Lactalis American Group Inc
Plan context: Lactalis American Group Inc. Retirement Plan
EIN 39-1429105 • 76 filings • 10 plans
Current Snapshot
Latest Year
2024
2024 Participants
1,818
2024 Assets
$202,000,802
2024 Contributions
$18,946,092
Historical Graphs
Total Assets Over Time
Aggregate end-of-year assets by filing year, excluding zero-asset years
Participants Over Time
Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans
Company Timeline
Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.
| Year / Filing | Filings | Participants | Assets | Contributions | Contrib./Participant |
|---|---|---|---|---|---|
| 2024 | 1 | 1,818 | $202,000,802 | $18,946,092 | $10,421iApproximate average salary by contribution assumption: employee only about $260,535 at 4% or $173,690 at 6%; with 50% employer match about $173,690 at 4% or $115,793 at 6%; with 100% employer match about $130,267 at 4% or $86,845 at 6%. |
| Lactalis American Group Inc. Retirement Plan | - | 1,818 | $202,000,802 | $18,946,092 | $10,421iApproximate average salary by contribution assumption: employee only about $260,535 at 4% or $173,690 at 6%; with 50% employer match about $173,690 at 4% or $115,793 at 6%; with 100% employer match about $130,267 at 4% or $86,845 at 6%. |
| 2023 | 3 | 1,726 | $182,157,612 | $15,818,236 | $9,165iApproximate average salary by contribution assumption: employee only about $229,117 at 4% or $152,745 at 6%; with 50% employer match about $152,745 at 4% or $101,830 at 6%; with 100% employer match about $114,558 at 4% or $76,372 at 6%. |
| Lactalis American Group Inc. Retirement Plan | - | 1,726 | $182,157,612 | $15,818,236 | $9,165iApproximate average salary by contribution assumption: employee only about $229,117 at 4% or $152,745 at 6%; with 50% employer match about $152,745 at 4% or $101,830 at 6%; with 100% employer match about $114,558 at 4% or $76,372 at 6%. |
| Lactalis American Group Inc. & Subs. Pre-Tax Welfare Benefit Plan | - | 912 | - | - | - |
| Lactalis American Group Inc. and Subsidiaries Post-Tax Welfare Benefit Plan | - | 0 | - | - | - |
| 2022 | 3 | 3,491 | $158,006,669 | $14,123,932 | $4,046iApproximate average salary by contribution assumption: employee only about $101,145 at 4% or $67,430 at 6%; with 50% employer match about $67,430 at 4% or $44,953 at 6%; with 100% employer match about $50,573 at 4% or $33,715 at 6%. |
| Lactalis American Group Inc. Retirement Plan | - | 1,582 | $158,006,669 | $14,123,932 | $8,928iApproximate average salary by contribution assumption: employee only about $223,197 at 4% or $148,798 at 6%; with 50% employer match about $148,798 at 4% or $99,199 at 6%; with 100% employer match about $111,599 at 4% or $74,399 at 6%. |
| Lactalis American Group Inc. & Subs. Pre-Tax Welfare Benefit Plan | - | 500 | - | - | - |
| Lactalis American Group Inc. and Subsidiaries Post-Tax Welfare Benefit Plan | - | 3,491 | - | - | - |
| 2021 | 3 | 1,625 | $190,198,745 | $12,336,119 | $7,591iApproximate average salary by contribution assumption: employee only about $189,786 at 4% or $126,524 at 6%; with 50% employer match about $126,524 at 4% or $84,350 at 6%; with 100% employer match about $94,893 at 4% or $63,262 at 6%. |
| Lactalis American Group Inc. Retirement Plan | - | 1,374 | $190,198,745 | $12,336,119 | $8,978iApproximate average salary by contribution assumption: employee only about $224,456 at 4% or $149,638 at 6%; with 50% employer match about $149,638 at 4% or $99,758 at 6%; with 100% employer match about $112,228 at 4% or $74,819 at 6%. |
| Lactalis American Group Inc. and Subsidiaries Post-Tax Welfare Benefit Plan | - | 1,625 | - | - | - |
