Civic Intelligence

Spectral Enterprises Inc.

Plan context: Spectral Enterprises Inc. 401K Profit Sharing Plan and Trust

EIN 38-2332467 • Grand Haven, MI • 26 filings • 6 plans

11288 Us-31Grand Haven, MI 49417
Current Snapshot

Latest Year

2024

2024 Participants

26

2024 Assets

$2,311,202

2024 Contributions

$261,379

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$2,579,311$1,289,656$0199920122024YearValue
$2,311,202Latest year 2024

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

37190199920122024YearValue
26Latest year 2024

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
2024126$2,311,202$261,379$10,053iApproximate average salary by contribution assumption: employee only about $251,326 at 4% or $167,551 at 6%; with 50% employer match about $167,551 at 4% or $111,700 at 6%; with 100% employer match about $125,663 at 4% or $83,775 at 6%.
Spectral Enterprises Inc. 401K Profit Sharing Plan and Trust-26$2,311,202$261,379$10,053iApproximate average salary by contribution assumption: employee only about $251,326 at 4% or $167,551 at 6%; with 50% employer match about $167,551 at 4% or $111,700 at 6%; with 100% employer match about $125,663 at 4% or $83,775 at 6%.
2023127$2,579,311$258,333$9,568iApproximate average salary by contribution assumption: employee only about $239,197 at 4% or $159,465 at 6%; with 50% employer match about $159,465 at 4% or $106,310 at 6%; with 100% employer match about $119,599 at 4% or $79,732 at 6%.
Spectral Enterprises Inc. 401K Profit Sharing Plan and Trust-27$2,579,311$258,333$9,568iApproximate average salary by contribution assumption: employee only about $239,197 at 4% or $159,465 at 6%; with 50% employer match about $159,465 at 4% or $106,310 at 6%; with 100% employer match about $119,599 at 4% or $79,732 at 6%.
2022128$2,015,151$284,346$10,155iApproximate average salary by contribution assumption: employee only about $253,880 at 4% or $169,254 at 6%; with 50% employer match about $169,254 at 4% or $112,836 at 6%; with 100% employer match about $126,940 at 4% or $84,627 at 6%.
Spectral Enterprises Inc. 401K Profit Sharing Plan and Trust-28$2,015,151$284,346$10,155iApproximate average salary by contribution assumption: employee only about $253,880 at 4% or $169,254 at 6%; with 50% employer match about $169,254 at 4% or $112,836 at 6%; with 100% employer match about $126,940 at 4% or $84,627 at 6%.
2021127$2,116,647$220,184$8,155iApproximate average salary by contribution assumption: employee only about $203,874 at 4% or $135,916 at 6%; with 50% employer match about $135,916 at 4% or $90,611 at 6%; with 100% employer match about $101,937 at 4% or $67,958 at 6%.
Spectral Enterprises Inc. 401K Profit Sharing Plan and Trust-27$2,116,647$220,184$8,155iApproximate average salary by contribution assumption: employee only about $203,874 at 4% or $135,916 at 6%; with 50% employer match about $135,916 at 4% or $90,611 at 6%; with 100% employer match about $101,937 at 4% or $67,958 at 6%.
2020128$2,235,561$228,750$8,170iApproximate average salary by contribution assumption: employee only about $204,241 at 4% or $136,161 at 6%; with 50% employer match about $136,161 at 4% or $90,774 at 6%; with 100% employer match about $102,121 at 4% or $68,080 at 6%.
Spectral Enterprises Inc. 401K Profit Sharing Plan and Trust-28$2,235,561$228,750$8,170iApproximate average salary by contribution assumption: employee only about $204,241 at 4% or $136,161 at 6%; with 50% employer match about $136,161 at 4% or $90,774 at 6%; with 100% employer match about $102,121 at 4% or $68,080 at 6%.
2019126$1,754,249$181,638$6,986iApproximate average salary by contribution assumption: employee only about $174,652 at 4% or $116,435 at 6%; with 50% employer match about $116,435 at 4% or $77,623 at 6%; with 100% employer match about $87,326 at 4% or $58,217 at 6%.
