Civic Intelligence

IBS FINANCIAL GROUP

Plan context: Ibs Financial Group 401K Plan

EIN 38-2638371 • Grand Rapids, MI • 21 filings • 3 plans

758 West Fulton St WGrand Rapids, MI 49504-6320
Current Snapshot

Latest Year

2024

2024 Participants

5

2024 Assets

$1,782,114

2024 Contributions

$149,978

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$1,782,114$891,057$0200420152024YearValue
$1,782,114Latest year 2024

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

950200420142024YearValue
5Latest year 2024

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
202415$1,782,114$149,978$29,996iApproximate average salary by contribution assumption: employee only about $749,890 at 4% or $499,927 at 6%; with 50% employer match about $499,927 at 4% or $333,284 at 6%; with 100% employer match about $374,945 at 4% or $249,963 at 6%.
Ibs Financial Group 401K Plan-5$1,782,114$149,978$29,996iApproximate average salary by contribution assumption: employee only about $749,890 at 4% or $499,927 at 6%; with 50% employer match about $499,927 at 4% or $333,284 at 6%; with 100% employer match about $374,945 at 4% or $249,963 at 6%.
202315$1,370,705$144,566$28,913iApproximate average salary by contribution assumption: employee only about $722,830 at 4% or $481,887 at 6%; with 50% employer match about $481,887 at 4% or $321,258 at 6%; with 100% employer match about $361,415 at 4% or $240,943 at 6%.
Ibs Financial Group 401K Plan-5$1,370,705$144,566$28,913iApproximate average salary by contribution assumption: employee only about $722,830 at 4% or $481,887 at 6%; with 50% employer match about $481,887 at 4% or $321,258 at 6%; with 100% employer match about $361,415 at 4% or $240,943 at 6%.
202214$967,445$132,112$33,028iApproximate average salary by contribution assumption: employee only about $825,700 at 4% or $550,467 at 6%; with 50% employer match about $550,467 at 4% or $366,978 at 6%; with 100% employer match about $412,850 at 4% or $275,233 at 6%.
Ibs Financial Group 401K Plan-4$967,445$132,112$33,028iApproximate average salary by contribution assumption: employee only about $825,700 at 4% or $550,467 at 6%; with 50% employer match about $550,467 at 4% or $366,978 at 6%; with 100% employer match about $412,850 at 4% or $275,233 at 6%.
202114$1,042,645$125,242$31,311iApproximate average salary by contribution assumption: employee only about $782,763 at 4% or $521,842 at 6%; with 50% employer match about $521,842 at 4% or $347,894 at 6%; with 100% employer match about $391,381 at 4% or $260,921 at 6%.
Ibs Financial Group 401K Plan-4$1,042,645$125,242$31,311iApproximate average salary by contribution assumption: employee only about $782,763 at 4% or $521,842 at 6%; with 50% employer match about $521,842 at 4% or $347,894 at 6%; with 100% employer match about $391,381 at 4% or $260,921 at 6%.
202014$813,808$87,471$21,868iApproximate average salary by contribution assumption: employee only about $546,694 at 4% or $364,463 at 6%; with 50% employer match about $364,463 at 4% or $242,975 at 6%; with 100% employer match about $273,347 at 4% or $182,231 at 6%.
Ibs Financial Group 401K Plan-4$813,808$87,471$21,868iApproximate average salary by contribution assumption: employee only about $546,694 at 4% or $364,463 at 6%; with 50% employer match about $364,463 at 4% or $242,975 at 6%; with 100% employer match about $273,347 at 4% or $182,231 at 6%.
201914$663,209$41,503$10,376iApproximate average salary by contribution assumption: employee only about $259,394 at 4% or $172,929 at 6%; with 50% employer match about $172,929 at 4% or $115,286 at 6%; with 100% employer match about $129,697 at 4% or $86,465 at 6%.
Ibs Financial Group 401K Plan-4$663,209$41,503$10,376iApproximate average salary by contribution assumption: employee only about $259,394 at 4% or $172,929 at 6%; with 50% employer match about $172,929 at 4% or $115,286 at 6%; with 100% employer match about $129,697 at 4% or $86,465 at 6%.
