Civic Intelligence

Shafer Swartz PLC

Plan context: Shafer Swartz PLC Profit Sharing 401(K) Plan

EIN 38-2918428 • Muskegon, MI • 33 filings • 9 plans

40 Concord AvenueMuskegon, MI 49442
Current Snapshot

Latest Year

2025

2025 Participants

13

2025 Assets

$3,610,061

2025 Contributions

$174,408

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$3,610,061$1,805,031$0200020132025YearValue
$3,610,061Latest year 2025

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

1580200020132025YearValue
13Latest year 2025

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
2025113$3,610,061$174,408$13,416iApproximate average salary by contribution assumption: employee only about $335,400 at 4% or $223,600 at 6%; with 50% employer match about $223,600 at 4% or $149,067 at 6%; with 100% employer match about $167,700 at 4% or $111,800 at 6%.
Shafer Swartz PLC Profit Sharing 401(K) Plan-13$3,610,061$174,408$13,416iApproximate average salary by contribution assumption: employee only about $335,400 at 4% or $223,600 at 6%; with 50% employer match about $223,600 at 4% or $149,067 at 6%; with 100% employer match about $167,700 at 4% or $111,800 at 6%.
2024213$3,055,677$106,387$8,184iApproximate average salary by contribution assumption: employee only about $204,590 at 4% or $136,394 at 6%; with 50% employer match about $136,394 at 4% or $90,929 at 6%; with 100% employer match about $102,295 at 4% or $68,197 at 6%.
Shafer Swartz PLC Profit Sharing 401(K) Plan-13$3,055,677$106,387$8,184iApproximate average salary by contribution assumption: employee only about $204,590 at 4% or $136,394 at 6%; with 50% employer match about $136,394 at 4% or $90,929 at 6%; with 100% employer match about $102,295 at 4% or $68,197 at 6%.
SHAFER SWARTZ, PLC CASH BALANCE PENSION PLAN-0$0--
2023212$3,388,810$285,856$23,821iApproximate average salary by contribution assumption: employee only about $595,533 at 4% or $397,022 at 6%; with 50% employer match about $397,022 at 4% or $264,681 at 6%; with 100% employer match about $297,767 at 4% or $198,511 at 6%.
Shafer Swartz PLC Profit Sharing 401(K) Plan-12$2,408,499$107,513$8,959iApproximate average salary by contribution assumption: employee only about $223,985 at 4% or $149,324 at 6%; with 50% employer match about $149,324 at 4% or $99,549 at 6%; with 100% employer match about $111,993 at 4% or $74,662 at 6%.
NOLAN & SHAFER, PLC CASH BALANCE PENSION PLAN-4$980,311$178,343$44,586iApproximate average salary by contribution assumption: employee only about $1,114,644 at 4% or $743,096 at 6%; with 50% employer match about $743,096 at 4% or $495,397 at 6%; with 100% employer match about $557,322 at 4% or $371,548 at 6%.
202229$2,591,710$255,419$28,380iApproximate average salary by contribution assumption: employee only about $709,497 at 4% or $472,998 at 6%; with 50% employer match about $472,998 at 4% or $315,332 at 6%; with 100% employer match about $354,749 at 4% or $236,499 at 6%.
Shafer Swartz PLC Profit Sharing 401(K) Plan-9$1,825,607$91,700$10,189iApproximate average salary by contribution assumption: employee only about $254,722 at 4% or $169,815 at 6%; with 50% employer match about $169,815 at 4% or $113,210 at 6%; with 100% employer match about $127,361 at 4% or $84,907 at 6%.
NOLAN & SHAFER, PLC CASH BALANCE PENSION PLAN-4$766,103$163,719$40,930iApproximate average salary by contribution assumption: employee only about $1,023,244 at 4% or $682,163 at 6%; with 50% employer match about $682,163 at 4% or $454,775 at 6%; with 100% employer match about $511,622 at 4% or $341,081 at 6%.
2021211$3,499,046$257,005$23,364iApproximate average salary by contribution assumption: employee only about $584,102 at 4% or $389,402 at 6%; with 50% employer match about $389,402 at 4% or $259,601 at 6%; with 100% employer match about $292,051 at 4% or $194,701 at 6%.
Shafer Swartz PLC Profit Sharing 401(K) Plan-11$2,859,791$99,779$9,071iApproximate average salary by contribution assumption: employee only about $226,770 at 4% or $151,180 at 6%; with 50% employer match about $151,180 at 4% or $100,787 at 6%; with 100% employer match about $113,385 at 4% or $75,590 at 6%.
NOLAN & SHAFER, PLC CASH BALANCE PENSION PLAN-4$639,255$157,226$39,307iApproximate average salary by contribution assumption: employee only about $982,663 at 4% or $655,108 at 6%; with 50% employer match about $655,108 at 4% or $436,739 at 6%; with 100% employer match about $491,331 at 4% or $327,554 at 6%.
