Civic Intelligence

Noel-Rand Inc.

Plan context: Ballards Plumbing & Heating 401K Profit Sharing Plan

EIN 38-2392524 • Petoskey, MI • 27 filings • 5 plans

2111 E. MitchellP.O. Box 259Petoskey, MI 49770
Current Snapshot

Latest Year

2025

2025 Participants

19

2025 Assets

$401,212

2025 Contributions

$72,555

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$2,500,689$1,250,345$0199920082025YearValue
$401,212Latest year 2025

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

47240199920082025YearValue
19Latest year 2025

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
2025119$401,212$72,555$3,819iApproximate average salary by contribution assumption: employee only about $95,467 at 4% or $63,645 at 6%; with 50% employer match about $63,645 at 4% or $42,430 at 6%; with 100% employer match about $47,734 at 4% or $31,822 at 6%.
Ballards Plumbing & Heating 401K Profit Sharing Plan-19$401,212$72,555$3,819iApproximate average salary by contribution assumption: employee only about $95,467 at 4% or $63,645 at 6%; with 50% employer match about $63,645 at 4% or $42,430 at 6%; with 100% employer match about $47,734 at 4% or $31,822 at 6%.
2024115$389,860$86,525$5,768iApproximate average salary by contribution assumption: employee only about $144,208 at 4% or $96,139 at 6%; with 50% employer match about $96,139 at 4% or $64,093 at 6%; with 100% employer match about $72,104 at 4% or $48,069 at 6%.
Ballards Plumbing & Heating 401K Profit Sharing Plan-15$389,860$86,525$5,768iApproximate average salary by contribution assumption: employee only about $144,208 at 4% or $96,139 at 6%; with 50% employer match about $96,139 at 4% or $64,093 at 6%; with 100% employer match about $72,104 at 4% or $48,069 at 6%.
2023116$322,475$65,416$4,089iApproximate average salary by contribution assumption: employee only about $102,213 at 4% or $68,142 at 6%; with 50% employer match about $68,142 at 4% or $45,428 at 6%; with 100% employer match about $51,106 at 4% or $34,071 at 6%.
Ballards Plumbing & Heating 401K Profit Sharing Plan-16$322,475$65,416$4,089iApproximate average salary by contribution assumption: employee only about $102,213 at 4% or $68,142 at 6%; with 50% employer match about $68,142 at 4% or $45,428 at 6%; with 100% employer match about $51,106 at 4% or $34,071 at 6%.
2022117$263,471$71,735$4,220iApproximate average salary by contribution assumption: employee only about $105,493 at 4% or $70,328 at 6%; with 50% employer match about $70,328 at 4% or $46,886 at 6%; with 100% employer match about $52,746 at 4% or $35,164 at 6%.
Ballards Plumbing & Heating 401K Profit Sharing Plan-17$263,471$71,735$4,220iApproximate average salary by contribution assumption: employee only about $105,493 at 4% or $70,328 at 6%; with 50% employer match about $70,328 at 4% or $46,886 at 6%; with 100% employer match about $52,746 at 4% or $35,164 at 6%.
2021117$236,485$78,434$4,614iApproximate average salary by contribution assumption: employee only about $115,344 at 4% or $76,896 at 6%; with 50% employer match about $76,896 at 4% or $51,264 at 6%; with 100% employer match about $57,672 at 4% or $38,448 at 6%.
Ballards Plumbing & Heating 401K Profit Sharing Plan-17$236,485$78,434$4,614iApproximate average salary by contribution assumption: employee only about $115,344 at 4% or $76,896 at 6%; with 50% employer match about $76,896 at 4% or $51,264 at 6%; with 100% employer match about $57,672 at 4% or $38,448 at 6%.
2020119$144,703$79,958$4,208iApproximate average salary by contribution assumption: employee only about $105,208 at 4% or $70,139 at 6%; with 50% employer match about $70,139 at 4% or $46,759 at 6%; with 100% employer match about $52,604 at 4% or $35,069 at 6%.
Ballards Plumbing & Heating 401K Profit Sharing Plan-19$144,703$79,958$4,208iApproximate average salary by contribution assumption: employee only about $105,208 at 4% or $70,139 at 6%; with 50% employer match about $70,139 at 4% or $46,759 at 6%; with 100% employer match about $52,604 at 4% or $35,069 at 6%.
2019118$50,131$47,558$2,642iApproximate average salary by contribution assumption: employee only about $66,053 at 4% or $44,035 at 6%; with 50% employer match about $44,035 at 4% or $29,357 at 6%; with 100% employer match about $33,026 at 4% or $22,018 at 6%.
