Civic Intelligence

Ryan, Podein & Joyce PC.

Plan context: Michael W. Podein & James M. Joyce Profit Sharing Plan

EIN 38-2566119 • Grand Rapids, MI • 30 filings • 8 plans

1787 Grand Ridge Court, Suite 202Grand Rapids, MI 49525
Current Snapshot

Latest Year

2025

2025 Participants

6

2025 Assets

$4,757,991

2025 Contributions

$193,280

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$4,757,991$2,378,996$0199920132025YearValue
$4,757,991Latest year 2025

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

840199920122025YearValue
6Latest year 2025

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
202516$4,757,991$193,280$32,213iApproximate average salary by contribution assumption: employee only about $805,333 at 4% or $536,889 at 6%; with 50% employer match about $536,889 at 4% or $357,926 at 6%; with 100% employer match about $402,667 at 4% or $268,444 at 6%.
Michael W. Podein & James M. Joyce Profit Sharing Plan-6$4,757,991$193,280$32,213iApproximate average salary by contribution assumption: employee only about $805,333 at 4% or $536,889 at 6%; with 50% employer match about $536,889 at 4% or $357,926 at 6%; with 100% employer match about $402,667 at 4% or $268,444 at 6%.
202416$3,893,960$194,480$32,413iApproximate average salary by contribution assumption: employee only about $810,333 at 4% or $540,222 at 6%; with 50% employer match about $540,222 at 4% or $360,148 at 6%; with 100% employer match about $405,167 at 4% or $270,111 at 6%.
Michael W. Podein & James M. Joyce Profit Sharing Plan-6$3,893,960$194,480$32,413iApproximate average salary by contribution assumption: employee only about $810,333 at 4% or $540,222 at 6%; with 50% employer match about $540,222 at 4% or $360,148 at 6%; with 100% employer match about $405,167 at 4% or $270,111 at 6%.
202316$3,277,185$185,445$30,908iApproximate average salary by contribution assumption: employee only about $772,688 at 4% or $515,125 at 6%; with 50% employer match about $515,125 at 4% or $343,417 at 6%; with 100% employer match about $386,344 at 4% or $257,563 at 6%.
Michael W. Podein & James M. Joyce Profit Sharing Plan-6$3,277,185$185,445$30,908iApproximate average salary by contribution assumption: employee only about $772,688 at 4% or $515,125 at 6%; with 50% employer match about $515,125 at 4% or $343,417 at 6%; with 100% employer match about $386,344 at 4% or $257,563 at 6%.
202216$2,661,093$148,980$24,830iApproximate average salary by contribution assumption: employee only about $620,750 at 4% or $413,833 at 6%; with 50% employer match about $413,833 at 4% or $275,889 at 6%; with 100% employer match about $310,375 at 4% or $206,917 at 6%.
Michael W. Podein & James M. Joyce Profit Sharing Plan-6$2,661,093$148,980$24,830iApproximate average salary by contribution assumption: employee only about $620,750 at 4% or $413,833 at 6%; with 50% employer match about $413,833 at 4% or $275,889 at 6%; with 100% employer match about $310,375 at 4% or $206,917 at 6%.
202116$2,988,885$136,210$22,702iApproximate average salary by contribution assumption: employee only about $567,542 at 4% or $378,361 at 6%; with 50% employer match about $378,361 at 4% or $252,241 at 6%; with 100% employer match about $283,771 at 4% or $189,181 at 6%.
Michael W. Podein & James M. Joyce Profit Sharing Plan-6$2,988,885$136,210$22,702iApproximate average salary by contribution assumption: employee only about $567,542 at 4% or $378,361 at 6%; with 50% employer match about $378,361 at 4% or $252,241 at 6%; with 100% employer match about $283,771 at 4% or $189,181 at 6%.
202017$2,445,962$117,530$16,790iApproximate average salary by contribution assumption: employee only about $419,750 at 4% or $279,833 at 6%; with 50% employer match about $279,833 at 4% or $186,556 at 6%; with 100% employer match about $209,875 at 4% or $139,917 at 6%.
Michael W. Podein & James M. Joyce Profit Sharing Plan-7$2,445,962$117,530$16,790iApproximate average salary by contribution assumption: employee only about $419,750 at 4% or $279,833 at 6%; with 50% employer match about $279,833 at 4% or $186,556 at 6%; with 100% employer match about $209,875 at 4% or $139,917 at 6%.
