Civic Intelligence

Ruby & Associates Inc.

Plan context: Ruby & Associates Inc. 401K Profit Sharing Plan

EIN 38-2555509 • Bingham Farms, MI • 33 filings • 11 plans

30300 Telegraph Rs,Suite 400Bingham Farms, MI 48025
Current Snapshot

Latest Year

2024

2024 Participants

61

2024 Assets

$14,712,345

2024 Contributions

$506,908

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$14,712,345$7,356,173$0200420142023YearValue
$14,712,345Latest year 2023

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

61310200120122023YearValue
61Latest year 2023

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
202420$0$506,908-
Ruby & Associates Inc. 401K Profit Sharing Plan-0$0$337,544-
Ruby & Associates Inc. Cash Balance Plan-0$0$169,364-
2023261$14,712,345$1,151,773$18,882iApproximate average salary by contribution assumption: employee only about $472,038 at 4% or $314,692 at 6%; with 50% employer match about $314,692 at 4% or $209,795 at 6%; with 100% employer match about $236,019 at 4% or $157,346 at 6%.
Ruby & Associates Inc. 401K Profit Sharing Plan-61$13,492,944$1,151,773$18,882iApproximate average salary by contribution assumption: employee only about $472,038 at 4% or $314,692 at 6%; with 50% employer match about $314,692 at 4% or $209,795 at 6%; with 100% employer match about $236,019 at 4% or $157,346 at 6%.
Ruby & Associates Inc. Cash Balance Plan-48$1,219,401--
2022260$11,521,820$1,037,307$17,288iApproximate average salary by contribution assumption: employee only about $432,211 at 4% or $288,141 at 6%; with 50% employer match about $288,141 at 4% or $192,094 at 6%; with 100% employer match about $216,106 at 4% or $144,070 at 6%.
Ruby & Associates Inc. 401K Profit Sharing Plan-60$10,372,791$1,037,307$17,288iApproximate average salary by contribution assumption: employee only about $432,211 at 4% or $288,141 at 6%; with 50% employer match about $288,141 at 4% or $192,094 at 6%; with 100% employer match about $216,106 at 4% or $144,070 at 6%.
Ruby & Associates Inc. Cash Balance Plan-51$1,149,029$0-
2021256$12,738,533$1,215,783$21,710iApproximate average salary by contribution assumption: employee only about $542,760 at 4% or $361,840 at 6%; with 50% employer match about $361,840 at 4% or $241,227 at 6%; with 100% employer match about $271,380 at 4% or $180,920 at 6%.
Ruby & Associates Inc. 401K Profit Sharing Plan-56$11,481,033$965,783$17,246iApproximate average salary by contribution assumption: employee only about $431,153 at 4% or $287,435 at 6%; with 50% employer match about $287,435 at 4% or $191,624 at 6%; with 100% employer match about $215,577 at 4% or $143,718 at 6%.
Ruby & Associates Inc. Cash Balance Plan-52$1,257,500$250,000$4,808iApproximate average salary by contribution assumption: employee only about $120,192 at 4% or $80,128 at 6%; with 50% employer match about $80,128 at 4% or $53,419 at 6%; with 100% employer match about $60,096 at 4% or $40,064 at 6%.
2020257$12,737,894$1,171,607$20,555iApproximate average salary by contribution assumption: employee only about $513,863 at 4% or $342,575 at 6%; with 50% employer match about $342,575 at 4% or $228,383 at 6%; with 100% employer match about $256,931 at 4% or $171,288 at 6%.
Ruby & Associates Inc. 401K Profit Sharing Plan-57$11,779,603$1,021,607$17,923iApproximate average salary by contribution assumption: employee only about $448,073 at 4% or $298,715 at 6%; with 50% employer match about $298,715 at 4% or $199,144 at 6%; with 100% employer match about $224,037 at 4% or $149,358 at 6%.
