Civic Intelligence

Maureen Penfold

Plan context: Maureen Penfold Retirement Plan

EIN 38-3270235 • Traverse City, MI • 18 filings • 2 plans

500 S Union StreetTraverse City, MI 49684-3290
Current Snapshot

Latest Year

2024

2024 Participants

2

2024 Assets

$1,158,632

2024 Contributions

$33,078

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$1,158,632$579,316$0200620162024YearValue
$1,158,632Latest year 2024

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

320200620162024YearValue
2Latest year 2024

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
202412$1,158,632$33,078$16,539iApproximate average salary by contribution assumption: employee only about $413,475 at 4% or $275,650 at 6%; with 50% employer match about $275,650 at 4% or $183,767 at 6%; with 100% employer match about $206,738 at 4% or $137,825 at 6%.
Maureen Penfold Retirement Plan-2$1,158,632$33,078$16,539iApproximate average salary by contribution assumption: employee only about $413,475 at 4% or $275,650 at 6%; with 50% employer match about $275,650 at 4% or $183,767 at 6%; with 100% employer match about $206,738 at 4% or $137,825 at 6%.
202312$1,057,623$55,000$27,500iApproximate average salary by contribution assumption: employee only about $687,500 at 4% or $458,333 at 6%; with 50% employer match about $458,333 at 4% or $305,556 at 6%; with 100% employer match about $343,750 at 4% or $229,167 at 6%.
Maureen Penfold Retirement Plan-2$1,057,623$55,000$27,500iApproximate average salary by contribution assumption: employee only about $687,500 at 4% or $458,333 at 6%; with 50% employer match about $458,333 at 4% or $305,556 at 6%; with 100% employer match about $343,750 at 4% or $229,167 at 6%.
202212$924,648$18,750$9,375iApproximate average salary by contribution assumption: employee only about $234,375 at 4% or $156,250 at 6%; with 50% employer match about $156,250 at 4% or $104,167 at 6%; with 100% employer match about $117,188 at 4% or $78,125 at 6%.
Maureen Penfold Retirement Plan-2$924,648$18,750$9,375iApproximate average salary by contribution assumption: employee only about $234,375 at 4% or $156,250 at 6%; with 50% employer match about $156,250 at 4% or $104,167 at 6%; with 100% employer match about $117,188 at 4% or $78,125 at 6%.
202113$1,060,483$26,000$8,667iApproximate average salary by contribution assumption: employee only about $216,667 at 4% or $144,444 at 6%; with 50% employer match about $144,444 at 4% or $96,296 at 6%; with 100% employer match about $108,333 at 4% or $72,222 at 6%.
Maureen Penfold Retirement Plan-3$1,060,483$26,000$8,667iApproximate average salary by contribution assumption: employee only about $216,667 at 4% or $144,444 at 6%; with 50% employer match about $144,444 at 4% or $96,296 at 6%; with 100% employer match about $108,333 at 4% or $72,222 at 6%.
202012$993,317$27,661$13,831iApproximate average salary by contribution assumption: employee only about $345,763 at 4% or $230,508 at 6%; with 50% employer match about $230,508 at 4% or $153,672 at 6%; with 100% employer match about $172,881 at 4% or $115,254 at 6%.
Maureen Penfold Retirement Plan-2$993,317$27,661$13,831iApproximate average salary by contribution assumption: employee only about $345,763 at 4% or $230,508 at 6%; with 50% employer match about $230,508 at 4% or $153,672 at 6%; with 100% employer match about $172,881 at 4% or $115,254 at 6%.
201913$943,102$65,418$21,806iApproximate average salary by contribution assumption: employee only about $545,150 at 4% or $363,433 at 6%; with 50% employer match about $363,433 at 4% or $242,289 at 6%; with 100% employer match about $272,575 at 4% or $181,717 at 6%.
Maureen Penfold Retirement Plan-3$943,102$65,418$21,806iApproximate average salary by contribution assumption: employee only about $545,150 at 4% or $363,433 at 6%; with 50% employer match about $363,433 at 4% or $242,289 at 6%; with 100% employer match about $272,575 at 4% or $181,717 at 6%.
201813$803,898$64,120$21,373iApproximate average salary by contribution assumption: employee only about $534,333 at 4% or $356,222 at 6%; with 50% employer match about $356,222 at 4% or $237,481 at 6%; with 100% employer match about $267,167 at 4% or $178,111 at 6%.
Maureen Penfold Retirement Plan-3$803,898$64,120$21,373iApproximate average salary by contribution assumption: employee only about $534,333 at 4% or $356,222 at 6%; with 50% employer match about $356,222 at 4% or $237,481 at 6%; with 100% employer match about $267,167 at 4% or $178,111 at 6%.
201712$766,068$61,175$30,588iApproximate average salary by contribution assumption: employee only about $764,688 at 4% or $509,792 at 6%; with 50% employer match about $509,792 at 4% or $339,861 at 6%; with 100% employer match about $382,344 at 4% or $254,896 at 6%.
Maureen Penfold Retirement Plan-2$766,068$61,175$30,588iApproximate average salary by contribution assumption: employee only about $764,688 at 4% or $509,792 at 6%; with 50% employer match about $509,792 at 4% or $339,861 at 6%; with 100% employer match about $382,344 at 4% or $254,896 at 6%.
201612$644,694$60,429$30,215iApproximate average salary by contribution assumption: employee only about $755,363 at 4% or $503,575 at 6%; with 50% employer match about $503,575 at 4% or $335,717 at 6%; with 100% employer match about $377,681 at 4% or $251,788 at 6%.
