Financial Concepts Inc.
Plan context: Financial Concepts Inc. Profit Sharing Plan
EIN 38-2233271 • Ann Arbor, MI • 26 filings • 3 plans
Current Snapshot
Latest Year
2025
2025 Participants
6
2025 Assets
$20,828,742
2025 Contributions
$287,500
Historical Graphs
Total Assets Over Time
Aggregate end-of-year assets by filing year, excluding zero-asset years
Participants Over Time
Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans
Company Timeline
Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.
| Year / Filing | Filings | Participants | Assets | Contributions | Contrib./Participant |
|---|---|---|---|---|---|
| 2025 | 1 | 6 | $20,828,742 | $287,500 | $47,917iApproximate average salary by contribution assumption: employee only about $1,197,917 at 4% or $798,611 at 6%; with 50% employer match about $798,611 at 4% or $532,407 at 6%; with 100% employer match about $598,958 at 4% or $399,306 at 6%. |
| Financial Concepts Inc. Profit Sharing Plan | - | 6 | $20,828,742 | $287,500 | $47,917iApproximate average salary by contribution assumption: employee only about $1,197,917 at 4% or $798,611 at 6%; with 50% employer match about $798,611 at 4% or $532,407 at 6%; with 100% employer match about $598,958 at 4% or $399,306 at 6%. |
| 2024 | 1 | 7 | $19,423,180 | $364,500 | $52,071iApproximate average salary by contribution assumption: employee only about $1,301,786 at 4% or $867,857 at 6%; with 50% employer match about $867,857 at 4% or $578,571 at 6%; with 100% employer match about $650,893 at 4% or $433,929 at 6%. |
| Financial Concepts Inc. Profit Sharing Plan | - | 7 | $19,423,180 | $364,500 | $52,071iApproximate average salary by contribution assumption: employee only about $1,301,786 at 4% or $867,857 at 6%; with 50% employer match about $867,857 at 4% or $578,571 at 6%; with 100% employer match about $650,893 at 4% or $433,929 at 6%. |
| 2023 | 1 | 7 | $17,242,810 | $346,500 | $49,500iApproximate average salary by contribution assumption: employee only about $1,237,500 at 4% or $825,000 at 6%; with 50% employer match about $825,000 at 4% or $550,000 at 6%; with 100% employer match about $618,750 at 4% or $412,500 at 6%. |
| Financial Concepts Inc. Profit Sharing Plan | - | 7 | $17,242,810 | $346,500 | $49,500iApproximate average salary by contribution assumption: employee only about $1,237,500 at 4% or $825,000 at 6%; with 50% employer match about $825,000 at 4% or $550,000 at 6%; with 100% employer match about $618,750 at 4% or $412,500 at 6%. |
| 2022 | 1 | 7 | $15,173,942 | $282,961 | $40,423iApproximate average salary by contribution assumption: employee only about $1,010,575 at 4% or $673,717 at 6%; with 50% employer match about $673,717 at 4% or $449,144 at 6%; with 100% employer match about $505,288 at 4% or $336,858 at 6%. |
| Financial Concepts Inc. Profit Sharing Plan | - | 7 | $15,173,942 | $282,961 | $40,423iApproximate average salary by contribution assumption: employee only about $1,010,575 at 4% or $673,717 at 6%; with 50% employer match about $673,717 at 4% or $449,144 at 6%; with 100% employer match about $505,288 at 4% or $336,858 at 6%. |
| 2021 | 1 | 7 | $17,864,874 | $213,210 | $30,459iApproximate average salary by contribution assumption: employee only about $761,464 at 4% or $507,643 at 6%; with 50% employer match about $507,643 at 4% or $338,429 at 6%; with 100% employer match about $380,732 at 4% or $253,821 at 6%. |
| Financial Concepts Inc. Profit Sharing Plan | - | 7 | $17,864,874 | $213,210 | $30,459iApproximate average salary by contribution assumption: employee only about $761,464 at 4% or $507,643 at 6%; with 50% employer match about $507,643 at 4% or $338,429 at 6%; with 100% employer match about $380,732 at 4% or $253,821 at 6%. |
| 2020 | 1 | 6 | $15,066,004 | $198,816 | $33,136iApproximate average salary by contribution assumption: employee only about $828,400 at 4% or $552,267 at 6%; with 50% employer match about $552,267 at 4% or $368,178 at 6%; with 100% employer match about $414,200 at 4% or $276,133 at 6%. |
| Financial Concepts Inc. Profit Sharing Plan | - | 6 | $15,066,004 | $198,816 | $33,136iApproximate average salary by contribution assumption: employee only about $828,400 at 4% or $552,267 at 6%; with 50% employer match about $552,267 at 4% or $368,178 at 6%; with 100% employer match about $414,200 at 4% or $276,133 at 6%. |
