Civic Intelligence

Spectrum Benefits LLC

Plan context: Spectrum Benefits LLC 401K Plan

EIN 38-3303994 • Grand Rapids, MI • 25 filings • 3 plans

721 Three Mile Road, Suite 150Grand Rapids, MI 49544
Current Snapshot

Latest Year

2024

2024 Participants

7

2024 Assets

$1,132,899

2024 Contributions

$35,675

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$1,132,899$566,450$0200020142023YearValue
$1,132,899Latest year 2023

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

740200020122023YearValue
7Latest year 2023

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
202410$0$35,675-
Spectrum Benefits LLC 401K Plan-0$0$35,675-
202317$1,132,899$68,069$9,724iApproximate average salary by contribution assumption: employee only about $243,104 at 4% or $162,069 at 6%; with 50% employer match about $162,069 at 4% or $108,046 at 6%; with 100% employer match about $121,552 at 4% or $81,035 at 6%.
Spectrum Benefits LLC 401K Plan-7$1,132,899$68,069$9,724iApproximate average salary by contribution assumption: employee only about $243,104 at 4% or $162,069 at 6%; with 50% employer match about $162,069 at 4% or $108,046 at 6%; with 100% employer match about $121,552 at 4% or $81,035 at 6%.
202216$1,010,380$198,756$33,126iApproximate average salary by contribution assumption: employee only about $828,150 at 4% or $552,100 at 6%; with 50% employer match about $552,100 at 4% or $368,067 at 6%; with 100% employer match about $414,075 at 4% or $276,050 at 6%.
Spectrum Benefits LLC 401K Plan-6$1,010,380$198,756$33,126iApproximate average salary by contribution assumption: employee only about $828,150 at 4% or $552,100 at 6%; with 50% employer match about $552,100 at 4% or $368,067 at 6%; with 100% employer match about $414,075 at 4% or $276,050 at 6%.
202116$1,031,028$54,751$9,125iApproximate average salary by contribution assumption: employee only about $228,129 at 4% or $152,086 at 6%; with 50% employer match about $152,086 at 4% or $101,391 at 6%; with 100% employer match about $114,065 at 4% or $76,043 at 6%.
Spectrum Benefits LLC 401K Plan-6$1,031,028$54,751$9,125iApproximate average salary by contribution assumption: employee only about $228,129 at 4% or $152,086 at 6%; with 50% employer match about $152,086 at 4% or $101,391 at 6%; with 100% employer match about $114,065 at 4% or $76,043 at 6%.
202016$871,156$54,026$9,004iApproximate average salary by contribution assumption: employee only about $225,108 at 4% or $150,072 at 6%; with 50% employer match about $150,072 at 4% or $100,048 at 6%; with 100% employer match about $112,554 at 4% or $75,036 at 6%.
Spectrum Benefits LLC 401K Plan-6$871,156$54,026$9,004iApproximate average salary by contribution assumption: employee only about $225,108 at 4% or $150,072 at 6%; with 50% employer match about $150,072 at 4% or $100,048 at 6%; with 100% employer match about $112,554 at 4% or $75,036 at 6%.
201915$798,804$53,242$10,648iApproximate average salary by contribution assumption: employee only about $266,210 at 4% or $177,473 at 6%; with 50% employer match about $177,473 at 4% or $118,316 at 6%; with 100% employer match about $133,105 at 4% or $88,737 at 6%.
Spectrum Benefits LLC 401K Plan-5$798,804$53,242$10,648iApproximate average salary by contribution assumption: employee only about $266,210 at 4% or $177,473 at 6%; with 50% employer match about $177,473 at 4% or $118,316 at 6%; with 100% employer match about $133,105 at 4% or $88,737 at 6%.
201815$628,947$59,269$11,854iApproximate average salary by contribution assumption: employee only about $296,345 at 4% or $197,563 at 6%; with 50% employer match about $197,563 at 4% or $131,709 at 6%; with 100% employer match about $148,173 at 4% or $98,782 at 6%.
Spectrum Benefits LLC 401K Plan-5$628,947$59,269$11,854iApproximate average salary by contribution assumption: employee only about $296,345 at 4% or $197,563 at 6%; with 50% employer match about $197,563 at 4% or $131,709 at 6%; with 100% employer match about $148,173 at 4% or $98,782 at 6%.