Maureen Penfold Retirement Plan-2$644,694$60,429$30,215iApproximate average salary by contribution assumption: employee only about $755,363 at 4% or $503,575 at 6%; with 50% employer match about $503,575 at 4% or $335,717 at 6%; with 100% employer match about $377,681 at 4% or $251,788 at 6%.
201512$555,953$56,203$28,102iApproximate average salary by contribution assumption: employee only about $702,538 at 4% or $468,358 at 6%; with 50% employer match about $468,358 at 4% or $312,239 at 6%; with 100% employer match about $351,269 at 4% or $234,179 at 6%.
Maureen Penfold Retirement Plan-2$555,953$56,203$28,102iApproximate average salary by contribution assumption: employee only about $702,538 at 4% or $468,358 at 6%; with 50% employer match about $468,358 at 4% or $312,239 at 6%; with 100% employer match about $351,269 at 4% or $234,179 at 6%.
201412$515,621$66,191$33,096iApproximate average salary by contribution assumption: employee only about $827,388 at 4% or $551,592 at 6%; with 50% employer match about $551,592 at 4% or $367,728 at 6%; with 100% employer match about $413,694 at 4% or $275,796 at 6%.
Maureen Penfold Retirement Plan-2$515,621$66,191$33,096iApproximate average salary by contribution assumption: employee only about $827,388 at 4% or $551,592 at 6%; with 50% employer match about $551,592 at 4% or $367,728 at 6%; with 100% employer match about $413,694 at 4% or $275,796 at 6%.
201312$417,889$90,519$45,260iApproximate average salary by contribution assumption: employee only about $1,131,488 at 4% or $754,325 at 6%; with 50% employer match about $754,325 at 4% or $502,883 at 6%; with 100% employer match about $565,744 at 4% or $377,163 at 6%.
Maureen Penfold Retirement Plan-2$417,889$90,519$45,260iApproximate average salary by contribution assumption: employee only about $1,131,488 at 4% or $754,325 at 6%; with 50% employer match about $754,325 at 4% or $502,883 at 6%; with 100% employer match about $565,744 at 4% or $377,163 at 6%.
201212$326,312$48,505$24,253iApproximate average salary by contribution assumption: employee only about $606,313 at 4% or $404,208 at 6%; with 50% employer match about $404,208 at 4% or $269,472 at 6%; with 100% employer match about $303,156 at 4% or $202,104 at 6%.
Maureen Penfold Retirement Plan-2$326,312$48,505$24,253iApproximate average salary by contribution assumption: employee only about $606,313 at 4% or $404,208 at 6%; with 50% employer match about $404,208 at 4% or $269,472 at 6%; with 100% employer match about $303,156 at 4% or $202,104 at 6%.
201112$251,427$67,283$33,642iApproximate average salary by contribution assumption: employee only about $841,038 at 4% or $560,692 at 6%; with 50% employer match about $560,692 at 4% or $373,794 at 6%; with 100% employer match about $420,519 at 4% or $280,346 at 6%.
Maureen Penfold Retirement Plan-2$251,427$67,283$33,642iApproximate average salary by contribution assumption: employee only about $841,038 at 4% or $560,692 at 6%; with 50% employer match about $560,692 at 4% or $373,794 at 6%; with 100% employer match about $420,519 at 4% or $280,346 at 6%.
201012$182,450$53,812$26,906iApproximate average salary by contribution assumption: employee only about $672,650 at 4% or $448,433 at 6%; with 50% employer match about $448,433 at 4% or $298,956 at 6%; with 100% employer match about $336,325 at 4% or $224,217 at 6%.
Maureen Penfold Retirement Plan-2$182,450$53,812$26,906iApproximate average salary by contribution assumption: employee only about $672,650 at 4% or $448,433 at 6%; with 50% employer match about $448,433 at 4% or $298,956 at 6%; with 100% employer match about $336,325 at 4% or $224,217 at 6%.
200912$117,073$32,089$16,045iApproximate average salary by contribution assumption: employee only about $401,113 at 4% or $267,408 at 6%; with 50% employer match about $267,408 at 4% or $178,272 at 6%; with 100% employer match about $200,556 at 4% or $133,704 at 6%.
Maureen Penfold Retirement Plan-2$117,073$32,089$16,045iApproximate average salary by contribution assumption: employee only about $401,113 at 4% or $267,408 at 6%; with 50% employer match about $267,408 at 4% or $178,272 at 6%; with 100% employer match about $200,556 at 4% or $133,704 at 6%.
200712$105,881$49,323$24,662iApproximate average salary by contribution assumption: employee only about $616,538 at 4% or $411,025 at 6%; with 50% employer match about $411,025 at 4% or $274,017 at 6%; with 100% employer match about $308,269 at 4% or $205,513 at 6%.
Maureen Penfold Retirement Plan-2$105,881$49,323$24,662iApproximate average salary by contribution assumption: employee only about $616,538 at 4% or $411,025 at 6%; with 50% employer match about $411,025 at 4% or $274,017 at 6%; with 100% employer match about $308,269 at 4% or $205,513 at 6%.
200612$54,482$51,728$25,864iApproximate average salary by contribution assumption: employee only about $646,600 at 4% or $431,067 at 6%; with 50% employer match about $431,067 at 4% or $287,378 at 6%; with 100% employer match about $323,300 at 4% or $215,533 at 6%.
Maureen Penfold Retirement Plan-2$54,482$51,728$25,864iApproximate average salary by contribution assumption: employee only about $646,600 at 4% or $431,067 at 6%; with 50% employer match about $431,067 at 4% or $287,378 at 6%; with 100% employer match about $323,300 at 4% or $215,533 at 6%.