Ballards Plumbing & Heating 401K Profit Sharing Plan-18$50,131$47,558$2,642iApproximate average salary by contribution assumption: employee only about $66,053 at 4% or $44,035 at 6%; with 50% employer match about $44,035 at 4% or $29,357 at 6%; with 100% employer match about $33,026 at 4% or $22,018 at 6%.
201010$0$0-
Ballards Plumbing & Heating 401K Profit Sharing Plan-0$0--
2009135$2,143,594$81,162$2,319iApproximate average salary by contribution assumption: employee only about $57,973 at 4% or $38,649 at 6%; with 50% employer match about $38,649 at 4% or $25,766 at 6%; with 100% employer match about $28,986 at 4% or $19,324 at 6%.
Ballards Plumbing & Heating 401K Profit Sharing Plan-35$2,143,594$81,162$2,319iApproximate average salary by contribution assumption: employee only about $57,973 at 4% or $38,649 at 6%; with 50% employer match about $38,649 at 4% or $25,766 at 6%; with 100% employer match about $28,986 at 4% or $19,324 at 6%.
2008238$1,660,646$111,768$2,941iApproximate average salary by contribution assumption: employee only about $73,532 at 4% or $49,021 at 6%; with 50% employer match about $49,021 at 4% or $32,681 at 6%; with 100% employer match about $36,766 at 4% or $24,511 at 6%.
Ballards Plumbing & Heating 401K Profit Sharing Plan-38$1,579,164$94,268$2,481iApproximate average salary by contribution assumption: employee only about $62,018 at 4% or $41,346 at 6%; with 50% employer match about $41,346 at 4% or $27,564 at 6%; with 100% employer match about $31,009 at 4% or $20,673 at 6%.
BALLARDS PLUMBING AND HEATING EMPLOYEE STOCK OWNERSHIP PLAN-34$81,482$17,500$515iApproximate average salary by contribution assumption: employee only about $12,868 at 4% or $8,578 at 6%; with 50% employer match about $8,578 at 4% or $5,719 at 6%; with 100% employer match about $6,434 at 4% or $4,289 at 6%.
2007242$318,980$5,095$121iApproximate average salary by contribution assumption: employee only about $3,033 at 4% or $2,022 at 6%; with 50% employer match about $2,022 at 4% or $1,348 at 6%; with 100% employer match about $1,516 at 4% or $1,011 at 6%.
BALLARDS PLUMBING AND HEATING EMPLOYEE STOCK OWNERSHIP PLAN-34$318,980$5,095$150iApproximate average salary by contribution assumption: employee only about $3,746 at 4% or $2,498 at 6%; with 50% employer match about $2,498 at 4% or $1,665 at 6%; with 100% employer match about $1,873 at 4% or $1,249 at 6%.
Ballards Plumbing & Heating 401K Profit Sharing Plan-42---
2006247$2,422,751$176,486$3,755iApproximate average salary by contribution assumption: employee only about $93,876 at 4% or $62,584 at 6%; with 50% employer match about $62,584 at 4% or $41,722 at 6%; with 100% employer match about $46,938 at 4% or $31,292 at 6%.
Ballards Plumbing & Heating 401K Profit Sharing Plan-47$2,027,361$171,981$3,659iApproximate average salary by contribution assumption: employee only about $91,479 at 4% or $60,986 at 6%; with 50% employer match about $60,986 at 4% or $40,657 at 6%; with 100% employer match about $45,740 at 4% or $30,493 at 6%.
BALLARDS PLUMBING AND HEATING EMPLOYEE STOCK OWNERSHIP PLAN-35$395,390$4,505$129iApproximate average salary by contribution assumption: employee only about $3,218 at 4% or $2,145 at 6%; with 50% employer match about $2,145 at 4% or $1,430 at 6%; with 100% employer match about $1,609 at 4% or $1,073 at 6%.
2005240$2,500,689$322,058$8,051iApproximate average salary by contribution assumption: employee only about $201,286 at 4% or $134,191 at 6%; with 50% employer match about $134,191 at 4% or $89,461 at 6%; with 100% employer match about $100,643 at 4% or $67,095 at 6%.
Ballards Plumbing & Heating 401K Profit Sharing Plan-40$1,846,187$186,347$4,659iApproximate average salary by contribution assumption: employee only about $116,467 at 4% or $77,645 at 6%; with 50% employer match about $77,645 at 4% or $51,763 at 6%; with 100% employer match about $58,233 at 4% or $38,822 at 6%.
BALLARDS PLUMBING AND HEATING EMPLOYEE STOCK OWNERSHIP PLAN-40$654,502$135,711$3,393iApproximate average salary by contribution assumption: employee only about $84,819 at 4% or $56,546 at 6%; with 50% employer match about $56,546 at 4% or $37,698 at 6%; with 100% employer match about $42,410 at 4% or $28,273 at 6%.
2004243$2,273,086$306,875$7,137iApproximate average salary by contribution assumption: employee only about $178,416 at 4% or $118,944 at 6%; with 50% employer match about $118,944 at 4% or $79,296 at 6%; with 100% employer match about $89,208 at 4% or $59,472 at 6%.
