Civic Intelligence

K.P. Karunakaran, M.D. PC.

Plan context: K. P. KARUNAKARAN, MD, PC D/B/A KARU MEDICAL ASSOCIATES,INC. EMPLOYEES' SAVINGS PLAN

EIN 38-2278450 • Saginaw, MI • 40 filings • 7 plans

5685 Gratiot RdSaginaw, MI 48603
Current Snapshot

Latest Year

2024

2024 Participants

20

2024 Assets

$5,027,547

2024 Contributions

$215,193

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$7,720,715$3,860,358$0199920142024YearValue
$5,027,547Latest year 2024

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

20100199920122024YearValue
20Latest year 2024

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
2024220$5,027,547$215,193$10,760iApproximate average salary by contribution assumption: employee only about $268,991 at 4% or $179,328 at 6%; with 50% employer match about $179,328 at 4% or $119,552 at 6%; with 100% employer match about $134,496 at 4% or $89,664 at 6%.
K. P. KARUNAKARAN, MD, PC D/B/A KARU MEDICAL ASSOCIATES,INC. EMPLOYEES' SAVINGS PLAN-20$2,934,249$215,193$10,760iApproximate average salary by contribution assumption: employee only about $268,991 at 4% or $179,328 at 6%; with 50% employer match about $179,328 at 4% or $119,552 at 6%; with 100% employer match about $134,496 at 4% or $89,664 at 6%.
KARU MEDICAL ASSOCIATES CASH BALANCE PLAN-15$2,093,298$0-
2023218$4,142,788$190,786$10,599iApproximate average salary by contribution assumption: employee only about $264,981 at 4% or $176,654 at 6%; with 50% employer match about $176,654 at 4% or $117,769 at 6%; with 100% employer match about $132,490 at 4% or $88,327 at 6%.
K. P. KARUNAKARAN, MD, PC D/B/A KARU MEDICAL ASSOCIATES,INC. EMPLOYEES' SAVINGS PLAN-18$2,419,324$165,482$9,193iApproximate average salary by contribution assumption: employee only about $229,836 at 4% or $153,224 at 6%; with 50% employer match about $153,224 at 4% or $102,149 at 6%; with 100% employer match about $114,918 at 4% or $76,612 at 6%.
KARU MEDICAL ASSOCIATES CASH BALANCE PLAN-13$1,723,464$25,304$1,946iApproximate average salary by contribution assumption: employee only about $48,662 at 4% or $32,441 at 6%; with 50% employer match about $32,441 at 4% or $21,627 at 6%; with 100% employer match about $24,331 at 4% or $16,221 at 6%.
2022217$3,479,959$197,596$11,623iApproximate average salary by contribution assumption: employee only about $290,582 at 4% or $193,722 at 6%; with 50% employer match about $193,722 at 4% or $129,148 at 6%; with 100% employer match about $145,291 at 4% or $96,861 at 6%.
K. P. KARUNAKARAN, MD, PC D/B/A KARU MEDICAL ASSOCIATES, INC. EMPLOYEES' SAVINGS PLAN-17$1,953,111$148,096$8,712iApproximate average salary by contribution assumption: employee only about $217,788 at 4% or $145,192 at 6%; with 50% employer match about $145,192 at 4% or $96,795 at 6%; with 100% employer match about $108,894 at 4% or $72,596 at 6%.
KARU MEDICAL ASSOCIATES CASH BALANCE PLAN-10$1,526,848$49,500$4,950iApproximate average salary by contribution assumption: employee only about $123,750 at 4% or $82,500 at 6%; with 50% employer match about $82,500 at 4% or $55,000 at 6%; with 100% employer match about $61,875 at 4% or $41,250 at 6%.
2021211$3,857,111$332,223$30,202iApproximate average salary by contribution assumption: employee only about $755,052 at 4% or $503,368 at 6%; with 50% employer match about $503,368 at 4% or $335,579 at 6%; with 100% employer match about $377,526 at 4% or $251,684 at 6%.
K. P. KARUNAKARAN, MD, PC D/B/A KARU MEDICAL ASSOCIATES, INC. EMPLOYEES' SAVINGS PLAN-11$2,160,426$174,723$15,884iApproximate average salary by contribution assumption: employee only about $397,098 at 4% or $264,732 at 6%; with 50% employer match about $264,732 at 4% or $176,488 at 6%; with 100% employer match about $198,549 at 4% or $132,366 at 6%.
KARU MEDICAL ASSOCIATES CASH BALANCE PLAN-10$1,696,685$157,500$15,750iApproximate average salary by contribution assumption: employee only about $393,750 at 4% or $262,500 at 6%; with 50% employer match about $262,500 at 4% or $175,000 at 6%; with 100% employer match about $196,875 at 4% or $131,250 at 6%.
