Civic Intelligence

Ricardo Inc

Plan context: Ricardo Inc. 401K Retirement Plan & Trust

EIN 38-2833470 • 48 filings • 8 plans

Current Snapshot

Latest Year

2025

2025 Participants

85

2025 Assets

$77,586,363

2025 Contributions

$4,880,193

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$79,158,062$39,579,031$0199920122024YearValue
$77,586,363Latest year 2024

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

4812410199920122025YearValue
85Latest year 2025

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
2025185$0$0-
Ricardo Inc. Health and Life Plan-85---
20242333$77,586,363$4,880,193$14,655iApproximate average salary by contribution assumption: employee only about $366,381 at 4% or $244,254 at 6%; with 50% employer match about $244,254 at 4% or $162,836 at 6%; with 100% employer match about $183,190 at 4% or $122,127 at 6%.
Ricardo Inc. 401K Retirement Plan & Trust-333$77,586,363$4,880,193$14,655iApproximate average salary by contribution assumption: employee only about $366,381 at 4% or $244,254 at 6%; with 50% employer match about $244,254 at 4% or $162,836 at 6%; with 100% employer match about $183,190 at 4% or $122,127 at 6%.
Ricardo Inc. Health and Life Plan-77---
20232352$74,033,783$5,505,049$15,639iApproximate average salary by contribution assumption: employee only about $390,984 at 4% or $260,656 at 6%; with 50% employer match about $260,656 at 4% or $173,770 at 6%; with 100% employer match about $195,492 at 4% or $130,328 at 6%.
Ricardo Inc. 401K Retirement Plan & Trust-352$74,033,783$5,505,049$15,639iApproximate average salary by contribution assumption: employee only about $390,984 at 4% or $260,656 at 6%; with 50% employer match about $260,656 at 4% or $173,770 at 6%; with 100% employer match about $195,492 at 4% or $130,328 at 6%.
Ricardo Inc. Health and Life Plan-123---
20222347$67,045,316$5,791,205$16,689iApproximate average salary by contribution assumption: employee only about $417,234 at 4% or $278,156 at 6%; with 50% employer match about $278,156 at 4% or $185,437 at 6%; with 100% employer match about $208,617 at 4% or $139,078 at 6%.
Ricardo Inc. 401K Retirement Plan & Trust-347$67,045,316$5,791,205$16,689iApproximate average salary by contribution assumption: employee only about $417,234 at 4% or $278,156 at 6%; with 50% employer match about $278,156 at 4% or $185,437 at 6%; with 100% employer match about $208,617 at 4% or $139,078 at 6%.
Ricardo Inc. Health and Life Plan-181---
20212310$79,158,062$5,782,323$18,653iApproximate average salary by contribution assumption: employee only about $466,316 at 4% or $310,878 at 6%; with 50% employer match about $310,878 at 4% or $207,252 at 6%; with 100% employer match about $233,158 at 4% or $155,439 at 6%.
Ricardo Inc. 401K Retirement Plan & Trust-310$79,158,062$5,782,323$18,653iApproximate average salary by contribution assumption: employee only about $466,316 at 4% or $310,878 at 6%; with 50% employer match about $310,878 at 4% or $207,252 at 6%; with 100% employer match about $233,158 at 4% or $155,439 at 6%.
Ricardo Inc. Health and Life Plan-130---
20202304$72,630,471$4,889,556$16,084iApproximate average salary by contribution assumption: employee only about $402,102 at 4% or $268,068 at 6%; with 50% employer match about $268,068 at 4% or $178,712 at 6%; with 100% employer match about $201,051 at 4% or $134,034 at 6%.
Ricardo Inc. 401K Retirement Plan & Trust-304$72,630,471$4,889,556$16,084iApproximate average salary by contribution assumption: employee only about $402,102 at 4% or $268,068 at 6%; with 50% employer match about $268,068 at 4% or $178,712 at 6%; with 100% employer match about $201,051 at 4% or $134,034 at 6%.
Ricardo Inc. Health and Life Plan-131---
20192286$62,767,196$4,715,666$16,488iApproximate average salary by contribution assumption: employee only about $412,209 at 4% or $274,806 at 6%; with 50% employer match about $274,806 at 4% or $183,204 at 6%; with 100% employer match about $206,104 at 4% or $137,403 at 6%.
