Civic Intelligence

Graff Financial LLC

Plan context: GRAFF FINANCIAL, LLC 401(K) PLAN & TRUST

EIN 38-3306145 • Davison, MI • 36 filings • 8 plans

9459 Lapeer Rd Suite 101Davison, MI 48423
Current Snapshot

Latest Year

2025

2025 Participants

600

2025 Assets

$3,154,872

2025 Contributions

$153,547

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$3,325,357$1,662,679$0200420152024YearValue
$3,154,872Latest year 2024

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

6723360200320142025YearValue
600Latest year 2025

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
20251600$0$0-
Graff Automotive Group Cafeteria Plan-600---
20242435$3,154,872$153,547$353iApproximate average salary by contribution assumption: employee only about $8,825 at 4% or $5,883 at 6%; with 50% employer match about $5,883 at 4% or $3,922 at 6%; with 100% employer match about $4,412 at 4% or $2,942 at 6%.
GRAFF FINANCIAL, LLC 401(K) PLAN & TRUST-30$3,154,872$153,547$5,118iApproximate average salary by contribution assumption: employee only about $127,956 at 4% or $85,304 at 6%; with 50% employer match about $85,304 at 4% or $56,869 at 6%; with 100% employer match about $63,978 at 4% or $42,652 at 6%.
Graff Automotive Group Cafeteria Plan-435---
20232455$2,545,652$128,623$283iApproximate average salary by contribution assumption: employee only about $7,067 at 4% or $4,711 at 6%; with 50% employer match about $4,711 at 4% or $3,141 at 6%; with 100% employer match about $3,534 at 4% or $2,356 at 6%.
GRAFF FINANCIAL, LLC 401(K) PLAN & TRUST-27$2,545,652$128,623$4,764iApproximate average salary by contribution assumption: employee only about $119,095 at 4% or $79,397 at 6%; with 50% employer match about $79,397 at 4% or $52,931 at 6%; with 100% employer match about $59,548 at 4% or $39,698 at 6%.
Graff Automotive Group Cafeteria Plan-455---
20222275$2,361,678$133,139$484iApproximate average salary by contribution assumption: employee only about $12,104 at 4% or $8,069 at 6%; with 50% employer match about $8,069 at 4% or $5,379 at 6%; with 100% employer match about $6,052 at 4% or $4,035 at 6%.
GRAFF FINANCIAL, LLC 401(K) PLAN & TRUST-29$2,361,678$133,139$4,591iApproximate average salary by contribution assumption: employee only about $114,775 at 4% or $76,517 at 6%; with 50% employer match about $76,517 at 4% or $51,011 at 6%; with 100% employer match about $57,388 at 4% or $38,258 at 6%.
Graff Automotive Group Cafeteria Plan-275---
2021325$3,325,357$90,409$3,616iApproximate average salary by contribution assumption: employee only about $90,409 at 4% or $60,273 at 6%; with 50% employer match about $60,273 at 4% or $40,182 at 6%; with 100% employer match about $45,205 at 4% or $30,136 at 6%.
GRAFF FINANCIAL, LLC 401(K) PLAN & TRUST-25$3,325,357$90,409$3,616iApproximate average salary by contribution assumption: employee only about $90,409 at 4% or $60,273 at 6%; with 50% employer match about $60,273 at 4% or $40,182 at 6%; with 100% employer match about $45,205 at 4% or $30,136 at 6%.
Graff Automotive Group Cafeteria Plan-----
Graff Automotive Group Cafeteria Plan-----
20202263$2,277,203$64,943$247iApproximate average salary by contribution assumption: employee only about $6,173 at 4% or $4,116 at 6%; with 50% employer match about $4,116 at 4% or $2,744 at 6%; with 100% employer match about $3,087 at 4% or $2,058 at 6%.
GRAFF FINANCIAL, LLC 401(K) PLAN & TRUST-18$2,277,203$64,943$3,608iApproximate average salary by contribution assumption: employee only about $90,199 at 4% or $60,132 at 6%; with 50% employer match about $60,132 at 4% or $40,088 at 6%; with 100% employer match about $45,099 at 4% or $30,066 at 6%.
Graff Automotive Group Cafeteria Plan-263---
2019118$1,527,591$64,351$3,575iApproximate average salary by contribution assumption: employee only about $89,376 at 4% or $59,584 at 6%; with 50% employer match about $59,584 at 4% or $39,723 at 6%; with 100% employer match about $44,688 at 4% or $29,792 at 6%.
