Civic Intelligence

Wisconsin Manufacturers & Commerce Inc.

Plan context: Wisconsin Manufacturers & Commerce Retirement Savings Plan

EIN 39-1233219 • Madison, WI • 152 filings • 30 plans

501 E Washington AvenueMadison, WI 53703
Current Snapshot

Latest Year

2025

2025 Participants

550

2025 Assets

$7,991,744

2025 Contributions

$524,875

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$9,167,931$4,583,966$0199920122024YearValue
$7,991,744Latest year 2024

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

23,65311,8270199920122025YearValue
550Latest year 2025

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
20252550$0$0-
Wmc Wholesale and Retail Association Health Plan-550---
Wmc Manufacturing Association Health Plan-0---
20243393$7,991,744$524,875$1,336iApproximate average salary by contribution assumption: employee only about $33,389 at 4% or $22,259 at 6%; with 50% employer match about $22,259 at 4% or $14,840 at 6%; with 100% employer match about $16,694 at 4% or $11,130 at 6%.
Wisconsin Manufacturers & Commerce Retirement Savings Plan-52$7,991,744$524,875$10,094iApproximate average salary by contribution assumption: employee only about $252,344 at 4% or $168,229 at 6%; with 50% employer match about $168,229 at 4% or $112,153 at 6%; with 100% employer match about $126,172 at 4% or $84,115 at 6%.
Wmc Wholesale and Retail Association Health Plan-154---
Wmc Manufacturing Association Health Plan-393---
20237367$7,487,908$442,075$1,205iApproximate average salary by contribution assumption: employee only about $30,114 at 4% or $20,076 at 6%; with 50% employer match about $20,076 at 4% or $13,384 at 6%; with 100% employer match about $15,057 at 4% or $10,038 at 6%.
Wisconsin Manufacturers & Commerce Retirement Savings Plan-52$7,487,908$442,075$8,501iApproximate average salary by contribution assumption: employee only about $212,536 at 4% or $141,691 at 6%; with 50% employer match about $141,691 at 4% or $94,460 at 6%; with 100% employer match about $106,268 at 4% or $70,845 at 6%.
Wmc Wholesale and Retail Association Health Plan-135---
Wmc Manufacturing Association Health Plan-367---
Wisconsin Manufacturers & Commerce Inc. Life & Ad&D Plan-0---
Wisconsin Manufacturers & Commerce Inc. Managed Std Plan-0---
Wisconsin Manufacturers & Commerce Inc. Life & Ad&D Plan-0---
Wisc Assoc of Manufacturers & Commerce Long-Term Disability Plan-0---
2022621,057$6,126,065$419,416$20iApproximate average salary by contribution assumption: employee only about $498 at 4% or $332 at 6%; with 50% employer match about $332 at 4% or $221 at 6%; with 100% employer match about $249 at 4% or $166 at 6%.
Wisconsin Manufacturers & Commerce Retirement Savings Plan-53$6,126,065$419,416$7,914iApproximate average salary by contribution assumption: employee only about $197,838 at 4% or $131,892 at 6%; with 50% employer match about $131,892 at 4% or $87,928 at 6%; with 100% employer match about $98,919 at 4% or $65,946 at 6%.
Wmc Wholesale and Retail Association Health Plan-143---
Wmc Manufacturing Association Health Plan-218---
Wisconsin Manufacturers & Commerce Inc. Life & Ad&D Plan-21,057---
Wisc Assoc of Manufacturers & Commerce Long-Term Disability Plan-6,377---
Wisconsin Manufacturers & Commerce Inc. Managed Std Plan-4,984---
2021515,615$7,018,799$403,801$26iApproximate average salary by contribution assumption: employee only about $646 at 4% or $431 at 6%; with 50% employer match about $431 at 4% or $287 at 6%; with 100% employer match about $323 at 4% or $215 at 6%.
Wisconsin Manufacturers & Commerce Retirement Savings Plan-53$7,018,799$403,801$7,619iApproximate average salary by contribution assumption: employee only about $190,472 at 4% or $126,981 at 6%; with 50% employer match about $126,981 at 4% or $84,654 at 6%; with 100% employer match about $95,236 at 4% or $63,491 at 6%.