Ricardo Inc. 401K Retirement Plan & Trust-286$62,767,196$4,715,666$16,488iApproximate average salary by contribution assumption: employee only about $412,209 at 4% or $274,806 at 6%; with 50% employer match about $274,806 at 4% or $183,204 at 6%; with 100% employer match about $206,104 at 4% or $137,403 at 6%.
Ricardo Inc. Health and Life Plan-142---
20182156$43,747,762$2,706,378$17,349iApproximate average salary by contribution assumption: employee only about $433,714 at 4% or $289,143 at 6%; with 50% employer match about $289,143 at 4% or $192,762 at 6%; with 100% employer match about $216,857 at 4% or $144,571 at 6%.
Ricardo Inc. 401K Retirement Plan & Trust-156$43,747,762$2,706,378$17,349iApproximate average salary by contribution assumption: employee only about $433,714 at 4% or $289,143 at 6%; with 50% employer match about $289,143 at 4% or $192,762 at 6%; with 100% employer match about $216,857 at 4% or $144,571 at 6%.
Ricardo Inc. Health and Life Plan-154---
20172179$48,054,725$3,254,946$18,184iApproximate average salary by contribution assumption: employee only about $454,601 at 4% or $303,068 at 6%; with 50% employer match about $303,068 at 4% or $202,045 at 6%; with 100% employer match about $227,301 at 4% or $151,534 at 6%.
Ricardo Inc. 401K Retirement Plan & Trust-179$48,054,725$3,254,946$18,184iApproximate average salary by contribution assumption: employee only about $454,601 at 4% or $303,068 at 6%; with 50% employer match about $303,068 at 4% or $202,045 at 6%; with 100% employer match about $227,301 at 4% or $151,534 at 6%.
Ricardo Inc. Health and Life Plan-173---
20162203$43,555,263$3,174,748$15,639iApproximate average salary by contribution assumption: employee only about $390,979 at 4% or $260,653 at 6%; with 50% employer match about $260,653 at 4% or $173,768 at 6%; with 100% employer match about $195,489 at 4% or $130,326 at 6%.
Ricardo Inc. 401K Retirement Plan & Trust-203$43,555,263$3,174,748$15,639iApproximate average salary by contribution assumption: employee only about $390,979 at 4% or $260,653 at 6%; with 50% employer match about $260,653 at 4% or $173,768 at 6%; with 100% employer match about $195,489 at 4% or $130,326 at 6%.
Ricardo Inc. Health and Life Plan-198---
20152242$40,899,924$3,911,459$16,163iApproximate average salary by contribution assumption: employee only about $404,076 at 4% or $269,384 at 6%; with 50% employer match about $269,384 at 4% or $179,589 at 6%; with 100% employer match about $202,038 at 4% or $134,692 at 6%.
Ricardo Inc. 401K Retirement Plan & Trust-242$40,899,924$3,911,459$16,163iApproximate average salary by contribution assumption: employee only about $404,076 at 4% or $269,384 at 6%; with 50% employer match about $269,384 at 4% or $179,589 at 6%; with 100% employer match about $202,038 at 4% or $134,692 at 6%.
Ricardo Inc. Health and Life Plan-235---
20142263$39,756,795$3,753,639$14,272iApproximate average salary by contribution assumption: employee only about $356,810 at 4% or $237,873 at 6%; with 50% employer match about $237,873 at 4% or $158,582 at 6%; with 100% employer match about $178,405 at 4% or $118,937 at 6%.
Ricardo Inc. 401K Retirement Plan & Trust-263$39,756,795$3,753,639$14,272iApproximate average salary by contribution assumption: employee only about $356,810 at 4% or $237,873 at 6%; with 50% employer match about $237,873 at 4% or $158,582 at 6%; with 100% employer match about $178,405 at 4% or $118,937 at 6%.
Ricardo Inc. Health and Life Plan-248---
20132261$35,637,031$3,142,426$12,040iApproximate average salary by contribution assumption: employee only about $300,999 at 4% or $200,666 at 6%; with 50% employer match about $200,666 at 4% or $133,777 at 6%; with 100% employer match about $150,499 at 4% or $100,333 at 6%.
Ricardo Inc. 401K Retirement Plan & Trust-258$35,637,031$3,142,426$12,180iApproximate average salary by contribution assumption: employee only about $304,499 at 4% or $202,999 at 6%; with 50% employer match about $202,999 at 4% or $135,333 at 6%; with 100% employer match about $152,249 at 4% or $101,500 at 6%.
Ricardo Inc. Health and Life Plan-261---
20122266$29,828,906$3,121,553$11,735iApproximate average salary by contribution assumption: employee only about $293,379 at 4% or $195,586 at 6%; with 50% employer match about $195,586 at 4% or $130,391 at 6%; with 100% employer match about $146,690 at 4% or $97,793 at 6%.