| Lactalis American Group Inc. & Subs. Pre-Tax Welfare Benefit Plan | - | 1,403 | - | - | - |
| 2020 | 3 | 1,775 | $170,065,340 | $12,261,952 | $6,908iApproximate average salary by contribution assumption: employee only about $172,704 at 4% or $115,136 at 6%; with 50% employer match about $115,136 at 4% or $76,757 at 6%; with 100% employer match about $86,352 at 4% or $57,568 at 6%. |
| Lactalis American Group Inc. Retirement Plan | - | 1,431 | $170,065,340 | $12,261,952 | $8,569iApproximate average salary by contribution assumption: employee only about $214,220 at 4% or $142,813 at 6%; with 50% employer match about $142,813 at 4% or $95,209 at 6%; with 100% employer match about $107,110 at 4% or $71,407 at 6%. |
| Lactalis American Group Inc. and Subsidiaries Post-Tax Welfare Benefit Plan | - | 1,775 | - | - | - |
| Lactalis American Group Inc. & Subs. Pre-Tax Welfare Benefit Plan | - | 1,386 | - | - | - |
| 2019 | 3 | 1,780 | $145,903,748 | $11,347,938 | $6,375iApproximate average salary by contribution assumption: employee only about $159,381 at 4% or $106,254 at 6%; with 50% employer match about $106,254 at 4% or $70,836 at 6%; with 100% employer match about $79,691 at 4% or $53,127 at 6%. |
| Lactalis American Group Inc. Retirement Plan | - | 1,378 | $145,903,748 | $11,347,938 | $8,235iApproximate average salary by contribution assumption: employee only about $205,877 at 4% or $137,251 at 6%; with 50% employer match about $137,251 at 4% or $91,501 at 6%; with 100% employer match about $102,938 at 4% or $68,626 at 6%. |
| Lactalis American Group Inc. & Subs. Pre-Tax Welfare Benefit Plan | - | 1,320 | - | - | - |
| Lactalis American Group Inc. and Subsidiaries Post-Tax Welfare Benefit Plan | - | 1,780 | - | - | - |
| 2018 | 3 | 1,484 | $121,724,166 | $10,076,768 | $6,790iApproximate average salary by contribution assumption: employee only about $169,757 at 4% or $113,171 at 6%; with 50% employer match about $113,171 at 4% or $75,447 at 6%; with 100% employer match about $84,878 at 4% or $56,586 at 6%. |
| Lactalis American Group Inc. Retirement Plan | - | 1,349 | $121,724,166 | $10,076,768 | $7,470iApproximate average salary by contribution assumption: employee only about $186,745 at 4% or $124,497 at 6%; with 50% employer match about $124,497 at 4% or $82,998 at 6%; with 100% employer match about $93,373 at 4% or $62,248 at 6%. |
| Lactalis American Group Inc. & Subs. Pre-Tax Welfare Benefit Plan | - | 1,254 | - | - | - |
| Lactalis American Group Inc. and Subsidiaries Post-Tax Welfare Benefit Plan | - | 1,484 | - | - | - |
| 2017 | 3 | 1,498 | $123,706,323 | $9,489,564 | $6,335iApproximate average salary by contribution assumption: employee only about $158,371 at 4% or $105,580 at 6%; with 50% employer match about $105,580 at 4% or $70,387 at 6%; with 100% employer match about $79,185 at 4% or $52,790 at 6%. |
| Lactalis American Group Inc. Retirement Plan | - | 1,328 | $123,706,323 | $9,489,564 | $7,146iApproximate average salary by contribution assumption: employee only about $178,644 at 4% or $119,096 at 6%; with 50% employer match about $119,096 at 4% or $79,397 at 6%; with 100% employer match about $89,322 at 4% or $59,548 at 6%. |
| Lactalis American Group Inc. & Subs. Pre-Tax Welfare Benefit Plan | - | 1,268 | - | - | - |
| Lactalis American Group Inc. and Subsidiaries Post-Tax Welfare Benefit Plan | - | 1,498 | - | - | - |
| 2016 | 3 | 1,475 | $106,262,388 | $8,770,404 | $5,946iApproximate average salary by contribution assumption: employee only about $148,651 at 4% or $99,101 at 6%; with 50% employer match about $99,101 at 4% or $66,067 at 6%; with 100% employer match about $74,325 at 4% or $49,550 at 6%. |
