Civic Intelligence

Karoub Associates

Plan context: Karoub 401(K) Plan

EIN 38-2285537 • Lansing, MI • 25 filings • 6 plans

121 West Allegan StreetLansing, MI 48933
Current Snapshot

Latest Year

2025

2025 Participants

14

2025 Assets

$5,081,372

2025 Contributions

$176,658

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$5,081,372$2,540,686$0200020152025YearValue
$5,081,372Latest year 2025

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

1680200020132025YearValue
14Latest year 2025

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
2025114$5,081,372$176,658$12,618iApproximate average salary by contribution assumption: employee only about $315,461 at 4% or $210,307 at 6%; with 50% employer match about $210,307 at 4% or $140,205 at 6%; with 100% employer match about $157,730 at 4% or $105,154 at 6%.
Karoub 401(K) Plan-14$5,081,372$176,658$12,618iApproximate average salary by contribution assumption: employee only about $315,461 at 4% or $210,307 at 6%; with 50% employer match about $210,307 at 4% or $140,205 at 6%; with 100% employer match about $157,730 at 4% or $105,154 at 6%.
2024114$4,373,425$176,462$12,604iApproximate average salary by contribution assumption: employee only about $315,111 at 4% or $210,074 at 6%; with 50% employer match about $210,074 at 4% or $140,049 at 6%; with 100% employer match about $157,555 at 4% or $105,037 at 6%.
Karoub 401(K) Plan-14$4,373,425$176,462$12,604iApproximate average salary by contribution assumption: employee only about $315,111 at 4% or $210,074 at 6%; with 50% employer match about $210,074 at 4% or $140,049 at 6%; with 100% employer match about $157,555 at 4% or $105,037 at 6%.
2023113$3,834,783$198,899$15,300iApproximate average salary by contribution assumption: employee only about $382,498 at 4% or $254,999 at 6%; with 50% employer match about $254,999 at 4% or $169,999 at 6%; with 100% employer match about $191,249 at 4% or $127,499 at 6%.
Karoub 401(K) Plan-13$3,834,783$198,899$15,300iApproximate average salary by contribution assumption: employee only about $382,498 at 4% or $254,999 at 6%; with 50% employer match about $254,999 at 4% or $169,999 at 6%; with 100% employer match about $191,249 at 4% or $127,499 at 6%.
2022114$3,825,841$175,743$12,553iApproximate average salary by contribution assumption: employee only about $313,827 at 4% or $209,218 at 6%; with 50% employer match about $209,218 at 4% or $139,479 at 6%; with 100% employer match about $156,913 at 4% or $104,609 at 6%.
Karoub 401(K) Plan-14$3,825,841$175,743$12,553iApproximate average salary by contribution assumption: employee only about $313,827 at 4% or $209,218 at 6%; with 50% employer match about $209,218 at 4% or $139,479 at 6%; with 100% employer match about $156,913 at 4% or $104,609 at 6%.
2021113$4,393,659$151,374$11,644iApproximate average salary by contribution assumption: employee only about $291,104 at 4% or $194,069 at 6%; with 50% employer match about $194,069 at 4% or $129,379 at 6%; with 100% employer match about $145,552 at 4% or $97,035 at 6%.
Karoub 401(K) Plan-13$4,393,659$151,374$11,644iApproximate average salary by contribution assumption: employee only about $291,104 at 4% or $194,069 at 6%; with 50% employer match about $194,069 at 4% or $129,379 at 6%; with 100% employer match about $145,552 at 4% or $97,035 at 6%.
2020114$3,830,284$195,623$13,973iApproximate average salary by contribution assumption: employee only about $349,327 at 4% or $232,885 at 6%; with 50% employer match about $232,885 at 4% or $155,256 at 6%; with 100% employer match about $174,663 at 4% or $116,442 at 6%.
Karoub 401(K) Plan-14$3,830,284$195,623$13,973iApproximate average salary by contribution assumption: employee only about $349,327 at 4% or $232,885 at 6%; with 50% employer match about $232,885 at 4% or $155,256 at 6%; with 100% employer match about $174,663 at 4% or $116,442 at 6%.
2019115$3,369,398$194,283$12,952iApproximate average salary by contribution assumption: employee only about $323,805 at 4% or $215,870 at 6%; with 50% employer match about $215,870 at 4% or $143,913 at 6%; with 100% employer match about $161,903 at 4% or $107,935 at 6%.
Karoub 401(K) Plan-15$3,369,398$194,283$12,952iApproximate average salary by contribution assumption: employee only about $323,805 at 4% or $215,870 at 6%; with 50% employer match about $215,870 at 4% or $143,913 at 6%; with 100% employer match about $161,903 at 4% or $107,935 at 6%.