Ricardo Inc. 401K Retirement Plan & Trust-266$29,828,906$3,121,553$11,735iApproximate average salary by contribution assumption: employee only about $293,379 at 4% or $195,586 at 6%; with 50% employer match about $195,586 at 4% or $130,391 at 6%; with 100% employer match about $146,690 at 4% or $97,793 at 6%.
Ricardo Inc. Health and Life Plan-255---
20112256$26,341,655$2,740,808$10,706iApproximate average salary by contribution assumption: employee only about $267,657 at 4% or $178,438 at 6%; with 50% employer match about $178,438 at 4% or $118,959 at 6%; with 100% employer match about $133,829 at 4% or $89,219 at 6%.
Ricardo Inc. 401K Retirement Plan & Trust-256$26,341,655$2,740,808$10,706iApproximate average salary by contribution assumption: employee only about $267,657 at 4% or $178,438 at 6%; with 50% employer match about $178,438 at 4% or $118,959 at 6%; with 100% employer match about $133,829 at 4% or $89,219 at 6%.
Ricardo Inc. Health and Life Plan-252---
20102247$25,851,686$2,069,488$8,378iApproximate average salary by contribution assumption: employee only about $209,462 at 4% or $139,642 at 6%; with 50% employer match about $139,642 at 4% or $93,094 at 6%; with 100% employer match about $104,731 at 4% or $69,821 at 6%.
Ricardo Inc. 401K Retirement Plan & Trust-247$25,851,686$2,069,488$8,378iApproximate average salary by contribution assumption: employee only about $209,462 at 4% or $139,642 at 6%; with 50% employer match about $139,642 at 4% or $93,094 at 6%; with 100% employer match about $104,731 at 4% or $69,821 at 6%.
Ricardo Inc. Health and Life Plan-240---
20092343$22,634,920$2,539,460$7,404iApproximate average salary by contribution assumption: employee only about $185,092 at 4% or $123,395 at 6%; with 50% employer match about $123,395 at 4% or $82,263 at 6%; with 100% employer match about $92,546 at 4% or $61,697 at 6%.
Ricardo Inc. 401K Retirement Plan & Trust-343$22,634,920$2,539,460$7,404iApproximate average salary by contribution assumption: employee only about $185,092 at 4% or $123,395 at 6%; with 50% employer match about $123,395 at 4% or $82,263 at 6%; with 100% employer match about $92,546 at 4% or $61,697 at 6%.
Ricardo Inc. Health and Life Plan-230---
20082414$17,396,324$3,330,832$8,045iApproximate average salary by contribution assumption: employee only about $201,137 at 4% or $134,091 at 6%; with 50% employer match about $134,091 at 4% or $89,394 at 6%; with 100% employer match about $100,569 at 4% or $67,046 at 6%.
Ricardo Inc. 401K Retirement Plan & Trust-414$17,396,324$3,330,832$8,045iApproximate average salary by contribution assumption: employee only about $201,137 at 4% or $134,091 at 6%; with 50% employer match about $134,091 at 4% or $89,394 at 6%; with 100% employer match about $100,569 at 4% or $67,046 at 6%.
Ricardo Inc. Health and Life Plan-281---
20072481$25,163,130$3,682,031$7,655iApproximate average salary by contribution assumption: employee only about $191,374 at 4% or $127,583 at 6%; with 50% employer match about $127,583 at 4% or $85,055 at 6%; with 100% employer match about $95,687 at 4% or $63,791 at 6%.
Ricardo Inc. 401K Retirement Plan & Trust-330$25,163,130$3,682,031$11,158iApproximate average salary by contribution assumption: employee only about $278,942 at 4% or $185,961 at 6%; with 50% employer match about $185,961 at 4% or $123,974 at 6%; with 100% employer match about $139,471 at 4% or $92,981 at 6%.
Ricardo Inc. Health and Life Plan-481---
20062378$22,692,546$3,292,960$8,712iApproximate average salary by contribution assumption: employee only about $217,788 at 4% or $145,192 at 6%; with 50% employer match about $145,192 at 4% or $96,795 at 6%; with 100% employer match about $108,894 at 4% or $72,596 at 6%.
Ricardo Inc. 401K Retirement Plan & Trust-362$22,692,546$3,292,960$9,097iApproximate average salary by contribution assumption: employee only about $227,414 at 4% or $151,610 at 6%; with 50% employer match about $151,610 at 4% or $101,073 at 6%; with 100% employer match about $113,707 at 4% or $75,805 at 6%.