2020216$3,106,444$345,184$21,574iApproximate average salary by contribution assumption: employee only about $539,350 at 4% or $359,567 at 6%; with 50% employer match about $359,567 at 4% or $239,711 at 6%; with 100% employer match about $269,675 at 4% or $179,783 at 6%.
K. P. KARUNAKARAN, MD, PC D/B/A KARU MEDICAL ASSOCIATES, INC. EMPLOYEES' SAVINGS PLAN-16$1,772,819$175,184$10,949iApproximate average salary by contribution assumption: employee only about $273,725 at 4% or $182,483 at 6%; with 50% employer match about $182,483 at 4% or $121,656 at 6%; with 100% employer match about $136,863 at 4% or $91,242 at 6%.
KARU MEDICAL ASSOCIATES CASH BALANCE PLAN-11$1,333,625$170,000$15,455iApproximate average salary by contribution assumption: employee only about $386,364 at 4% or $257,576 at 6%; with 50% employer match about $257,576 at 4% or $171,717 at 6%; with 100% employer match about $193,182 at 4% or $128,788 at 6%.
2019216$2,402,152$271,337$16,959iApproximate average salary by contribution assumption: employee only about $423,964 at 4% or $282,643 at 6%; with 50% employer match about $282,643 at 4% or $188,428 at 6%; with 100% employer match about $211,982 at 4% or $141,321 at 6%.
K. P. KARUNAKARAN, MD, PC D/B/A KARU MEDICAL ASSOCIATES, INC. EMPLOYEES' SAVINGS PLAN-16$1,408,176$128,417$8,026iApproximate average salary by contribution assumption: employee only about $200,652 at 4% or $133,768 at 6%; with 50% employer match about $133,768 at 4% or $89,178 at 6%; with 100% employer match about $100,326 at 4% or $66,884 at 6%.
KARU MEDICAL ASSOCIATES CASH BALANCE PLAN-12$993,976$142,920$11,910iApproximate average salary by contribution assumption: employee only about $297,750 at 4% or $198,500 at 6%; with 50% employer match about $198,500 at 4% or $132,333 at 6%; with 100% employer match about $148,875 at 4% or $99,250 at 6%.
2018213$1,811,314$250,126$19,240iApproximate average salary by contribution assumption: employee only about $481,012 at 4% or $320,674 at 6%; with 50% employer match about $320,674 at 4% or $213,783 at 6%; with 100% employer match about $240,506 at 4% or $160,337 at 6%.
K. P. KARUNAKARAN, MD, PC D/B/A KARU MEDICAL ASSOCIATES, INC. EMPLOYEES' SAVINGS PLAN-13$1,069,447$119,591$9,199iApproximate average salary by contribution assumption: employee only about $229,983 at 4% or $153,322 at 6%; with 50% employer match about $153,322 at 4% or $102,215 at 6%; with 100% employer match about $114,991 at 4% or $76,661 at 6%.
KARU MEDICAL ASSOCIATES CASH BALANCE PLAN-9$741,867$130,535$14,504iApproximate average salary by contribution assumption: employee only about $362,597 at 4% or $241,731 at 6%; with 50% employer match about $241,731 at 4% or $161,154 at 6%; with 100% employer match about $181,299 at 4% or $120,866 at 6%.
2017212$1,751,332$227,556$18,963iApproximate average salary by contribution assumption: employee only about $474,075 at 4% or $316,050 at 6%; with 50% employer match about $316,050 at 4% or $210,700 at 6%; with 100% employer match about $237,038 at 4% or $158,025 at 6%.
K. P. KARUNAKARAN, MD, PC D/B/A KARU MEDICAL ASSOCIATES, INC. EMPLOYEES' SAVINGS PLAN-10$1,055,827$86,727$8,673iApproximate average salary by contribution assumption: employee only about $216,818 at 4% or $144,545 at 6%; with 50% employer match about $144,545 at 4% or $96,363 at 6%; with 100% employer match about $108,409 at 4% or $72,273 at 6%.
KARU MEDICAL ASSOCIATES CASH BALANCE PLAN-12$695,505$140,829$11,736iApproximate average salary by contribution assumption: employee only about $293,394 at 4% or $195,596 at 6%; with 50% employer match about $195,596 at 4% or $130,397 at 6%; with 100% employer match about $146,697 at 4% or $97,798 at 6%.
2016212$1,479,680$216,911$18,076iApproximate average salary by contribution assumption: employee only about $451,898 at 4% or $301,265 at 6%; with 50% employer match about $301,265 at 4% or $200,844 at 6%; with 100% employer match about $225,949 at 4% or $150,633 at 6%.
