Civic Intelligence

Isabel Francis Smith Ltd.

Plan context: ISABEL FRANCIS SMITH, LTD. CASH BALANCE PLAN

EIN 38-2358564 • New Hudson, MI • 39 filings • 2 plans

56757 Grand River AveNew Hudson, MI 48165
Current Snapshot

Latest Year

2025

2025 Participants

7

2025 Assets

$4,216,466

2025 Contributions

$127,959

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$4,216,466$2,108,233$0200020132025YearValue
$4,216,466Latest year 2025

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

740200020132025YearValue
7Latest year 2025

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
202527$4,216,466$127,959$18,280iApproximate average salary by contribution assumption: employee only about $456,996 at 4% or $304,664 at 6%; with 50% employer match about $304,664 at 4% or $203,110 at 6%; with 100% employer match about $228,498 at 4% or $152,332 at 6%.
ISABEL FRANCIS SMITH, LTD. CASH BALANCE PLAN-7$2,297,576$0-
Isabel Francis Smith Ltd. Profit Sharing Trust-7$1,918,890$127,959$18,280iApproximate average salary by contribution assumption: employee only about $456,996 at 4% or $304,664 at 6%; with 50% employer match about $304,664 at 4% or $203,110 at 6%; with 100% employer match about $228,498 at 4% or $152,332 at 6%.
202427$3,483,002$308,200$44,029iApproximate average salary by contribution assumption: employee only about $1,100,714 at 4% or $733,810 at 6%; with 50% employer match about $733,810 at 4% or $489,206 at 6%; with 100% employer match about $550,357 at 4% or $366,905 at 6%.
ISABEL FRANCIS SMITH, LTD. CASH BALANCE PLAN-7$1,954,269$100,000$14,286iApproximate average salary by contribution assumption: employee only about $357,143 at 4% or $238,095 at 6%; with 50% employer match about $238,095 at 4% or $158,730 at 6%; with 100% employer match about $178,571 at 4% or $119,048 at 6%.
Isabel Francis Smith Ltd. Profit Sharing Trust-7$1,528,733$208,200$29,743iApproximate average salary by contribution assumption: employee only about $743,571 at 4% or $495,714 at 6%; with 50% employer match about $495,714 at 4% or $330,476 at 6%; with 100% employer match about $371,786 at 4% or $247,857 at 6%.
202327$3,268,428$417,860$59,694iApproximate average salary by contribution assumption: employee only about $1,492,357 at 4% or $994,905 at 6%; with 50% employer match about $994,905 at 4% or $663,270 at 6%; with 100% employer match about $746,179 at 4% or $497,452 at 6%.
ISABEL FRANCIS SMITH, LTD. CASH BALANCE PLAN-7$1,647,922$200,000$28,571iApproximate average salary by contribution assumption: employee only about $714,286 at 4% or $476,190 at 6%; with 50% employer match about $476,190 at 4% or $317,460 at 6%; with 100% employer match about $357,143 at 4% or $238,095 at 6%.
Isabel Francis Smith Ltd. Profit Sharing Trust-7$1,620,506$217,860$31,123iApproximate average salary by contribution assumption: employee only about $778,071 at 4% or $518,714 at 6%; with 50% employer match about $518,714 at 4% or $345,810 at 6%; with 100% employer match about $389,036 at 4% or $259,357 at 6%.
202227$2,576,462$204,554$29,222iApproximate average salary by contribution assumption: employee only about $730,550 at 4% or $487,033 at 6%; with 50% employer match about $487,033 at 4% or $324,689 at 6%; with 100% employer match about $365,275 at 4% or $243,517 at 6%.
ISABEL FRANCIS SMITH, LTD. CASH BALANCE PLAN-7$1,304,312$0-
Isabel Francis Smith Ltd. Profit Sharing Trust-7$1,272,150$204,554$29,222iApproximate average salary by contribution assumption: employee only about $730,550 at 4% or $487,033 at 6%; with 50% employer match about $487,033 at 4% or $324,689 at 6%; with 100% employer match about $365,275 at 4% or $243,517 at 6%.