201918$2,098,671$128,110$16,014iApproximate average salary by contribution assumption: employee only about $400,344 at 4% or $266,896 at 6%; with 50% employer match about $266,896 at 4% or $177,931 at 6%; with 100% employer match about $200,172 at 4% or $133,448 at 6%.
Michael W. Podein & James M. Joyce Profit Sharing Plan-8$2,098,671$128,110$16,014iApproximate average salary by contribution assumption: employee only about $400,344 at 4% or $266,896 at 6%; with 50% employer match about $266,896 at 4% or $177,931 at 6%; with 100% employer match about $200,172 at 4% or $133,448 at 6%.
201817$1,637,212$191,090$27,299iApproximate average salary by contribution assumption: employee only about $682,464 at 4% or $454,976 at 6%; with 50% employer match about $454,976 at 4% or $303,317 at 6%; with 100% employer match about $341,232 at 4% or $227,488 at 6%.
Michael W. Podein & James M. Joyce Profit Sharing Plan-7$1,637,212$191,090$27,299iApproximate average salary by contribution assumption: employee only about $682,464 at 4% or $454,976 at 6%; with 50% employer match about $454,976 at 4% or $303,317 at 6%; with 100% employer match about $341,232 at 4% or $227,488 at 6%.
201717$1,569,690$125,848$17,978iApproximate average salary by contribution assumption: employee only about $449,457 at 4% or $299,638 at 6%; with 50% employer match about $299,638 at 4% or $199,759 at 6%; with 100% employer match about $224,729 at 4% or $149,819 at 6%.
Michael W. Podein & James M. Joyce Profit Sharing Plan-7$1,569,690$125,848$17,978iApproximate average salary by contribution assumption: employee only about $449,457 at 4% or $299,638 at 6%; with 50% employer match about $299,638 at 4% or $199,759 at 6%; with 100% employer match about $224,729 at 4% or $149,819 at 6%.
201617$1,232,534$185,848$26,550iApproximate average salary by contribution assumption: employee only about $663,743 at 4% or $442,495 at 6%; with 50% employer match about $442,495 at 4% or $294,997 at 6%; with 100% employer match about $331,871 at 4% or $221,248 at 6%.
Michael W. Podein & James M. Joyce Profit Sharing Plan-7$1,232,534$185,848$26,550iApproximate average salary by contribution assumption: employee only about $663,743 at 4% or $442,495 at 6%; with 50% employer match about $442,495 at 4% or $294,997 at 6%; with 100% employer match about $331,871 at 4% or $221,248 at 6%.
201517$2,196,194$143,805$20,544iApproximate average salary by contribution assumption: employee only about $513,589 at 4% or $342,393 at 6%; with 50% employer match about $342,393 at 4% or $228,262 at 6%; with 100% employer match about $256,795 at 4% or $171,196 at 6%.
Michael W. Podein & James M. Joyce Profit Sharing Plan-7$2,196,194$143,805$20,544iApproximate average salary by contribution assumption: employee only about $513,589 at 4% or $342,393 at 6%; with 50% employer match about $342,393 at 4% or $228,262 at 6%; with 100% employer match about $256,795 at 4% or $171,196 at 6%.
201416$2,014,330$144,635$24,106iApproximate average salary by contribution assumption: employee only about $602,646 at 4% or $401,764 at 6%; with 50% employer match about $401,764 at 4% or $267,843 at 6%; with 100% employer match about $301,323 at 4% or $200,882 at 6%.
Michael W. Podein & James M. Joyce Profit Sharing Plan-6$2,014,330$144,635$24,106iApproximate average salary by contribution assumption: employee only about $602,646 at 4% or $401,764 at 6%; with 50% employer match about $401,764 at 4% or $267,843 at 6%; with 100% employer match about $301,323 at 4% or $200,882 at 6%.
201318$1,793,835$140,622$17,578iApproximate average salary by contribution assumption: employee only about $439,444 at 4% or $292,963 at 6%; with 50% employer match about $292,963 at 4% or $195,308 at 6%; with 100% employer match about $219,722 at 4% or $146,481 at 6%.
Michael W. Podein & James M. Joyce Profit Sharing Plan-8$1,793,835$140,622$17,578iApproximate average salary by contribution assumption: employee only about $439,444 at 4% or $292,963 at 6%; with 50% employer match about $292,963 at 4% or $195,308 at 6%; with 100% employer match about $219,722 at 4% or $146,481 at 6%.
