee only about $310,286 at 4% or $206,857 at 6%; with 50% employer match about $206,857 at 4% or $137,905 at 6%; with 100% employer match about $155,143 at 4% or $103,429 at 6%.
Nott Company Employee Stock Ownership Plan and Trust-190$90,458,657$1,502,700$7,909iApproximate average salary by contribution assumption: employee only about $197,724 at 4% or $131,816 at 6%; with 50% employer match about $131,816 at 4% or $87,877 at 6%; with 100% employer match about $98,862 at 4% or $65,908 at 6%.
Nott Company Retirement Savings Plan and Trust-185$9,000,631$855,471$4,624iApproximate average salary by contribution assumption: employee only about $115,604 at 4% or $77,069 at 6%; with 50% employer match about $77,069 at 4% or $51,380 at 6%; with 100% employer match about $57,802 at 4% or $38,535 at 6%.
Nott Company Life & Disability Wrap Plan-190---
NOTT COMPANY HEALTH & DENTAL WRAP PLAN-149---
20204174$93,201,301$2,424,965$13,937iApproximate average salary by contribution assumption: employee only about $348,415 at 4% or $232,276 at 6%; with 50% employer match about $232,276 at 4% or $154,851 at 6%; with 100% employer match about $174,207 at 4% or $116,138 at 6%.
Nott Company Employee Stock Ownership Plan and Trust-174$82,003,570$1,500,000$8,621iApproximate average salary by contribution assumption: employee only about $215,517 at 4% or $143,678 at 6%; with 50% employer match about $143,678 at 4% or $95,785 at 6%; with 100% employer match about $107,759 at 4% or $71,839 at 6%.
Nott Company Retirement Savings Plan and Trust-170$11,197,731$924,965$5,441iApproximate average salary by contribution assumption: employee only about $136,024 at 4% or $90,683 at 6%; with 50% employer match about $90,683 at 4% or $60,455 at 6%; with 100% employer match about $68,012 at 4% or $45,341 at 6%.
Nott Company Life & Disability Wrap Plan-171---
NOTT COMPANY HEALTH & DENTAL WRAP PLAN-152---
20194173$86,405,945$2,115,216$12,227iApproximate average salary by contribution assumption: employee only about $305,667 at 4% or $203,778 at 6%; with 50% employer match about $203,778 at 4% or $135,852 at 6%; with 100% employer match about $152,834 at 4% or $101,889 at 6%.
Nott Company Employee Stock Ownership Plan and Trust-173$78,116,587$1,510,000$8,728iApproximate average salary by contribution assumption: employee only about $218,208 at 4% or $145,472 at 6%; with 50% employer match about $145,472 at 4% or $96,981 at 6%; with 100% employer match about $109,104 at 4% or $72,736 at 6%.
Nott Company Retirement Savings Plan and Trust-172$8,289,358$605,216$3,519iApproximate average salary by contribution assumption: employee only about $87,967 at 4% or $58,645 at 6%; with 50% employer match about $58,645 at 4% or $39,097 at 6%; with 100% employer match about $43,984 at 4% or $29,322 at 6%.
Nott Company Life & Disability Wrap Plan-173---
NOTT COMPANY HEALTH & DENTAL WRAP PLAN-140---
20184156$84,308,013$1,865,607$11,959iApproximate average salary by contribution assumption: employee only about $298,975 at 4% or $199,317 at 6%; with 50% employer match about $199,317 at 4% or $132,878 at 6%; with 100% employer match about $149,488 at 4% or $99,658 at 6%.
Nott Company Employee Stock Ownership Plan and Trust-156$74,711,326$1,270,000$8,141iApproximate average salary by contribution assumption: employee only about $203,526 at 4% or $135,684 at 6%; with 50% employer match about $135,684 at 4% or $90,456 at 6%; with 100% employer match about $101,763 at 4% or $67,842 at 6%.
Nott Company Retirement Savings Plan and Trust-154$9,596,687$595,607$3,868iApproximate average salary by contribution assumption: employee only about $96,689 at 4% or $64,460 at 6%; with 50% employer match about $64,460 at 4% or $42,973 at 6%; with 100% employer match about $48,345 at 4% or $32,230 at 6%.
Nott Company Life & Disability Wrap Plan-151---
NOTT COMPANY HEALTH & DENTAL WRAP PLAN-130---
20179151$85,994,334$1,842,564$12,202iApproximate average salary by contribution assumption: employee only about $305,060 at 4% or $203,374 at 6%; with 50% employer match about $203,374 at 4% or $135,582 at 6%; with 100% employer match about $152,530 at 4% or $101,687 at 6%.