202029$2,861,518$256,184$28,465iApproximate average salary by contribution assumption: employee only about $711,622 at 4% or $474,415 at 6%; with 50% employer match about $474,415 at 4% or $316,277 at 6%; with 100% employer match about $355,811 at 4% or $237,207 at 6%.
Shafer Swartz PLC Profit Sharing 401(K) Plan-9$2,398,222$105,708$11,745iApproximate average salary by contribution assumption: employee only about $293,633 at 4% or $195,756 at 6%; with 50% employer match about $195,756 at 4% or $130,504 at 6%; with 100% employer match about $146,817 at 4% or $97,878 at 6%.
NOLAN & SHAFER, PLC CASH BALANCE PENSION PLAN-5$463,296$150,476$30,095iApproximate average salary by contribution assumption: employee only about $752,380 at 4% or $501,587 at 6%; with 50% employer match about $501,587 at 4% or $334,391 at 6%; with 100% employer match about $376,190 at 4% or $250,793 at 6%.
201927$2,189,372$261,088$37,298iApproximate average salary by contribution assumption: employee only about $932,457 at 4% or $621,638 at 6%; with 50% employer match about $621,638 at 4% or $414,425 at 6%; with 100% employer match about $466,229 at 4% or $310,819 at 6%.
Shafer Swartz PLC Profit Sharing 401(K) Plan-7$1,884,893$114,740$16,391iApproximate average salary by contribution assumption: employee only about $409,786 at 4% or $273,190 at 6%; with 50% employer match about $273,190 at 4% or $182,127 at 6%; with 100% employer match about $204,893 at 4% or $136,595 at 6%.
NOLAN & SHAFER, PLC CASH BALANCE PENSION PLAN-5$304,479$146,348$29,270iApproximate average salary by contribution assumption: employee only about $731,740 at 4% or $487,827 at 6%; with 50% employer match about $487,827 at 4% or $325,218 at 6%; with 100% employer match about $365,870 at 4% or $243,913 at 6%.
201825$1,532,237$225,288$45,058iApproximate average salary by contribution assumption: employee only about $1,126,440 at 4% or $750,960 at 6%; with 50% employer match about $750,960 at 4% or $500,640 at 6%; with 100% employer match about $563,220 at 4% or $375,480 at 6%.
Shafer Swartz PLC Profit Sharing 401(K) Plan-5$1,388,546$81,608$16,322iApproximate average salary by contribution assumption: employee only about $408,040 at 4% or $272,027 at 6%; with 50% employer match about $272,027 at 4% or $181,351 at 6%; with 100% employer match about $204,020 at 4% or $136,013 at 6%.
NOLAN & SHAFER, PLC CASH BALANCE PENSION PLAN-5$143,691$143,680$28,736iApproximate average salary by contribution assumption: employee only about $718,400 at 4% or $478,933 at 6%; with 50% employer match about $478,933 at 4% or $319,289 at 6%; with 100% employer match about $359,200 at 4% or $239,467 at 6%.
201716$2,040,294$141,361$23,560iApproximate average salary by contribution assumption: employee only about $589,004 at 4% or $392,669 at 6%; with 50% employer match about $392,669 at 4% or $261,780 at 6%; with 100% employer match about $294,502 at 4% or $196,335 at 6%.
Shafer Swartz PLC Profit Sharing 401(K) Plan-6$2,040,294$141,361$23,560iApproximate average salary by contribution assumption: employee only about $589,004 at 4% or $392,669 at 6%; with 50% employer match about $392,669 at 4% or $261,780 at 6%; with 100% employer match about $294,502 at 4% or $196,335 at 6%.
201618$1,709,673$153,648$19,206iApproximate average salary by contribution assumption: employee only about $480,150 at 4% or $320,100 at 6%; with 50% employer match about $320,100 at 4% or $213,400 at 6%; with 100% employer match about $240,075 at 4% or $160,050 at 6%.
Shafer Swartz PLC Profit Sharing 401(K) Plan-8$1,709,673$153,648$19,206iApproximate average salary by contribution assumption: employee only about $480,150 at 4% or $320,100 at 6%; with 50% employer match about $320,100 at 4% or $213,400 at 6%; with 100% employer match about $240,075 at 4% or $160,050 at 6%.
201519$1,622,630$211,639$23,515iApproximate average salary by contribution assumption: employee only about $587,886 at 4% or $391,924 at 6%; with 50% employer match about $391,924 at 4% or $261,283 at 6%; with 100% employer match about $293,943 at 4% or $195,962 at 6%.
Shafer Swartz PLC Profit Sharing 401(K) Plan-9$1,622,630$211,639$23,515iApproximate average salary by contribution assumption: employee only about $587,886 at 4% or $391,924 at 6%; with 50% employer match about $391,924 at 4% or $261,283 at 6%; with 100% employer match about $293,943 at 4% or $195,962 at 6%.