201715$618,361$57,382$11,476iApproximate average salary by contribution assumption: employee only about $286,910 at 4% or $191,273 at 6%; with 50% employer match about $191,273 at 4% or $127,516 at 6%; with 100% employer match about $143,455 at 4% or $95,637 at 6%.
Spectrum Benefits LLC 401K Plan-5$618,361$57,382$11,476iApproximate average salary by contribution assumption: employee only about $286,910 at 4% or $191,273 at 6%; with 50% employer match about $191,273 at 4% or $127,516 at 6%; with 100% employer match about $143,455 at 4% or $95,637 at 6%.
201615$500,990$56,196$11,239iApproximate average salary by contribution assumption: employee only about $280,980 at 4% or $187,320 at 6%; with 50% employer match about $187,320 at 4% or $124,880 at 6%; with 100% employer match about $140,490 at 4% or $93,660 at 6%.
Spectrum Benefits LLC 401K Plan-5$500,990$56,196$11,239iApproximate average salary by contribution assumption: employee only about $280,980 at 4% or $187,320 at 6%; with 50% employer match about $187,320 at 4% or $124,880 at 6%; with 100% employer match about $140,490 at 4% or $93,660 at 6%.
201515$413,223$58,299$11,660iApproximate average salary by contribution assumption: employee only about $291,495 at 4% or $194,330 at 6%; with 50% employer match about $194,330 at 4% or $129,553 at 6%; with 100% employer match about $145,748 at 4% or $97,165 at 6%.
Spectrum Benefits LLC 401K Plan-5$413,223$58,299$11,660iApproximate average salary by contribution assumption: employee only about $291,495 at 4% or $194,330 at 6%; with 50% employer match about $194,330 at 4% or $129,553 at 6%; with 100% employer match about $145,748 at 4% or $97,165 at 6%.
201415$407,803$57,770$11,554iApproximate average salary by contribution assumption: employee only about $288,850 at 4% or $192,567 at 6%; with 50% employer match about $192,567 at 4% or $128,378 at 6%; with 100% employer match about $144,425 at 4% or $96,283 at 6%.
Spectrum Benefits LLC 401K Plan-5$407,803$57,770$11,554iApproximate average salary by contribution assumption: employee only about $288,850 at 4% or $192,567 at 6%; with 50% employer match about $192,567 at 4% or $128,378 at 6%; with 100% employer match about $144,425 at 4% or $96,283 at 6%.
201315$336,152$51,620$10,324iApproximate average salary by contribution assumption: employee only about $258,100 at 4% or $172,067 at 6%; with 50% employer match about $172,067 at 4% or $114,711 at 6%; with 100% employer match about $129,050 at 4% or $86,033 at 6%.
Spectrum Benefits LLC 401K Plan-5$336,152$51,620$10,324iApproximate average salary by contribution assumption: employee only about $258,100 at 4% or $172,067 at 6%; with 50% employer match about $172,067 at 4% or $114,711 at 6%; with 100% employer match about $129,050 at 4% or $86,033 at 6%.
201215$298,253$36,378$7,276iApproximate average salary by contribution assumption: employee only about $181,890 at 4% or $121,260 at 6%; with 50% employer match about $121,260 at 4% or $80,840 at 6%; with 100% employer match about $90,945 at 4% or $60,630 at 6%.
Spectrum Benefits LLC 401K Plan-5$298,253$36,378$7,276iApproximate average salary by contribution assumption: employee only about $181,890 at 4% or $121,260 at 6%; with 50% employer match about $121,260 at 4% or $80,840 at 6%; with 100% employer match about $90,945 at 4% or $60,630 at 6%.
201115$235,074$35,414$7,083iApproximate average salary by contribution assumption: employee only about $177,070 at 4% or $118,047 at 6%; with 50% employer match about $118,047 at 4% or $78,698 at 6%; with 100% employer match about $88,535 at 4% or $59,023 at 6%.
Spectrum Benefits LLC 401K Plan-5$235,074$35,414$7,083iApproximate average salary by contribution assumption: employee only about $177,070 at 4% or $118,047 at 6%; with 50% employer match about $118,047 at 4% or $78,698 at 6%; with 100% employer match about $88,535 at 4% or $59,023 at 6%.