201815$537,862$53,830$10,766iApproximate average salary by contribution assumption: employee only about $269,150 at 4% or $179,433 at 6%; with 50% employer match about $179,433 at 4% or $119,622 at 6%; with 100% employer match about $134,575 at 4% or $89,717 at 6%.
Ibs Financial Group 401K Plan-5$537,862$53,830$10,766iApproximate average salary by contribution assumption: employee only about $269,150 at 4% or $179,433 at 6%; with 50% employer match about $179,433 at 4% or $119,622 at 6%; with 100% employer match about $134,575 at 4% or $89,717 at 6%.
201715$512,864$61,655$12,331iApproximate average salary by contribution assumption: employee only about $308,275 at 4% or $205,517 at 6%; with 50% employer match about $205,517 at 4% or $137,011 at 6%; with 100% employer match about $154,138 at 4% or $102,758 at 6%.
Ibs Financial Group 401K Plan-5$512,864$61,655$12,331iApproximate average salary by contribution assumption: employee only about $308,275 at 4% or $205,517 at 6%; with 50% employer match about $205,517 at 4% or $137,011 at 6%; with 100% employer match about $154,138 at 4% or $102,758 at 6%.
201615$739,675$84,680$16,936iApproximate average salary by contribution assumption: employee only about $423,400 at 4% or $282,267 at 6%; with 50% employer match about $282,267 at 4% or $188,178 at 6%; with 100% employer match about $211,700 at 4% or $141,133 at 6%.
Ibs Financial Group 401K Plan-5$739,675$84,680$16,936iApproximate average salary by contribution assumption: employee only about $423,400 at 4% or $282,267 at 6%; with 50% employer match about $282,267 at 4% or $188,178 at 6%; with 100% employer match about $211,700 at 4% or $141,133 at 6%.
201515$618,574$85,628$17,126iApproximate average salary by contribution assumption: employee only about $428,140 at 4% or $285,427 at 6%; with 50% employer match about $285,427 at 4% or $190,284 at 6%; with 100% employer match about $214,070 at 4% or $142,713 at 6%.
Ibs Financial Group 401K Plan-5$618,574$85,628$17,126iApproximate average salary by contribution assumption: employee only about $428,140 at 4% or $285,427 at 6%; with 50% employer match about $285,427 at 4% or $190,284 at 6%; with 100% employer match about $214,070 at 4% or $142,713 at 6%.
201417$888,424$45,066$6,438iApproximate average salary by contribution assumption: employee only about $160,950 at 4% or $107,300 at 6%; with 50% employer match about $107,300 at 4% or $71,533 at 6%; with 100% employer match about $80,475 at 4% or $53,650 at 6%.
Ibs Financial Group 401K Plan-7$888,424$45,066$6,438iApproximate average salary by contribution assumption: employee only about $160,950 at 4% or $107,300 at 6%; with 50% employer match about $107,300 at 4% or $71,533 at 6%; with 100% employer match about $80,475 at 4% or $53,650 at 6%.
201318$1,263,601$46,499$5,812iApproximate average salary by contribution assumption: employee only about $145,309 at 4% or $96,873 at 6%; with 50% employer match about $96,873 at 4% or $64,582 at 6%; with 100% employer match about $72,655 at 4% or $48,436 at 6%.
Ibs Financial Group 401K Plan-8$1,263,601$46,499$5,812iApproximate average salary by contribution assumption: employee only about $145,309 at 4% or $96,873 at 6%; with 50% employer match about $96,873 at 4% or $64,582 at 6%; with 100% employer match about $72,655 at 4% or $48,436 at 6%.
201219$1,240,659$52,744$5,860iApproximate average salary by contribution assumption: employee only about $146,511 at 4% or $97,674 at 6%; with 50% employer match about $97,674 at 4% or $65,116 at 6%; with 100% employer match about $73,256 at 4% or $48,837 at 6%.
Ibs Financial Group 401K Plan-9$1,240,659$52,744$5,860iApproximate average salary by contribution assumption: employee only about $146,511 at 4% or $97,674 at 6%; with 50% employer match about $97,674 at 4% or $65,116 at 6%; with 100% employer match about $73,256 at 4% or $48,837 at 6%.