Nott Company Employee Stock Ownership Plan and Trust-151$76,769,097$1,270,000$8,411iApproximate average salary by contribution assumption: employee only about $210,265 at 4% or $140,177 at 6%; with 50% employer match about $140,177 at 4% or $93,451 at 6%; with 100% employer match about $105,132 at 4% or $70,088 at 6%.
Nott Company Retirement Savings Plan and Trust-148$9,225,237$572,564$3,869iApproximate average salary by contribution assumption: employee only about $96,717 at 4% or $64,478 at 6%; with 50% employer match about $64,478 at 4% or $42,985 at 6%; with 100% employer match about $48,358 at 4% or $32,239 at 6%.
Nott Company Life & Disability Wrap Plan-148---
Nott Company Weekly Disability Income Plan-0---
Nott Company Group Disability Plan-0---
Nott Company Group Life & Disability Plan-0---
Medical Benefit Plan of Nott Co-0---
Delta Dental Plan of Mn-0---
NOTT COMPANY HEALTH & DENTAL WRAP PLAN-133---
20167149$81,735,179$1,533,192$10,290iApproximate average salary by contribution assumption: employee only about $257,247 at 4% or $171,498 at 6%; with 50% employer match about $171,498 at 4% or $114,332 at 6%; with 100% employer match about $128,623 at 4% or $85,749 at 6%.
Nott Company Employee Stock Ownership Plan and Trust-146$71,948,584$1,000,000$6,849iApproximate average salary by contribution assumption: employee only about $171,233 at 4% or $114,155 at 6%; with 50% employer match about $114,155 at 4% or $76,104 at 6%; with 100% employer match about $85,616 at 4% or $57,078 at 6%.
Nott Company Retirement Savings Plan and Trust-149$9,786,595$533,192$3,578iApproximate average salary by contribution assumption: employee only about $89,462 at 4% or $59,641 at 6%; with 50% employer match about $59,641 at 4% or $39,761 at 6%; with 100% employer match about $44,731 at 4% or $29,821 at 6%.
Nott Company Group Life & Disability Plan-140---
Nott Company Group Disability Plan-135---
Nott Company Weekly Disability Income Plan-134---
Delta Dental Plan of Mn-129---
Medical Benefit Plan of Nott Co-121---
20157140$80,544,702$1,592,034$11,372iApproximate average salary by contribution assumption: employee only about $284,292 at 4% or $189,528 at 6%; with 50% employer match about $189,528 at 4% or $126,352 at 6%; with 100% employer match about $142,146 at 4% or $94,764 at 6%.
Nott Company Employee Stock Ownership Plan and Trust-110$70,017,305$973,000$8,845iApproximate average salary by contribution assumption: employee only about $221,136 at 4% or $147,424 at 6%; with 50% employer match about $147,424 at 4% or $98,283 at 6%; with 100% employer match about $110,568 at 4% or $73,712 at 6%.
Nott Company Retirement Savings Plan and Trust-125$10,527,397$619,034$4,952iApproximate average salary by contribution assumption: employee only about $123,807 at 4% or $82,538 at 6%; with 50% employer match about $82,538 at 4% or $55,025 at 6%; with 100% employer match about $61,903 at 4% or $41,269 at 6%.
Nott Company Group Life & Disability Plan-125---
Nott Company Group Disability Plan-114---
Nott Company Weekly Disability Income Plan-113---
Delta Dental Plan of Mn-109---
Medical Benefit Plan of Nott Co-140---
20147131$82,225,704$1,885,135$14,390iApproximate average salary by contribution assumption: employee only about $359,759 at 4% or $239,839 at 6%; with 50% employer match about $239,839 at 4% or $159,893 at 6%; with 100% employer match about $179,879 at 4% or $119,920 at 6%.
Nott Company Employee Stock Ownership Plan and Trust-117$71,208,064$984,874$8,418iApproximate average salary by contribution assumption: employee only about $210,443 at 4% or $140,295 at 6%; with 50% employer match about $140,295 at 4% or $93,530 at 6%; with 100% employer match about $105,222 at 4% or $70,148 at 6%.
Nott Company Retirement Savings Plan and Trust-131$11,017,640$900,261$6,872iApproximate average salary by contribution assumption: employee only about $171,806 at 4% or $114,537 at 6%; with 50% employer match about $114,537 at 4% or $76,358 at 6%; with 100% employer match about $85,903 at 4% or $57,269 at 6%.