| 2019 | 1 | 6 | $15,487,221 | $198,838 | $33,140iApproximate average salary by contribution assumption: employee only about $828,492 at 4% or $552,328 at 6%; with 50% employer match about $552,328 at 4% or $368,219 at 6%; with 100% employer match about $414,246 at 4% or $276,164 at 6%. |
| Financial Concepts Inc. Profit Sharing Plan | - | 6 | $15,487,221 | $198,838 | $33,140iApproximate average salary by contribution assumption: employee only about $828,492 at 4% or $552,328 at 6%; with 50% employer match about $552,328 at 4% or $368,219 at 6%; with 100% employer match about $414,246 at 4% or $276,164 at 6%. |
| 2018 | 1 | 6 | $12,326,708 | $205,317 | $34,220iApproximate average salary by contribution assumption: employee only about $855,488 at 4% or $570,325 at 6%; with 50% employer match about $570,325 at 4% or $380,217 at 6%; with 100% employer match about $427,744 at 4% or $285,163 at 6%. |
| Financial Concepts Inc. Profit Sharing Plan | - | 6 | $12,326,708 | $205,317 | $34,220iApproximate average salary by contribution assumption: employee only about $855,488 at 4% or $570,325 at 6%; with 50% employer match about $570,325 at 4% or $380,217 at 6%; with 100% employer match about $427,744 at 4% or $285,163 at 6%. |
| 2017 | 1 | 6 | $13,381,502 | $192,789 | $32,132iApproximate average salary by contribution assumption: employee only about $803,288 at 4% or $535,525 at 6%; with 50% employer match about $535,525 at 4% or $357,017 at 6%; with 100% employer match about $401,644 at 4% or $267,763 at 6%. |
| Financial Concepts Inc. Profit Sharing Plan | - | 6 | $13,381,502 | $192,789 | $32,132iApproximate average salary by contribution assumption: employee only about $803,288 at 4% or $535,525 at 6%; with 50% employer match about $535,525 at 4% or $357,017 at 6%; with 100% employer match about $401,644 at 4% or $267,763 at 6%. |
| 2016 | 1 | 6 | $10,930,872 | $184,226 | $30,704iApproximate average salary by contribution assumption: employee only about $767,608 at 4% or $511,739 at 6%; with 50% employer match about $511,739 at 4% or $341,159 at 6%; with 100% employer match about $383,804 at 4% or $255,869 at 6%. |
| Financial Concepts Inc. Profit Sharing Plan | - | 6 | $10,930,872 | $184,226 | $30,704iApproximate average salary by contribution assumption: employee only about $767,608 at 4% or $511,739 at 6%; with 50% employer match about $511,739 at 4% or $341,159 at 6%; with 100% employer match about $383,804 at 4% or $255,869 at 6%. |
| 2015 | 1 | 6 | $9,839,519 | $178,218 | $29,703iApproximate average salary by contribution assumption: employee only about $742,575 at 4% or $495,050 at 6%; with 50% employer match about $495,050 at 4% or $330,033 at 6%; with 100% employer match about $371,288 at 4% or $247,525 at 6%. |
| Financial Concepts Inc. Profit Sharing Plan | - | 6 | $9,839,519 | $178,218 | $29,703iApproximate average salary by contribution assumption: employee only about $742,575 at 4% or $495,050 at 6%; with 50% employer match about $495,050 at 4% or $330,033 at 6%; with 100% employer match about $371,288 at 4% or $247,525 at 6%. |
| 2014 | 1 | 6 | $9,718,708 | $174,833 | $29,139iApproximate average salary by contribution assumption: employee only about $728,471 at 4% or $485,647 at 6%; with 50% employer match about $485,647 at 4% or $323,765 at 6%; with 100% employer match about $364,235 at 4% or $242,824 at 6%. |
| Financial Concepts Inc. Profit Sharing Plan | - | 6 | $9,718,708 | $174,833 | $29,139iApproximate average salary by contribution assumption: employee only about $728,471 at 4% or $485,647 at 6%; with 50% employer match about $485,647 at 4% or $323,765 at 6%; with 100% employer match about $364,235 at 4% or $242,824 at 6%. |
| 2013 | 1 | 6 | $8,990,430 | $171,411 | $28,569iApproximate average salary by contribution assumption: employee only about $714,213 at 4% or $476,142 at 6%; with 50% employer match about $476,142 at 4% or $317,428 at 6%; with 100% employer match about $357,106 at 4% or $238,071 at 6%. |
| Financial Concepts Inc. Profit Sharing Plan | - | 6 | $8,990,430 | $171,411 | $28,569iApproximate average salary by contribution assumption: employee only about $714,213 at 4% or $476,142 at 6%; with 50% employer match about $476,142 at 4% or $317,428 at 6%; with 100% employer match about $357,106 at 4% or $238,071 at 6%. |
| 2012 | 1 | 6 | $7,432,666 | $160,580 | $26,763iApproximate average salary by contribution assumption: employee only about $669,083 at 4% or $446,056 at 6%; with 50% employer match about $446,056 at 4% or $297,370 at 6%; with 100% employer match about $334,542 at 4% or $223,028 at 6%. |
