Civic Intelligence

Ray Cs Cycle & Sports Inc

Plan context: Ray Cs Cycle & Sports Inc 401K Profit Sharing Trust

EIN 38-2511575 • Lapeer, MI • 52 filings • 11 plans

1491 SouthLapeer RoadLapeer, MI 48446
Current Snapshot

Latest Year

2025

2025 Participants

30

2025 Assets

$2,753,579

2025 Contributions

$134,343

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$2,753,579$1,376,790$0199920122025YearValue
$2,753,579Latest year 2025

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

36180199920122025YearValue
30Latest year 2025

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
2025130$2,753,579$134,343$4,478iApproximate average salary by contribution assumption: employee only about $111,953 at 4% or $74,635 at 6%; with 50% employer match about $74,635 at 4% or $49,757 at 6%; with 100% employer match about $55,976 at 4% or $37,318 at 6%.
Ray Cs Cycle & Sports Inc 401K Profit Sharing Trust-30$2,753,579$134,343$4,478iApproximate average salary by contribution assumption: employee only about $111,953 at 4% or $74,635 at 6%; with 50% employer match about $74,635 at 4% or $49,757 at 6%; with 100% employer match about $55,976 at 4% or $37,318 at 6%.
2024232$2,390,508$140,565$4,393iApproximate average salary by contribution assumption: employee only about $109,816 at 4% or $73,211 at 6%; with 50% employer match about $73,211 at 4% or $48,807 at 6%; with 100% employer match about $54,908 at 4% or $36,605 at 6%.
Ray Cs Cycle & Sports Inc 401K Profit Sharing Trust-32$2,390,508$140,565$4,393iApproximate average salary by contribution assumption: employee only about $109,816 at 4% or $73,211 at 6%; with 50% employer match about $73,211 at 4% or $48,807 at 6%; with 100% employer match about $54,908 at 4% or $36,605 at 6%.
Ray Cs Cycle Sports Inc Employees Group Benefit Plan-30---
2023235$2,017,531$140,853$4,024iApproximate average salary by contribution assumption: employee only about $100,609 at 4% or $67,073 at 6%; with 50% employer match about $67,073 at 4% or $44,715 at 6%; with 100% employer match about $50,305 at 4% or $33,536 at 6%.
Ray Cs Cycle & Sports Inc 401K Profit Sharing Trust-35$2,017,531$140,853$4,024iApproximate average salary by contribution assumption: employee only about $100,609 at 4% or $67,073 at 6%; with 50% employer match about $67,073 at 4% or $44,715 at 6%; with 100% employer match about $50,305 at 4% or $33,536 at 6%.
Ray Cs Cycle Sports Inc Employees Group Benefit Plan-30---
2022230$1,799,567$85,993$2,866iApproximate average salary by contribution assumption: employee only about $71,661 at 4% or $47,774 at 6%; with 50% employer match about $47,774 at 4% or $31,849 at 6%; with 100% employer match about $35,830 at 4% or $23,887 at 6%.
Ray Cs Cycle & Sports Inc 401K Profit Sharing Trust-30$1,799,567$85,993$2,866iApproximate average salary by contribution assumption: employee only about $71,661 at 4% or $47,774 at 6%; with 50% employer match about $47,774 at 4% or $31,849 at 6%; with 100% employer match about $35,830 at 4% or $23,887 at 6%.
Ray Cs Cycle Sports Inc Employees Group Benefit Plan-25---
2021226$2,087,051$80,940$3,113iApproximate average salary by contribution assumption: employee only about $77,827 at 4% or $51,885 at 6%; with 50% employer match about $51,885 at 4% or $34,590 at 6%; with 100% employer match about $38,913 at 4% or $25,942 at 6%.
Ray Cs Cycle & Sports Inc 401K Profit Sharing Trust-26$2,087,051$80,940$3,113iApproximate average salary by contribution assumption: employee only about $77,827 at 4% or $51,885 at 6%; with 50% employer match about $51,885 at 4% or $34,590 at 6%; with 100% employer match about $38,913 at 4% or $25,942 at 6%.
Ray Cs Cycle Sports Inc Employees Group Benefit Plan-25---