202126$2,803,575$154,041$25,674iApproximate average salary by contribution assumption: employee only about $641,838 at 4% or $427,892 at 6%; with 50% employer match about $427,892 at 4% or $285,261 at 6%; with 100% employer match about $320,919 at 4% or $213,946 at 6%.
ISABEL FRANCIS SMITH, LTD. CASH BALANCE PLAN-6$1,567,694$0-
Isabel Francis Smith Ltd. Profit Sharing Trust-6$1,235,881$154,041$25,674iApproximate average salary by contribution assumption: employee only about $641,838 at 4% or $427,892 at 6%; with 50% employer match about $427,892 at 4% or $285,261 at 6%; with 100% employer match about $320,919 at 4% or $213,946 at 6%.
202027$2,397,282$126,301$18,043iApproximate average salary by contribution assumption: employee only about $451,075 at 4% or $300,717 at 6%; with 50% employer match about $300,717 at 4% or $200,478 at 6%; with 100% employer match about $225,538 at 4% or $150,358 at 6%.
ISABEL FRANCIS SMITH, LTD. CASH BALANCE PLAN-6$1,424,201$0-
Isabel Francis Smith Ltd. Profit Sharing Trust-7$973,081$126,301$18,043iApproximate average salary by contribution assumption: employee only about $451,075 at 4% or $300,717 at 6%; with 50% employer match about $300,717 at 4% or $200,478 at 6%; with 100% employer match about $225,538 at 4% or $150,358 at 6%.
201927$2,099,613$209,021$29,860iApproximate average salary by contribution assumption: employee only about $746,504 at 4% or $497,669 at 6%; with 50% employer match about $497,669 at 4% or $331,779 at 6%; with 100% employer match about $373,252 at 4% or $248,835 at 6%.
ISABEL FRANCIS SMITH, LTD. CASH BALANCE PLAN-6$1,225,691$114,000$19,000iApproximate average salary by contribution assumption: employee only about $475,000 at 4% or $316,667 at 6%; with 50% employer match about $316,667 at 4% or $211,111 at 6%; with 100% employer match about $237,500 at 4% or $158,333 at 6%.
Isabel Francis Smith Ltd. Profit Sharing Trust-7$873,922$95,021$13,574iApproximate average salary by contribution assumption: employee only about $339,361 at 4% or $226,240 at 6%; with 50% employer match about $226,240 at 4% or $150,827 at 6%; with 100% employer match about $169,680 at 4% or $113,120 at 6%.
201827$1,534,434$278,113$39,730iApproximate average salary by contribution assumption: employee only about $993,261 at 4% or $662,174 at 6%; with 50% employer match about $662,174 at 4% or $441,449 at 6%; with 100% employer match about $496,630 at 4% or $331,087 at 6%.
ISABEL FRANCIS SMITH, LTD. CASH BALANCE PLAN-6$896,579$160,000$26,667iApproximate average salary by contribution assumption: employee only about $666,667 at 4% or $444,444 at 6%; with 50% employer match about $444,444 at 4% or $296,296 at 6%; with 100% employer match about $333,333 at 4% or $222,222 at 6%.
Isabel Francis Smith Ltd. Profit Sharing Trust-7$637,855$118,113$16,873iApproximate average salary by contribution assumption: employee only about $421,832 at 4% or $281,221 at 6%; with 50% employer match about $281,221 at 4% or $187,481 at 6%; with 100% employer match about $210,916 at 4% or $140,611 at 6%.
201727$1,347,414$261,952$37,422iApproximate average salary by contribution assumption: employee only about $935,543 at 4% or $623,695 at 6%; with 50% employer match about $623,695 at 4% or $415,797 at 6%; with 100% employer match about $467,771 at 4% or $311,848 at 6%.
ISABEL FRANCIS SMITH, LTD. CASH BALANCE PLAN-6$794,479$159,628$26,605iApproximate average salary by contribution assumption: employee only about $665,117 at 4% or $443,411 at 6%; with 50% employer match about $443,411 at 4% or $295,607 at 6%; with 100% employer match about $332,558 at 4% or $221,706 at 6%.