Nott Company Group Life & Disability Plan-131---
Nott Company Group Disability Plan-125---
Nott Company Weekly Disability Income Plan-124---
Delta Dental Plan of Mn-123---
Medical Benefit Plan of Nott Co-108---
20137140$74,015,500$1,759,886$12,571iApproximate average salary by contribution assumption: employee only about $314,265 at 4% or $209,510 at 6%; with 50% employer match about $209,510 at 4% or $139,673 at 6%; with 100% employer match about $157,133 at 4% or $104,755 at 6%.
Nott Company Employee Stock Ownership Plan and Trust-126$64,261,012$1,090,000$8,651iApproximate average salary by contribution assumption: employee only about $216,270 at 4% or $144,180 at 6%; with 50% employer match about $144,180 at 4% or $96,120 at 6%; with 100% employer match about $108,135 at 4% or $72,090 at 6%.
Nott Company Retirement Savings Plan and Trust-140$9,754,488$669,886$4,785iApproximate average salary by contribution assumption: employee only about $119,622 at 4% or $79,748 at 6%; with 50% employer match about $79,748 at 4% or $53,166 at 6%; with 100% employer match about $59,811 at 4% or $39,874 at 6%.
Nott Company Group Life & Disability Plan-138---
Nott Company Group Disability Plan-132---
Nott Company Weekly Disability Income Plan-131---
Delta Dental Plan of Mn-126---
Medical Benefit Plan of Nott Co-121---
20127143$66,914,244$1,830,942$12,804iApproximate average salary by contribution assumption: employee only about $320,095 at 4% or $213,397 at 6%; with 50% employer match about $213,397 at 4% or $142,264 at 6%; with 100% employer match about $160,047 at 4% or $106,698 at 6%.
Nott Company Employee Stock Ownership Plan and Trust-130$57,411,528$1,055,000$8,115iApproximate average salary by contribution assumption: employee only about $202,885 at 4% or $135,256 at 6%; with 50% employer match about $135,256 at 4% or $90,171 at 6%; with 100% employer match about $101,442 at 4% or $67,628 at 6%.
Nott Company Retirement Savings Plan and Trust-143$9,502,716$775,942$5,426iApproximate average salary by contribution assumption: employee only about $135,654 at 4% or $90,436 at 6%; with 50% employer match about $90,436 at 4% or $60,291 at 6%; with 100% employer match about $67,827 at 4% or $45,218 at 6%.
Nott Company Group Disability Plan-132---
Nott Company Group Life & Disability Plan-140---
Nott Company Weekly Disability Income Plan-132---
Delta Dental Plan of Mn-130---
Medical Benefit Plan of Nott Co-134---
20116139$57,220,793$1,563,816$11,250iApproximate average salary by contribution assumption: employee only about $281,262 at 4% or $187,508 at 6%; with 50% employer match about $187,508 at 4% or $125,005 at 6%; with 100% employer match about $140,631 at 4% or $93,754 at 6%.
Nott Company Employee Stock Ownership Plan and Trust-115$48,807,884$950,001$8,261iApproximate average salary by contribution assumption: employee only about $206,522 at 4% or $137,681 at 6%; with 50% employer match about $137,681 at 4% or $91,788 at 6%; with 100% employer match about $103,261 at 4% or $68,841 at 6%.
Nott Company Retirement Savings Plan and Trust-139$8,412,909$613,815$4,416iApproximate average salary by contribution assumption: employee only about $110,398 at 4% or $73,599 at 6%; with 50% employer match about $73,599 at 4% or $49,066 at 6%; with 100% employer match about $55,199 at 4% or $36,799 at 6%.
Nott Company Group Disability Plan-133---
Nott Company Group Life & Disability Plan-139---
Delta Dental Plan of Mn-127---
Medical Benefit Plan of Nott Co-127---
20106135$53,076,999$1,433,294$10,617iApproximate average salary by contribution assumption: employee only about $265,425 at 4% or $176,950 at 6%; with 50% employer match about $176,950 at 4% or $117,967 at 6%; with 100% employer match about $132,712 at 4% or $88,475 at 6%.
Nott Company Employee Stock Ownership Plan and Trust-116$44,256,697$850,001$7,328iApproximate average salary by contribution assumption: employee only about $183,190 at 4% or $122,127 at 6%; with 50% employer match about $122,127 at 4% or $81,418 at 6%; with 100% employer match about $91,595 at 4% or $61,063 at 6%.