2018114$3,068,215$192,627$13,759iApproximate average salary by contribution assumption: employee only about $343,977 at 4% or $229,318 at 6%; with 50% employer match about $229,318 at 4% or $152,879 at 6%; with 100% employer match about $171,988 at 4% or $114,659 at 6%.
Karoub 401(K) Plan-14$3,068,215$192,627$13,759iApproximate average salary by contribution assumption: employee only about $343,977 at 4% or $229,318 at 6%; with 50% employer match about $229,318 at 4% or $152,879 at 6%; with 100% employer match about $171,988 at 4% or $114,659 at 6%.
2017113$3,085,368$167,169$12,859iApproximate average salary by contribution assumption: employee only about $321,479 at 4% or $214,319 at 6%; with 50% employer match about $214,319 at 4% or $142,879 at 6%; with 100% employer match about $160,739 at 4% or $107,160 at 6%.
Karoub 401(K) Plan-13$3,085,368$167,169$12,859iApproximate average salary by contribution assumption: employee only about $321,479 at 4% or $214,319 at 6%; with 50% employer match about $214,319 at 4% or $142,879 at 6%; with 100% employer match about $160,739 at 4% or $107,160 at 6%.
2016115$2,967,286$148,873$9,925iApproximate average salary by contribution assumption: employee only about $248,122 at 4% or $165,414 at 6%; with 50% employer match about $165,414 at 4% or $110,276 at 6%; with 100% employer match about $124,061 at 4% or $82,707 at 6%.
Karoub 401(K) Plan-15$2,967,286$148,873$9,925iApproximate average salary by contribution assumption: employee only about $248,122 at 4% or $165,414 at 6%; with 50% employer match about $165,414 at 4% or $110,276 at 6%; with 100% employer match about $124,061 at 4% or $82,707 at 6%.
2015114$2,659,623$155,778$11,127iApproximate average salary by contribution assumption: employee only about $278,175 at 4% or $185,450 at 6%; with 50% employer match about $185,450 at 4% or $123,633 at 6%; with 100% employer match about $139,088 at 4% or $92,725 at 6%.
Karoub 401(K) Plan-14$2,659,623$155,778$11,127iApproximate average salary by contribution assumption: employee only about $278,175 at 4% or $185,450 at 6%; with 50% employer match about $185,450 at 4% or $123,633 at 6%; with 100% employer match about $139,088 at 4% or $92,725 at 6%.
2014114$2,579,543$138,597$9,900iApproximate average salary by contribution assumption: employee only about $247,495 at 4% or $164,996 at 6%; with 50% employer match about $164,996 at 4% or $109,998 at 6%; with 100% employer match about $123,747 at 4% or $82,498 at 6%.
Karoub 401(K) Plan-14$2,579,543$138,597$9,900iApproximate average salary by contribution assumption: employee only about $247,495 at 4% or $164,996 at 6%; with 50% employer match about $164,996 at 4% or $109,998 at 6%; with 100% employer match about $123,747 at 4% or $82,498 at 6%.
2013113$2,638,565$242,400$18,646iApproximate average salary by contribution assumption: employee only about $466,154 at 4% or $310,769 at 6%; with 50% employer match about $310,769 at 4% or $207,179 at 6%; with 100% employer match about $233,077 at 4% or $155,385 at 6%.
Karoub 401(K) Plan-13$2,638,565$242,400$18,646iApproximate average salary by contribution assumption: employee only about $466,154 at 4% or $310,769 at 6%; with 50% employer match about $310,769 at 4% or $207,179 at 6%; with 100% employer match about $233,077 at 4% or $155,385 at 6%.
2012114$2,572,476$145,415$10,387iApproximate average salary by contribution assumption: employee only about $259,670 at 4% or $173,113 at 6%; with 50% employer match about $173,113 at 4% or $115,409 at 6%; with 100% employer match about $129,835 at 4% or $86,557 at 6%.
Karoub 401(K) Plan-14$2,572,476$145,415$10,387iApproximate average salary by contribution assumption: employee only about $259,670 at 4% or $173,113 at 6%; with 50% employer match about $173,113 at 4% or $115,409 at 6%; with 100% employer match about $129,835 at 4% or $86,557 at 6%.
2011114$2,968,383$197,626$14,116iApproximate average salary by contribution assumption: employee only about $352,904 at 4% or $235,269 at 6%; with 50% employer match about $235,269 at 4% or $156,846 at 6%; with 100% employer match about $176,452 at 4% or $117,635 at 6%.