201217$1,385,890$130,499$18,643iApproximate average salary by contribution assumption: employee only about $466,068 at 4% or $310,712 at 6%; with 50% employer match about $310,712 at 4% or $207,141 at 6%; with 100% employer match about $233,034 at 4% or $155,356 at 6%.
Michael W. Podein & James M. Joyce Profit Sharing Plan-7$1,385,890$130,499$18,643iApproximate average salary by contribution assumption: employee only about $466,068 at 4% or $310,712 at 6%; with 50% employer match about $310,712 at 4% or $207,141 at 6%; with 100% employer match about $233,034 at 4% or $155,356 at 6%.
201115$1,085,727$131,735$26,347iApproximate average salary by contribution assumption: employee only about $658,675 at 4% or $439,117 at 6%; with 50% employer match about $439,117 at 4% or $292,744 at 6%; with 100% employer match about $329,338 at 4% or $219,558 at 6%.
Michael W. Podein & James M. Joyce Profit Sharing Plan-5$1,085,727$131,735$26,347iApproximate average salary by contribution assumption: employee only about $658,675 at 4% or $439,117 at 6%; with 50% employer match about $439,117 at 4% or $292,744 at 6%; with 100% employer match about $329,338 at 4% or $219,558 at 6%.
201015$1,331,980$95,598$19,120iApproximate average salary by contribution assumption: employee only about $477,990 at 4% or $318,660 at 6%; with 50% employer match about $318,660 at 4% or $212,440 at 6%; with 100% employer match about $238,995 at 4% or $159,330 at 6%.
Michael W. Podein & James M. Joyce Profit Sharing Plan-5$1,331,980$95,598$19,120iApproximate average salary by contribution assumption: employee only about $477,990 at 4% or $318,660 at 6%; with 50% employer match about $318,660 at 4% or $212,440 at 6%; with 100% employer match about $238,995 at 4% or $159,330 at 6%.
200915$1,826,289$97,040$19,408iApproximate average salary by contribution assumption: employee only about $485,200 at 4% or $323,467 at 6%; with 50% employer match about $323,467 at 4% or $215,644 at 6%; with 100% employer match about $242,600 at 4% or $161,733 at 6%.
Michael W. Podein & James M. Joyce Profit Sharing Plan-5$1,826,289$97,040$19,408iApproximate average salary by contribution assumption: employee only about $485,200 at 4% or $323,467 at 6%; with 50% employer match about $323,467 at 4% or $215,644 at 6%; with 100% employer match about $242,600 at 4% or $161,733 at 6%.
200816$1,669,042$135,235$22,539iApproximate average salary by contribution assumption: employee only about $563,479 at 4% or $375,653 at 6%; with 50% employer match about $375,653 at 4% or $250,435 at 6%; with 100% employer match about $281,740 at 4% or $187,826 at 6%.
Michael W. Podein & James M. Joyce Profit Sharing Plan-6$1,669,042$135,235$22,539iApproximate average salary by contribution assumption: employee only about $563,479 at 4% or $375,653 at 6%; with 50% employer match about $375,653 at 4% or $250,435 at 6%; with 100% employer match about $281,740 at 4% or $187,826 at 6%.
200716$2,428,337$129,632$21,605iApproximate average salary by contribution assumption: employee only about $540,133 at 4% or $360,089 at 6%; with 50% employer match about $360,089 at 4% or $240,059 at 6%; with 100% employer match about $270,067 at 4% or $180,044 at 6%.
Michael W. Podein & James M. Joyce Profit Sharing Plan-6$2,428,337$129,632$21,605iApproximate average salary by contribution assumption: employee only about $540,133 at 4% or $360,089 at 6%; with 50% employer match about $360,089 at 4% or $240,059 at 6%; with 100% employer match about $270,067 at 4% or $180,044 at 6%.
200615$2,138,242$109,329$21,866iApproximate average salary by contribution assumption: employee only about $546,645 at 4% or $364,430 at 6%; with 50% employer match about $364,430 at 4% or $242,953 at 6%; with 100% employer match about $273,323 at 4% or $182,215 at 6%.
Michael W. Podein & James M. Joyce Profit Sharing Plan-5$2,138,242$109,329$21,866iApproximate average salary by contribution assumption: employee only about $546,645 at 4% or $364,430 at 6%; with 50% employer match about $364,430 at 4% or $242,953 at 6%; with 100% employer match about $273,323 at 4% or $182,215 at 6%.