201419$1,692,097$184,696$20,522iApproximate average salary by contribution assumption: employee only about $513,044 at 4% or $342,030 at 6%; with 50% employer match about $342,030 at 4% or $228,020 at 6%; with 100% employer match about $256,522 at 4% or $171,015 at 6%.
Shafer Swartz PLC Profit Sharing 401(K) Plan-9$1,692,097$184,696$20,522iApproximate average salary by contribution assumption: employee only about $513,044 at 4% or $342,030 at 6%; with 50% employer match about $342,030 at 4% or $228,020 at 6%; with 100% employer match about $256,522 at 4% or $171,015 at 6%.
201319$1,426,173$175,753$19,528iApproximate average salary by contribution assumption: employee only about $488,203 at 4% or $325,469 at 6%; with 50% employer match about $325,469 at 4% or $216,979 at 6%; with 100% employer match about $244,101 at 4% or $162,734 at 6%.
Shafer Swartz PLC Profit Sharing 401(K) Plan-9$1,426,173$175,753$19,528iApproximate average salary by contribution assumption: employee only about $488,203 at 4% or $325,469 at 6%; with 50% employer match about $325,469 at 4% or $216,979 at 6%; with 100% employer match about $244,101 at 4% or $162,734 at 6%.
201218$1,056,187$114,038$14,255iApproximate average salary by contribution assumption: employee only about $356,369 at 4% or $237,579 at 6%; with 50% employer match about $237,579 at 4% or $158,386 at 6%; with 100% employer match about $178,184 at 4% or $118,790 at 6%.
Shafer Swartz PLC Profit Sharing 401(K) Plan-8$1,056,187$114,038$14,255iApproximate average salary by contribution assumption: employee only about $356,369 at 4% or $237,579 at 6%; with 50% employer match about $237,579 at 4% or $158,386 at 6%; with 100% employer match about $178,184 at 4% or $118,790 at 6%.
201118$1,036,738$57,884$7,236iApproximate average salary by contribution assumption: employee only about $180,888 at 4% or $120,592 at 6%; with 50% employer match about $120,592 at 4% or $80,394 at 6%; with 100% employer match about $90,444 at 4% or $60,296 at 6%.
Shafer Swartz PLC Profit Sharing 401(K) Plan-8$1,036,738$57,884$7,236iApproximate average salary by contribution assumption: employee only about $180,888 at 4% or $120,592 at 6%; with 50% employer match about $120,592 at 4% or $80,394 at 6%; with 100% employer match about $90,444 at 4% or $60,296 at 6%.
201019$1,181,183$157,297$17,477iApproximate average salary by contribution assumption: employee only about $436,936 at 4% or $291,291 at 6%; with 50% employer match about $291,291 at 4% or $194,194 at 6%; with 100% employer match about $218,468 at 4% or $145,645 at 6%.
Shafer Swartz PLC Profit Sharing 401(K) Plan-9$1,181,183$157,297$17,477iApproximate average salary by contribution assumption: employee only about $436,936 at 4% or $291,291 at 6%; with 50% employer match about $291,291 at 4% or $194,194 at 6%; with 100% employer match about $218,468 at 4% or $145,645 at 6%.
2009111$1,415,004$156,247$14,204iApproximate average salary by contribution assumption: employee only about $355,107 at 4% or $236,738 at 6%; with 50% employer match about $236,738 at 4% or $157,825 at 6%; with 100% employer match about $177,553 at 4% or $118,369 at 6%.
Shafer Swartz PLC Profit Sharing 401(K) Plan-11$1,415,004$156,247$14,204iApproximate average salary by contribution assumption: employee only about $355,107 at 4% or $236,738 at 6%; with 50% employer match about $236,738 at 4% or $157,825 at 6%; with 100% employer match about $177,553 at 4% or $118,369 at 6%.
2008111$1,006,931$155,818$14,165iApproximate average salary by contribution assumption: employee only about $354,132 at 4% or $236,088 at 6%; with 50% employer match about $236,088 at 4% or $157,392 at 6%; with 100% employer match about $177,066 at 4% or $118,044 at 6%.
Shafer Swartz PLC Profit Sharing 401(K) Plan-11$1,006,931$155,818$14,165iApproximate average salary by contribution assumption: employee only about $354,132 at 4% or $236,088 at 6%; with 50% employer match about $236,088 at 4% or $157,392 at 6%; with 100% employer match about $177,066 at 4% or $118,044 at 6%.
2007110$1,354,585$165,460$16,546iApproximate average salary by contribution assumption: employee only about $413,650 at 4% or $275,767 at 6%; with 50% employer match about $275,767 at 4% or $183,844 at 6%; with 100% employer match about $206,825 at 4% or $137,883 at 6%.