Wmc Manufacturing Association Health Plan-211---
Wisconsin Manufacturers & Commerce Inc. Life & Ad&D Plan-15,615---
Wisc Assoc of Manufacturers & Commerce Long-Term Disability Plan-6,869---
Wisconsin Manufacturers & Commerce Inc. Managed Std Plan-5,257---
2020417,550$6,176,901$424,210$24iApproximate average salary by contribution assumption: employee only about $604 at 4% or $403 at 6%; with 50% employer match about $403 at 4% or $269 at 6%; with 100% employer match about $302 at 4% or $201 at 6%.
Wisconsin Manufacturers & Commerce Retirement Savings Plan-49$6,176,901$424,210$8,657iApproximate average salary by contribution assumption: employee only about $216,434 at 4% or $144,289 at 6%; with 50% employer match about $144,289 at 4% or $96,193 at 6%; with 100% employer match about $108,217 at 4% or $72,145 at 6%.
Wisconsin Manufacturers & Commerce Inc. Life & Ad&D Plan-17,550---
Wisc Assoc of Manufacturers & Commerce Long-Term Disability Plan-6,368---
Wisconsin Manufacturers & Commerce Inc. Managed Std Plan-5,351---
2019612,979$5,896,207$419,312$32iApproximate average salary by contribution assumption: employee only about $808 at 4% or $538 at 6%; with 50% employer match about $538 at 4% or $359 at 6%; with 100% employer match about $404 at 4% or $269 at 6%.
Wisconsin Manufacturers & Commerce Retirement Savings Plan-59$5,896,207$419,312$7,107iApproximate average salary by contribution assumption: employee only about $177,675 at 4% or $118,450 at 6%; with 50% employer match about $118,450 at 4% or $78,966 at 6%; with 100% employer match about $88,837 at 4% or $59,225 at 6%.
Wisconsin Manufacturers & Commerce Inc. Life & Ad&D Plan-103---
Wisconsin Manufacturers & Commerce Inc. Life & Ad&D Plan-12,979---
Wisc Assoc of Manufacturers & Commerce Long-Term Disability Plan-5,969---
Wisconsin Manufacturers & Commerce Inc. Managed Std Plan-4,889---
Wisconsin Manufacturers & Commerce Inc. Optional Life/Ad&D Plan-0---
2018514,155$6,985,267$466,621$33iApproximate average salary by contribution assumption: employee only about $824 at 4% or $549 at 6%; with 50% employer match about $549 at 4% or $366 at 6%; with 100% employer match about $412 at 4% or $275 at 6%.
Wisconsin Manufacturers & Commerce Retirement Savings Plan-62$6,985,267$466,621$7,526iApproximate average salary by contribution assumption: employee only about $188,154 at 4% or $125,436 at 6%; with 50% employer match about $125,436 at 4% or $83,624 at 6%; with 100% employer match about $94,077 at 4% or $62,718 at 6%.
Wisconsin Manufacturers & Commerce Inc. Life & Ad&D Plan-14,155---
Wisc Assoc of Manufacturers & Commerce Long-Term Disability Plan-8,796---
Wisconsin Manufacturers & Commerce Inc. Managed Std Plan-7,142---
Wisconsin Manufacturers & Commerce Inc. Optional Life/Ad&D Plan-2,037---
2017511,805$7,622,195$462,608$39iApproximate average salary by contribution assumption: employee only about $980 at 4% or $653 at 6%; with 50% employer match about $653 at 4% or $435 at 6%; with 100% employer match about $490 at 4% or $327 at 6%.
Wisconsin Manufacturers & Commerce Retirement Savings Plan-54$7,622,195$462,608$8,567iApproximate average salary by contribution assumption: employee only about $214,170 at 4% or $142,780 at 6%; with 50% employer match about $142,780 at 4% or $95,187 at 6%; with 100% employer match about $107,085 at 4% or $71,390 at 6%.
Wisconsin Manufacturers & Commerce Inc. Life & Ad&D Plan-11,805---
Wisc Assoc of Manufacturers & Commerce Long-Term Disability Plan-8,379---
Wisconsin Manufacturers & Commerce Inc. Managed Std Plan-7,133---
