Civic Intelligence

ASSET AND RISK MANAGEMENT, INC.

Plan context: Asset & Risk Management Inc. 401K Plan

EIN 38-2822589 • Fenton, MI • 32 filings • 4 plans

329 W. Silver Lake Rd.Fenton, MI 48430
Current Snapshot

Latest Year

2021

2021 Participants

18

2021 Assets

$8,634,500

2021 Contributions

$415,969

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$8,634,500$4,317,250$0199920122021YearValue
$8,634,500Latest year 2021

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

19100199920112021YearValue
18Latest year 2021

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
2021218$8,634,500$415,969$23,109iApproximate average salary by contribution assumption: employee only about $577,735 at 4% or $385,156 at 6%; with 50% employer match about $385,156 at 4% or $256,771 at 6%; with 100% employer match about $288,867 at 4% or $192,578 at 6%.
Asset & Risk Management Inc. 401K Plan-18$6,060,847$252,496$14,028iApproximate average salary by contribution assumption: employee only about $350,689 at 4% or $233,793 at 6%; with 50% employer match about $233,793 at 4% or $155,862 at 6%; with 100% employer match about $175,344 at 4% or $116,896 at 6%.
ASSET & RISK MANAGEMENT, INC. CASH BALANCE PLAN-14$2,573,653$163,473$11,677iApproximate average salary by contribution assumption: employee only about $291,916 at 4% or $194,611 at 6%; with 50% employer match about $194,611 at 4% or $129,740 at 6%; with 100% employer match about $145,958 at 4% or $97,305 at 6%.
2020219$7,230,425$391,432$20,602iApproximate average salary by contribution assumption: employee only about $515,042 at 4% or $343,361 at 6%; with 50% employer match about $343,361 at 4% or $228,908 at 6%; with 100% employer match about $257,521 at 4% or $171,681 at 6%.
Asset & Risk Management Inc. 401K Plan-19$5,087,516$237,103$12,479iApproximate average salary by contribution assumption: employee only about $311,978 at 4% or $207,985 at 6%; with 50% employer match about $207,985 at 4% or $138,657 at 6%; with 100% employer match about $155,989 at 4% or $103,993 at 6%.
ASSET & RISK MANAGEMENT, INC. CASH BALANCE PLAN-14$2,142,909$154,329$11,024iApproximate average salary by contribution assumption: employee only about $275,588 at 4% or $183,725 at 6%; with 50% employer match about $183,725 at 4% or $122,483 at 6%; with 100% employer match about $137,794 at 4% or $91,863 at 6%.
2019216$5,337,534$283,379$17,711iApproximate average salary by contribution assumption: employee only about $442,780 at 4% or $295,186 at 6%; with 50% employer match about $295,186 at 4% or $196,791 at 6%; with 100% employer match about $221,390 at 4% or $147,593 at 6%.
Asset & Risk Management Inc. 401K Plan-16$3,587,079$197,948$12,372iApproximate average salary by contribution assumption: employee only about $309,294 at 4% or $206,196 at 6%; with 50% employer match about $206,196 at 4% or $137,464 at 6%; with 100% employer match about $154,647 at 4% or $103,098 at 6%.
ASSET & RISK MANAGEMENT, INC. CASH BALANCE PLAN-12$1,750,455$85,431$7,119iApproximate average salary by contribution assumption: employee only about $177,981 at 4% or $118,654 at 6%; with 50% employer match about $118,654 at 4% or $79,103 at 6%; with 100% employer match about $88,991 at 4% or $59,327 at 6%.
2018217$4,055,428$370,249$21,779iApproximate average salary by contribution assumption: employee only about $544,484 at 4% or $362,989 at 6%; with 50% employer match about $362,989 at 4% or $241,993 at 6%; with 100% employer match about $272,242 at 4% or $181,495 at 6%.
Asset & Risk Management Inc. 401K Plan-17$2,637,259$177,689$10,452iApproximate average salary by contribution assumption: employee only about $261,307 at 4% or $174,205 at 6%; with 50% employer match about $174,205 at 4% or $116,137 at 6%; with 100% employer match about $130,654 at 4% or $87,102 at 6%.