Isabel Francis Smith Ltd. Profit Sharing Trust-7$552,935$102,324$14,618iApproximate average salary by contribution assumption: employee only about $365,443 at 4% or $243,629 at 6%; with 50% employer match about $243,629 at 4% or $162,419 at 6%; with 100% employer match about $182,721 at 4% or $121,814 at 6%.
201627$895,637$265,709$37,958iApproximate average salary by contribution assumption: employee only about $948,961 at 4% or $632,640 at 6%; with 50% employer match about $632,640 at 4% or $421,760 at 6%; with 100% employer match about $474,480 at 4% or $316,320 at 6%.
ISABEL FRANCIS SMITH, LTD. CASH BALANCE PLAN-6$515,881$159,445$26,574iApproximate average salary by contribution assumption: employee only about $664,354 at 4% or $442,903 at 6%; with 50% employer match about $442,903 at 4% or $295,269 at 6%; with 100% employer match about $332,177 at 4% or $221,451 at 6%.
Isabel Francis Smith Ltd. Profit Sharing Trust-7$379,756$106,264$15,181iApproximate average salary by contribution assumption: employee only about $379,514 at 4% or $253,010 at 6%; with 50% employer match about $253,010 at 4% or $168,673 at 6%; with 100% employer match about $189,757 at 4% or $126,505 at 6%.
201527$862,763$211,108$30,158iApproximate average salary by contribution assumption: employee only about $753,957 at 4% or $502,638 at 6%; with 50% employer match about $502,638 at 4% or $335,092 at 6%; with 100% employer match about $376,979 at 4% or $251,319 at 6%.
Isabel Francis Smith Ltd. Profit Sharing Trust-7$549,411$106,108$15,158iApproximate average salary by contribution assumption: employee only about $378,957 at 4% or $252,638 at 6%; with 50% employer match about $252,638 at 4% or $168,425 at 6%; with 100% employer match about $189,479 at 4% or $126,319 at 6%.
ISABEL FRANCIS SMITH, LTD. CASH BALANCE PLAN-6$313,352$105,000$17,500iApproximate average salary by contribution assumption: employee only about $437,500 at 4% or $291,667 at 6%; with 50% employer match about $291,667 at 4% or $194,444 at 6%; with 100% employer match about $218,750 at 4% or $145,833 at 6%.
201427$660,151$228,055$32,579iApproximate average salary by contribution assumption: employee only about $814,482 at 4% or $542,988 at 6%; with 50% employer match about $542,988 at 4% or $361,992 at 6%; with 100% employer match about $407,241 at 4% or $271,494 at 6%.
Isabel Francis Smith Ltd. Profit Sharing Trust-7$445,686$123,055$17,579iApproximate average salary by contribution assumption: employee only about $439,482 at 4% or $292,988 at 6%; with 50% employer match about $292,988 at 4% or $195,325 at 6%; with 100% employer match about $219,741 at 4% or $146,494 at 6%.
ISABEL FRANCIS SMITH, LTD. CASH BALANCE PLAN-7$214,465$105,000$15,000iApproximate average salary by contribution assumption: employee only about $375,000 at 4% or $250,000 at 6%; with 50% employer match about $250,000 at 4% or $166,667 at 6%; with 100% employer match about $187,500 at 4% or $125,000 at 6%.
201327$413,662$189,791$27,113iApproximate average salary by contribution assumption: employee only about $677,825 at 4% or $451,883 at 6%; with 50% employer match about $451,883 at 4% or $301,256 at 6%; with 100% employer match about $338,913 at 4% or $225,942 at 6%.
Isabel Francis Smith Ltd. Profit Sharing Trust-7$309,723$87,791$12,542iApproximate average salary by contribution assumption: employee only about $313,539 at 4% or $209,026 at 6%; with 50% employer match about $209,026 at 4% or $139,351 at 6%; with 100% employer match about $156,770 at 4% or $104,513 at 6%.