GRAFF FINANCIAL, LLC 401(K) PLAN & TRUST-18$1,527,591$64,351$3,575iApproximate average salary by contribution assumption: employee only about $89,376 at 4% or $59,584 at 6%; with 50% employer match about $59,584 at 4% or $39,723 at 6%; with 100% employer match about $44,688 at 4% or $29,792 at 6%.
2018114$1,475,034$75,180$5,370iApproximate average salary by contribution assumption: employee only about $134,250 at 4% or $89,500 at 6%; with 50% employer match about $89,500 at 4% or $59,667 at 6%; with 100% employer match about $67,125 at 4% or $44,750 at 6%.
GRAFF FINANCIAL, LLC 401(K) PLAN & TRUST-14$1,475,034$75,180$5,370iApproximate average salary by contribution assumption: employee only about $134,250 at 4% or $89,500 at 6%; with 50% employer match about $89,500 at 4% or $59,667 at 6%; with 100% employer match about $67,125 at 4% or $44,750 at 6%.
20172667$1,135,289$71,104$107iApproximate average salary by contribution assumption: employee only about $2,665 at 4% or $1,777 at 6%; with 50% employer match about $1,777 at 4% or $1,184 at 6%; with 100% employer match about $1,333 at 4% or $888 at 6%.
GRAFF FINANCIAL, LLC 401(K) PLAN & TRUST-13$1,135,289$71,104$5,470iApproximate average salary by contribution assumption: employee only about $136,738 at 4% or $91,159 at 6%; with 50% employer match about $91,159 at 4% or $60,773 at 6%; with 100% employer match about $68,369 at 4% or $45,579 at 6%.
Graff Automotive Group Cafeteria Plan-667---
20162672$1,000,864$55,603$83iApproximate average salary by contribution assumption: employee only about $2,069 at 4% or $1,379 at 6%; with 50% employer match about $1,379 at 4% or $919 at 6%; with 100% employer match about $1,034 at 4% or $690 at 6%.
GRAFF FINANCIAL LLC 401K PLAN & TRUST-16$1,000,864$55,603$3,475iApproximate average salary by contribution assumption: employee only about $86,880 at 4% or $57,920 at 6%; with 50% employer match about $57,920 at 4% or $38,613 at 6%; with 100% employer match about $43,440 at 4% or $28,960 at 6%.
Graff Automotive Group Cafeteria Plan-672---
20152613$846,820$71,672$117iApproximate average salary by contribution assumption: employee only about $2,923 at 4% or $1,949 at 6%; with 50% employer match about $1,949 at 4% or $1,299 at 6%; with 100% employer match about $1,462 at 4% or $974 at 6%.
GRAFF FINANCIAL LLC 401(K) PLAN & TRUST-14$846,820$71,672$5,119iApproximate average salary by contribution assumption: employee only about $127,986 at 4% or $85,324 at 6%; with 50% employer match about $85,324 at 4% or $56,883 at 6%; with 100% employer match about $63,993 at 4% or $42,662 at 6%.
Graff Automotive Group Cafeteria Plan-613---
20142481$888,523$41,017$85iApproximate average salary by contribution assumption: employee only about $2,132 at 4% or $1,421 at 6%; with 50% employer match about $1,421 at 4% or $947 at 6%; with 100% employer match about $1,066 at 4% or $711 at 6%.
GRAFF FINANCIAL LLC 401K PLAN & TRUST-13$888,523$41,017$3,155iApproximate average salary by contribution assumption: employee only about $78,879 at 4% or $52,586 at 6%; with 50% employer match about $52,586 at 4% or $35,057 at 6%; with 100% employer match about $39,439 at 4% or $26,293 at 6%.
Graff Automotive Group Cafeteria Plan-481---
20132432$879,372$43,608$101iApproximate average salary by contribution assumption: employee only about $2,524 at 4% or $1,682 at 6%; with 50% employer match about $1,682 at 4% or $1,122 at 6%; with 100% employer match about $1,262 at 4% or $841 at 6%.
GRAFF FINANCIAL LLC 401K PLAN & TRUST-13$879,372$43,608$3,354iApproximate average salary by contribution assumption: employee only about $83,862 at 4% or $55,908 at 6%; with 50% employer match about $55,908 at 4% or $37,272 at 6%; with 100% employer match about $41,931 at 4% or $27,954 at 6%.
Graff Automotive Group Cafeteria Plan-432---
20122425$731,283$42,061$99iApproximate average salary by contribution assumption: employee only about $2,474 at 4% or $1,649 at 6%; with 50% employer match about $1,649 at 4% or $1,100 at 6%; with 100% employer match about $1,237 at 4% or $825 at 6%.
