Civic Intelligence

Point of Beginning Inc.

Plan context: Point of Beginning Inc. 401(K) Plan

EIN 39-2021435 • Stevens Point, WI • 11 filings • 2 plans

4941 Kirschling CourtStevens Point, WI 54481
Current Snapshot

Latest Year

2025

2025 Participants

37

2025 Assets

$3,193,480

2025 Contributions

$372,372

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$4,033,627$2,016,814$0201720212025YearValue
$3,193,480Latest year 2025

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

40200201720212025YearValue
37Latest year 2025

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
2025137$3,193,480$372,372$10,064iApproximate average salary by contribution assumption: employee only about $251,603 at 4% or $167,735 at 6%; with 50% employer match about $167,735 at 4% or $111,823 at 6%; with 100% employer match about $125,801 at 4% or $83,868 at 6%.
Point of Beginning Inc. 401(K) Plan-37$3,193,480$372,372$10,064iApproximate average salary by contribution assumption: employee only about $251,603 at 4% or $167,735 at 6%; with 50% employer match about $167,735 at 4% or $111,823 at 6%; with 100% employer match about $125,801 at 4% or $83,868 at 6%.
2024240$4,033,627$890,245$22,256iApproximate average salary by contribution assumption: employee only about $556,403 at 4% or $370,935 at 6%; with 50% employer match about $370,935 at 4% or $247,290 at 6%; with 100% employer match about $278,202 at 4% or $185,468 at 6%.
Point of Beginning Inc. 401(K) Plan-33$2,393,627$349,713$10,597iApproximate average salary by contribution assumption: employee only about $264,934 at 4% or $176,623 at 6%; with 50% employer match about $176,623 at 4% or $117,748 at 6%; with 100% employer match about $132,467 at 4% or $88,311 at 6%.
Point of Beginning Inc. Employee Stock Ownership Plan-40$1,640,000$540,532$13,513iApproximate average salary by contribution assumption: employee only about $337,833 at 4% or $225,222 at 6%; with 50% employer match about $225,222 at 4% or $150,148 at 6%; with 100% employer match about $168,916 at 4% or $112,611 at 6%.
2023239$2,470,301$1,024,756$26,276iApproximate average salary by contribution assumption: employee only about $656,895 at 4% or $437,930 at 6%; with 50% employer match about $437,930 at 4% or $291,953 at 6%; with 100% employer match about $328,447 at 4% or $218,965 at 6%.
Point of Beginning Inc. 401(K) Plan-34$1,836,480$299,736$8,816iApproximate average salary by contribution assumption: employee only about $220,394 at 4% or $146,929 at 6%; with 50% employer match about $146,929 at 4% or $97,953 at 6%; with 100% employer match about $110,197 at 4% or $73,465 at 6%.
Point of Beginning Inc. Employee Stock Ownership Plan-39$633,821$725,020$18,590iApproximate average salary by contribution assumption: employee only about $464,756 at 4% or $309,838 at 6%; with 50% employer match about $309,838 at 4% or $206,558 at 6%; with 100% employer match about $232,378 at 4% or $154,919 at 6%.
2022133$1,414,831$284,253$8,614iApproximate average salary by contribution assumption: employee only about $215,343 at 4% or $143,562 at 6%; with 50% employer match about $143,562 at 4% or $95,708 at 6%; with 100% employer match about $107,672 at 4% or $71,781 at 6%.
Point of Beginning Inc. 401(K) Plan-33$1,414,831$284,253$8,614iApproximate average salary by contribution assumption: employee only about $215,343 at 4% or $143,562 at 6%; with 50% employer match about $143,562 at 4% or $95,708 at 6%; with 100% employer match about $107,672 at 4% or $71,781 at 6%.
2021129$1,395,578$270,860$9,340iApproximate average salary by contribution assumption: employee only about $233,500 at 4% or $155,667 at 6%; with 50% employer match about $155,667 at 4% or $103,778 at 6%; with 100% employer match about $116,750 at 4% or $77,833 at 6%.
Point of Beginning Inc. 401(K) Plan-29$1,395,578$270,860$9,340iApproximate average salary by contribution assumption: employee only about $233,500 at 4% or $155,667 at 6%; with 50% employer match about $155,667 at 4% or $103,778 at 6%; with 100% employer match about $116,750 at 4% or $77,833 at 6%.
2020126$943,197$224,781$8,645iApproximate average salary by contribution assumption: employee only about $216,136 at 4% or $144,090 at 6%; with 50% employer match about $144,090 at 4% or $96,060 at 6%; with 100% employer match about $108,068 at 4% or $72,045 at 6%.
Point of Beginning Inc. 401(K) Plan-26$943,197$224,781$8,645iApproximate average salary by contribution assumption: employee only about $216,136 at 4% or $144,090 at 6%; with 50% employer match about $144,090 at 4% or $96,060 at 6%; with 100% employer match about $108,068 at 4% or $72,045 at 6%.
2019122$603,694$215,539$9,797iApproximate average salary by contribution assumption: employee only about $244,931 at 4% or $163,287 at 6%; with 50% employer match about $163,287 at 4% or $108,858 at 6%; with 100% employer match about $122,465 at 4% or $81,644 at 6%.
Point of Beginning Inc. 401(K) Plan-22$603,694$215,539$9,797iApproximate average salary by contribution assumption: employee only about $244,931 at 4% or $163,287 at 6%; with 50% employer match about $163,287 at 4% or $108,858 at 6%; with 100% employer match about $122,465 at 4% or $81,644 at 6%.
2018122$313,449$178,702$8,123iApproximate average salary by contribution assumption: employee only about $203,070 at 4% or $135,380 at 6%; with 50% employer match about $135,380 at 4% or $90,254 at 6%; with 100% employer match about $101,535 at 4% or $67,690 at 6%.
Point of Beginning Inc. 401(K) Plan-22$313,449$178,702$8,123iApproximate average salary by contribution assumption: employee only about $203,070 at 4% or $135,380 at 6%; with 50% employer match about $135,380 at 4% or $90,254 at 6%; with 100% employer match about $101,535 at 4% or $67,690 at 6%.
2017122$164,760$156,306$7,105iApproximate average salary by contribution assumption: employee only about $177,620 at 4% or $118,414 at 6%; with 50% employer match about $118,414 at 4% or $78,942 at 6%; with 100% employer match about $88,810 at 4% or $59,207 at 6%.
Point of Beginning Inc. 401(K) Plan-22$164,760$156,306$7,105iApproximate average salary by contribution assumption: employee only about $177,620 at 4% or $118,414 at 6%; with 50% employer match about $118,414 at 4% or $78,942 at 6%; with 100% employer match about $88,810 at 4% or $59,207 at 6%.