200514$1,827,608$103,828$25,957iApproximate average salary by contribution assumption: employee only about $648,925 at 4% or $432,617 at 6%; with 50% employer match about $432,617 at 4% or $288,411 at 6%; with 100% employer match about $324,463 at 4% or $216,308 at 6%.
Michael W. Podein & James M. Joyce Profit Sharing Plan-4$1,827,608$103,828$25,957iApproximate average salary by contribution assumption: employee only about $648,925 at 4% or $432,617 at 6%; with 50% employer match about $432,617 at 4% or $288,411 at 6%; with 100% employer match about $324,463 at 4% or $216,308 at 6%.
200414$1,601,019$102,674$25,669iApproximate average salary by contribution assumption: employee only about $641,713 at 4% or $427,808 at 6%; with 50% employer match about $427,808 at 4% or $285,206 at 6%; with 100% employer match about $320,856 at 4% or $213,904 at 6%.
Michael W. Podein & James M. Joyce Profit Sharing Plan-4$1,601,019$102,674$25,669iApproximate average salary by contribution assumption: employee only about $641,713 at 4% or $427,808 at 6%; with 50% employer match about $427,808 at 4% or $285,206 at 6%; with 100% employer match about $320,856 at 4% or $213,904 at 6%.
200314$1,314,021$120,794$30,199iApproximate average salary by contribution assumption: employee only about $754,963 at 4% or $503,308 at 6%; with 50% employer match about $503,308 at 4% or $335,539 at 6%; with 100% employer match about $377,481 at 4% or $251,654 at 6%.
Michael W. Podein & James M. Joyce Profit Sharing Plan-4$1,314,021$120,794$30,199iApproximate average salary by contribution assumption: employee only about $754,963 at 4% or $503,308 at 6%; with 50% employer match about $503,308 at 4% or $335,539 at 6%; with 100% employer match about $377,481 at 4% or $251,654 at 6%.
200225$969,031$562,102$112,420iApproximate average salary by contribution assumption: employee only about $2,810,510 at 4% or $1,873,673 at 6%; with 50% employer match about $1,873,673 at 4% or $1,249,116 at 6%; with 100% employer match about $1,405,255 at 4% or $936,837 at 6%.
Michael W. Podein & James M. Joyce Profit Sharing Plan-5$969,031$562,102$112,420iApproximate average salary by contribution assumption: employee only about $2,810,510 at 4% or $1,873,673 at 6%; with 50% employer match about $1,873,673 at 4% or $1,249,116 at 6%; with 100% employer match about $1,405,255 at 4% or $936,837 at 6%.
Ryan, Podein, & Joyce PC. Money Purchase Pension-0---
200125$0$0-
Michael W. Podein & James M. Joyce Profit Sharing Plan-4---
Ryan, Podein, & Joyce PC. Money Purchase Pension-5---
200026$1,394,427$70,000$11,667iApproximate average salary by contribution assumption: employee only about $291,667 at 4% or $194,444 at 6%; with 50% employer match about $194,444 at 4% or $129,630 at 6%; with 100% employer match about $145,833 at 4% or $97,222 at 6%.
Michael W. Podein & James M. Joyce Profit Sharing Plan-6$840,962$33,901$5,650iApproximate average salary by contribution assumption: employee only about $141,254 at 4% or $94,169 at 6%; with 50% employer match about $94,169 at 4% or $62,780 at 6%; with 100% employer match about $70,627 at 4% or $47,085 at 6%.
Ryan, Podein, & Joyce PC. Money Purchase Pension-6$553,465$36,099$6,017iApproximate average salary by contribution assumption: employee only about $150,413 at 4% or $100,275 at 6%; with 50% employer match about $100,275 at 4% or $66,850 at 6%; with 100% employer match about $75,206 at 4% or $50,138 at 6%.
199914$889,356$43,603$10,901iApproximate average salary by contribution assumption: employee only about $272,519 at 4% or $181,679 at 6%; with 50% employer match about $181,679 at 4% or $121,119 at 6%; with 100% employer match about $136,259 at 4% or $90,840 at 6%.
Michael W. Podein & James M. Joyce Profit Sharing Plan-4$889,356$43,603$10,901iApproximate average salary by contribution assumption: employee only about $272,519 at 4% or $181,679 at 6%; with 50% employer match about $181,679 at 4% or $121,119 at 6%; with 100% employer match about $136,259 at 4% or $90,840 at 6%.