Koss Corporation
Plan context: Koss Corporation Retirement Savings 401(K) Plan
EIN 39-1168275 • Milwaukee, WI • 111 filings • 9 plans
Current Snapshot
Latest Year
2024
2024 Participants
35
2024 Assets
$9,428,920
2024 Contributions
$396,200
Historical Graphs
Total Assets Over Time
Aggregate end-of-year assets by filing year, excluding zero-asset years
Participants Over Time
Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans
Company Timeline
Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.
| Year / Filing | Filings | Participants | Assets | Contributions | Contrib./Participant |
|---|---|---|---|---|---|
| 2024 | 2 | 35 | $9,428,920 | $396,200 | $11,320iApproximate average salary by contribution assumption: employee only about $283,000 at 4% or $188,667 at 6%; with 50% employer match about $188,667 at 4% or $125,778 at 6%; with 100% employer match about $141,500 at 4% or $94,333 at 6%. |
| Koss Corporation Retirement Savings 401(K) Plan | - | 35 | $7,853,103 | $396,200 | $11,320iApproximate average salary by contribution assumption: employee only about $283,000 at 4% or $188,667 at 6%; with 50% employer match about $188,667 at 4% or $125,778 at 6%; with 100% employer match about $141,500 at 4% or $94,333 at 6%. |
| Koss Corporation Employee Stock Ownership Plan and Trust Agreement | - | 25 | $1,575,817 | - | - |
| 2023 | 2 | 35 | $8,464,476 | $404,152 | $11,547iApproximate average salary by contribution assumption: employee only about $288,680 at 4% or $192,453 at 6%; with 50% employer match about $192,453 at 4% or $128,302 at 6%; with 100% employer match about $144,340 at 4% or $96,227 at 6%. |
| Koss Corporation Retirement Savings 401(K) Plan | - | 35 | $7,088,827 | $404,152 | $11,547iApproximate average salary by contribution assumption: employee only about $288,680 at 4% or $192,453 at 6%; with 50% employer match about $192,453 at 4% or $128,302 at 6%; with 100% employer match about $144,340 at 4% or $96,227 at 6%. |
| Koss Corporation Employee Stock Ownership Plan and Trust Agreement | - | 25 | $1,375,649 | - | - |
| 2022 | 2 | 35 | $7,071,383 | $464,929 | $13,284iApproximate average salary by contribution assumption: employee only about $332,092 at 4% or $221,395 at 6%; with 50% employer match about $221,395 at 4% or $147,597 at 6%; with 100% employer match about $166,046 at 4% or $110,697 at 6%. |
| Koss Corporation Retirement Savings 401(K) Plan | - | 35 | $5,927,585 | $464,929 | $13,284iApproximate average salary by contribution assumption: employee only about $332,092 at 4% or $221,395 at 6%; with 50% employer match about $221,395 at 4% or $147,597 at 6%; with 100% employer match about $166,046 at 4% or $110,697 at 6%. |
| Koss Corporation Employee Stock Ownership Plan and Trust Agreement | - | 26 | $1,143,798 | - | - |
| 2021 | 2 | 36 | $7,590,981 | $446,568 | $12,405iApproximate average salary by contribution assumption: employee only about $310,117 at 4% or $206,744 at 6%; with 50% employer match about $206,744 at 4% or $137,830 at 6%; with 100% employer match about $155,058 at 4% or $103,372 at 6%. |
| Koss Corporation Retirement Savings 401(K) Plan | - | 36 | $5,397,785 | $446,568 | $12,405iApproximate average salary by contribution assumption: employee only about $310,117 at 4% or $206,744 at 6%; with 50% employer match about $206,744 at 4% or $137,830 at 6%; with 100% employer match about $155,058 at 4% or $103,372 at 6%. |
| Koss Corporation Employee Stock Ownership Plan and Trust Agreement | - | 29 | $2,193,196 | - | - |
| 2020 | 2 | 38 | $15,993,830 | $397,400 | $10,458iApproximate average salary by contribution assumption: employee only about $261,447 at 4% or $174,298 at 6%; with 50% employer match about $174,298 at 4% or $116,199 at 6%; with 100% employer match about $130,724 at 4% or $87,149 at 6%. |