Wisconsin Manufacturers & Commerce Inc. Optional Life/Ad&D Plan-2,125---
2016614,316$6,415,561$2,702,152$189iApproximate average salary by contribution assumption: employee only about $4,719 at 4% or $3,146 at 6%; with 50% employer match about $3,146 at 4% or $2,097 at 6%; with 100% employer match about $2,359 at 4% or $1,573 at 6%.
Wisconsin Manufacturers & Commerce Retirement Savings Plan-55$6,415,561$668,036$12,146iApproximate average salary by contribution assumption: employee only about $303,653 at 4% or $202,435 at 6%; with 50% employer match about $202,435 at 4% or $134,957 at 6%; with 100% employer match about $151,826 at 4% or $101,218 at 6%.
Wisconsin Manufacturers and Commerce Inc. Pension Plan-0-$2,034,116-
Wisconsin Manufacturers & Commerce Inc. Managed Std Plan-7,047---
Wisconsin Manufacturers & Commerce Inc. Life & Ad&D Plan-14,316---
Wisc Assoc of Manufacturers & Commerce Long-Term Disability Plan-8,389---
Wisconsin Manufacturers & Commerce Inc. Optional Life/Ad&D Plan-2,120---
2015612,144$9,167,931$910,856$75iApproximate average salary by contribution assumption: employee only about $1,875 at 4% or $1,250 at 6%; with 50% employer match about $1,250 at 4% or $833 at 6%; with 100% employer match about $938 at 4% or $625 at 6%.
Wisconsin Manufacturers & Commerce Retirement Savings Plan-54$5,533,109$416,156$7,707iApproximate average salary by contribution assumption: employee only about $192,665 at 4% or $128,443 at 6%; with 50% employer match about $128,443 at 4% or $85,629 at 6%; with 100% employer match about $96,332 at 4% or $64,222 at 6%.
Wisconsin Manufacturers and Commerce Inc. Pension Plan-18$3,634,822$494,700$27,483iApproximate average salary by contribution assumption: employee only about $687,083 at 4% or $458,056 at 6%; with 50% employer match about $458,056 at 4% or $305,370 at 6%; with 100% employer match about $343,542 at 4% or $229,028 at 6%.
Wisconsin Manufacturers & Commerce Inc. Life & Ad&D Plan-12,144---
Wisc Assoc of Manufacturers & Commerce Long-Term Disability Plan-6,141---
Wisconsin Manufacturers & Commerce Inc. Managed Std Plan-4,855---
Wisconsin Manufacturers & Commerce Inc. Optional Life/Ad&D Plan-2,297---
2014611,902$9,026,900$358,136$30iApproximate average salary by contribution assumption: employee only about $752 at 4% or $502 at 6%; with 50% employer match about $502 at 4% or $334 at 6%; with 100% employer match about $376 at 4% or $251 at 6%.
Wisconsin Manufacturers & Commerce Retirement Savings Plan-57$5,550,562$345,919$6,069iApproximate average salary by contribution assumption: employee only about $151,719 at 4% or $101,146 at 6%; with 50% employer match about $101,146 at 4% or $67,431 at 6%; with 100% employer match about $75,859 at 4% or $50,573 at 6%.
Wisconsin Manufacturers and Commerce Inc. Pension Plan-22$3,476,338$12,217$555iApproximate average salary by contribution assumption: employee only about $13,883 at 4% or $9,255 at 6%; with 50% employer match about $9,255 at 4% or $6,170 at 6%; with 100% employer match about $6,941 at 4% or $4,628 at 6%.
Wisconsin Manufacturers & Commerce Inc. Life & Ad&D Plan-11,902---
Wisc Assoc of Manufacturers & Commerce Long-Term Disability Plan-6,104---
Wisconsin Manufacturers & Commerce Inc. Managed Std Plan-4,655---
Wisconsin Manufacturers & Commerce Inc. Optional Life/Ad&D Plan-1,771---
2013611,526$8,523,997$389,855$34iApproximate average salary by contribution assumption: employee only about $846 at 4% or $564 at 6%; with 50% employer match about $564 at 4% or $376 at 6%; with 100% employer match about $423 at 4% or $282 at 6%.