ISABEL FRANCIS SMITH, LTD. CASH BALANCE PLAN-7$103,939$102,000$14,571iApproximate average salary by contribution assumption: employee only about $364,286 at 4% or $242,857 at 6%; with 50% employer match about $242,857 at 4% or $161,905 at 6%; with 100% employer match about $182,143 at 4% or $121,429 at 6%.
201216$185,738$75,159$12,527iApproximate average salary by contribution assumption: employee only about $313,163 at 4% or $208,775 at 6%; with 50% employer match about $208,775 at 4% or $139,183 at 6%; with 100% employer match about $156,581 at 4% or $104,388 at 6%.
Isabel Francis Smith Ltd. Profit Sharing Trust-6$185,738$75,159$12,527iApproximate average salary by contribution assumption: employee only about $313,163 at 4% or $208,775 at 6%; with 50% employer match about $208,775 at 4% or $139,183 at 6%; with 100% employer match about $156,581 at 4% or $104,388 at 6%.
201117$201,424$65,115$9,302iApproximate average salary by contribution assumption: employee only about $232,554 at 4% or $155,036 at 6%; with 50% employer match about $155,036 at 4% or $103,357 at 6%; with 100% employer match about $116,277 at 4% or $77,518 at 6%.
Isabel Francis Smith Ltd. Profit Sharing Trust-7$201,424$65,115$9,302iApproximate average salary by contribution assumption: employee only about $232,554 at 4% or $155,036 at 6%; with 50% employer match about $155,036 at 4% or $103,357 at 6%; with 100% employer match about $116,277 at 4% or $77,518 at 6%.
201017$788,231$66,592$9,513iApproximate average salary by contribution assumption: employee only about $237,829 at 4% or $158,552 at 6%; with 50% employer match about $158,552 at 4% or $105,702 at 6%; with 100% employer match about $118,914 at 4% or $79,276 at 6%.
Isabel Francis Smith Ltd. Profit Sharing Trust-7$788,231$66,592$9,513iApproximate average salary by contribution assumption: employee only about $237,829 at 4% or $158,552 at 6%; with 50% employer match about $158,552 at 4% or $105,702 at 6%; with 100% employer match about $118,914 at 4% or $79,276 at 6%.
200916$633,801$28,500$4,750iApproximate average salary by contribution assumption: employee only about $118,750 at 4% or $79,167 at 6%; with 50% employer match about $79,167 at 4% or $52,778 at 6%; with 100% employer match about $59,375 at 4% or $39,583 at 6%.
Isabel Francis Smith Ltd. Profit Sharing Trust-6$633,801$28,500$4,750iApproximate average salary by contribution assumption: employee only about $118,750 at 4% or $79,167 at 6%; with 50% employer match about $79,167 at 4% or $52,778 at 6%; with 100% employer match about $59,375 at 4% or $39,583 at 6%.
200816$462,614$28,500$4,750iApproximate average salary by contribution assumption: employee only about $118,750 at 4% or $79,167 at 6%; with 50% employer match about $79,167 at 4% or $52,778 at 6%; with 100% employer match about $59,375 at 4% or $39,583 at 6%.
Isabel Francis Smith Ltd. Profit Sharing Trust-6$462,614$28,500$4,750iApproximate average salary by contribution assumption: employee only about $118,750 at 4% or $79,167 at 6%; with 50% employer match about $79,167 at 4% or $52,778 at 6%; with 100% employer match about $59,375 at 4% or $39,583 at 6%.
200716$657,147$57,131$9,522iApproximate average salary by contribution assumption: employee only about $238,046 at 4% or $158,697 at 6%; with 50% employer match about $158,697 at 4% or $105,798 at 6%; with 100% employer match about $119,023 at 4% or $79,349 at 6%.
Isabel Francis Smith Ltd. Profit Sharing Trust-6$657,147$57,131$9,522iApproximate average salary by contribution assumption: employee only about $238,046 at 4% or $158,697 at 6%; with 50% employer match about $158,697 at 4% or $105,798 at 6%; with 100% employer match about $119,023 at 4% or $79,349 at 6%.