Spectral Enterprises Inc. 401K Profit Sharing Plan and Trust-26$1,754,249$181,638$6,986iApproximate average salary by contribution assumption: employee only about $174,652 at 4% or $116,435 at 6%; with 50% employer match about $116,435 at 4% or $77,623 at 6%; with 100% employer match about $87,326 at 4% or $58,217 at 6%.
2018126$1,271,130$175,049$6,733iApproximate average salary by contribution assumption: employee only about $168,316 at 4% or $112,211 at 6%; with 50% employer match about $112,211 at 4% or $74,807 at 6%; with 100% employer match about $84,158 at 4% or $56,105 at 6%.
Spectral Enterprises Inc. 401K Profit Sharing Plan and Trust-26$1,271,130$175,049$6,733iApproximate average salary by contribution assumption: employee only about $168,316 at 4% or $112,211 at 6%; with 50% employer match about $112,211 at 4% or $74,807 at 6%; with 100% employer match about $84,158 at 4% or $56,105 at 6%.
2017124$1,258,719$148,724$6,197iApproximate average salary by contribution assumption: employee only about $154,921 at 4% or $103,281 at 6%; with 50% employer match about $103,281 at 4% or $68,854 at 6%; with 100% employer match about $77,460 at 4% or $51,640 at 6%.
Spectral Enterprises Inc. 401K Profit Sharing Plan and Trust-24$1,258,719$148,724$6,197iApproximate average salary by contribution assumption: employee only about $154,921 at 4% or $103,281 at 6%; with 50% employer match about $103,281 at 4% or $68,854 at 6%; with 100% employer match about $77,460 at 4% or $51,640 at 6%.
2016122$957,993$115,822$5,265iApproximate average salary by contribution assumption: employee only about $131,616 at 4% or $87,744 at 6%; with 50% employer match about $87,744 at 4% or $58,496 at 6%; with 100% employer match about $65,808 at 4% or $43,872 at 6%.
Spectral Enterprises Inc. 401K Profit Sharing Plan and Trust-22$957,993$115,822$5,265iApproximate average salary by contribution assumption: employee only about $131,616 at 4% or $87,744 at 6%; with 50% employer match about $87,744 at 4% or $58,496 at 6%; with 100% employer match about $65,808 at 4% or $43,872 at 6%.
2015121$821,261$174,224$8,296iApproximate average salary by contribution assumption: employee only about $207,410 at 4% or $138,273 at 6%; with 50% employer match about $138,273 at 4% or $92,182 at 6%; with 100% employer match about $103,705 at 4% or $69,137 at 6%.
Spectral Enterprises Inc. 401K Profit Sharing Plan and Trust-21$821,261$174,224$8,296iApproximate average salary by contribution assumption: employee only about $207,410 at 4% or $138,273 at 6%; with 50% employer match about $138,273 at 4% or $92,182 at 6%; with 100% employer match about $103,705 at 4% or $69,137 at 6%.
2014120$728,737$121,874$6,094iApproximate average salary by contribution assumption: employee only about $152,343 at 4% or $101,562 at 6%; with 50% employer match about $101,562 at 4% or $67,708 at 6%; with 100% employer match about $76,171 at 4% or $50,781 at 6%.
Spectral Enterprises Inc. 401K Profit Sharing Plan and Trust-20$728,737$121,874$6,094iApproximate average salary by contribution assumption: employee only about $152,343 at 4% or $101,562 at 6%; with 50% employer match about $101,562 at 4% or $67,708 at 6%; with 100% employer match about $76,171 at 4% or $50,781 at 6%.
2013123$656,052$85,486$3,717iApproximate average salary by contribution assumption: employee only about $92,920 at 4% or $61,946 at 6%; with 50% employer match about $61,946 at 4% or $41,298 at 6%; with 100% employer match about $46,460 at 4% or $30,973 at 6%.
Spectral Enterprises Inc. 401K Profit Sharing Plan and Trust-23$656,052$85,486$3,717iApproximate average salary by contribution assumption: employee only about $92,920 at 4% or $61,946 at 6%; with 50% employer match about $61,946 at 4% or $41,298 at 6%; with 100% employer match about $46,460 at 4% or $30,973 at 6%.