| Koss Corporation Employee Stock Ownership Plan and Trust Agreement | - | 31 | $9,149,419 | - | - |
| Koss Corporation Retirement Savings 401(K) Plan | - | 38 | $6,844,411 | $397,400 | $10,458iApproximate average salary by contribution assumption: employee only about $261,447 at 4% or $174,298 at 6%; with 50% employer match about $174,298 at 4% or $116,199 at 6%; with 100% employer match about $130,724 at 4% or $87,149 at 6%. |
| 2019 | 2 | 39 | $5,804,576 | $588,675 | $15,094iApproximate average salary by contribution assumption: employee only about $377,356 at 4% or $251,571 at 6%; with 50% employer match about $251,571 at 4% or $167,714 at 6%; with 100% employer match about $188,678 at 4% or $125,785 at 6%. |
| Koss Corporation Retirement Savings 401(K) Plan | - | 39 | $5,268,387 | $588,675 | $15,094iApproximate average salary by contribution assumption: employee only about $377,356 at 4% or $251,571 at 6%; with 50% employer match about $251,571 at 4% or $167,714 at 6%; with 100% employer match about $188,678 at 4% or $125,785 at 6%. |
| Koss Corporation Employee Stock Ownership Plan and Trust Agreement | - | 31 | $536,189 | - | - |
| 2018 | 2 | 39 | $7,172,282 | $480,509 | $12,321iApproximate average salary by contribution assumption: employee only about $308,019 at 4% or $205,346 at 6%; with 50% employer match about $205,346 at 4% or $136,897 at 6%; with 100% employer match about $154,009 at 4% or $102,673 at 6%. |
| Koss Corporation Retirement Savings 401(K) Plan | - | 39 | $6,380,276 | $480,509 | $12,321iApproximate average salary by contribution assumption: employee only about $308,019 at 4% or $205,346 at 6%; with 50% employer match about $205,346 at 4% or $136,897 at 6%; with 100% employer match about $154,009 at 4% or $102,673 at 6%. |
| Koss Corporation Employee Stock Ownership Plan and Trust Agreement | - | 31 | $792,006 | - | - |
| 2017 | 2 | 33 | $8,545,604 | $653,138 | $19,792iApproximate average salary by contribution assumption: employee only about $494,802 at 4% or $329,868 at 6%; with 50% employer match about $329,868 at 4% or $219,912 at 6%; with 100% employer match about $247,401 at 4% or $164,934 at 6%. |
| Koss Corporation Retirement Savings 401(K) Plan | - | 33 | $7,536,758 | $653,138 | $19,792iApproximate average salary by contribution assumption: employee only about $494,802 at 4% or $329,868 at 6%; with 50% employer match about $329,868 at 4% or $219,912 at 6%; with 100% employer match about $247,401 at 4% or $164,934 at 6%. |
| Koss Corporation Employee Stock Ownership Plan and Trust Agreement | - | 33 | $1,008,846 | - | - |
| 2016 | 2 | 35 | $9,451,074 | $754,045 | $21,544iApproximate average salary by contribution assumption: employee only about $538,604 at 4% or $359,069 at 6%; with 50% employer match about $359,069 at 4% or $239,379 at 6%; with 100% employer match about $269,302 at 4% or $179,535 at 6%. |
| Koss Corporation Retirement Savings 401(K) Plan | - | 35 | $8,563,907 | $754,045 | $21,544iApproximate average salary by contribution assumption: employee only about $538,604 at 4% or $359,069 at 6%; with 50% employer match about $359,069 at 4% or $239,379 at 6%; with 100% employer match about $269,302 at 4% or $179,535 at 6%. |
| Koss Corporation Employee Stock Ownership Plan and Trust Agreement | - | 35 | $887,167 | - | - |
| 2015 | 6 | 54 | $9,816,795 | $560,625 | $10,382iApproximate average salary by contribution assumption: employee only about $259,549 at 4% or $173,032 at 6%; with 50% employer match about $173,032 at 4% or $115,355 at 6%; with 100% employer match about $129,774 at 4% or $86,516 at 6%. |
