Civic Intelligence

Retirement Income Solutions Inc

Plan context: Ris 401(K) Profit Sharing Plan

EIN 38-3143018 • Ann Arbor, MI • 16 filings • 1 plans

2301 Platt RoadSuite 300Ann Arbor, MI 48104
Current Snapshot

Latest Year

2024

2024 Participants

37

2024 Assets

$13,473,495

2024 Contributions

$1,271,212

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$13,473,495$6,736,748$0200920172024YearValue
$13,473,495Latest year 2024

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

37190200920172024YearValue
37Latest year 2024

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
2024137$13,473,495$1,271,212$34,357iApproximate average salary by contribution assumption: employee only about $858,927 at 4% or $572,618 at 6%; with 50% employer match about $572,618 at 4% or $381,745 at 6%; with 100% employer match about $429,464 at 4% or $286,309 at 6%.
Ris 401(K) Profit Sharing Plan-37$13,473,495$1,271,212$34,357iApproximate average salary by contribution assumption: employee only about $858,927 at 4% or $572,618 at 6%; with 50% employer match about $572,618 at 4% or $381,745 at 6%; with 100% employer match about $429,464 at 4% or $286,309 at 6%.
2023135$12,184,322$1,159,062$33,116iApproximate average salary by contribution assumption: employee only about $827,901 at 4% or $551,934 at 6%; with 50% employer match about $551,934 at 4% or $367,956 at 6%; with 100% employer match about $413,951 at 4% or $275,967 at 6%.
Ris 401(K) Profit Sharing Plan-35$12,184,322$1,159,062$33,116iApproximate average salary by contribution assumption: employee only about $827,901 at 4% or $551,934 at 6%; with 50% employer match about $551,934 at 4% or $367,956 at 6%; with 100% employer match about $413,951 at 4% or $275,967 at 6%.
2022135$9,958,461$1,128,546$32,244iApproximate average salary by contribution assumption: employee only about $806,104 at 4% or $537,403 at 6%; with 50% employer match about $537,403 at 4% or $358,269 at 6%; with 100% employer match about $403,052 at 4% or $268,701 at 6%.
Ris 401(K) Profit Sharing Plan-35$9,958,461$1,128,546$32,244iApproximate average salary by contribution assumption: employee only about $806,104 at 4% or $537,403 at 6%; with 50% employer match about $537,403 at 4% or $358,269 at 6%; with 100% employer match about $403,052 at 4% or $268,701 at 6%.
2021134$11,452,476$1,105,981$32,529iApproximate average salary by contribution assumption: employee only about $813,221 at 4% or $542,148 at 6%; with 50% employer match about $542,148 at 4% or $361,432 at 6%; with 100% employer match about $406,611 at 4% or $271,074 at 6%.
Ris 401(K) Profit Sharing Plan-34$11,452,476$1,105,981$32,529iApproximate average salary by contribution assumption: employee only about $813,221 at 4% or $542,148 at 6%; with 50% employer match about $542,148 at 4% or $361,432 at 6%; with 100% employer match about $406,611 at 4% or $271,074 at 6%.
2020132$9,689,879$980,969$30,655iApproximate average salary by contribution assumption: employee only about $766,382 at 4% or $510,921 at 6%; with 50% employer match about $510,921 at 4% or $340,614 at 6%; with 100% employer match about $383,191 at 4% or $255,461 at 6%.
Ris 401(K) Profit Sharing Plan-32$9,689,879$980,969$30,655iApproximate average salary by contribution assumption: employee only about $766,382 at 4% or $510,921 at 6%; with 50% employer match about $510,921 at 4% or $340,614 at 6%; with 100% employer match about $383,191 at 4% or $255,461 at 6%.
2019130$7,636,227$844,103$28,137iApproximate average salary by contribution assumption: employee only about $703,419 at 4% or $468,946 at 6%; with 50% employer match about $468,946 at 4% or $312,631 at 6%; with 100% employer match about $351,710 at 4% or $234,473 at 6%.
Ris 401(K) Profit Sharing Plan-30$7,636,227$844,103$28,137iApproximate average salary by contribution assumption: employee only about $703,419 at 4% or $468,946 at 6%; with 50% employer match about $468,946 at 4% or $312,631 at 6%; with 100% employer match about $351,710 at 4% or $234,473 at 6%.
2018129$5,622,747$829,317$28,597iApproximate average salary by contribution assumption: employee only about $714,928 at 4% or $476,619 at 6%; with 50% employer match about $476,619 at 4% or $317,746 at 6%; with 100% employer match about $357,464 at 4% or $238,309 at 6%.
Ris 401(K) Profit Sharing Plan-29$5,622,747$829,317$28,597iApproximate average salary by contribution assumption: employee only about $714,928 at 4% or $476,619 at 6%; with 50% employer match about $476,619 at 4% or $317,746 at 6%; with 100% employer match about $357,464 at 4% or $238,309 at 6%.
2017126$5,216,332$768,634$29,563iApproximate average salary by contribution assumption: employee only about $739,071 at 4% or $492,714 at 6%; with 50% employer match about $492,714 at 4% or $328,476 at 6%; with 100% employer match about $369,536 at 4% or $246,357 at 6%.