2012123$763,046$91,918$3,996iApproximate average salary by contribution assumption: employee only about $99,911 at 4% or $66,607 at 6%; with 50% employer match about $66,607 at 4% or $44,405 at 6%; with 100% employer match about $49,955 at 4% or $33,304 at 6%.
Spectral Enterprises Inc. 401K Profit Sharing Plan and Trust-23$763,046$91,918$3,996iApproximate average salary by contribution assumption: employee only about $99,911 at 4% or $66,607 at 6%; with 50% employer match about $66,607 at 4% or $44,405 at 6%; with 100% employer match about $49,955 at 4% or $33,304 at 6%.
2011124$753,001$88,174$3,674iApproximate average salary by contribution assumption: employee only about $91,848 at 4% or $61,232 at 6%; with 50% employer match about $61,232 at 4% or $40,821 at 6%; with 100% employer match about $45,924 at 4% or $30,616 at 6%.
Spectral Enterprises Inc. 401K Profit Sharing Plan and Trust-24$753,001$88,174$3,674iApproximate average salary by contribution assumption: employee only about $91,848 at 4% or $61,232 at 6%; with 50% employer match about $61,232 at 4% or $40,821 at 6%; with 100% employer match about $45,924 at 4% or $30,616 at 6%.
2010125$1,126,449$94,137$3,765iApproximate average salary by contribution assumption: employee only about $94,137 at 4% or $62,758 at 6%; with 50% employer match about $62,758 at 4% or $41,839 at 6%; with 100% employer match about $47,069 at 4% or $31,379 at 6%.
SPECTRAL ENTERPRISES SAVINGS & RETIREMENT 401(K) PLAN-25$1,126,449$94,137$3,765iApproximate average salary by contribution assumption: employee only about $94,137 at 4% or $62,758 at 6%; with 50% employer match about $62,758 at 4% or $41,839 at 6%; with 100% employer match about $47,069 at 4% or $31,379 at 6%.
2009126$1,132,086$95,254$3,664iApproximate average salary by contribution assumption: employee only about $91,590 at 4% or $61,060 at 6%; with 50% employer match about $61,060 at 4% or $40,707 at 6%; with 100% employer match about $45,795 at 4% or $30,530 at 6%.
SPECTRAL ENTERPRISES SAVINGS & RETIREMENT 401(K) PLAN-26$1,132,086$95,254$3,664iApproximate average salary by contribution assumption: employee only about $91,590 at 4% or $61,060 at 6%; with 50% employer match about $61,060 at 4% or $40,707 at 6%; with 100% employer match about $45,795 at 4% or $30,530 at 6%.
2008127$1,031,512$123,981$4,592iApproximate average salary by contribution assumption: employee only about $114,797 at 4% or $76,531 at 6%; with 50% employer match about $76,531 at 4% or $51,021 at 6%; with 100% employer match about $57,399 at 4% or $38,266 at 6%.
SPECTRAL ENTERPRISES SAVINGS & RETIREMENT 401K PLAN-27$1,031,512$123,981$4,592iApproximate average salary by contribution assumption: employee only about $114,797 at 4% or $76,531 at 6%; with 50% employer match about $76,531 at 4% or $51,021 at 6%; with 100% employer match about $57,399 at 4% or $38,266 at 6%.
2007129$1,463,813$128,786$4,441iApproximate average salary by contribution assumption: employee only about $111,022 at 4% or $74,015 at 6%; with 50% employer match about $74,015 at 4% or $49,343 at 6%; with 100% employer match about $55,511 at 4% or $37,007 at 6%.
Spectral Enterprises Inc. 401K Profit Sharing Plan and Trust-29$1,463,813$128,786$4,441iApproximate average salary by contribution assumption: employee only about $111,022 at 4% or $74,015 at 6%; with 50% employer match about $74,015 at 4% or $49,343 at 6%; with 100% employer match about $55,511 at 4% or $37,007 at 6%.
2006130$1,323,651$113,497$3,783iApproximate average salary by contribution assumption: employee only about $94,581 at 4% or $63,054 at 6%; with 50% employer match about $63,054 at 4% or $42,036 at 6%; with 100% employer match about $47,290 at 4% or $31,527 at 6%.