Ballards Plumbing & Heating 401K Profit Sharing Plan-43$1,586,669$196,457$4,569iApproximate average salary by contribution assumption: employee only about $114,219 at 4% or $76,146 at 6%; with 50% employer match about $76,146 at 4% or $50,764 at 6%; with 100% employer match about $57,110 at 4% or $38,073 at 6%.
BALLARDS PLUMBING AND HEATING EMPLOYEE STOCK OWNERSHIP PLAN-42$686,417$110,418$2,629iApproximate average salary by contribution assumption: employee only about $65,725 at 4% or $43,817 at 6%; with 50% employer match about $43,817 at 4% or $29,211 at 6%; with 100% employer match about $32,863 at 4% or $21,908 at 6%.
2003242$1,983,437$347,540$8,275iApproximate average salary by contribution assumption: employee only about $206,869 at 4% or $137,913 at 6%; with 50% employer match about $137,913 at 4% or $91,942 at 6%; with 100% employer match about $103,435 at 4% or $68,956 at 6%.
Ballards Plumbing & Heating 401K Profit Sharing Plan-42$1,368,399$223,104$5,312iApproximate average salary by contribution assumption: employee only about $132,800 at 4% or $88,533 at 6%; with 50% employer match about $88,533 at 4% or $59,022 at 6%; with 100% employer match about $66,400 at 4% or $44,267 at 6%.
BALLARDS PLUMBING AND HEATING EMPLOYEE STOCK OWNERSHIP PLAN-42$615,038$124,436$2,963iApproximate average salary by contribution assumption: employee only about $74,069 at 4% or $49,379 at 6%; with 50% employer match about $49,379 at 4% or $32,920 at 6%; with 100% employer match about $37,035 at 4% or $24,690 at 6%.
2002247$1,521,558$332,456$7,074iApproximate average salary by contribution assumption: employee only about $176,838 at 4% or $117,892 at 6%; with 50% employer match about $117,892 at 4% or $78,595 at 6%; with 100% employer match about $88,419 at 4% or $58,946 at 6%.
Ballards Plumbing & Heating 401K Profit Sharing Plan-47$885,615$149,642$3,184iApproximate average salary by contribution assumption: employee only about $79,597 at 4% or $53,065 at 6%; with 50% employer match about $53,065 at 4% or $35,376 at 6%; with 100% employer match about $39,798 at 4% or $26,532 at 6%.
BALLARDS PLUMBING AND HEATING EMPLOYEE STOCK OWNERSHIP PLAN-38$635,943$182,814$4,811iApproximate average salary by contribution assumption: employee only about $120,272 at 4% or $80,182 at 6%; with 50% employer match about $80,182 at 4% or $53,454 at 6%; with 100% employer match about $60,136 at 4% or $40,091 at 6%.
2001241$146,174$146,174$3,565iApproximate average salary by contribution assumption: employee only about $89,130 at 4% or $59,420 at 6%; with 50% employer match about $59,420 at 4% or $39,614 at 6%; with 100% employer match about $44,565 at 4% or $29,710 at 6%.
BALLARDS PLUMBING AND HEATING EMPLOYEE STOCK OWNERSHIP PLAN-38$146,174$146,174$3,847iApproximate average salary by contribution assumption: employee only about $96,167 at 4% or $64,111 at 6%; with 50% employer match about $64,111 at 4% or $42,741 at 6%; with 100% employer match about $48,084 at 4% or $32,056 at 6%.
Ballards Plumbing & Heating 401K Profit Sharing Plan-41---
2000138$1,003,346$151,381$3,984iApproximate average salary by contribution assumption: employee only about $99,593 at 4% or $66,395 at 6%; with 50% employer match about $66,395 at 4% or $44,263 at 6%; with 100% employer match about $49,796 at 4% or $33,198 at 6%.
Ballards Plumbing & Heating 401K Profit Sharing Plan-38$1,003,346$151,381$3,984iApproximate average salary by contribution assumption: employee only about $99,593 at 4% or $66,395 at 6%; with 50% employer match about $66,395 at 4% or $44,263 at 6%; with 100% employer match about $49,796 at 4% or $33,198 at 6%.
1999130$996,564$129,651$4,322iApproximate average salary by contribution assumption: employee only about $108,043 at 4% or $72,028 at 6%; with 50% employer match about $72,028 at 4% or $48,019 at 6%; with 100% employer match about $54,021 at 4% or $36,014 at 6%.
Ballards Plumbing & Heating 401K Profit Sharing Plan-30$996,564$129,651$4,322iApproximate average salary by contribution assumption: employee only about $108,043 at 4% or $72,028 at 6%; with 50% employer match about $72,028 at 4% or $48,019 at 6%; with 100% employer match about $54,021 at 4% or $36,014 at 6%.