200616$573,274$55,463$9,244iApproximate average salary by contribution assumption: employee only about $231,096 at 4% or $154,064 at 6%; with 50% employer match about $154,064 at 4% or $102,709 at 6%; with 100% employer match about $115,548 at 4% or $77,032 at 6%.
Isabel Francis Smith Ltd. Profit Sharing Trust-6$573,274$55,463$9,244iApproximate average salary by contribution assumption: employee only about $231,096 at 4% or $154,064 at 6%; with 50% employer match about $154,064 at 4% or $102,709 at 6%; with 100% employer match about $115,548 at 4% or $77,032 at 6%.
200516$3,807,258$49,241$8,207iApproximate average salary by contribution assumption: employee only about $205,171 at 4% or $136,781 at 6%; with 50% employer match about $136,781 at 4% or $91,187 at 6%; with 100% employer match about $102,585 at 4% or $68,390 at 6%.
Isabel Francis Smith Ltd. Profit Sharing Trust-6$3,807,258$49,241$8,207iApproximate average salary by contribution assumption: employee only about $205,171 at 4% or $136,781 at 6%; with 50% employer match about $136,781 at 4% or $91,187 at 6%; with 100% employer match about $102,585 at 4% or $68,390 at 6%.
200415$3,501,269$52,052$10,410iApproximate average salary by contribution assumption: employee only about $260,260 at 4% or $173,507 at 6%; with 50% employer match about $173,507 at 4% or $115,671 at 6%; with 100% employer match about $130,130 at 4% or $86,753 at 6%.
Isabel Francis Smith Ltd. Profit Sharing Trust-5$3,501,269$52,052$10,410iApproximate average salary by contribution assumption: employee only about $260,260 at 4% or $173,507 at 6%; with 50% employer match about $173,507 at 4% or $115,671 at 6%; with 100% employer match about $130,130 at 4% or $86,753 at 6%.
200314$0$0-
Isabel Francis Smith Ltd. Profit Sharing Trust-4---
200214$2,245,135$85,941$21,485iApproximate average salary by contribution assumption: employee only about $537,131 at 4% or $358,088 at 6%; with 50% employer match about $358,088 at 4% or $238,725 at 6%; with 100% employer match about $268,566 at 4% or $179,044 at 6%.
Isabel Francis Smith Ltd. Profit Sharing Trust-4$2,245,135$85,941$21,485iApproximate average salary by contribution assumption: employee only about $537,131 at 4% or $358,088 at 6%; with 50% employer match about $358,088 at 4% or $238,725 at 6%; with 100% employer match about $268,566 at 4% or $179,044 at 6%.
200117$2,287,561$41,357$5,908iApproximate average salary by contribution assumption: employee only about $147,704 at 4% or $98,469 at 6%; with 50% employer match about $98,469 at 4% or $65,646 at 6%; with 100% employer match about $73,852 at 4% or $49,235 at 6%.
Isabel Francis Smith Ltd. Profit Sharing Trust-7$2,287,561$41,357$5,908iApproximate average salary by contribution assumption: employee only about $147,704 at 4% or $98,469 at 6%; with 50% employer match about $98,469 at 4% or $65,646 at 6%; with 100% employer match about $73,852 at 4% or $49,235 at 6%.
200015$2,417,495$29,707$5,941iApproximate average salary by contribution assumption: employee only about $148,535 at 4% or $99,023 at 6%; with 50% employer match about $99,023 at 4% or $66,016 at 6%; with 100% employer match about $74,268 at 4% or $49,512 at 6%.
Isabel Francis Smith Ltd. Profit Sharing Trust-5$2,417,495$29,707$5,941iApproximate average salary by contribution assumption: employee only about $148,535 at 4% or $99,023 at 6%; with 50% employer match about $99,023 at 4% or $66,016 at 6%; with 100% employer match about $74,268 at 4% or $49,512 at 6%.