2020233$1,948,980$55,920$1,695iApproximate average salary by contribution assumption: employee only about $42,364 at 4% or $28,242 at 6%; with 50% employer match about $28,242 at 4% or $18,828 at 6%; with 100% employer match about $21,182 at 4% or $14,121 at 6%.
Ray Cs Cycle & Sports Inc 401K Profit Sharing Trust-28$1,948,980$55,920$1,997iApproximate average salary by contribution assumption: employee only about $49,929 at 4% or $33,286 at 6%; with 50% employer match about $33,286 at 4% or $22,190 at 6%; with 100% employer match about $24,964 at 4% or $16,643 at 6%.
Ray Cs Cycle Sports Inc Employees Group Benefit Plan-33---
2019232$1,830,186$59,397$1,856iApproximate average salary by contribution assumption: employee only about $46,404 at 4% or $30,936 at 6%; with 50% employer match about $30,936 at 4% or $20,624 at 6%; with 100% employer match about $23,202 at 4% or $15,468 at 6%.
Ray Cs Cycle & Sports Inc 401K Profit Sharing Trust-32$1,830,186$59,397$1,856iApproximate average salary by contribution assumption: employee only about $46,404 at 4% or $30,936 at 6%; with 50% employer match about $30,936 at 4% or $20,624 at 6%; with 100% employer match about $23,202 at 4% or $15,468 at 6%.
Ray Cs Cycle Sports Inc Employees Group Benefit Plan-32---
2018234$1,512,338$65,009$1,912iApproximate average salary by contribution assumption: employee only about $47,801 at 4% or $31,867 at 6%; with 50% employer match about $31,867 at 4% or $21,245 at 6%; with 100% employer match about $23,900 at 4% or $15,934 at 6%.
Ray Cs Cycle & Sports Inc 401K Profit Sharing Trust-34$1,512,338$65,009$1,912iApproximate average salary by contribution assumption: employee only about $47,801 at 4% or $31,867 at 6%; with 50% employer match about $31,867 at 4% or $21,245 at 6%; with 100% employer match about $23,900 at 4% or $15,934 at 6%.
Ray Cs Cycle Sports Inc Employees Group Benefit Plan-27---
2017231$1,562,887$48,276$1,557iApproximate average salary by contribution assumption: employee only about $38,932 at 4% or $25,955 at 6%; with 50% employer match about $25,955 at 4% or $17,303 at 6%; with 100% employer match about $19,466 at 4% or $12,977 at 6%.
Ray Cs Cycle & Sports Inc 401K Profit Sharing Trust-28$1,562,887$48,276$1,724iApproximate average salary by contribution assumption: employee only about $43,104 at 4% or $28,736 at 6%; with 50% employer match about $28,736 at 4% or $19,157 at 6%; with 100% employer match about $21,552 at 4% or $14,368 at 6%.
Ray Cs Cycle Sports Inc Employees Group Benefit Plan-31---
2016234$1,358,019$37,722$1,109iApproximate average salary by contribution assumption: employee only about $27,737 at 4% or $18,491 at 6%; with 50% employer match about $18,491 at 4% or $12,327 at 6%; with 100% employer match about $13,868 at 4% or $9,246 at 6%.
Ray Cs Cycle & Sports Inc 401K Profit Sharing Trust-21$1,358,019$37,722$1,796iApproximate average salary by contribution assumption: employee only about $44,907 at 4% or $29,938 at 6%; with 50% employer match about $29,938 at 4% or $19,959 at 6%; with 100% employer match about $22,454 at 4% or $14,969 at 6%.
Ray Cs Cycle Sports Inc Employees Group Benefit Plan-34---
2015236$1,256,993$50,741$1,409iApproximate average salary by contribution assumption: employee only about $35,237 at 4% or $23,491 at 6%; with 50% employer match about $23,491 at 4% or $15,661 at 6%; with 100% employer match about $17,618 at 4% or $11,746 at 6%.
Ray Cs Cycle & Sports Inc 401K Profit Sharing Trust-22$1,256,993$50,741$2,306iApproximate average salary by contribution assumption: employee only about $57,660 at 4% or $38,440 at 6%; with 50% employer match about $38,440 at 4% or $25,627 at 6%; with 100% employer match about $28,830 at 4% or $19,220 at 6%.
Ray Cs Cycle Sports Inc Employees Group Benefit Plan-36---