| Lactalis American Group Inc. Retirement Plan | - | 1,321 | $106,262,388 | $8,770,404 | $6,639iApproximate average salary by contribution assumption: employee only about $165,980 at 4% or $110,654 at 6%; with 50% employer match about $110,654 at 4% or $73,769 at 6%; with 100% employer match about $82,990 at 4% or $55,327 at 6%. |
| Lactalis American Group Inc. and Subsidiaries Post-Tax Welfare Benefit Plan | - | 1,475 | - | - | - |
| Lactalis American Group Inc. & Subs. Pre-Tax Welfare Benefit Plan | - | 1,311 | - | - | - |
| 2015 | 3 | 1,473 | $97,850,659 | $8,375,860 | $5,686iApproximate average salary by contribution assumption: employee only about $142,156 at 4% or $94,771 at 6%; with 50% employer match about $94,771 at 4% or $63,181 at 6%; with 100% employer match about $71,078 at 4% or $47,385 at 6%. |
| Lactalis American Group Inc. Retirement Plan | - | 1,328 | $97,850,659 | $8,375,860 | $6,307iApproximate average salary by contribution assumption: employee only about $157,678 at 4% or $105,119 at 6%; with 50% employer match about $105,119 at 4% or $70,079 at 6%; with 100% employer match about $78,839 at 4% or $52,559 at 6%. |
| Lactalis American Group Inc. and Subsidiaries Post-Tax Welfare Benefit Plan | - | 1,473 | - | - | - |
| Lactalis American Group Inc. & Subs. Pre-Tax Welfare Benefit Plan | - | 1,376 | - | - | - |
| 2014 | 3 | 1,491 | $96,602,458 | $7,483,754 | $5,019iApproximate average salary by contribution assumption: employee only about $125,482 at 4% or $83,655 at 6%; with 50% employer match about $83,655 at 4% or $55,770 at 6%; with 100% employer match about $62,741 at 4% or $41,827 at 6%. |
| Lactalis American Group Inc. Retirement Plan | - | 1,368 | $96,602,458 | $7,483,754 | $5,471iApproximate average salary by contribution assumption: employee only about $136,765 at 4% or $91,176 at 6%; with 50% employer match about $91,176 at 4% or $60,784 at 6%; with 100% employer match about $68,382 at 4% or $45,588 at 6%. |
| Lactalis American Group Inc. & Subs. Pre-Tax Welfare Benefit Plan | - | 1,383 | - | - | - |
| Lactalis American Group Inc. and Subsidiaries Post-Tax Welfare Benefit Plan | - | 1,491 | - | - | - |
| 2013 | 3 | 1,489 | $91,383,297 | $7,805,841 | $5,242iApproximate average salary by contribution assumption: employee only about $131,058 at 4% or $87,372 at 6%; with 50% employer match about $87,372 at 4% or $58,248 at 6%; with 100% employer match about $65,529 at 4% or $43,686 at 6%. |
| Lactalis American Group Inc. Retirement Plan | - | 1,337 | $91,383,297 | $7,805,841 | $5,838iApproximate average salary by contribution assumption: employee only about $145,958 at 4% or $97,305 at 6%; with 50% employer match about $97,305 at 4% or $64,870 at 6%; with 100% employer match about $72,979 at 4% or $48,653 at 6%. |
| Lactalis American Group Inc. & Subs. Pre-Tax Welfare Benefit Plan | - | 1,353 | - | - | - |
| Lactalis American Group Inc. and Subsidiaries Post-Tax Welfare Benefit Plan | - | 1,489 | - | - | - |
| 2012 | 3 | 1,526 | $77,553,155 | $7,586,079 | $4,971iApproximate average salary by contribution assumption: employee only about $124,280 at 4% or $82,854 at 6%; with 50% employer match about $82,854 at 4% or $55,236 at 6%; with 100% employer match about $62,140 at 4% or $41,427 at 6%. |
| Lactalis American Group Inc. Retirement Plan | - | 1,455 | $77,553,155 | $7,586,079 | $5,214iApproximate average salary by contribution assumption: employee only about $130,345 at 4% or $86,897 at 6%; with 50% employer match about $86,897 at 4% or $57,931 at 6%; with 100% employer match about $65,173 at 4% or $43,448 at 6%. |