| Koss Corporation Retirement Savings 401(K) Plan | - | 53 | $8,757,553 | $560,625 | $10,578iApproximate average salary by contribution assumption: employee only about $264,446 at 4% or $176,297 at 6%; with 50% employer match about $176,297 at 4% or $117,531 at 6%; with 100% employer match about $132,223 at 4% or $88,149 at 6%. |
| Koss Corporation Employee Stock Ownership Plan and Trust Agreement | - | 50 | $1,059,242 | - | - |
| Koss Corporation Health Plan | - | 41 | - | - | - |
| Koss Corporation Long Term Disability | - | 54 | - | - | - |
| Koss Corporation Dental Health Plan | - | 54 | - | - | - |
| Koss Corporation Life Insurance Plan | - | 54 | - | - | - |
| 2014 | 6 | 53 | $9,752,229 | $456,765 | $8,618iApproximate average salary by contribution assumption: employee only about $215,455 at 4% or $143,637 at 6%; with 50% employer match about $143,637 at 4% or $95,758 at 6%; with 100% employer match about $107,728 at 4% or $71,818 at 6%. |
| Koss Corporation Retirement Savings 401(K) Plan | - | 52 | $8,491,951 | $456,765 | $8,784iApproximate average salary by contribution assumption: employee only about $219,599 at 4% or $146,399 at 6%; with 50% employer match about $146,399 at 4% or $97,599 at 6%; with 100% employer match about $109,799 at 4% or $73,200 at 6%. |
| Koss Corporation Employee Stock Ownership Plan and Trust Agreement | - | 42 | $1,260,278 | - | - |
| Koss Corporation Health Plan | - | 30 | - | - | - |
| Koss Corporation Long Term Disability | - | 53 | - | - | - |
| Koss Corporation Dental Health Plan | - | 53 | - | - | - |
| Koss Corporation Life Insurance Plan | - | 53 | - | - | - |
| 2013 | 6 | 61 | $10,348,736 | $862,380 | $14,137iApproximate average salary by contribution assumption: employee only about $353,434 at 4% or $235,623 at 6%; with 50% employer match about $235,623 at 4% or $157,082 at 6%; with 100% employer match about $176,717 at 4% or $117,811 at 6%. |
| Koss Corporation Retirement Savings 401(K) Plan | - | 61 | $8,591,438 | $862,380 | $14,137iApproximate average salary by contribution assumption: employee only about $353,434 at 4% or $235,623 at 6%; with 50% employer match about $235,623 at 4% or $157,082 at 6%; with 100% employer match about $176,717 at 4% or $117,811 at 6%. |
| Koss Corporation Employee Stock Ownership Plan and Trust Agreement | - | 52 | $1,757,298 | - | - |
| Koss Corporation Health Plan | - | 35 | - | - | - |
| Koss Corporation Long Term Disability | - | 55 | - | - | - |
| Koss Corporation Dental Health Plan | - | 55 | - | - | - |
| Koss Corporation Life Insurance Plan | - | 55 | - | - | - |
| 2012 | 6 | 59 | $12,495,557 | $913,861 | $15,489iApproximate average salary by contribution assumption: employee only about $387,229 at 4% or $258,153 at 6%; with 50% employer match about $258,153 at 4% or $172,102 at 6%; with 100% employer match about $193,615 at 4% or $129,076 at 6%. |
| Koss Corporation Retirement Savings 401(K) Plan | - | 59 | $9,592,233 | $913,861 | $15,489iApproximate average salary by contribution assumption: employee only about $387,229 at 4% or $258,153 at 6%; with 50% employer match about $258,153 at 4% or $172,102 at 6%; with 100% employer match about $193,615 at 4% or $129,076 at 6%. |
| Koss Corporation Employee Stock Ownership Plan and Trust Agreement | - | 50 | $2,903,324 | - | - |
| Koss Corporation Long Term Disability | - | 53 | - | - | - |
| Koss Corporation Health Plan | - | 34 | - | - | - |
| Koss Corporation Dental Health Plan | - | 53 | - | - | - |
| Koss Corporation Life Insurance Plan | - | 53 | - | - | - |
| 2011 | 6 | 52 | $11,417,887 | $896,468 | $17,240iApproximate average salary by contribution assumption: employee only about $430,994 at 4% or $287,329 at 6%; with 50% employer match about $287,329 at 4% or $191,553 at 6%; with 100% employer match about $215,497 at 4% or $143,665 at 6%. |