2014225$1,232,176$53,369$2,135iApproximate average salary by contribution assumption: employee only about $53,369 at 4% or $35,579 at 6%; with 50% employer match about $35,579 at 4% or $23,720 at 6%; with 100% employer match about $26,685 at 4% or $17,790 at 6%.
Ray Cs Cycle & Sports Inc 401K Profit Sharing Trust-25$1,232,176$53,369$2,135iApproximate average salary by contribution assumption: employee only about $53,369 at 4% or $35,579 at 6%; with 50% employer match about $35,579 at 4% or $23,720 at 6%; with 100% employer match about $26,685 at 4% or $17,790 at 6%.
Ray Cs Cycle Sports Inc Employees Group Benefit Plan-13---
2013234$1,135,437$68,296$2,009iApproximate average salary by contribution assumption: employee only about $50,218 at 4% or $33,478 at 6%; with 50% employer match about $33,478 at 4% or $22,319 at 6%; with 100% employer match about $25,109 at 4% or $16,739 at 6%.
Ray Cs Cycle & Sports Inc 401K Profit Sharing Trust-34$1,135,437$68,296$2,009iApproximate average salary by contribution assumption: employee only about $50,218 at 4% or $33,478 at 6%; with 50% employer match about $33,478 at 4% or $22,319 at 6%; with 100% employer match about $25,109 at 4% or $16,739 at 6%.
Ray Cs Cycle Sports Inc Employees Group Benefit Plan-17---
2012225$920,919$62,568$2,503iApproximate average salary by contribution assumption: employee only about $62,568 at 4% or $41,712 at 6%; with 50% employer match about $41,712 at 4% or $27,808 at 6%; with 100% employer match about $31,284 at 4% or $20,856 at 6%.
Ray Cs Cycle & Sports Inc 401K Profit Sharing Trust-25$920,919$62,568$2,503iApproximate average salary by contribution assumption: employee only about $62,568 at 4% or $41,712 at 6%; with 50% employer match about $41,712 at 4% or $27,808 at 6%; with 100% employer match about $31,284 at 4% or $20,856 at 6%.
Ray Cs Cycle Sports Inc Employees Group Benefit Plan-24---
2011226$901,846$62,066$2,387iApproximate average salary by contribution assumption: employee only about $59,679 at 4% or $39,786 at 6%; with 50% employer match about $39,786 at 4% or $26,524 at 6%; with 100% employer match about $29,839 at 4% or $19,893 at 6%.
Ray Cs Cycle & Sports Inc 401K Profit Sharing Trust-26$901,846$62,066$2,387iApproximate average salary by contribution assumption: employee only about $59,679 at 4% or $39,786 at 6%; with 50% employer match about $39,786 at 4% or $26,524 at 6%; with 100% employer match about $29,839 at 4% or $19,893 at 6%.
Ray Cs Cycle Sports Inc Employees Group Benefit Plan-22---
2010227$869,675$86,063$3,188iApproximate average salary by contribution assumption: employee only about $79,688 at 4% or $53,125 at 6%; with 50% employer match about $53,125 at 4% or $35,417 at 6%; with 100% employer match about $39,844 at 4% or $26,563 at 6%.
Ray Cs Cycle & Sports Inc 401K Profit Sharing Trust-27$869,675$59,358$2,198iApproximate average salary by contribution assumption: employee only about $54,961 at 4% or $36,641 at 6%; with 50% employer match about $36,641 at 4% or $24,427 at 6%; with 100% employer match about $27,481 at 4% or $18,320 at 6%.
Ray Cs Cycle Sports Inc Employees Group Benefit Plan-23-$26,705$1,161iApproximate average salary by contribution assumption: employee only about $29,027 at 4% or $19,351 at 6%; with 50% employer match about $19,351 at 4% or $12,901 at 6%; with 100% employer match about $14,514 at 4% or $9,676 at 6%.
2009227$734,286$83,697$3,100iApproximate average salary by contribution assumption: employee only about $77,497 at 4% or $51,665 at 6%; with 50% employer match about $51,665 at 4% or $34,443 at 6%; with 100% employer match about $38,749 at 4% or $25,832 at 6%.
Ray Cs Cycle & Sports Inc 401K Profit Sharing Trust-27$734,286$61,610$2,282iApproximate average salary by contribution assumption: employee only about $57,046 at 4% or $38,031 at 6%; with 50% employer match about $38,031 at 4% or $25,354 at 6%; with 100% employer match about $28,523 at 4% or $19,015 at 6%.