Ris 401(K) Profit Sharing Plan-26$5,216,332$768,634$29,563iApproximate average salary by contribution assumption: employee only about $739,071 at 4% or $492,714 at 6%; with 50% employer match about $492,714 at 4% or $328,476 at 6%; with 100% employer match about $369,536 at 4% or $246,357 at 6%.
2016125$3,882,125$675,997$27,040iApproximate average salary by contribution assumption: employee only about $675,997 at 4% or $450,665 at 6%; with 50% employer match about $450,665 at 4% or $300,443 at 6%; with 100% employer match about $337,999 at 4% or $225,332 at 6%.
Ris 401(K) Profit Sharing Plan-25$3,882,125$675,997$27,040iApproximate average salary by contribution assumption: employee only about $675,997 at 4% or $450,665 at 6%; with 50% employer match about $450,665 at 4% or $300,443 at 6%; with 100% employer match about $337,999 at 4% or $225,332 at 6%.
2015125$3,241,979$668,385$26,735iApproximate average salary by contribution assumption: employee only about $668,385 at 4% or $445,590 at 6%; with 50% employer match about $445,590 at 4% or $297,060 at 6%; with 100% employer match about $334,193 at 4% or $222,795 at 6%.
Ris 401(K) Profit Sharing Plan-25$3,241,979$668,385$26,735iApproximate average salary by contribution assumption: employee only about $668,385 at 4% or $445,590 at 6%; with 50% employer match about $445,590 at 4% or $297,060 at 6%; with 100% employer match about $334,193 at 4% or $222,795 at 6%.
2014122$2,681,642$500,087$22,731iApproximate average salary by contribution assumption: employee only about $568,281 at 4% or $378,854 at 6%; with 50% employer match about $378,854 at 4% or $252,569 at 6%; with 100% employer match about $284,140 at 4% or $189,427 at 6%.
Ris 401(K) Profit Sharing Plan-22$2,681,642$500,087$22,731iApproximate average salary by contribution assumption: employee only about $568,281 at 4% or $378,854 at 6%; with 50% employer match about $378,854 at 4% or $252,569 at 6%; with 100% employer match about $284,140 at 4% or $189,427 at 6%.
2013122$2,129,028$502,188$22,827iApproximate average salary by contribution assumption: employee only about $570,668 at 4% or $380,445 at 6%; with 50% employer match about $380,445 at 4% or $253,630 at 6%; with 100% employer match about $285,334 at 4% or $190,223 at 6%.
Ris 401(K) Profit Sharing Plan-22$2,129,028$502,188$22,827iApproximate average salary by contribution assumption: employee only about $570,668 at 4% or $380,445 at 6%; with 50% employer match about $380,445 at 4% or $253,630 at 6%; with 100% employer match about $285,334 at 4% or $190,223 at 6%.
2012123$1,459,030$255,641$11,115iApproximate average salary by contribution assumption: employee only about $277,871 at 4% or $185,247 at 6%; with 50% employer match about $185,247 at 4% or $123,498 at 6%; with 100% employer match about $138,935 at 4% or $92,624 at 6%.
Ris 401(K) Profit Sharing Plan-23$1,459,030$255,641$11,115iApproximate average salary by contribution assumption: employee only about $277,871 at 4% or $185,247 at 6%; with 50% employer match about $185,247 at 4% or $123,498 at 6%; with 100% employer match about $138,935 at 4% or $92,624 at 6%.
2011125$1,055,127$436,624$17,465iApproximate average salary by contribution assumption: employee only about $436,624 at 4% or $291,083 at 6%; with 50% employer match about $291,083 at 4% or $194,055 at 6%; with 100% employer match about $218,312 at 4% or $145,541 at 6%.
Ris 401(K) Profit Sharing Plan-25$1,055,127$436,624$17,465iApproximate average salary by contribution assumption: employee only about $436,624 at 4% or $291,083 at 6%; with 50% employer match about $291,083 at 4% or $194,055 at 6%; with 100% employer match about $218,312 at 4% or $145,541 at 6%.
2010124$683,571$237,940$9,914iApproximate average salary by contribution assumption: employee only about $247,854 at 4% or $165,236 at 6%; with 50% employer match about $165,236 at 4% or $110,157 at 6%; with 100% employer match about $123,927 at 4% or $82,618 at 6%.
Ris 401(K) Profit Sharing Plan-24$683,571$237,940$9,914iApproximate average salary by contribution assumption: employee only about $247,854 at 4% or $165,236 at 6%; with 50% employer match about $165,236 at 4% or $110,157 at 6%; with 100% employer match about $123,927 at 4% or $82,618 at 6%.
2009122$388,348$128,459$5,839iApproximate average salary by contribution assumption: employee only about $145,976 at 4% or $97,317 at 6%; with 50% employer match about $97,317 at 4% or $64,878 at 6%; with 100% employer match about $72,988 at 4% or $48,659 at 6%.
Ris 401(K) Profit Sharing Plan-22$388,348$128,459$5,839iApproximate average salary by contribution assumption: employee only about $145,976 at 4% or $97,317 at 6%; with 50% employer match about $97,317 at 4% or $64,878 at 6%; with 100% employer match about $72,988 at 4% or $48,659 at 6%.