| Koss Corporation Retirement Savings 401(K) Plan | - | 50 | $8,237,376 | $896,468 | $17,929iApproximate average salary by contribution assumption: employee only about $448,234 at 4% or $298,823 at 6%; with 50% employer match about $298,823 at 4% or $199,215 at 6%; with 100% employer match about $224,117 at 4% or $149,411 at 6%. |
| Koss Corporation Employee Stock Ownership Plan and Trust Agreement | - | 48 | $3,180,511 | - | - |
| Koss Corporation Health Plan | - | 33 | - | - | - |
| Koss Corporation Long Term Disability | - | 52 | - | - | - |
| Koss Corporation Dental Health Plan | - | 52 | - | - | - |
| Koss Corporation Life Insurance Plan | - | 52 | - | - | - |
| 2010 | 6 | 77 | $12,078,424 | $776,896 | $10,090iApproximate average salary by contribution assumption: employee only about $252,239 at 4% or $168,159 at 6%; with 50% employer match about $168,159 at 4% or $112,106 at 6%; with 100% employer match about $126,119 at 4% or $84,080 at 6%. |
| Koss Corporation Retirement Savings 401(K) Plan | - | 63 | $8,232,277 | $776,896 | $12,332iApproximate average salary by contribution assumption: employee only about $308,292 at 4% or $205,528 at 6%; with 50% employer match about $205,528 at 4% or $137,019 at 6%; with 100% employer match about $154,146 at 4% or $102,764 at 6%. |
| Koss Corporation Employee Stock Ownership Plan and Trust Agreement | - | 59 | $3,846,147 | - | - |
| Koss Corporation Health Plan | - | 39 | - | - | - |
| Koss Corporation Long Term Disability | - | 63 | - | - | - |
| Koss Corporation Dental Health Plan | - | 64 | - | - | - |
| Koss Corporation Life Insurance Plan | - | 77 | - | - | - |
| 2009 | 6 | 69 | $10,445,505 | $759,431 | $11,006iApproximate average salary by contribution assumption: employee only about $275,156 at 4% or $183,437 at 6%; with 50% employer match about $183,437 at 4% or $122,292 at 6%; with 100% employer match about $137,578 at 4% or $91,719 at 6%. |
| Koss Corporation Retirement Savings 401(K) Plan | - | 60 | $7,163,117 | $754,431 | $12,574iApproximate average salary by contribution assumption: employee only about $314,346 at 4% or $209,564 at 6%; with 50% employer match about $209,564 at 4% or $139,709 at 6%; with 100% employer match about $157,173 at 4% or $104,782 at 6%. |
| Koss Corporation Employee Stock Ownership Plan and Trust Agreement | - | 55 | $3,282,388 | $5,000 | $91iApproximate average salary by contribution assumption: employee only about $2,273 at 4% or $1,515 at 6%; with 50% employer match about $1,515 at 4% or $1,010 at 6%; with 100% employer match about $1,136 at 4% or $758 at 6%. |
| Koss Corporation Health Plan | - | 43 | - | - | - |
| Koss Corporation Long Term Disability | - | 69 | - | - | - |
| Koss Corporation Dental Health Plan | - | 69 | - | - | - |
| Koss Corporation Life Insurance Plan | - | 69 | - | - | - |
| 2008 | 6 | 178 | $0 | $0 | - |
| Koss Corporation Employee Stock Ownership Plan and Trust Agreement | - | 67 | - | - | - |
| Koss Corporation Retirement Savings 401(K) Plan | - | 69 | - | - | - |
| Koss Corporation Life Insurance Plan | - | 88 | - | - | - |
| Koss Corporation Long Term Disability | - | 72 | - | - | - |
| Koss Corporation Dental Health Plan | - | 178 | - | - | - |
| Koss Corporation Health Plan | - | 44 | - | - | - |
| 2007 | 2 | 72 | $12,758,157 | $831,440 | $11,548iApproximate average salary by contribution assumption: employee only about $288,694 at 4% or $192,463 at 6%; with 50% employer match about $192,463 at 4% or $128,309 at 6%; with 100% employer match about $144,347 at 4% or $96,231 at 6%. |