Ray Cs Cycle Sports Inc Employees Group Benefit Plan-11-$22,087$2,008iApproximate average salary by contribution assumption: employee only about $50,198 at 4% or $33,465 at 6%; with 50% employer match about $33,465 at 4% or $22,310 at 6%; with 100% employer match about $25,099 at 4% or $16,733 at 6%.
2008231$574,971$73,564$2,373iApproximate average salary by contribution assumption: employee only about $59,326 at 4% or $39,551 at 6%; with 50% employer match about $39,551 at 4% or $26,367 at 6%; with 100% employer match about $29,663 at 4% or $19,775 at 6%.
Ray Cs Cycle & Sports Inc 401K Profit Sharing Trust-31$574,971$53,856$1,737iApproximate average salary by contribution assumption: employee only about $43,432 at 4% or $28,955 at 6%; with 50% employer match about $28,955 at 4% or $19,303 at 6%; with 100% employer match about $21,716 at 4% or $14,477 at 6%.
Ray Cs Cycle Sports Inc Employees Group Benefit Plan-14-$19,708$1,408iApproximate average salary by contribution assumption: employee only about $35,193 at 4% or $23,462 at 6%; with 50% employer match about $23,462 at 4% or $15,641 at 6%; with 100% employer match about $17,596 at 4% or $11,731 at 6%.
2007232$702,534$66,607$2,081iApproximate average salary by contribution assumption: employee only about $52,037 at 4% or $34,691 at 6%; with 50% employer match about $34,691 at 4% or $23,127 at 6%; with 100% employer match about $26,018 at 4% or $17,346 at 6%.
Ray Cs Cycle & Sports Inc 401K Profit Sharing Trust-32$702,534$58,522$1,829iApproximate average salary by contribution assumption: employee only about $45,720 at 4% or $30,480 at 6%; with 50% employer match about $30,480 at 4% or $20,320 at 6%; with 100% employer match about $22,860 at 4% or $15,240 at 6%.
Ray Cs Cycle Sports Inc Employees Group Benefit Plan-12-$8,085$674iApproximate average salary by contribution assumption: employee only about $16,844 at 4% or $11,229 at 6%; with 50% employer match about $11,229 at 4% or $7,486 at 6%; with 100% employer match about $8,422 at 4% or $5,615 at 6%.
2006227$631,848$96,469$3,573iApproximate average salary by contribution assumption: employee only about $89,323 at 4% or $59,549 at 6%; with 50% employer match about $59,549 at 4% or $39,699 at 6%; with 100% employer match about $44,662 at 4% or $29,774 at 6%.
Ray Cs Cycle & Sports Inc 401K Profit Sharing Trust-27$631,848$90,038$3,335iApproximate average salary by contribution assumption: employee only about $83,369 at 4% or $55,579 at 6%; with 50% employer match about $55,579 at 4% or $37,053 at 6%; with 100% employer match about $41,684 at 4% or $27,790 at 6%.
Ray Cs Cycle Sports Inc Employees Group Benefit Plan-19-$6,431$338iApproximate average salary by contribution assumption: employee only about $8,462 at 4% or $5,641 at 6%; with 50% employer match about $5,641 at 4% or $3,761 at 6%; with 100% employer match about $4,231 at 4% or $2,821 at 6%.
2005228$480,041$64,307$2,297iApproximate average salary by contribution assumption: employee only about $57,417 at 4% or $38,278 at 6%; with 50% employer match about $38,278 at 4% or $25,519 at 6%; with 100% employer match about $28,708 at 4% or $19,139 at 6%.
Ray Cs Cycle & Sports Inc 401K Profit Sharing Trust-28$480,041$57,490$2,053iApproximate average salary by contribution assumption: employee only about $51,330 at 4% or $34,220 at 6%; with 50% employer match about $34,220 at 4% or $22,813 at 6%; with 100% employer match about $25,665 at 4% or $17,110 at 6%.
Ray Cs Cycle Sports Inc Employees Group Benefit Plan-19-$6,817$359iApproximate average salary by contribution assumption: employee only about $8,970 at 4% or $5,980 at 6%; with 50% employer match about $5,980 at 4% or $3,987 at 6%; with 100% employer match about $4,485 at 4% or $2,990 at 6%.