K. P. KARUNAKARAN, MD, PC D/B/A KARU MEDICAL ASSOCIATES, INC. EMPLOYEES' SAVINGS PLAN-12$991,501$92,487$7,707iApproximate average salary by contribution assumption: employee only about $192,681 at 4% or $128,454 at 6%; with 50% employer match about $128,454 at 4% or $85,636 at 6%; with 100% employer match about $96,341 at 4% or $64,227 at 6%.
KARU MEDICAL ASSOCIATES CASH BALANCE PLAN-12$488,179$124,424$10,369iApproximate average salary by contribution assumption: employee only about $259,217 at 4% or $172,811 at 6%; with 50% employer match about $172,811 at 4% or $115,207 at 6%; with 100% employer match about $129,608 at 4% or $86,406 at 6%.
2015212$1,203,875$167,162$13,930iApproximate average salary by contribution assumption: employee only about $348,254 at 4% or $232,169 at 6%; with 50% employer match about $232,169 at 4% or $154,780 at 6%; with 100% employer match about $174,127 at 4% or $116,085 at 6%.
K. P. KARUNAKARAN, MD, PC D/B/A KARU MEDICAL ASSOCIATES, INC. EMPLOYEES' SAVINGS PLAN-10$845,626$56,262$5,626iApproximate average salary by contribution assumption: employee only about $140,655 at 4% or $93,770 at 6%; with 50% employer match about $93,770 at 4% or $62,513 at 6%; with 100% employer match about $70,328 at 4% or $46,885 at 6%.
KARU MEDICAL ASSOCIATES CASH BALANCE PLAN-12$358,249$110,900$9,242iApproximate average salary by contribution assumption: employee only about $231,042 at 4% or $154,028 at 6%; with 50% employer match about $154,028 at 4% or $102,685 at 6%; with 100% employer match about $115,521 at 4% or $77,014 at 6%.
2014212$1,104,438$192,018$16,002iApproximate average salary by contribution assumption: employee only about $400,038 at 4% or $266,692 at 6%; with 50% employer match about $266,692 at 4% or $177,794 at 6%; with 100% employer match about $200,019 at 4% or $133,346 at 6%.
K. P. KARUNAKARAN, MD, PC D/B/A KARU MEDICAL ASSOCIATES, INC. EMPLOYEES' SAVINGS PLAN-12$854,233$63,448$5,287iApproximate average salary by contribution assumption: employee only about $132,183 at 4% or $88,122 at 6%; with 50% employer match about $88,122 at 4% or $58,748 at 6%; with 100% employer match about $66,092 at 4% or $44,061 at 6%.
KARU MEDICAL ASSOCIATES CASH BALANCE PLAN-12$250,205$128,570$10,714iApproximate average salary by contribution assumption: employee only about $267,854 at 4% or $178,569 at 6%; with 50% employer match about $178,569 at 4% or $119,046 at 6%; with 100% employer match about $133,927 at 4% or $89,285 at 6%.
2013212$882,876$189,135$15,761iApproximate average salary by contribution assumption: employee only about $394,031 at 4% or $262,688 at 6%; with 50% employer match about $262,688 at 4% or $175,125 at 6%; with 100% employer match about $197,016 at 4% or $131,344 at 6%.
K.P. KARUNAKARAN, M.C., P.C. DBA KARU MEDICAL ASSOCIATES, INC. EMPLOYEES' SAVINGS PLAN-9$761,574$67,837$7,537iApproximate average salary by contribution assumption: employee only about $188,436 at 4% or $125,624 at 6%; with 50% employer match about $125,624 at 4% or $83,749 at 6%; with 100% employer match about $94,218 at 4% or $62,812 at 6%.
KARU MEDICAL ASSOCIATES CASH BALANCE PLAN-12$121,302$121,298$10,108iApproximate average salary by contribution assumption: employee only about $252,704 at 4% or $168,469 at 6%; with 50% employer match about $168,469 at 4% or $112,313 at 6%; with 100% employer match about $126,352 at 4% or $84,235 at 6%.
201218$574,654$70,588$8,824iApproximate average salary by contribution assumption: employee only about $220,588 at 4% or $147,058 at 6%; with 50% employer match about $147,058 at 4% or $98,039 at 6%; with 100% employer match about $110,294 at 4% or $73,529 at 6%.
K.P. KARUNAKARAN, M.C., P.C. DBA KARU MEDICAL ASSOCIATES, INC. EMPLOYEES' SAVINGS PLAN-8$574,654$70,588$8,824iApproximate average salary by contribution assumption: employee only about $220,588 at 4% or $147,058 at 6%; with 50% employer match about $147,058 at 4% or $98,039 at 6%; with 100% employer match about $110,294 at 4% or $73,529 at 6%.