Wisconsin Manufacturers & Commerce Retirement Savings Plan-55$5,100,812$337,117$6,129iApproximate average salary by contribution assumption: employee only about $153,235 at 4% or $102,157 at 6%; with 50% employer match about $102,157 at 4% or $68,104 at 6%; with 100% employer match about $76,618 at 4% or $51,078 at 6%.
Wisconsin Manufacturers and Commerce Inc. Pension Plan-22$3,423,185$52,738$2,397iApproximate average salary by contribution assumption: employee only about $59,930 at 4% or $39,953 at 6%; with 50% employer match about $39,953 at 4% or $26,635 at 6%; with 100% employer match about $29,965 at 4% or $19,977 at 6%.
Wisconsin Manufacturers & Commerce Inc. Life & Ad&D Plan-11,526---
Wisc Assoc of Manufacturers & Commerce Long-Term Disability Plan-6,291---
Wisconsin Manufacturers & Commerce Inc. Managed Std Plan-5,079---
Wisconsin Manufacturers & Commerce Inc. Optional Life/Ad&D Plan-2,362---
2012610,928$6,855,470$352,807$32iApproximate average salary by contribution assumption: employee only about $807 at 4% or $538 at 6%; with 50% employer match about $538 at 4% or $359 at 6%; with 100% employer match about $404 at 4% or $269 at 6%.
Wisconsin Manufacturers & Commerce Retirement Savings Plan-56$3,728,886$352,807$6,300iApproximate average salary by contribution assumption: employee only about $157,503 at 4% or $105,002 at 6%; with 50% employer match about $105,002 at 4% or $70,001 at 6%; with 100% employer match about $78,752 at 4% or $52,501 at 6%.
Wisconsin Manufacturers and Commerce Inc. Pension Plan-23$3,126,584--
Wisconsin Manufacturers & Commerce Inc. Life & Ad&D Plan-10,928---
Wisc Assoc of Manufacturers & Commerce Long-Term Disability Plan-5,714---
Wisconsin Manufacturers & Commerce Inc. Managed Std Plan-5,014---
Wisconsin Manufacturers & Commerce Inc. Optional Life/Ad&D Plan-2,364---
2011610,893$6,132,711$348,400$32iApproximate average salary by contribution assumption: employee only about $800 at 4% or $533 at 6%; with 50% employer match about $533 at 4% or $355 at 6%; with 100% employer match about $400 at 4% or $267 at 6%.
Wisconsin Manufacturers and Commerce Inc. Pension Plan-24$3,101,847$169,608$7,067iApproximate average salary by contribution assumption: employee only about $176,675 at 4% or $117,783 at 6%; with 50% employer match about $117,783 at 4% or $78,522 at 6%; with 100% employer match about $88,338 at 4% or $58,892 at 6%.
Wisconsin Manufacturers & Commerce Retirement Savings Plan-50$3,030,864$178,792$3,576iApproximate average salary by contribution assumption: employee only about $89,396 at 4% or $59,597 at 6%; with 50% employer match about $59,597 at 4% or $39,732 at 6%; with 100% employer match about $44,698 at 4% or $29,799 at 6%.
Wisconsin Manufacturers & Commerce Inc. Life & Ad&D Plan-10,893---
Wisc Assoc of Manufacturers & Commerce Long-Term Disability Plan-5,714---
Wisconsin Manufacturers & Commerce Inc. Managed Std Plan-4,617---
Wisconsin Manufacturers & Commerce Inc. Optional Life/Ad&D Plan-2,234---
2010610,657$6,739,040$224,331$21iApproximate average salary by contribution assumption: employee only about $526 at 4% or $351 at 6%; with 50% employer match about $351 at 4% or $234 at 6%; with 100% employer match about $263 at 4% or $175 at 6%.
Wisconsin Manufacturers & Commerce Retirement Savings Plan-48$3,710,033$184,971$3,854iApproximate average salary by contribution assumption: employee only about $96,339 at 4% or $64,226 at 6%; with 50% employer match about $64,226 at 4% or $42,817 at 6%; with 100% employer match about $48,170 at 4% or $32,113 at 6%.
Wisconsin Manufacturers and Commerce Inc. Pension Plan-28$3,029,007$39,360$1,406iApproximate average salary by contribution assumption: employee only about $35,143 at 4% or $23,429 at 6%; with 50% employer match about $23,429 at 4% or $15,619 at 6%; with 100% employer match about $17,571 at 4% or $11,714 at 6%.