| Lactalis American Group Inc. and Subsidiaries Post-Tax Welfare Benefit Plan | - | 1,526 | - | - | - |
| Lactalis American Group Inc. & Subs. Pre-Tax Welfare Benefit Plan | - | 1,321 | - | - | - |
| 2011 | 3 | 1,580 | $67,434,304 | $7,496,869 | $4,745iApproximate average salary by contribution assumption: employee only about $118,621 at 4% or $79,081 at 6%; with 50% employer match about $79,081 at 4% or $52,721 at 6%; with 100% employer match about $59,311 at 4% or $39,540 at 6%. |
| Lactalis American Group Inc. Retirement Plan | - | 1,476 | $67,434,304 | $7,496,869 | $5,079iApproximate average salary by contribution assumption: employee only about $126,979 at 4% or $84,653 at 6%; with 50% employer match about $84,653 at 4% or $56,435 at 6%; with 100% employer match about $63,490 at 4% or $42,326 at 6%. |
| Lactalis American Group Inc. & Subs. Pre-Tax Welfare Benefit Plan | - | 1,327 | - | - | - |
| Lactalis American Group Inc. and Subsidiaries Post-Tax Welfare Benefit Plan | - | 1,580 | - | - | - |
| 2010 | 3 | 1,580 | $65,903,653 | $6,928,670 | $4,385iApproximate average salary by contribution assumption: employee only about $109,631 at 4% or $73,087 at 6%; with 50% employer match about $73,087 at 4% or $48,725 at 6%; with 100% employer match about $54,815 at 4% or $36,544 at 6%. |
| Lactalis American Group Inc. Retirement Plan | - | 1,418 | $65,903,653 | $6,928,670 | $4,886iApproximate average salary by contribution assumption: employee only about $122,156 at 4% or $81,437 at 6%; with 50% employer match about $81,437 at 4% or $54,291 at 6%; with 100% employer match about $61,078 at 4% or $40,719 at 6%. |
| Lactalis American Group Inc. and Subsidiaries Post-Tax Welfare Benefit Plan | - | 1,580 | - | - | - |
| Lactalis American Group Inc. & Subs. Pre-Tax Welfare Benefit Plan | - | 1,296 | - | - | - |
| 2009 | 3 | 1,580 | $54,799,037 | $6,752,067 | $4,273iApproximate average salary by contribution assumption: employee only about $106,837 at 4% or $71,224 at 6%; with 50% employer match about $71,224 at 4% or $47,483 at 6%; with 100% employer match about $53,418 at 4% or $35,612 at 6%. |
| Lactalis American Group Inc. Retirement Plan | - | 1,420 | $54,799,037 | $6,752,067 | $4,755iApproximate average salary by contribution assumption: employee only about $118,874 at 4% or $79,250 at 6%; with 50% employer match about $79,250 at 4% or $52,833 at 6%; with 100% employer match about $59,437 at 4% or $39,625 at 6%. |
| Lactalis American Group Inc. & Subs. Pre-Tax Welfare Benefit Plan | - | 1,259 | - | - | - |
| Lactalis American Group Inc. and Subsidiaries Post-Tax Welfare Benefit Plan | - | 1,580 | - | - | - |
| 2008 | 3 | 1,339 | $39,807,964 | $6,624,853 | $4,948iApproximate average salary by contribution assumption: employee only about $123,690 at 4% or $82,460 at 6%; with 50% employer match about $82,460 at 4% or $54,973 at 6%; with 100% employer match about $61,845 at 4% or $41,230 at 6%. |
| Lactalis American Group Inc. Retirement Plan | - | 1,339 | $39,807,964 | $6,624,853 | $4,948iApproximate average salary by contribution assumption: employee only about $123,690 at 4% or $82,460 at 6%; with 50% employer match about $82,460 at 4% or $54,973 at 6%; with 100% employer match about $61,845 at 4% or $41,230 at 6%. |
| Lactalis American Group Inc. & Subs. Pre-Tax Welfare Benefit Plan | - | 1,218 | - | - | - |
| Lactalis American Group Inc. and Subsidiaries Post-Tax Welfare Benefit Plan | - | 1,289 | - | - | - |
| 2007 | 3 | 1,270 | $50,524,620 | $6,279,924 | $4,945iApproximate average salary by contribution assumption: employee only about $123,621 at 4% or $82,414 at 6%; with 50% employer match about $82,414 at 4% or $54,942 at 6%; with 100% employer match about $61,810 at 4% or $41,207 at 6%. |