Shafer Swartz PLC Profit Sharing 401(K) Plan-10$1,354,585$165,460$16,546iApproximate average salary by contribution assumption: employee only about $413,650 at 4% or $275,767 at 6%; with 50% employer match about $275,767 at 4% or $183,844 at 6%; with 100% employer match about $206,825 at 4% or $137,883 at 6%.
2006112$1,222,038$160,096$13,341iApproximate average salary by contribution assumption: employee only about $333,533 at 4% or $222,356 at 6%; with 50% employer match about $222,356 at 4% or $148,237 at 6%; with 100% employer match about $166,767 at 4% or $111,178 at 6%.
Shafer Swartz PLC Profit Sharing 401(K) Plan-12$1,222,038$160,096$13,341iApproximate average salary by contribution assumption: employee only about $333,533 at 4% or $222,356 at 6%; with 50% employer match about $222,356 at 4% or $148,237 at 6%; with 100% employer match about $166,767 at 4% or $111,178 at 6%.
2005112$949,865$110,702$9,225iApproximate average salary by contribution assumption: employee only about $230,629 at 4% or $153,753 at 6%; with 50% employer match about $153,753 at 4% or $102,502 at 6%; with 100% employer match about $115,315 at 4% or $76,876 at 6%.
Shafer Swartz PLC Profit Sharing 401(K) Plan-12$949,865$110,702$9,225iApproximate average salary by contribution assumption: employee only about $230,629 at 4% or $153,753 at 6%; with 50% employer match about $153,753 at 4% or $102,502 at 6%; with 100% employer match about $115,315 at 4% or $76,876 at 6%.
2004112$808,209$141,101$11,758iApproximate average salary by contribution assumption: employee only about $293,960 at 4% or $195,974 at 6%; with 50% employer match about $195,974 at 4% or $130,649 at 6%; with 100% employer match about $146,980 at 4% or $97,987 at 6%.
Shafer Swartz PLC Profit Sharing 401(K) Plan-12$808,209$141,101$11,758iApproximate average salary by contribution assumption: employee only about $293,960 at 4% or $195,974 at 6%; with 50% employer match about $195,974 at 4% or $130,649 at 6%; with 100% employer match about $146,980 at 4% or $97,987 at 6%.
2003112$622,353$129,224$10,769iApproximate average salary by contribution assumption: employee only about $269,217 at 4% or $179,478 at 6%; with 50% employer match about $179,478 at 4% or $119,652 at 6%; with 100% employer match about $134,608 at 4% or $89,739 at 6%.
Shafer Swartz PLC Profit Sharing 401(K) Plan-12$622,353$129,224$10,769iApproximate average salary by contribution assumption: employee only about $269,217 at 4% or $179,478 at 6%; with 50% employer match about $179,478 at 4% or $119,652 at 6%; with 100% employer match about $134,608 at 4% or $89,739 at 6%.
2002112$419,918$97,414$8,118iApproximate average salary by contribution assumption: employee only about $202,946 at 4% or $135,297 at 6%; with 50% employer match about $135,297 at 4% or $90,198 at 6%; with 100% employer match about $101,473 at 4% or $67,649 at 6%.
Shafer Swartz PLC Profit Sharing 401(K) Plan-12$419,918$97,414$8,118iApproximate average salary by contribution assumption: employee only about $202,946 at 4% or $135,297 at 6%; with 50% employer match about $135,297 at 4% or $90,198 at 6%; with 100% employer match about $101,473 at 4% or $67,649 at 6%.
2001115$444,541$123,081$8,205iApproximate average salary by contribution assumption: employee only about $205,135 at 4% or $136,757 at 6%; with 50% employer match about $136,757 at 4% or $91,171 at 6%; with 100% employer match about $102,568 at 4% or $68,378 at 6%.
Shafer Swartz PLC Profit Sharing 401(K) Plan-15$444,541$123,081$8,205iApproximate average salary by contribution assumption: employee only about $205,135 at 4% or $136,757 at 6%; with 50% employer match about $136,757 at 4% or $91,171 at 6%; with 100% employer match about $102,568 at 4% or $68,378 at 6%.
2000112$420,674$94,336$7,861iApproximate average salary by contribution assumption: employee only about $196,533 at 4% or $131,022 at 6%; with 50% employer match about $131,022 at 4% or $87,348 at 6%; with 100% employer match about $98,267 at 4% or $65,511 at 6%.
Shafer Swartz PLC Profit Sharing 401(K) Plan-12$420,674$94,336$7,861iApproximate average salary by contribution assumption: employee only about $196,533 at 4% or $131,022 at 6%; with 50% employer match about $131,022 at 4% or $87,348 at 6%; with 100% employer match about $98,267 at 4% or $65,511 at 6%.