GRAFF FINANCIAL LLC 401K PLAN & TRUST-13$731,283$42,061$3,235iApproximate average salary by contribution assumption: employee only about $80,887 at 4% or $53,924 at 6%; with 50% employer match about $53,924 at 4% or $35,950 at 6%; with 100% employer match about $40,443 at 4% or $26,962 at 6%.
Graff Automotive Group Cafeteria Plan-425---
20112444$400,066$41,823$94iApproximate average salary by contribution assumption: employee only about $2,355 at 4% or $1,570 at 6%; with 50% employer match about $1,570 at 4% or $1,047 at 6%; with 100% employer match about $1,177 at 4% or $785 at 6%.
GRAFF FINANCIAL LLC 401K PLAN & TRUST-11$400,066$41,823$3,802iApproximate average salary by contribution assumption: employee only about $95,052 at 4% or $63,368 at 6%; with 50% employer match about $63,368 at 4% or $42,245 at 6%; with 100% employer match about $47,526 at 4% or $31,684 at 6%.
Graff Automotive Group Cafeteria Plan-444---
2010110$353,378$38,126$3,813iApproximate average salary by contribution assumption: employee only about $95,315 at 4% or $63,543 at 6%; with 50% employer match about $63,543 at 4% or $42,362 at 6%; with 100% employer match about $47,658 at 4% or $31,772 at 6%.
GRAFF FINANCIAL LLC 401(K) PLAN & TRUST-10$353,378$38,126$3,813iApproximate average salary by contribution assumption: employee only about $95,315 at 4% or $63,543 at 6%; with 50% employer match about $63,543 at 4% or $42,362 at 6%; with 100% employer match about $47,658 at 4% or $31,772 at 6%.
200919$232,521$36,382$4,042iApproximate average salary by contribution assumption: employee only about $101,061 at 4% or $67,374 at 6%; with 50% employer match about $67,374 at 4% or $44,916 at 6%; with 100% employer match about $50,531 at 4% or $33,687 at 6%.
GRAFF FINANCIAL, LLC 401K PLAN & TRUST-9$232,521$36,382$4,042iApproximate average salary by contribution assumption: employee only about $101,061 at 4% or $67,374 at 6%; with 50% employer match about $67,374 at 4% or $44,916 at 6%; with 100% employer match about $50,531 at 4% or $33,687 at 6%.
2008110$0$0-
GRAFF FINANCIAL, LLC 401K PLAN & TRUST-10---
200718$0$0-
GRAFF FINANCIAL, LLC 401K PLAN & TRUST-8---
200615$103,011$19,595$3,919iApproximate average salary by contribution assumption: employee only about $97,975 at 4% or $65,317 at 6%; with 50% employer match about $65,317 at 4% or $43,544 at 6%; with 100% employer match about $48,988 at 4% or $32,658 at 6%.
GRAFF FINANCIAL, LLC 401K PLAN & TRUST-5$103,011$19,595$3,919iApproximate average salary by contribution assumption: employee only about $97,975 at 4% or $65,317 at 6%; with 50% employer match about $65,317 at 4% or $43,544 at 6%; with 100% employer match about $48,988 at 4% or $32,658 at 6%.
200517$76,899$20,064$2,866iApproximate average salary by contribution assumption: employee only about $71,657 at 4% or $47,771 at 6%; with 50% employer match about $47,771 at 4% or $31,848 at 6%; with 100% employer match about $35,829 at 4% or $23,886 at 6%.
GRAFF FINANCIAL, LLC 401K PLAN & TRUST-7$76,899$20,064$2,866iApproximate average salary by contribution assumption: employee only about $71,657 at 4% or $47,771 at 6%; with 50% employer match about $47,771 at 4% or $31,848 at 6%; with 100% employer match about $35,829 at 4% or $23,886 at 6%.
200416$52,267$11,320$1,887iApproximate average salary by contribution assumption: employee only about $47,167 at 4% or $31,444 at 6%; with 50% employer match about $31,444 at 4% or $20,963 at 6%; with 100% employer match about $23,583 at 4% or $15,722 at 6%.
GRAFF FINANCIAL, LLC 401K PLAN & TRUST-6$52,267$11,320$1,887iApproximate average salary by contribution assumption: employee only about $47,167 at 4% or $31,444 at 6%; with 50% employer match about $31,444 at 4% or $20,963 at 6%; with 100% employer match about $23,583 at 4% or $15,722 at 6%.
200315$0$0-
GRAFF FINANCIAL, LLC 401K PLAN & TRUST-5---