Nott Company Retirement Savings Plan and Trust-135$8,820,302$583,293$4,321iApproximate average salary by contribution assumption: employee only about $108,017 at 4% or $72,011 at 6%; with 50% employer match about $72,011 at 4% or $48,008 at 6%; with 100% employer match about $54,009 at 4% or $36,006 at 6%.
Nott Company Group Life & Disability Plan-133---
Nott Company Group Disability Plan-122---
Delta Dental Plan of Mn-123---
Medical Benefit Plan of Nott Co-120---
20096136$47,362,953$1,081,549$7,953iApproximate average salary by contribution assumption: employee only about $198,814 at 4% or $132,543 at 6%; with 50% employer match about $132,543 at 4% or $88,362 at 6%; with 100% employer match about $99,407 at 4% or $66,271 at 6%.
Nott Company Employee Stock Ownership Plan and Trust-116$39,455,743$514,000$4,431iApproximate average salary by contribution assumption: employee only about $110,776 at 4% or $73,851 at 6%; with 50% employer match about $73,851 at 4% or $49,234 at 6%; with 100% employer match about $55,388 at 4% or $36,925 at 6%.
Nott Company Retirement Savings Plan and Trust-133$7,907,210$567,549$4,267iApproximate average salary by contribution assumption: employee only about $106,682 at 4% or $71,121 at 6%; with 50% employer match about $71,121 at 4% or $47,414 at 6%; with 100% employer match about $53,341 at 4% or $35,561 at 6%.
Nott Company Group Disability Plan-126---
Nott Company Group Life & Disability Plan-136---
Delta Dental Plan of Mn-122---
Medical Benefit Plan of Nott Co-122---
20086146$50,271,346$2,011,671$13,779iApproximate average salary by contribution assumption: employee only about $344,464 at 4% or $229,643 at 6%; with 50% employer match about $229,643 at 4% or $153,095 at 6%; with 100% employer match about $172,232 at 4% or $114,821 at 6%.
Nott Company Employee Stock Ownership Plan and Trust-130$44,004,158$1,300,000$10,000iApproximate average salary by contribution assumption: employee only about $250,000 at 4% or $166,667 at 6%; with 50% employer match about $166,667 at 4% or $111,111 at 6%; with 100% employer match about $125,000 at 4% or $83,333 at 6%.
Nott Company Retirement Savings Plan and Trust-141$6,267,188$711,671$5,047iApproximate average salary by contribution assumption: employee only about $126,183 at 4% or $84,122 at 6%; with 50% employer match about $84,122 at 4% or $56,081 at 6%; with 100% employer match about $63,091 at 4% or $42,061 at 6%.
Medical Benefit Plan of Nott Co-127---
Delta Dental Plan of Mn-126---
Nott Company Group Life & Disability Plan-146---
Nott Company Group Disability Plan-138---
20076178$52,057,286$2,324,741$13,060iApproximate average salary by contribution assumption: employee only about $326,509 at 4% or $217,672 at 6%; with 50% employer match about $217,672 at 4% or $145,115 at 6%; with 100% employer match about $163,254 at 4% or $108,836 at 6%.
Nott Company Employee Stock Ownership Plan and Trust-120$43,377,930$1,595,000$13,292iApproximate average salary by contribution assumption: employee only about $332,292 at 4% or $221,528 at 6%; with 50% employer match about $221,528 at 4% or $147,685 at 6%; with 100% employer match about $166,146 at 4% or $110,764 at 6%.
Nott Company Retirement Savings Plan and Trust-177$8,679,356$729,741$4,123iApproximate average salary by contribution assumption: employee only about $103,071 at 4% or $68,714 at 6%; with 50% employer match about $68,714 at 4% or $45,809 at 6%; with 100% employer match about $51,535 at 4% or $34,357 at 6%.
Nott Company Group Life & Disability Plan-178---
Nott Company Group Disability Plan-130---
Medical Benefit Plan of Nott Co-139---
Delta Dental Plan of Mn-149---
20066143$42,989,761$2,239,500$15,661iApproximate average salary by contribution assumption: employee only about $391,521 at 4% or $261,014 at 6%; with 50% employer match about $261,014 at 4% or $174,009 at 6%; with 100% employer match about $195,760 at 4% or $130,507 at 6%.