ASSET & RISK MANAGEMENT, INC. CASH BALANCE PLAN-12$1,418,169$192,560$16,047iApproximate average salary by contribution assumption: employee only about $401,167 at 4% or $267,444 at 6%; with 50% employer match about $267,444 at 4% or $178,296 at 6%; with 100% employer match about $200,583 at 4% or $133,722 at 6%.
2017217$3,915,786$322,996$19,000iApproximate average salary by contribution assumption: employee only about $474,994 at 4% or $316,663 at 6%; with 50% employer match about $316,663 at 4% or $211,108 at 6%; with 100% employer match about $237,497 at 4% or $158,331 at 6%.
Asset & Risk Management Inc. 401K Plan-17$2,615,431$156,195$9,188iApproximate average salary by contribution assumption: employee only about $229,699 at 4% or $153,132 at 6%; with 50% employer match about $153,132 at 4% or $102,088 at 6%; with 100% employer match about $114,849 at 4% or $76,566 at 6%.
ASSET & RISK MANAGEMENT, INC. CASH BALANCE PLAN-10$1,300,355$166,801$16,680iApproximate average salary by contribution assumption: employee only about $417,002 at 4% or $278,002 at 6%; with 50% employer match about $278,002 at 4% or $185,334 at 6%; with 100% employer match about $208,501 at 4% or $139,001 at 6%.
2016216$2,852,898$301,195$18,825iApproximate average salary by contribution assumption: employee only about $470,617 at 4% or $313,745 at 6%; with 50% employer match about $313,745 at 4% or $209,163 at 6%; with 100% employer match about $235,309 at 4% or $156,872 at 6%.
Asset & Risk Management Inc. 401K Plan-16$1,867,701$139,114$8,695iApproximate average salary by contribution assumption: employee only about $217,366 at 4% or $144,910 at 6%; with 50% employer match about $144,910 at 4% or $96,607 at 6%; with 100% employer match about $108,683 at 4% or $72,455 at 6%.
ASSET & RISK MANAGEMENT, INC. CASH BALANCE PLAN-10$985,197$162,081$16,208iApproximate average salary by contribution assumption: employee only about $405,203 at 4% or $270,135 at 6%; with 50% employer match about $270,135 at 4% or $180,090 at 6%; with 100% employer match about $202,601 at 4% or $135,068 at 6%.
2015217$2,499,375$271,706$15,983iApproximate average salary by contribution assumption: employee only about $399,568 at 4% or $266,378 at 6%; with 50% employer match about $266,378 at 4% or $177,586 at 6%; with 100% employer match about $199,784 at 4% or $133,189 at 6%.
Asset & Risk Management Inc. 401K Plan-17$1,698,072$110,766$6,516iApproximate average salary by contribution assumption: employee only about $162,891 at 4% or $108,594 at 6%; with 50% employer match about $108,594 at 4% or $72,396 at 6%; with 100% employer match about $81,446 at 4% or $54,297 at 6%.
ASSET & RISK MANAGEMENT, INC. CASH BALANCE PLAN-11$801,303$160,940$14,631iApproximate average salary by contribution assumption: employee only about $365,773 at 4% or $243,848 at 6%; with 50% employer match about $243,848 at 4% or $162,566 at 6%; with 100% employer match about $182,886 at 4% or $121,924 at 6%.
2014217$2,214,227$263,825$15,519iApproximate average salary by contribution assumption: employee only about $387,978 at 4% or $258,652 at 6%; with 50% employer match about $258,652 at 4% or $172,435 at 6%; with 100% employer match about $193,989 at 4% or $129,326 at 6%.
Asset & Risk Management Inc. 401K Plan-17$1,553,659$124,020$7,295iApproximate average salary by contribution assumption: employee only about $182,382 at 4% or $121,588 at 6%; with 50% employer match about $121,588 at 4% or $81,059 at 6%; with 100% employer match about $91,191 at 4% or $60,794 at 6%.
ASSET & RISK MANAGEMENT, INC. CASH BALANCE PLAN-7$660,568$139,805$19,972iApproximate average salary by contribution assumption: employee only about $499,304 at 4% or $332,869 at 6%; with 50% employer match about $332,869 at 4% or $221,913 at 6%; with 100% employer match about $249,652 at 4% or $166,435 at 6%.