Ricardo Inc. Health and Life Plan-378---
20052404$17,773,353$2,712,336$6,714iApproximate average salary by contribution assumption: employee only about $167,843 at 4% or $111,895 at 6%; with 50% employer match about $111,895 at 4% or $74,597 at 6%; with 100% employer match about $83,921 at 4% or $55,948 at 6%.
Ricardo Inc. 401K Retirement Plan & Trust-339$17,773,353$2,712,336$8,001iApproximate average salary by contribution assumption: employee only about $200,025 at 4% or $133,350 at 6%; with 50% employer match about $133,350 at 4% or $88,900 at 6%; with 100% employer match about $100,012 at 4% or $66,675 at 6%.
Ricardo Inc. Health and Life Plan-404---
20042355$14,412,295$2,764,598$7,788iApproximate average salary by contribution assumption: employee only about $194,690 at 4% or $129,793 at 6%; with 50% employer match about $129,793 at 4% or $86,529 at 6%; with 100% employer match about $97,345 at 4% or $64,897 at 6%.
Ricardo Inc. 401K Retirement Plan & Trust-355$14,412,295$2,764,598$7,788iApproximate average salary by contribution assumption: employee only about $194,690 at 4% or $129,793 at 6%; with 50% employer match about $129,793 at 4% or $86,529 at 6%; with 100% employer match about $97,345 at 4% or $64,897 at 6%.
Ricardo Inc. Health and Life Plan-349---
20031336$11,231,938$2,137,431$6,361iApproximate average salary by contribution assumption: employee only about $159,035 at 4% or $106,023 at 6%; with 50% employer match about $106,023 at 4% or $70,682 at 6%; with 100% employer match about $79,518 at 4% or $53,012 at 6%.
Ricardo Inc. 401K Retirement Plan & Trust-336$11,231,938$2,137,431$6,361iApproximate average salary by contribution assumption: employee only about $159,035 at 4% or $106,023 at 6%; with 50% employer match about $106,023 at 4% or $70,682 at 6%; with 100% employer match about $79,518 at 4% or $53,012 at 6%.
20021288$8,260,898$1,794,098$6,230iApproximate average salary by contribution assumption: employee only about $155,738 at 4% or $103,825 at 6%; with 50% employer match about $103,825 at 4% or $69,217 at 6%; with 100% employer match about $77,869 at 4% or $51,913 at 6%.
Ricardo Inc. 401K Retirement Plan & Trust-288$8,260,898$1,794,098$6,230iApproximate average salary by contribution assumption: employee only about $155,738 at 4% or $103,825 at 6%; with 50% employer match about $103,825 at 4% or $69,217 at 6%; with 100% employer match about $77,869 at 4% or $51,913 at 6%.
20011292$7,896,187$1,909,653$6,540iApproximate average salary by contribution assumption: employee only about $163,498 at 4% or $108,998 at 6%; with 50% employer match about $108,998 at 4% or $72,666 at 6%; with 100% employer match about $81,749 at 4% or $54,499 at 6%.
Ricardo Inc. 401K Retirement Plan & Trust-292$7,896,187$1,909,653$6,540iApproximate average salary by contribution assumption: employee only about $163,498 at 4% or $108,998 at 6%; with 50% employer match about $108,998 at 4% or $72,666 at 6%; with 100% employer match about $81,749 at 4% or $54,499 at 6%.
20001269$7,825,093$1,666,920$6,197iApproximate average salary by contribution assumption: employee only about $154,918 at 4% or $103,279 at 6%; with 50% employer match about $103,279 at 4% or $68,853 at 6%; with 100% employer match about $77,459 at 4% or $51,639 at 6%.
Ricardo Inc. 401K Retirement Plan & Trust-269$7,825,093$1,666,920$6,197iApproximate average salary by contribution assumption: employee only about $154,918 at 4% or $103,279 at 6%; with 50% employer match about $103,279 at 4% or $68,853 at 6%; with 100% employer match about $77,459 at 4% or $51,639 at 6%.
19991261$7,436,131$1,304,040$4,996iApproximate average salary by contribution assumption: employee only about $124,908 at 4% or $83,272 at 6%; with 50% employer match about $83,272 at 4% or $55,515 at 6%; with 100% employer match about $62,454 at 4% or $41,636 at 6%.
Ricardo Inc. 401K Retirement Plan & Trust-261$7,436,131$1,304,040$4,996iApproximate average salary by contribution assumption: employee only about $124,908 at 4% or $83,272 at 6%; with 50% employer match about $83,272 at 4% or $55,515 at 6%; with 100% employer match about $62,454 at 4% or $41,636 at 6%.