Nott Company Employee Stock Ownership Plan and Trust-120$33,800,698$1,548,000$12,900iApproximate average salary by contribution assumption: employee only about $322,500 at 4% or $215,000 at 6%; with 50% employer match about $215,000 at 4% or $143,333 at 6%; with 100% employer match about $161,250 at 4% or $107,500 at 6%.
Nott Company Retirement Savings Plan and Trust-140$9,189,063$691,500$4,939iApproximate average salary by contribution assumption: employee only about $123,482 at 4% or $82,321 at 6%; with 50% employer match about $82,321 at 4% or $54,881 at 6%; with 100% employer match about $61,741 at 4% or $41,161 at 6%.
Medical Benefit Plan of Nott Co-122---
Nott Company Group Life & Disability Plan-143---
Nott Company Group Disability Plan-133---
Delta Dental Plan of Mn-127---
20056143$35,244,371$2,001,661$13,998iApproximate average salary by contribution assumption: employee only about $349,941 at 4% or $233,294 at 6%; with 50% employer match about $233,294 at 4% or $155,529 at 6%; with 100% employer match about $174,970 at 4% or $116,647 at 6%.
Nott Company Employee Stock Ownership Plan and Trust-123$26,736,048$1,400,000$11,382iApproximate average salary by contribution assumption: employee only about $284,553 at 4% or $189,702 at 6%; with 50% employer match about $189,702 at 4% or $126,468 at 6%; with 100% employer match about $142,276 at 4% or $94,851 at 6%.
Nott Company Retirement Savings Plan and Trust-143$8,508,323$601,661$4,207iApproximate average salary by contribution assumption: employee only about $105,185 at 4% or $70,124 at 6%; with 50% employer match about $70,124 at 4% or $46,749 at 6%; with 100% employer match about $52,593 at 4% or $35,062 at 6%.
Medical Benefit Plan of Nott Co-122---
Nott Company Group Life & Disability Plan-142---
Nott Company Group Disability Plan-134---
Delta Dental Plan of Mn-128---
20048140$26,277,171$1,973,204$14,094iApproximate average salary by contribution assumption: employee only about $352,358 at 4% or $234,905 at 6%; with 50% employer match about $234,905 at 4% or $156,603 at 6%; with 100% employer match about $176,179 at 4% or $117,453 at 6%.
Nott Company Employee Stock Ownership Plan and Trust-129$19,590,012$1,391,723$10,789iApproximate average salary by contribution assumption: employee only about $269,714 at 4% or $179,809 at 6%; with 50% employer match about $179,809 at 4% or $119,873 at 6%; with 100% employer match about $134,857 at 4% or $89,905 at 6%.
Nott Company Retirement Savings Plan and Trust-140$6,687,159$581,481$4,153iApproximate average salary by contribution assumption: employee only about $103,836 at 4% or $69,224 at 6%; with 50% employer match about $69,224 at 4% or $46,149 at 6%; with 100% employer match about $51,918 at 4% or $34,612 at 6%.
Medical Benefit Plan of Nott Co-115---
Nott Company Group Life & Disability Plan-140---
Nott Company Group Life & Disability Plan-140---
Nott Company Group Disability Plan-138---
Nott Company Group Disability Plan-132---
Delta Dental Plan of Mn-125---
20036140$20,768,904$1,389,744$9,927iApproximate average salary by contribution assumption: employee only about $248,169 at 4% or $165,446 at 6%; with 50% employer match about $165,446 at 4% or $110,297 at 6%; with 100% employer match about $124,084 at 4% or $82,723 at 6%.
Delta Dental Plan of Mn-120---
20026118$16,727,647$1,486,559$12,598iApproximate average salary by contribution assumption: employee only about $314,949 at 4% or $209,966 at 6%; with 50% employer match about $209,966 at 4% or $139,977 at 6%; with 100% employer match about $157,474 at 4% or $104,983 at 6%.
20016108$5,086,420$385,938$3,574iApproximate average salary by contribution assumption: employee only about $89,338 at 4% or $59,558 at 6%; with 50% employer match about $59,558 at 4% or $39,706 at 6%; with 100% employer match about $44,669 at 4% or $29,779 at 6%.
20006133$0$0-
19995166$13,010,636$591,957$3,566iApproximate average salary by contribution assumption: employee only about $89,150 at 4% or $59,433 at 6%; with 50% employer match about $59,433 at 4% or $39,622 at 6%; with 100% employer match about $44,575 at 4% or $29,717 at 6%.