| Lactalis American Group Inc. Retirement Plan | - | 1,270 | $50,524,620 | $6,279,924 | $4,945iApproximate average salary by contribution assumption: employee only about $123,621 at 4% or $82,414 at 6%; with 50% employer match about $82,414 at 4% or $54,942 at 6%; with 100% employer match about $61,810 at 4% or $41,207 at 6%. |
| Lactalis American Group Inc. and Subsidiaries Post-Tax Welfare Benefit Plan | - | 1,249 | - | - | - |
| Lactalis American Group Inc. & Subs. Pre-Tax Welfare Benefit Plan | - | 1,144 | - | - | - |
| 2006 | 4 | 1,271 | $45,088,631 | $5,472,542 | $4,306iApproximate average salary by contribution assumption: employee only about $107,642 at 4% or $71,762 at 6%; with 50% employer match about $71,762 at 4% or $47,841 at 6%; with 100% employer match about $53,821 at 4% or $35,881 at 6%. |
| Lactalis American Group Inc. Retirement Plan | - | 1,167 | $45,088,631 | $4,773,960 | $4,091iApproximate average salary by contribution assumption: employee only about $102,270 at 4% or $68,180 at 6%; with 50% employer match about $68,180 at 4% or $45,453 at 6%; with 100% employer match about $51,135 at 4% or $34,090 at 6%. |
| Lactalis American Group Inc. & Subs. Pre-Tax Welfare Benefit Plan | - | 1,253 | - | - | - |
| Lactalis American Group Inc. and Subsidiaries Post-Tax Welfare Benefit Plan | - | 1,271 | - | - | - |
| Besnier America 401K Profit Sharing Plan and Trust | - | 0 | - | $698,582 | - |
| 2005 | 3 | 1,285 | $4,695,046 | $825,465 | $642iApproximate average salary by contribution assumption: employee only about $16,060 at 4% or $10,706 at 6%; with 50% employer match about $10,706 at 4% or $7,138 at 6%; with 100% employer match about $8,030 at 4% or $5,353 at 6%. |
| Besnier America 401K Profit Sharing Plan and Trust | - | 180 | $4,695,046 | $825,465 | $4,586iApproximate average salary by contribution assumption: employee only about $114,648 at 4% or $76,432 at 6%; with 50% employer match about $76,432 at 4% or $50,955 at 6%; with 100% employer match about $57,324 at 4% or $38,216 at 6%. |
| Lactalis American Group Inc. & Subs. Pre-Tax Welfare Benefit Plan | - | 1,285 | - | - | - |
| Lactalis American Group Inc. and Subsidiaries Post-Tax Welfare Benefit Plan | - | 1,285 | - | - | - |
| 2004 | 4 | 1,335 | $7,790,576 | $1,418,906 | $1,063iApproximate average salary by contribution assumption: employee only about $26,571 at 4% or $17,714 at 6%; with 50% employer match about $17,714 at 4% or $11,809 at 6%; with 100% employer match about $13,286 at 4% or $8,857 at 6%. |
| Lactalis American Group Inc. Retirement Plan | - | 170 | $3,895,288 | $709,453 | $4,173iApproximate average salary by contribution assumption: employee only about $104,331 at 4% or $69,554 at 6%; with 50% employer match about $69,554 at 4% or $46,369 at 6%; with 100% employer match about $52,166 at 4% or $34,777 at 6%. |
| Besnier America 401K Profit Sharing Plan and Trust | - | 170 | $3,895,288 | $709,453 | $4,173iApproximate average salary by contribution assumption: employee only about $104,331 at 4% or $69,554 at 6%; with 50% employer match about $69,554 at 4% or $46,369 at 6%; with 100% employer match about $52,166 at 4% or $34,777 at 6%. |
| Lactalis American Group Inc. & Subs. Pre-Tax Welfare Benefit Plan | - | 1,335 | - | - | - |
| Lactalis American Group Inc. and Subsidiaries Post-Tax Welfare Benefit Plan | - | 1,335 | - | - | - |
| 2003 | 3 | 1,312 | $3,117,792 | $562,012 | $428iApproximate average salary by contribution assumption: employee only about $10,709 at 4% or $7,139 at 6%; with 50% employer match about $7,139 at 4% or $4,760 at 6%; with 100% employer match about $5,355 at 4% or $3,570 at 6%. |