Ruby & Associates Inc. Cash Balance Plan-36$958,291$150,000$4,167iApproximate average salary by contribution assumption: employee only about $104,167 at 4% or $69,444 at 6%; with 50% employer match about $69,444 at 4% or $46,296 at 6%; with 100% employer match about $52,083 at 4% or $34,722 at 6%.
2019253$10,149,315$894,106$16,870iApproximate average salary by contribution assumption: employee only about $421,748 at 4% or $281,165 at 6%; with 50% employer match about $281,165 at 4% or $187,444 at 6%; with 100% employer match about $210,874 at 4% or $140,583 at 6%.
Ruby & Associates Inc. 401K Profit Sharing Plan-53$9,385,360$894,106$16,870iApproximate average salary by contribution assumption: employee only about $421,748 at 4% or $281,165 at 6%; with 50% employer match about $281,165 at 4% or $187,444 at 6%; with 100% employer match about $210,874 at 4% or $140,583 at 6%.
Ruby & Associates Inc. Cash Balance Plan-38$763,955$0-
2018248$7,798,567$953,486$19,864iApproximate average salary by contribution assumption: employee only about $496,607 at 4% or $331,072 at 6%; with 50% employer match about $331,072 at 4% or $220,714 at 6%; with 100% employer match about $248,304 at 4% or $165,536 at 6%.
Ruby & Associates Inc. 401K Profit Sharing Plan-48$6,959,534$803,486$16,739iApproximate average salary by contribution assumption: employee only about $418,482 at 4% or $278,988 at 6%; with 50% employer match about $278,988 at 4% or $185,992 at 6%; with 100% employer match about $209,241 at 4% or $139,494 at 6%.
Ruby & Associates Inc. Cash Balance Plan-38$839,033$150,000$3,947iApproximate average salary by contribution assumption: employee only about $98,684 at 4% or $65,789 at 6%; with 50% employer match about $65,789 at 4% or $43,860 at 6%; with 100% employer match about $49,342 at 4% or $32,895 at 6%.
2017245$7,518,124$1,264,081$28,091iApproximate average salary by contribution assumption: employee only about $702,267 at 4% or $468,178 at 6%; with 50% employer match about $468,178 at 4% or $312,119 at 6%; with 100% employer match about $351,134 at 4% or $234,089 at 6%.
Ruby & Associates Inc. 401K Profit Sharing Plan-45$6,660,546$754,653$16,770iApproximate average salary by contribution assumption: employee only about $419,252 at 4% or $279,501 at 6%; with 50% employer match about $279,501 at 4% or $186,334 at 6%; with 100% employer match about $209,626 at 4% or $139,751 at 6%.
Ruby & Associates Inc. Cash Balance Plan-40$857,578$509,428$12,736iApproximate average salary by contribution assumption: employee only about $318,393 at 4% or $212,262 at 6%; with 50% employer match about $212,262 at 4% or $141,508 at 6%; with 100% employer match about $159,196 at 4% or $106,131 at 6%.
2016248$5,785,174$1,217,237$25,359iApproximate average salary by contribution assumption: employee only about $633,978 at 4% or $422,652 at 6%; with 50% employer match about $422,652 at 4% or $281,768 at 6%; with 100% employer match about $316,989 at 4% or $211,326 at 6%.
Ruby & Associates Inc. 401K Profit Sharing Plan-48$5,220,175$652,238$13,588iApproximate average salary by contribution assumption: employee only about $339,707 at 4% or $226,472 at 6%; with 50% employer match about $226,472 at 4% or $150,981 at 6%; with 100% employer match about $169,854 at 4% or $113,236 at 6%.
Ruby & Associates Inc. Cash Balance Plan-37$564,999$564,999$15,270iApproximate average salary by contribution assumption: employee only about $381,756 at 4% or $254,504 at 6%; with 50% employer match about $254,504 at 4% or $169,669 at 6%; with 100% employer match about $190,878 at 4% or $127,252 at 6%.