Karoub 401(K) Plan-14$2,968,383$197,626$14,116iApproximate average salary by contribution assumption: employee only about $352,904 at 4% or $235,269 at 6%; with 50% employer match about $235,269 at 4% or $156,846 at 6%; with 100% employer match about $176,452 at 4% or $117,635 at 6%.
2010113$3,674,288$202,892$15,607iApproximate average salary by contribution assumption: employee only about $390,177 at 4% or $260,118 at 6%; with 50% employer match about $260,118 at 4% or $173,412 at 6%; with 100% employer match about $195,088 at 4% or $130,059 at 6%.
Karoub 401(K) Plan-13$3,674,288$202,892$15,607iApproximate average salary by contribution assumption: employee only about $390,177 at 4% or $260,118 at 6%; with 50% employer match about $260,118 at 4% or $173,412 at 6%; with 100% employer match about $195,088 at 4% or $130,059 at 6%.
2009116$3,090,414$156,706$9,794iApproximate average salary by contribution assumption: employee only about $244,853 at 4% or $163,235 at 6%; with 50% employer match about $163,235 at 4% or $108,824 at 6%; with 100% employer match about $122,427 at 4% or $81,618 at 6%.
KAROUB SCHICK AND GARCIA 401 K PROFIT SHARING PLAN-16$3,090,414$156,706$9,794iApproximate average salary by contribution assumption: employee only about $244,853 at 4% or $163,235 at 6%; with 50% employer match about $163,235 at 4% or $108,824 at 6%; with 100% employer match about $122,427 at 4% or $81,618 at 6%.
2008116$2,508,239$181,505$11,344iApproximate average salary by contribution assumption: employee only about $283,602 at 4% or $189,068 at 6%; with 50% employer match about $189,068 at 4% or $126,045 at 6%; with 100% employer match about $141,801 at 4% or $94,534 at 6%.
KAROUB SCHICK AND GARCIA 401 K PROFIT SHARING PLAN-16$2,508,239$181,505$11,344iApproximate average salary by contribution assumption: employee only about $283,602 at 4% or $189,068 at 6%; with 50% employer match about $189,068 at 4% or $126,045 at 6%; with 100% employer match about $141,801 at 4% or $94,534 at 6%.
2007116$0$0-
KAROUB SCHICK AND GARCIA 401K PROFIT SHARING PLAN-16---
2006116$2,895,008$267,173$16,698iApproximate average salary by contribution assumption: employee only about $417,458 at 4% or $278,305 at 6%; with 50% employer match about $278,305 at 4% or $185,537 at 6%; with 100% employer match about $208,729 at 4% or $139,153 at 6%.
KAROUB SCHICK AND GARCIA 401 K PROFIT SHARING PLAN-16$2,895,008$267,173$16,698iApproximate average salary by contribution assumption: employee only about $417,458 at 4% or $278,305 at 6%; with 50% employer match about $278,305 at 4% or $185,537 at 6%; with 100% employer match about $208,729 at 4% or $139,153 at 6%.
2005115$2,337,744$203,603$13,574iApproximate average salary by contribution assumption: employee only about $339,338 at 4% or $226,226 at 6%; with 50% employer match about $226,226 at 4% or $150,817 at 6%; with 100% employer match about $169,669 at 4% or $113,113 at 6%.
KAROUB SCHICK AND GARCIA 401K PROFIT SHARING PLAN-15$2,337,744$203,603$13,574iApproximate average salary by contribution assumption: employee only about $339,338 at 4% or $226,226 at 6%; with 50% employer match about $226,226 at 4% or $150,817 at 6%; with 100% employer match about $169,669 at 4% or $113,113 at 6%.
2003115$1,625,170$199,937$13,329iApproximate average salary by contribution assumption: employee only about $333,228 at 4% or $222,152 at 6%; with 50% employer match about $222,152 at 4% or $148,101 at 6%; with 100% employer match about $166,614 at 4% or $111,076 at 6%.
Karoub 401(K) Plan-15$1,625,170$199,937$13,329iApproximate average salary by contribution assumption: employee only about $333,228 at 4% or $222,152 at 6%; with 50% employer match about $222,152 at 4% or $148,101 at 6%; with 100% employer match about $166,614 at 4% or $111,076 at 6%.
2002115$0$0-
Karoub 401(K) Plan-15---
2001114$0$0-
Karoub 401(K) Plan-14---
2000114$1,410,518$171,609$12,258iApproximate average salary by contribution assumption: employee only about $306,445 at 4% or $204,296 at 6%; with 50% employer match about $204,296 at 4% or $136,198 at 6%; with 100% employer match about $153,222 at 4% or $102,148 at 6%.
Karoub 401(K) Plan-14$1,410,518$171,609$12,258iApproximate average salary by contribution assumption: employee only about $306,445 at 4% or $204,296 at 6%; with 50% employer match about $204,296 at 4% or $136,198 at 6%; with 100% employer match about $153,222 at 4% or $102,148 at 6%.