| Koss Corporation Retirement Savings 401(K) Plan | - | 72 | $7,388,078 | $730,948 | $10,152iApproximate average salary by contribution assumption: employee only about $253,801 at 4% or $169,201 at 6%; with 50% employer match about $169,201 at 4% or $112,801 at 6%; with 100% employer match about $126,901 at 4% or $84,600 at 6%. |
| Koss Corporation Employee Stock Ownership Plan and Trust Agreement | - | 68 | $5,370,079 | $100,492 | $1,478iApproximate average salary by contribution assumption: employee only about $36,946 at 4% or $24,630 at 6%; with 50% employer match about $24,630 at 4% or $16,420 at 6%; with 100% employer match about $18,473 at 4% or $12,315 at 6%. |
| 2006 | 6 | 198 | $13,455,238 | $733,685 | $3,705iApproximate average salary by contribution assumption: employee only about $92,637 at 4% or $61,758 at 6%; with 50% employer match about $61,758 at 4% or $41,172 at 6%; with 100% employer match about $46,318 at 4% or $30,879 at 6%. |
| Koss Corporation Retirement Savings 401(K) Plan | - | 92 | $7,176,707 | $652,964 | $7,097iApproximate average salary by contribution assumption: employee only about $177,436 at 4% or $118,291 at 6%; with 50% employer match about $118,291 at 4% or $78,860 at 6%; with 100% employer match about $88,718 at 4% or $59,145 at 6%. |
| Koss Corporation Employee Stock Ownership Plan and Trust Agreement | - | 75 | $6,278,531 | $80,721 | $1,076iApproximate average salary by contribution assumption: employee only about $26,907 at 4% or $17,938 at 6%; with 50% employer match about $17,938 at 4% or $11,959 at 6%; with 100% employer match about $13,454 at 4% or $8,969 at 6%. |
| Koss Corporation Life Insurance Plan | - | 96 | - | - | - |
| Koss Corporation Dental Health Plan | - | 198 | - | - | - |
| Koss Corporation Long Term Disability | - | 67 | - | - | - |
| Koss Corporation Health Plan | - | 62 | - | - | - |
| 2005 | 6 | 99 | $9,055,767 | $50,000 | $505iApproximate average salary by contribution assumption: employee only about $12,626 at 4% or $8,418 at 6%; with 50% employer match about $8,418 at 4% or $5,612 at 6%; with 100% employer match about $6,313 at 4% or $4,209 at 6%. |
| Koss Corporation Employee Stock Ownership Plan and Trust Agreement | - | 75 | $9,055,767 | $50,000 | $667iApproximate average salary by contribution assumption: employee only about $16,667 at 4% or $11,111 at 6%; with 50% employer match about $11,111 at 4% or $7,407 at 6%; with 100% employer match about $8,333 at 4% or $5,556 at 6%. |
| Koss Corporation Retirement Savings 401(K) Plan | - | 78 | - | - | - |
| Koss Corporation Long Term Disability | - | 72 | - | - | - |
| Koss Corporation Life Insurance Plan | - | 99 | - | - | - |
| Koss Corporation Dental Health Plan | - | 50 | - | - | - |
| Koss Corporation Health Plan | - | 69 | - | - | - |
| 2004 | 6 | 101 | $12,578,981 | $867,561 | $8,590iApproximate average salary by contribution assumption: employee only about $214,743 at 4% or $143,162 at 6%; with 50% employer match about $143,162 at 4% or $95,441 at 6%; with 100% employer match about $107,371 at 4% or $71,581 at 6%. |
| Koss Corporation Employee Stock Ownership Plan and Trust Agreement | - | 83 | $6,728,316 | $54,173 | $653iApproximate average salary by contribution assumption: employee only about $16,317 at 4% or $10,878 at 6%; with 50% employer match about $10,878 at 4% or $7,252 at 6%; with 100% employer match about $8,159 at 4% or $5,439 at 6%. |
| Koss Corporation Retirement Savings 401(K) Plan | - | 82 | $5,850,665 | $813,388 | $9,919iApproximate average salary by contribution assumption: employee only about $247,984 at 4% or $165,323 at 6%; with 50% employer match about $165,323 at 4% or $110,215 at 6%; with 100% employer match about $123,992 at 4% or $82,661 at 6%. |
| Koss Corporation Long Term Disability | - | 92 | - | - | - |
| Koss Corporation Dental Health Plan | - | 101 | - | - | - |