2015144$4,787,918$395,829$8,996iApproximate average salary by contribution assumption: employee only about $224,903 at 4% or $149,935 at 6%; with 50% employer match about $149,935 at 4% or $99,957 at 6%; with 100% employer match about $112,451 at 4% or $74,968 at 6%.
Ruby & Associates Inc. 401K Profit Sharing Plan-44$4,787,918$395,829$8,996iApproximate average salary by contribution assumption: employee only about $224,903 at 4% or $149,935 at 6%; with 50% employer match about $149,935 at 4% or $99,957 at 6%; with 100% employer match about $112,451 at 4% or $74,968 at 6%.
2014143$4,588,019$241,490$5,616iApproximate average salary by contribution assumption: employee only about $140,401 at 4% or $93,601 at 6%; with 50% employer match about $93,601 at 4% or $62,401 at 6%; with 100% employer match about $70,201 at 4% or $46,800 at 6%.
Ruby & Associates Inc. 401K Profit Sharing Plan-43$4,588,019$241,490$5,616iApproximate average salary by contribution assumption: employee only about $140,401 at 4% or $93,601 at 6%; with 50% employer match about $93,601 at 4% or $62,401 at 6%; with 100% employer match about $70,201 at 4% or $46,800 at 6%.
2013141$4,145,510$179,566$4,380iApproximate average salary by contribution assumption: employee only about $109,491 at 4% or $72,994 at 6%; with 50% employer match about $72,994 at 4% or $48,663 at 6%; with 100% employer match about $54,746 at 4% or $36,497 at 6%.
Ruby & Associates Inc. 401K Profit Sharing Plan-41$4,145,510$179,566$4,380iApproximate average salary by contribution assumption: employee only about $109,491 at 4% or $72,994 at 6%; with 50% employer match about $72,994 at 4% or $48,663 at 6%; with 100% employer match about $54,746 at 4% or $36,497 at 6%.
2012138$4,273,034$204,705$5,387iApproximate average salary by contribution assumption: employee only about $134,674 at 4% or $89,783 at 6%; with 50% employer match about $89,783 at 4% or $59,855 at 6%; with 100% employer match about $67,337 at 4% or $44,891 at 6%.
Ruby & Associates Inc. 401K Profit Sharing Plan-38$4,273,034$204,705$5,387iApproximate average salary by contribution assumption: employee only about $134,674 at 4% or $89,783 at 6%; with 50% employer match about $89,783 at 4% or $59,855 at 6%; with 100% employer match about $67,337 at 4% or $44,891 at 6%.
2011139$3,559,861$143,165$3,671iApproximate average salary by contribution assumption: employee only about $91,772 at 4% or $61,182 at 6%; with 50% employer match about $61,182 at 4% or $40,788 at 6%; with 100% employer match about $45,886 at 4% or $30,591 at 6%.
Ruby & Associates Inc. 401K Profit Sharing Plan-39$3,559,861$143,165$3,671iApproximate average salary by contribution assumption: employee only about $91,772 at 4% or $61,182 at 6%; with 50% employer match about $61,182 at 4% or $40,788 at 6%; with 100% employer match about $45,886 at 4% or $30,591 at 6%.
2010140$3,689,512$153,963$3,849iApproximate average salary by contribution assumption: employee only about $96,227 at 4% or $64,151 at 6%; with 50% employer match about $64,151 at 4% or $42,768 at 6%; with 100% employer match about $48,113 at 4% or $32,076 at 6%.
Ruby & Associates Inc. 401K Profit Sharing Plan-40$3,689,512$153,963$3,849iApproximate average salary by contribution assumption: employee only about $96,227 at 4% or $64,151 at 6%; with 50% employer match about $64,151 at 4% or $42,768 at 6%; with 100% employer match about $48,113 at 4% or $32,076 at 6%.