201119$1,102,254$264,312$29,368iApproximate average salary by contribution assumption: employee only about $734,200 at 4% or $489,467 at 6%; with 50% employer match about $489,467 at 4% or $326,311 at 6%; with 100% employer match about $367,100 at 4% or $244,733 at 6%.
Ibs Financial Group 401K Plan-9$1,102,254$264,312$29,368iApproximate average salary by contribution assumption: employee only about $734,200 at 4% or $489,467 at 6%; with 50% employer match about $489,467 at 4% or $326,311 at 6%; with 100% employer match about $367,100 at 4% or $244,733 at 6%.
201018$873,131$51,541$6,443iApproximate average salary by contribution assumption: employee only about $161,066 at 4% or $107,377 at 6%; with 50% employer match about $107,377 at 4% or $71,585 at 6%; with 100% employer match about $80,533 at 4% or $53,689 at 6%.
Ibs Financial Group 401K Plan-8$873,131$51,541$6,443iApproximate average salary by contribution assumption: employee only about $161,066 at 4% or $107,377 at 6%; with 50% employer match about $107,377 at 4% or $71,585 at 6%; with 100% employer match about $80,533 at 4% or $53,689 at 6%.
200918$732,549$30,956$3,870iApproximate average salary by contribution assumption: employee only about $96,738 at 4% or $64,492 at 6%; with 50% employer match about $64,492 at 4% or $42,994 at 6%; with 100% employer match about $48,369 at 4% or $32,246 at 6%.
Ibs Financial Group 401K Plan-8$732,549$30,956$3,870iApproximate average salary by contribution assumption: employee only about $96,738 at 4% or $64,492 at 6%; with 50% employer match about $64,492 at 4% or $42,994 at 6%; with 100% employer match about $48,369 at 4% or $32,246 at 6%.
200817$648,776$66,764$9,538iApproximate average salary by contribution assumption: employee only about $238,443 at 4% or $158,962 at 6%; with 50% employer match about $158,962 at 4% or $105,975 at 6%; with 100% employer match about $119,221 at 4% or $79,481 at 6%.
Ibs Financial Group 401K Plan-7$648,776$66,764$9,538iApproximate average salary by contribution assumption: employee only about $238,443 at 4% or $158,962 at 6%; with 50% employer match about $158,962 at 4% or $105,975 at 6%; with 100% employer match about $119,221 at 4% or $79,481 at 6%.
200718$0$0-
Ibs Financial Group 401K Plan-8---
200617$842,863$58,788$8,398iApproximate average salary by contribution assumption: employee only about $209,957 at 4% or $139,971 at 6%; with 50% employer match about $139,971 at 4% or $93,314 at 6%; with 100% employer match about $104,979 at 4% or $69,986 at 6%.
Ibs Financial Group 401K Plan-7$842,863$58,788$8,398iApproximate average salary by contribution assumption: employee only about $209,957 at 4% or $139,971 at 6%; with 50% employer match about $139,971 at 4% or $93,314 at 6%; with 100% employer match about $104,979 at 4% or $69,986 at 6%.
200516$686,416$48,150$8,025iApproximate average salary by contribution assumption: employee only about $200,625 at 4% or $133,750 at 6%; with 50% employer match about $133,750 at 4% or $89,167 at 6%; with 100% employer match about $100,313 at 4% or $66,875 at 6%.
Ibs Financial Group 401K Plan-6$686,416$48,150$8,025iApproximate average salary by contribution assumption: employee only about $200,625 at 4% or $133,750 at 6%; with 50% employer match about $133,750 at 4% or $89,167 at 6%; with 100% employer match about $100,313 at 4% or $66,875 at 6%.
200417$672,773$50,585$7,226iApproximate average salary by contribution assumption: employee only about $180,661 at 4% or $120,440 at 6%; with 50% employer match about $120,440 at 4% or $80,294 at 6%; with 100% employer match about $90,330 at 4% or $60,220 at 6%.
Ibs Financial Group 401K Plan-7$672,773$50,585$7,226iApproximate average salary by contribution assumption: employee only about $180,661 at 4% or $120,440 at 6%; with 50% employer match about $120,440 at 4% or $80,294 at 6%; with 100% employer match about $90,330 at 4% or $60,220 at 6%.