Spectral Enterprises Inc. 401K Profit Sharing Plan and Trust-30$1,323,651$113,497$3,783iApproximate average salary by contribution assumption: employee only about $94,581 at 4% or $63,054 at 6%; with 50% employer match about $63,054 at 4% or $42,036 at 6%; with 100% employer match about $47,290 at 4% or $31,527 at 6%.
2005129$1,264,869$121,670$4,196iApproximate average salary by contribution assumption: employee only about $104,888 at 4% or $69,925 at 6%; with 50% employer match about $69,925 at 4% or $46,617 at 6%; with 100% employer match about $52,444 at 4% or $34,963 at 6%.
Spectral Enterprises Inc. 401K Profit Sharing Plan and Trust-29$1,264,869$121,670$4,196iApproximate average salary by contribution assumption: employee only about $104,888 at 4% or $69,925 at 6%; with 50% employer match about $69,925 at 4% or $46,617 at 6%; with 100% employer match about $52,444 at 4% or $34,963 at 6%.
2004133$1,182,149$120,532$3,652iApproximate average salary by contribution assumption: employee only about $91,312 at 4% or $60,875 at 6%; with 50% employer match about $60,875 at 4% or $40,583 at 6%; with 100% employer match about $45,656 at 4% or $30,437 at 6%.
Spectral Enterprises Inc. 401K Profit Sharing Plan and Trust-33$1,182,149$120,532$3,652iApproximate average salary by contribution assumption: employee only about $91,312 at 4% or $60,875 at 6%; with 50% employer match about $60,875 at 4% or $40,583 at 6%; with 100% employer match about $45,656 at 4% or $30,437 at 6%.
2003137$971,384$166,341$4,496iApproximate average salary by contribution assumption: employee only about $112,393 at 4% or $74,928 at 6%; with 50% employer match about $74,928 at 4% or $49,952 at 6%; with 100% employer match about $56,196 at 4% or $37,464 at 6%.
Spectral Enterprises Inc. 401K Profit Sharing Plan and Trust-37$971,384$166,341$4,496iApproximate average salary by contribution assumption: employee only about $112,393 at 4% or $74,928 at 6%; with 50% employer match about $74,928 at 4% or $49,952 at 6%; with 100% employer match about $56,196 at 4% or $37,464 at 6%.
2002135$668,159$124,039$3,544iApproximate average salary by contribution assumption: employee only about $88,599 at 4% or $59,066 at 6%; with 50% employer match about $59,066 at 4% or $39,377 at 6%; with 100% employer match about $44,300 at 4% or $29,533 at 6%.
Spectral Enterprises Inc. 401K Profit Sharing Plan and Trust-35$668,159$124,039$3,544iApproximate average salary by contribution assumption: employee only about $88,599 at 4% or $59,066 at 6%; with 50% employer match about $59,066 at 4% or $39,377 at 6%; with 100% employer match about $44,300 at 4% or $29,533 at 6%.
2001132$880,993$132,771$4,149iApproximate average salary by contribution assumption: employee only about $103,727 at 4% or $69,152 at 6%; with 50% employer match about $69,152 at 4% or $46,101 at 6%; with 100% employer match about $51,864 at 4% or $34,576 at 6%.
Spectral Enterprises Inc. 401K Profit Sharing Plan and Trust-32$880,993$132,771$4,149iApproximate average salary by contribution assumption: employee only about $103,727 at 4% or $69,152 at 6%; with 50% employer match about $69,152 at 4% or $46,101 at 6%; with 100% employer match about $51,864 at 4% or $34,576 at 6%.
200010$0$0-
Spectral Enterprises Inc. 401K Profit Sharing Plan and Trust-0---
1999128$959,504$90,662$3,238iApproximate average salary by contribution assumption: employee only about $80,948 at 4% or $53,965 at 6%; with 50% employer match about $53,965 at 4% or $35,977 at 6%; with 100% employer match about $40,474 at 4% or $26,983 at 6%.
Spectral Enterprises Inc. 401K Profit Sharing Plan and Trust-28$959,504$90,662$3,238iApproximate average salary by contribution assumption: employee only about $80,948 at 4% or $53,965 at 6%; with 50% employer match about $53,965 at 4% or $35,977 at 6%; with 100% employer match about $40,474 at 4% or $26,983 at 6%.