201119$441,190$68,657$7,629iApproximate average salary by contribution assumption: employee only about $190,714 at 4% or $127,143 at 6%; with 50% employer match about $127,143 at 4% or $84,762 at 6%; with 100% employer match about $95,357 at 4% or $63,571 at 6%.
K.P. KARUNAKARAN, M.C., P.C. DBA KARU MEDICAL ASSOCIATES, INC. EMPLOYEES' SAVINGS PLAN-9$441,190$68,657$7,629iApproximate average salary by contribution assumption: employee only about $190,714 at 4% or $127,143 at 6%; with 50% employer match about $127,143 at 4% or $84,762 at 6%; with 100% employer match about $95,357 at 4% or $63,571 at 6%.
201019$396,290$68,168$7,574iApproximate average salary by contribution assumption: employee only about $189,356 at 4% or $126,237 at 6%; with 50% employer match about $126,237 at 4% or $84,158 at 6%; with 100% employer match about $94,678 at 4% or $63,119 at 6%.
K.P. KARUNAKARAN, M.C., P.C. DBA KARU MEDICAL ASSOCIATES, INC. EMPLOYEES' SAVINGS PLAN-9$396,290$68,168$7,574iApproximate average salary by contribution assumption: employee only about $189,356 at 4% or $126,237 at 6%; with 50% employer match about $126,237 at 4% or $84,158 at 6%; with 100% employer match about $94,678 at 4% or $63,119 at 6%.
2009110$293,184$58,243$5,824iApproximate average salary by contribution assumption: employee only about $145,608 at 4% or $97,072 at 6%; with 50% employer match about $97,072 at 4% or $64,714 at 6%; with 100% employer match about $72,804 at 4% or $48,536 at 6%.
K.P. KARUNAKARAN, M.D., P.C. D/B/A KARU MEDICAL ASSOCIATES, INC. EMPLOYEES' SAVINGS PLAN-10$293,184$58,243$5,824iApproximate average salary by contribution assumption: employee only about $145,608 at 4% or $97,072 at 6%; with 50% employer match about $97,072 at 4% or $64,714 at 6%; with 100% employer match about $72,804 at 4% or $48,536 at 6%.
200819$0$0-
K.P. KARUNAKARAN, M.D., P.C. D/B/A KARU MEDICAL ASSOCIATES, INC. EMPLOYEES SAVINGS PLAN-9---
200718$0$0-
K.P. KARUNAKARAN, M.D., P.C. D/B/A KARU MEDICAL ASSOCIATES, INC. EMPLOYEES SAVINGS PLAN-8---
2006211$196,958$81,967$7,452iApproximate average salary by contribution assumption: employee only about $186,289 at 4% or $124,192 at 6%; with 50% employer match about $124,192 at 4% or $82,795 at 6%; with 100% employer match about $93,144 at 4% or $62,096 at 6%.
K.P. KARUNAKARAN, M.D., P.C. D/B/A KARU MEDICAL ASSOCIATES, INC. EMPLOYEES SAVINGS PLAN-11$196,958$81,967$7,452iApproximate average salary by contribution assumption: employee only about $186,289 at 4% or $124,192 at 6%; with 50% employer match about $124,192 at 4% or $82,795 at 6%; with 100% employer match about $93,144 at 4% or $62,096 at 6%.
K.P. Karunakaran, M.D. PC. Employees Profit Sharing Plan-0---
2005211$2,820,682$92,867$8,442iApproximate average salary by contribution assumption: employee only about $211,061 at 4% or $140,708 at 6%; with 50% employer match about $140,708 at 4% or $93,805 at 6%; with 100% employer match about $105,531 at 4% or $70,354 at 6%.
K.P. Karunakaran, M.D. PC. Employees Profit Sharing Plan-3$2,721,511--
K.P. KARUNAKARAN, M.D., P.C. D/B/A KARU MEDICAL ASSOCIATES, INC. EMPLOYEES SAVINGS PLAN-11$99,171$92,867$8,442iApproximate average salary by contribution assumption: employee only about $211,061 at 4% or $140,708 at 6%; with 50% employer match about $140,708 at 4% or $93,805 at 6%; with 100% employer match about $105,531 at 4% or $70,354 at 6%.
200413$2,499,630$0-
K.P. Karunakaran, M.D. PC. Employees Profit Sharing Plan-3$2,499,630--
200313$0$0-
K.P. Karunakaran, M.D. PC. Employees Profit Sharing Plan-3---
200213$0$0-
K.P. Karunakaran, M.D. PC. Employees Profit Sharing Plan-3---
200113$0$0-
K.P. Karunakaran, M.D. PC. Employees Profit Sharing Plan-3---
200013$3,673,724$0-
K.P. Karunakaran, M.D. PC. Employees Profit Sharing Plan-3$3,673,724--
199913$7,720,715$0-
K.P. Karunakaran, M.D. PC. Employees Profit Sharing Plan-3$7,720,715--