2013217$1,933,570$232,034$13,649iApproximate average salary by contribution assumption: employee only about $341,226 at 4% or $227,484 at 6%; with 50% employer match about $227,484 at 4% or $151,656 at 6%; with 100% employer match about $170,613 at 4% or $113,742 at 6%.
Asset & Risk Management Inc. 401K Plan-17$1,410,033$105,114$6,183iApproximate average salary by contribution assumption: employee only about $154,579 at 4% or $103,053 at 6%; with 50% employer match about $103,053 at 4% or $68,702 at 6%; with 100% employer match about $77,290 at 4% or $51,526 at 6%.
ASSET & RISK MANAGEMENT, INC. CASH BALANCE PLAN-6$523,537$126,920$21,153iApproximate average salary by contribution assumption: employee only about $528,833 at 4% or $352,556 at 6%; with 50% employer match about $352,556 at 4% or $235,037 at 6%; with 100% employer match about $264,417 at 4% or $176,278 at 6%.
2012214$1,406,741$219,523$15,680iApproximate average salary by contribution assumption: employee only about $392,005 at 4% or $261,337 at 6%; with 50% employer match about $261,337 at 4% or $174,225 at 6%; with 100% employer match about $196,003 at 4% or $130,668 at 6%.
Asset & Risk Management Inc. 401K Plan-14$1,032,386$93,975$6,713iApproximate average salary by contribution assumption: employee only about $167,813 at 4% or $111,875 at 6%; with 50% employer match about $111,875 at 4% or $74,583 at 6%; with 100% employer match about $83,906 at 4% or $55,938 at 6%.
ASSET & RISK MANAGEMENT, INC. CASH BALANCE PLAN-5$374,355$125,548$25,110iApproximate average salary by contribution assumption: employee only about $627,740 at 4% or $418,493 at 6%; with 50% employer match about $418,493 at 4% or $278,996 at 6%; with 100% employer match about $313,870 at 4% or $209,247 at 6%.
2011212$1,068,724$226,071$18,839iApproximate average salary by contribution assumption: employee only about $470,981 at 4% or $313,988 at 6%; with 50% employer match about $313,988 at 4% or $209,325 at 6%; with 100% employer match about $235,491 at 4% or $156,994 at 6%.
Asset & Risk Management Inc. 401K Plan-12$832,587$89,029$7,419iApproximate average salary by contribution assumption: employee only about $185,477 at 4% or $123,651 at 6%; with 50% employer match about $123,651 at 4% or $82,434 at 6%; with 100% employer match about $92,739 at 4% or $61,826 at 6%.
ASSET & RISK MANAGEMENT, INC. CASH BALANCE PLAN-5$236,137$137,042$27,408iApproximate average salary by contribution assumption: employee only about $685,210 at 4% or $456,807 at 6%; with 50% employer match about $456,807 at 4% or $304,538 at 6%; with 100% employer match about $342,605 at 4% or $228,403 at 6%.
201015$884,099$86,205$17,241iApproximate average salary by contribution assumption: employee only about $431,025 at 4% or $287,350 at 6%; with 50% employer match about $287,350 at 4% or $191,567 at 6%; with 100% employer match about $215,513 at 4% or $143,675 at 6%.
Asset & Risk Management Inc. 401K Plan-5$884,099$86,205$17,241iApproximate average salary by contribution assumption: employee only about $431,025 at 4% or $287,350 at 6%; with 50% employer match about $287,350 at 4% or $191,567 at 6%; with 100% employer match about $215,513 at 4% or $143,675 at 6%.
200914$675,771$82,245$20,561iApproximate average salary by contribution assumption: employee only about $514,031 at 4% or $342,688 at 6%; with 50% employer match about $342,688 at 4% or $228,458 at 6%; with 100% employer match about $257,016 at 4% or $171,344 at 6%.
Asset & Risk Management Inc. 401K Plan-4$675,771$82,245$20,561iApproximate average salary by contribution assumption: employee only about $514,031 at 4% or $342,688 at 6%; with 50% employer match about $342,688 at 4% or $228,458 at 6%; with 100% employer match about $257,016 at 4% or $171,344 at 6%.