2009141$3,131,277$224,547$5,477iApproximate average salary by contribution assumption: employee only about $136,919 at 4% or $91,279 at 6%; with 50% employer match about $91,279 at 4% or $60,853 at 6%; with 100% employer match about $68,459 at 4% or $45,640 at 6%.
Ruby & Associates Inc. 401K Profit Sharing Plan-41$3,131,277$224,547$5,477iApproximate average salary by contribution assumption: employee only about $136,919 at 4% or $91,279 at 6%; with 50% employer match about $91,279 at 4% or $60,853 at 6%; with 100% employer match about $68,459 at 4% or $45,640 at 6%.
2008144$2,218,582$544,715$12,380iApproximate average salary by contribution assumption: employee only about $309,497 at 4% or $206,331 at 6%; with 50% employer match about $206,331 at 4% or $137,554 at 6%; with 100% employer match about $154,749 at 4% or $103,166 at 6%.
Ruby & Associates Inc. 401K Profit Sharing Plan-44$2,218,582$544,715$12,380iApproximate average salary by contribution assumption: employee only about $309,497 at 4% or $206,331 at 6%; with 50% employer match about $206,331 at 4% or $137,554 at 6%; with 100% employer match about $154,749 at 4% or $103,166 at 6%.
2007134$2,823,618$360,870$10,614iApproximate average salary by contribution assumption: employee only about $265,346 at 4% or $176,897 at 6%; with 50% employer match about $176,897 at 4% or $117,931 at 6%; with 100% employer match about $132,673 at 4% or $88,449 at 6%.
Ruby & Associates Inc. 401K Profit Sharing Plan-34$2,823,618$360,870$10,614iApproximate average salary by contribution assumption: employee only about $265,346 at 4% or $176,897 at 6%; with 50% employer match about $176,897 at 4% or $117,931 at 6%; with 100% employer match about $132,673 at 4% or $88,449 at 6%.
2006134$2,289,855$309,018$9,089iApproximate average salary by contribution assumption: employee only about $227,219 at 4% or $151,479 at 6%; with 50% employer match about $151,479 at 4% or $100,986 at 6%; with 100% employer match about $113,610 at 4% or $75,740 at 6%.
Ruby & Associates Inc. 401K Profit Sharing Plan-34$2,289,855$309,018$9,089iApproximate average salary by contribution assumption: employee only about $227,219 at 4% or $151,479 at 6%; with 50% employer match about $151,479 at 4% or $100,986 at 6%; with 100% employer match about $113,610 at 4% or $75,740 at 6%.
2005125$1,760,751$40,205$1,608iApproximate average salary by contribution assumption: employee only about $40,205 at 4% or $26,803 at 6%; with 50% employer match about $26,803 at 4% or $17,869 at 6%; with 100% employer match about $20,103 at 4% or $13,402 at 6%.
Ruby & Associates Inc. 401K Profit Sharing Plan-25$1,760,751$40,205$1,608iApproximate average salary by contribution assumption: employee only about $40,205 at 4% or $26,803 at 6%; with 50% employer match about $26,803 at 4% or $17,869 at 6%; with 100% employer match about $20,103 at 4% or $13,402 at 6%.
2004127$1,862,933$141,895$5,255iApproximate average salary by contribution assumption: employee only about $131,384 at 4% or $87,590 at 6%; with 50% employer match about $87,590 at 4% or $58,393 at 6%; with 100% employer match about $65,692 at 4% or $43,795 at 6%.
Ruby & Associates Inc. 401K Profit Sharing Plan-27$1,862,933$141,895$5,255iApproximate average salary by contribution assumption: employee only about $131,384 at 4% or $87,590 at 6%; with 50% employer match about $87,590 at 4% or $58,393 at 6%; with 100% employer match about $65,692 at 4% or $43,795 at 6%.
2003124$0$0-
Ruby & Associates Inc. 401K Profit Sharing Plan-24---
2002118$0$0-
Ruby & Associates Inc. 401K Profit Sharing Plan-18---
2001128$0$0-
Ruby & Associates Inc. 401K Profit Sharing Plan-28---