| Koss Corporation Life Insurance Plan | - | 98 | - | - | - |
| Koss Corporation Health Plan | - | 65 | - | - | - |
| 2003 | 6 | 104 | $13,884,277 | $563,314 | $5,416iApproximate average salary by contribution assumption: employee only about $135,412 at 4% or $90,275 at 6%; with 50% employer match about $90,275 at 4% or $60,183 at 6%; with 100% employer match about $67,706 at 4% or $45,137 at 6%. |
| Koss Corporation Employee Stock Ownership Plan and Trust Agreement | - | 96 | $8,659,444 | - | - |
| Koss Corporation Retirement Savings 401(K) Plan | - | 102 | $5,224,833 | $563,314 | $5,523iApproximate average salary by contribution assumption: employee only about $138,067 at 4% or $92,045 at 6%; with 50% employer match about $92,045 at 4% or $61,363 at 6%; with 100% employer match about $69,034 at 4% or $46,022 at 6%. |
| Koss Corporation Long Term Disability | - | 98 | - | - | - |
| Koss Corporation Dental Health Plan | - | 104 | - | - | - |
| Koss Corporation Health Plan | - | 70 | - | - | - |
| Koss Corporation Life Insurance Plan | - | 104 | - | - | - |
| 2002 | 6 | 99 | $0 | $0 | - |
| Koss Corporation Retirement Savings 401(K) Plan | - | 98 | - | - | - |
| Koss Corporation Life Insurance Plan | - | 99 | - | - | - |
| Koss Corporation Dental Health Plan | - | 99 | - | - | - |
| Koss Corporation Health Plan | - | 99 | - | - | - |
| Koss Corporation Long Term Disability | - | 94 | - | - | - |
| Koss Corporation Employee Stock Ownership Plan and Trust Agreement | - | 93 | - | - | - |
| 2001 | 6 | 154 | $10,702,818 | $496,634 | $3,225iApproximate average salary by contribution assumption: employee only about $80,622 at 4% or $53,748 at 6%; with 50% employer match about $53,748 at 4% or $35,832 at 6%; with 100% employer match about $40,311 at 4% or $26,874 at 6%. |
| Koss Corporation Employee Stock Ownership Plan and Trust Agreement | - | 105 | $7,080,483 | $74,000 | $705iApproximate average salary by contribution assumption: employee only about $17,619 at 4% or $11,746 at 6%; with 50% employer match about $11,746 at 4% or $7,831 at 6%; with 100% employer match about $8,810 at 4% or $5,873 at 6%. |
| Koss Corporation Retirement Savings 401(K) Plan | - | 115 | $3,622,335 | $422,634 | $3,675iApproximate average salary by contribution assumption: employee only about $91,877 at 4% or $61,251 at 6%; with 50% employer match about $61,251 at 4% or $40,834 at 6%; with 100% employer match about $45,938 at 4% or $30,626 at 6%. |
| Koss Corporation Life Insurance Plan | - | 105 | - | - | - |
| Koss Corporation Dental Health Plan | - | 154 | - | - | - |
| Koss Corporation Long Term Disability | - | 96 | - | - | - |
| Koss Corporation Health Plan | - | 119 | - | - | - |
| 2000 | 6 | 202 | $0 | $0 | - |
| Koss Corporation Life Insurance Plan | - | 114 | - | - | - |
| Koss Corporation Dental Health Plan | - | 202 | - | - | - |
| Koss Corporation Long Term Disability | - | 105 | - | - | - |
| Koss Corporation Health Plan | - | 130 | - | - | - |
| Koss Corporation Retirement Savings 401(K) Plan | - | 111 | - | - | - |
| Koss Corporation Employee Stock Ownership Plan and Trust Agreement | - | 97 | - | - | - |
| 1999 | 1 | 122 | $3,513,017 | $321,040 | $2,631iApproximate average salary by contribution assumption: employee only about $65,787 at 4% or $43,858 at 6%; with 50% employer match about $43,858 at 4% or $29,239 at 6%; with 100% employer match about $32,893 at 4% or $21,929 at 6%. |
| Koss Corporation Retirement Savings 401(K) Plan | - | 122 | $3,513,017 | $321,040 | $2,631iApproximate average salary by contribution assumption: employee only about $65,787 at 4% or $43,858 at 6%; with 50% employer match about $43,858 at 4% or $29,239 at 6%; with 100% employer match about $32,893 at 4% or $21,929 at 6%. |