Wisconsin Manufacturers & Commerce Inc. Life & Ad&D Plan-10,657---
Wisc Assoc of Manufacturers & Commerce Long-Term Disability Plan-4,631---
Wisconsin Manufacturers & Commerce Inc. Managed Std Plan-3,601---
Wisconsin Manufacturers & Commerce Inc. Optional Life/Ad&D Plan-2,523---
2009610,060$6,005,809$244,094$24iApproximate average salary by contribution assumption: employee only about $607 at 4% or $404 at 6%; with 50% employer match about $404 at 4% or $270 at 6%; with 100% employer match about $303 at 4% or $202 at 6%.
Wisconsin Manufacturers & Commerce Retirement Savings Plan-49$3,272,826$239,493$4,888iApproximate average salary by contribution assumption: employee only about $122,190 at 4% or $81,460 at 6%; with 50% employer match about $81,460 at 4% or $54,307 at 6%; with 100% employer match about $61,095 at 4% or $40,730 at 6%.
Wisconsin Manufacturers and Commerce Inc. Pension Plan-29$2,732,983$4,601$159iApproximate average salary by contribution assumption: employee only about $3,966 at 4% or $2,644 at 6%; with 50% employer match about $2,644 at 4% or $1,763 at 6%; with 100% employer match about $1,983 at 4% or $1,322 at 6%.
Wisc Assoc of Manufacturers & Commerce Long-Term Disability Plan-3,736---
Wisconsin Manufacturers & Commerce Inc. Life & Ad&D Plan-10,060---
Wisconsin Manufacturers & Commerce Inc. Managed Std Plan-2,365---
Wisconsin Manufacturers & Commerce Inc. Optional Life/Ad&D Plan-1,424---
2008240$2,413,051$300,559$7,514iApproximate average salary by contribution assumption: employee only about $187,849 at 4% or $125,233 at 6%; with 50% employer match about $125,233 at 4% or $83,489 at 6%; with 100% employer match about $93,925 at 4% or $62,616 at 6%.
Wisconsin Manufacturers & Commerce Retirement Savings Plan-40$2,413,051$300,559$7,514iApproximate average salary by contribution assumption: employee only about $187,849 at 4% or $125,233 at 6%; with 50% employer match about $125,233 at 4% or $83,489 at 6%; with 100% employer match about $93,925 at 4% or $62,616 at 6%.
Wisconsin Manufacturers and Commerce Inc. Pension Plan-34---
2007612,365$0$0-
Wisc Assoc of Manufacturers & Commerce Long-Term Disability Plan-4,185---
Wisconsin Manufacturers & Commerce Inc. Optional Life/Ad&D Plan-1,207---
Wisconsin Manufacturers & Commerce Inc. Life & Ad&D Plan-12,365---
Wisconsin Manufacturers & Commerce Inc. Managed Std Plan-2,788---
Wisconsin Manufacturers and Commerce Inc. Pension Plan-32---
Wisconsin Manufacturers & Commerce Retirement Savings Plan-38---
2006613,470$5,305,548$445,034$33iApproximate average salary by contribution assumption: employee only about $826 at 4% or $551 at 6%; with 50% employer match about $551 at 4% or $367 at 6%; with 100% employer match about $413 at 4% or $275 at 6%.
Wisconsin Manufacturers & Commerce Retirement Savings Plan-36$2,861,129$315,493$8,764iApproximate average salary by contribution assumption: employee only about $219,092 at 4% or $146,062 at 6%; with 50% employer match about $146,062 at 4% or $97,374 at 6%; with 100% employer match about $109,546 at 4% or $73,031 at 6%.
Wisconsin Manufacturers and Commerce Inc. Pension Plan-34$2,444,419$129,541$3,810iApproximate average salary by contribution assumption: employee only about $95,251 at 4% or $63,500 at 6%; with 50% employer match about $63,500 at 4% or $42,334 at 6%; with 100% employer match about $47,625 at 4% or $31,750 at 6%.
Wisconsin Manufacturers & Commerce Inc. Optional Life/Ad&D Plan-1,210---
Wisconsin Manufacturers & Commerce Inc. Managed Std Plan-2,807---
Wisconsin Manufacturers & Commerce Inc. Life & Ad&D Plan-13,470---
Wisc Assoc of Manufacturers & Commerce Long-Term Disability Plan-4,315---