| Besnier America 401K Profit Sharing Plan and Trust | - | 186 | $3,117,792 | $562,012 | $3,022iApproximate average salary by contribution assumption: employee only about $75,539 at 4% or $50,359 at 6%; with 50% employer match about $50,359 at 4% or $33,573 at 6%; with 100% employer match about $37,770 at 4% or $25,180 at 6%. |
| Lactalis American Group Inc. & Subs. Pre-Tax Welfare Benefit Plan | - | 1,312 | - | - | - |
| Lactalis American Group Inc. and Subsidiaries Post-Tax Welfare Benefit Plan | - | 1,312 | - | - | - |
| 2002 | 3 | 1,396 | $2,227,351 | $469,273 | $336iApproximate average salary by contribution assumption: employee only about $8,404 at 4% or $5,603 at 6%; with 50% employer match about $5,603 at 4% or $3,735 at 6%; with 100% employer match about $4,202 at 4% or $2,801 at 6%. |
| Besnier America 401K Profit Sharing Plan and Trust | - | 156 | $2,227,351 | $469,273 | $3,008iApproximate average salary by contribution assumption: employee only about $75,204 at 4% or $50,136 at 6%; with 50% employer match about $50,136 at 4% or $33,424 at 6%; with 100% employer match about $37,602 at 4% or $25,068 at 6%. |
| Lactalis American Group Inc. & Subs. Pre-Tax Welfare Benefit Plan | - | 1,396 | - | - | - |
| Lactalis American Group Inc. and Subsidiaries Post-Tax Welfare Benefit Plan | - | 1,396 | - | - | - |
| 2001 | 3 | 1,309 | $2,251,502 | $294,945 | $225iApproximate average salary by contribution assumption: employee only about $5,633 at 4% or $3,755 at 6%; with 50% employer match about $3,755 at 4% or $2,504 at 6%; with 100% employer match about $2,817 at 4% or $1,878 at 6%. |
| Besnier America 401K Profit Sharing Plan and Trust | - | 145 | $2,251,502 | $294,945 | $2,034iApproximate average salary by contribution assumption: employee only about $50,853 at 4% or $33,902 at 6%; with 50% employer match about $33,902 at 4% or $22,601 at 6%; with 100% employer match about $25,426 at 4% or $16,951 at 6%. |
| Lactalis American Group Inc. & Subs. Pre-Tax Welfare Benefit Plan | - | 1,309 | - | - | - |
| Lactalis American Group Inc. and Subsidiaries Post-Tax Welfare Benefit Plan | - | 1,309 | - | - | - |
| 2000 | 3 | 1,692 | $2,244,176 | $188,796 | $112iApproximate average salary by contribution assumption: employee only about $2,790 at 4% or $1,860 at 6%; with 50% employer match about $1,860 at 4% or $1,240 at 6%; with 100% employer match about $1,395 at 4% or $930 at 6%. |
| Besnier America 401K Profit Sharing Plan and Trust | - | 130 | $2,244,176 | $188,796 | $1,452iApproximate average salary by contribution assumption: employee only about $36,307 at 4% or $24,205 at 6%; with 50% employer match about $24,205 at 4% or $16,136 at 6%; with 100% employer match about $18,153 at 4% or $12,102 at 6%. |
| Lactalis American Group Inc. and Subsidiaries Post-Tax Welfare Benefit Plan | - | 1,692 | - | - | - |
| Lactalis American Group Inc. & Subs. Pre-Tax Welfare Benefit Plan | - | 1,692 | - | - | - |
| 1999 | 1 | 122 | $2,660,256 | $199,072 | $1,632iApproximate average salary by contribution assumption: employee only about $40,793 at 4% or $27,196 at 6%; with 50% employer match about $27,196 at 4% or $18,130 at 6%; with 100% employer match about $20,397 at 4% or $13,598 at 6%. |
| Besnier America 401K Profit Sharing Plan and Trust | - | 122 | $2,660,256 | $199,072 | $1,632iApproximate average salary by contribution assumption: employee only about $40,793 at 4% or $27,196 at 6%; with 50% employer match about $27,196 at 4% or $18,130 at 6%; with 100% employer match about $20,397 at 4% or $13,598 at 6%. |