200816$430,382$80,497$13,416iApproximate average salary by contribution assumption: employee only about $335,404 at 4% or $223,603 at 6%; with 50% employer match about $223,603 at 4% or $149,069 at 6%; with 100% employer match about $167,702 at 4% or $111,801 at 6%.
Asset & Risk Management Inc. 401K Plan-6$430,382$80,497$13,416iApproximate average salary by contribution assumption: employee only about $335,404 at 4% or $223,603 at 6%; with 50% employer match about $223,603 at 4% or $149,069 at 6%; with 100% employer match about $167,702 at 4% or $111,801 at 6%.
200715$579,807$85,752$17,150iApproximate average salary by contribution assumption: employee only about $428,760 at 4% or $285,840 at 6%; with 50% employer match about $285,840 at 4% or $190,560 at 6%; with 100% employer match about $214,380 at 4% or $142,920 at 6%.
Asset & Risk Management Inc. 401K Plan-5$579,807$85,752$17,150iApproximate average salary by contribution assumption: employee only about $428,760 at 4% or $285,840 at 6%; with 50% employer match about $285,840 at 4% or $190,560 at 6%; with 100% employer match about $214,380 at 4% or $142,920 at 6%.
200615$461,387$73,566$14,713iApproximate average salary by contribution assumption: employee only about $367,830 at 4% or $245,220 at 6%; with 50% employer match about $245,220 at 4% or $163,480 at 6%; with 100% employer match about $183,915 at 4% or $122,610 at 6%.
Asset & Risk Management Inc. 401K Plan-5$461,387$73,566$14,713iApproximate average salary by contribution assumption: employee only about $367,830 at 4% or $245,220 at 6%; with 50% employer match about $245,220 at 4% or $163,480 at 6%; with 100% employer match about $183,915 at 4% or $122,610 at 6%.
200515$361,717$69,884$13,977iApproximate average salary by contribution assumption: employee only about $349,420 at 4% or $232,947 at 6%; with 50% employer match about $232,947 at 4% or $155,298 at 6%; with 100% employer match about $174,710 at 4% or $116,473 at 6%.
Asset & Risk Management Inc. 401K Plan-5$361,717$69,884$13,977iApproximate average salary by contribution assumption: employee only about $349,420 at 4% or $232,947 at 6%; with 50% employer match about $232,947 at 4% or $155,298 at 6%; with 100% employer match about $174,710 at 4% or $116,473 at 6%.
200216$103,875$44,869$7,478iApproximate average salary by contribution assumption: employee only about $186,954 at 4% or $124,636 at 6%; with 50% employer match about $124,636 at 4% or $83,091 at 6%; with 100% employer match about $93,477 at 4% or $62,318 at 6%.
Asset & Risk Management Inc. 401K Plan-6$103,875$44,869$7,478iApproximate average salary by contribution assumption: employee only about $186,954 at 4% or $124,636 at 6%; with 50% employer match about $124,636 at 4% or $83,091 at 6%; with 100% employer match about $93,477 at 4% or $62,318 at 6%.
200116$0$0-
Asset & Risk Management Inc. 401K Plan-6---
200016$74,219$27,783$4,631iApproximate average salary by contribution assumption: employee only about $115,763 at 4% or $77,175 at 6%; with 50% employer match about $77,175 at 4% or $51,450 at 6%; with 100% employer match about $57,881 at 4% or $38,588 at 6%.
Asset & Risk Management Inc. 401K Plan-6$74,219$27,783$4,631iApproximate average salary by contribution assumption: employee only about $115,763 at 4% or $77,175 at 6%; with 50% employer match about $77,175 at 4% or $51,450 at 6%; with 100% employer match about $57,881 at 4% or $38,588 at 6%.
199916$56,195$30,240$5,040iApproximate average salary by contribution assumption: employee only about $126,000 at 4% or $84,000 at 6%; with 50% employer match about $84,000 at 4% or $56,000 at 6%; with 100% employer match about $63,000 at 4% or $42,000 at 6%.
Asset & Risk Management Inc. 401K Plan-6$56,195$30,240$5,040iApproximate average salary by contribution assumption: employee only about $126,000 at 4% or $84,000 at 6%; with 50% employer match about $84,000 at 4% or $56,000 at 6%; with 100% employer match about $63,000 at 4% or $42,000 at 6%.