2005613,648$4,463,787$462,977$34iApproximate average salary by contribution assumption: employee only about $848 at 4% or $565 at 6%; with 50% employer match about $565 at 4% or $377 at 6%; with 100% employer match about $424 at 4% or $283 at 6%.
Wisconsin Manufacturers & Commerce Retirement Savings Plan-41$2,277,629$317,061$7,733iApproximate average salary by contribution assumption: employee only about $193,330 at 4% or $128,887 at 6%; with 50% employer match about $128,887 at 4% or $85,924 at 6%; with 100% employer match about $96,665 at 4% or $64,443 at 6%.
Wisconsin Manufacturers and Commerce Inc. Pension Plan-34$2,186,158$145,916$4,292iApproximate average salary by contribution assumption: employee only about $107,291 at 4% or $71,527 at 6%; with 50% employer match about $71,527 at 4% or $47,685 at 6%; with 100% employer match about $53,646 at 4% or $35,764 at 6%.
Wisc Assoc of Manufacturers & Commerce Long-Term Disability Plan-4,361---
Wisconsin Manufacturers & Commerce Inc. Optional Life/Ad&D Plan-1,270---
Wisconsin Manufacturers & Commerce Inc. Life & Ad&D Plan-13,648---
Wisconsin Manufacturers & Commerce Inc. Managed Std Plan-2,665---
2004713,659$3,677,432$413,051$30iApproximate average salary by contribution assumption: employee only about $756 at 4% or $504 at 6%; with 50% employer match about $504 at 4% or $336 at 6%; with 100% employer match about $378 at 4% or $252 at 6%.
Wisconsin Manufacturers and Commerce Inc. Pension Plan-37$1,852,283$131,124$3,544iApproximate average salary by contribution assumption: employee only about $88,597 at 4% or $59,065 at 6%; with 50% employer match about $59,065 at 4% or $39,377 at 6%; with 100% employer match about $44,299 at 4% or $29,532 at 6%.
Wisconsin Manufacturers & Commerce Retirement Savings Plan-40$1,825,149$281,927$7,048iApproximate average salary by contribution assumption: employee only about $176,204 at 4% or $117,470 at 6%; with 50% employer match about $117,470 at 4% or $78,313 at 6%; with 100% employer match about $88,102 at 4% or $58,735 at 6%.
Wisconsin Manufacturers & Commerce Inc. Optional Life/Ad&D Plan-994---
Wisc Assoc of Manufacturers & Commerce Long-Term Disability Plan-4,047---
Wisconsin Manufacturers & Commerce Inc. Life & Ad&D Plan-13,659---
Wisconsin Manufacturers & Commerce Inc. Special Ad&D Plan-74---
Wisconsin Manufacturers & Commerce Inc. Managed Std Plan-2,553---
2003719,395$2,989,082$432,817$22iApproximate average salary by contribution assumption: employee only about $558 at 4% or $372 at 6%; with 50% employer match about $372 at 4% or $248 at 6%; with 100% employer match about $279 at 4% or $186 at 6%.
Wisconsin Manufacturers & Commerce Inc. Special Ad&D Plan-115---
Wisconsin Manufacturers & Commerce Inc. Optional Life/Ad&D Plan-1,003---
2002715,664$806,429$267,056$17iApproximate average salary by contribution assumption: employee only about $426 at 4% or $284 at 6%; with 50% employer match about $284 at 4% or $189 at 6%; with 100% employer match about $213 at 4% or $142 at 6%.
2001723,653$727,890$272,161$12iApproximate average salary by contribution assumption: employee only about $288 at 4% or $192 at 6%; with 50% employer match about $192 at 4% or $128 at 6%; with 100% employer match about $144 at 4% or $96 at 6%.
200066,843$1,720,852$278,986$41iApproximate average salary by contribution assumption: employee only about $1,019 at 4% or $679 at 6%; with 50% employer match about $679 at 4% or $453 at 6%; with 100% employer match about $510 at 4% or $340 at 6%.
1999720,450$1,562,689$196,006$10iApproximate average salary by contribution assumption: employee only about $240 at 4% or $160 at 6%; with 50% employer match about $160 at 4% or $106 at 6%; with 100% employer match about $120 at 4% or $80 at 6%.