201016$212,570$28,349$4,725iApproximate average salary by contribution assumption: employee only about $118,121 at 4% or $78,747 at 6%; with 50% employer match about $78,747 at 4% or $52,498 at 6%; with 100% employer match about $59,060 at 4% or $39,374 at 6%.
Spectrum Benefits LLC 401K Plan-6$212,570$28,349$4,725iApproximate average salary by contribution assumption: employee only about $118,121 at 4% or $78,747 at 6%; with 50% employer match about $78,747 at 4% or $52,498 at 6%; with 100% employer match about $59,060 at 4% or $39,374 at 6%.
200915$165,241$25,449$5,090iApproximate average salary by contribution assumption: employee only about $127,245 at 4% or $84,830 at 6%; with 50% employer match about $84,830 at 4% or $56,553 at 6%; with 100% employer match about $63,623 at 4% or $42,415 at 6%.
Spectrum Benefits LLC 401K Plan-5$165,241$25,449$5,090iApproximate average salary by contribution assumption: employee only about $127,245 at 4% or $84,830 at 6%; with 50% employer match about $84,830 at 4% or $56,553 at 6%; with 100% employer match about $63,623 at 4% or $42,415 at 6%.
200815$0$0-
Spectrum Benefits LLC 401K Plan-5---
200717$0$0-
Spectrum Benefits LLC 401K Plan-7---
200617$240,102$39,756$5,679iApproximate average salary by contribution assumption: employee only about $141,986 at 4% or $94,657 at 6%; with 50% employer match about $94,657 at 4% or $63,105 at 6%; with 100% employer match about $70,993 at 4% or $47,329 at 6%.
Spectrum Benefits LLC 401K Plan-7$240,102$39,756$5,679iApproximate average salary by contribution assumption: employee only about $141,986 at 4% or $94,657 at 6%; with 50% employer match about $94,657 at 4% or $63,105 at 6%; with 100% employer match about $70,993 at 4% or $47,329 at 6%.
200517$180,949$38,472$5,496iApproximate average salary by contribution assumption: employee only about $137,400 at 4% or $91,600 at 6%; with 50% employer match about $91,600 at 4% or $61,067 at 6%; with 100% employer match about $68,700 at 4% or $45,800 at 6%.
Spectrum Benefits LLC 401K Plan-7$180,949$38,472$5,496iApproximate average salary by contribution assumption: employee only about $137,400 at 4% or $91,600 at 6%; with 50% employer match about $91,600 at 4% or $61,067 at 6%; with 100% employer match about $68,700 at 4% or $45,800 at 6%.
200417$132,270$35,996$5,142iApproximate average salary by contribution assumption: employee only about $128,557 at 4% or $85,705 at 6%; with 50% employer match about $85,705 at 4% or $57,137 at 6%; with 100% employer match about $64,279 at 4% or $42,852 at 6%.
Spectrum Benefits LLC 401K Plan-7$132,270$35,996$5,142iApproximate average salary by contribution assumption: employee only about $128,557 at 4% or $85,705 at 6%; with 50% employer match about $85,705 at 4% or $57,137 at 6%; with 100% employer match about $64,279 at 4% or $42,852 at 6%.
200314$133,470$33,570$8,393iApproximate average salary by contribution assumption: employee only about $209,813 at 4% or $139,875 at 6%; with 50% employer match about $139,875 at 4% or $93,250 at 6%; with 100% employer match about $104,906 at 4% or $69,938 at 6%.
Spectrum Benefits LLC 401K Plan-4$133,470$33,570$8,393iApproximate average salary by contribution assumption: employee only about $209,813 at 4% or $139,875 at 6%; with 50% employer match about $139,875 at 4% or $93,250 at 6%; with 100% employer match about $104,906 at 4% or $69,938 at 6%.
200214$0$0-
Spectrum Benefits LLC 401K Plan-4---
200116$0$0-
Spectrum Benefits LLC 401K Plan-6---
200015$20,565$20,761$4,152iApproximate average salary by contribution assumption: employee only about $103,805 at 4% or $69,203 at 6%; with 50% employer match about $69,203 at 4% or $46,136 at 6%; with 100% employer match about $51,903 at 4% or $34,602 at 6%.
Spectrum Benefits LLC 401K Plan-5$20,565$20,761$4,152iApproximate average salary by contribution assumption: employee only about $103,805 at 4% or $69,203 at 6%; with 50% employer match about $69,203 at 4% or $46,136 at 6%; with 100% employer match about $51,903 at 4% or $34,602 at 6%.