2004224$410,962$57,494$2,396iApproximate average salary by contribution assumption: employee only about $59,890 at 4% or $39,926 at 6%; with 50% employer match about $39,926 at 4% or $26,618 at 6%; with 100% employer match about $29,945 at 4% or $19,963 at 6%.
Ray Cs Cycle & Sports Inc 401K Profit Sharing Trust-24$410,962$57,494$2,396iApproximate average salary by contribution assumption: employee only about $59,890 at 4% or $39,926 at 6%; with 50% employer match about $39,926 at 4% or $26,618 at 6%; with 100% employer match about $29,945 at 4% or $19,963 at 6%.
Ray Cs Cycle Sports Inc Employees Group Benefit Plan-20---
2003226$498,643$64,136$2,467iApproximate average salary by contribution assumption: employee only about $61,669 at 4% or $41,113 at 6%; with 50% employer match about $41,113 at 4% or $27,409 at 6%; with 100% employer match about $30,835 at 4% or $20,556 at 6%.
Ray Cs Cycle & Sports Inc 401K Profit Sharing Trust-26$498,643$64,136$2,467iApproximate average salary by contribution assumption: employee only about $61,669 at 4% or $41,113 at 6%; with 50% employer match about $41,113 at 4% or $27,409 at 6%; with 100% employer match about $30,835 at 4% or $20,556 at 6%.
Ray Cs Cycle Sports Inc Employees Group Benefit Plan-7---
2002226$356,271$62,178$2,391iApproximate average salary by contribution assumption: employee only about $59,787 at 4% or $39,858 at 6%; with 50% employer match about $39,858 at 4% or $26,572 at 6%; with 100% employer match about $29,893 at 4% or $19,929 at 6%.
Ray Cs Cycle & Sports Inc 401K Profit Sharing Trust-26$356,271$62,178$2,391iApproximate average salary by contribution assumption: employee only about $59,787 at 4% or $39,858 at 6%; with 50% employer match about $39,858 at 4% or $26,572 at 6%; with 100% employer match about $29,893 at 4% or $19,929 at 6%.
Ray Cs Cycle Sports Inc Employees Group Benefit Plan-9---
2001324$391,213$53,103$2,213iApproximate average salary by contribution assumption: employee only about $55,316 at 4% or $36,877 at 6%; with 50% employer match about $36,877 at 4% or $24,585 at 6%; with 100% employer match about $27,658 at 4% or $18,439 at 6%.
Ray Cs Cycle & Sports Inc 401K Profit Sharing Trust-24$391,213$53,103$2,213iApproximate average salary by contribution assumption: employee only about $55,316 at 4% or $36,877 at 6%; with 50% employer match about $36,877 at 4% or $24,585 at 6%; with 100% employer match about $27,658 at 4% or $18,439 at 6%.
RAY CS CYCLE AND SPORTS, INC. EMPLOYEES GROUP BENEFIT PLAN-12---
Ray Cs Cycle Sports Inc Employees Group Benefit Plan-12---
2000118$406,851$53,017$2,945iApproximate average salary by contribution assumption: employee only about $73,635 at 4% or $49,090 at 6%; with 50% employer match about $49,090 at 4% or $32,727 at 6%; with 100% employer match about $36,817 at 4% or $24,545 at 6%.
Ray Cs Cycle & Sports Inc 401K Profit Sharing Trust-18$406,851$53,017$2,945iApproximate average salary by contribution assumption: employee only about $73,635 at 4% or $49,090 at 6%; with 50% employer match about $49,090 at 4% or $32,727 at 6%; with 100% employer match about $36,817 at 4% or $24,545 at 6%.
1999117$392,974$202,654$11,921iApproximate average salary by contribution assumption: employee only about $298,021 at 4% or $198,680 at 6%; with 50% employer match about $198,680 at 4% or $132,454 at 6%; with 100% employer match about $149,010 at 4% or $99,340 at 6%.
Ray Cs Cycle & Sports Inc 401K Profit Sharing Trust-17$392,974$202,654$11,921iApproximate average salary by contribution assumption: employee only about $298,021 at 4% or $198,680 at 6%; with 50% employer match about $198,680 at 4% or $132,454 at 6%; with 100% employer match about $149,010 at 4% or $99,340 at 6%.