| Financial Concepts Inc. Profit Sharing Plan | - | 6 | $7,432,666 | $160,580 | $26,763iApproximate average salary by contribution assumption: employee only about $669,083 at 4% or $446,056 at 6%; with 50% employer match about $446,056 at 4% or $297,370 at 6%; with 100% employer match about $334,542 at 4% or $223,028 at 6%. |
| 2011 | 1 | 6 | $6,394,841 | $153,997 | $25,666iApproximate average salary by contribution assumption: employee only about $641,654 at 4% or $427,769 at 6%; with 50% employer match about $427,769 at 4% or $285,180 at 6%; with 100% employer match about $320,827 at 4% or $213,885 at 6%. |
| Financial Concepts Inc. Profit Sharing Plan | - | 6 | $6,394,841 | $153,997 | $25,666iApproximate average salary by contribution assumption: employee only about $641,654 at 4% or $427,769 at 6%; with 50% employer match about $427,769 at 4% or $285,180 at 6%; with 100% employer match about $320,827 at 4% or $213,885 at 6%. |
| 2010 | 1 | 7 | $6,243,144 | $157,896 | $22,557iApproximate average salary by contribution assumption: employee only about $563,914 at 4% or $375,943 at 6%; with 50% employer match about $375,943 at 4% or $250,629 at 6%; with 100% employer match about $281,957 at 4% or $187,971 at 6%. |
| Financial Concepts Inc. Profit Sharing Plan | - | 7 | $6,243,144 | $157,896 | $22,557iApproximate average salary by contribution assumption: employee only about $563,914 at 4% or $375,943 at 6%; with 50% employer match about $375,943 at 4% or $250,629 at 6%; with 100% employer match about $281,957 at 4% or $187,971 at 6%. |
| 2009 | 1 | 7 | $5,380,019 | $156,859 | $22,408iApproximate average salary by contribution assumption: employee only about $560,211 at 4% or $373,474 at 6%; with 50% employer match about $373,474 at 4% or $248,983 at 6%; with 100% employer match about $280,105 at 4% or $186,737 at 6%. |
| Financial Concepts Inc. Profit Sharing Plan | - | 7 | $5,380,019 | $156,859 | $22,408iApproximate average salary by contribution assumption: employee only about $560,211 at 4% or $373,474 at 6%; with 50% employer match about $373,474 at 4% or $248,983 at 6%; with 100% employer match about $280,105 at 4% or $186,737 at 6%. |
| 2008 | 1 | 5 | $4,393,118 | $147,905 | $29,581iApproximate average salary by contribution assumption: employee only about $739,525 at 4% or $493,017 at 6%; with 50% employer match about $493,017 at 4% or $328,678 at 6%; with 100% employer match about $369,763 at 4% or $246,508 at 6%. |
| Financial Concepts Inc. Profit Sharing Plan | - | 5 | $4,393,118 | $147,905 | $29,581iApproximate average salary by contribution assumption: employee only about $739,525 at 4% or $493,017 at 6%; with 50% employer match about $493,017 at 4% or $328,678 at 6%; with 100% employer match about $369,763 at 4% or $246,508 at 6%. |
| 2007 | 1 | 5 | $6,055,878 | $146,110 | $29,222iApproximate average salary by contribution assumption: employee only about $730,550 at 4% or $487,033 at 6%; with 50% employer match about $487,033 at 4% or $324,689 at 6%; with 100% employer match about $365,275 at 4% or $243,517 at 6%. |
| Financial Concepts Inc. Profit Sharing Plan | - | 5 | $6,055,878 | $146,110 | $29,222iApproximate average salary by contribution assumption: employee only about $730,550 at 4% or $487,033 at 6%; with 50% employer match about $487,033 at 4% or $324,689 at 6%; with 100% employer match about $365,275 at 4% or $243,517 at 6%. |
| 2006 | 1 | 5 | $5,584,250 | $133,541 | $26,708iApproximate average salary by contribution assumption: employee only about $667,705 at 4% or $445,137 at 6%; with 50% employer match about $445,137 at 4% or $296,758 at 6%; with 100% employer match about $333,853 at 4% or $222,568 at 6%. |
| Financial Concepts Inc. Profit Sharing Plan | - | 5 | $5,584,250 | $133,541 | $26,708iApproximate average salary by contribution assumption: employee only about $667,705 at 4% or $445,137 at 6%; with 50% employer match about $445,137 at 4% or $296,758 at 6%; with 100% employer match about $333,853 at 4% or $222,568 at 6%. |
| 2005 | 1 | 5 | $4,858,244 | $131,338 | $26,268iApproximate average salary by contribution assumption: employee only about $656,690 at 4% or $437,793 at 6%; with 50% employer match about $437,793 at 4% or $291,862 at 6%; with 100% employer match about $328,345 at 4% or $218,897 at 6%. |
| Financial Concepts Inc. Profit Sharing Plan | - | 5 | $4,858,244 | $131,338 | $26,268iApproximate average salary by contribution assumption: employee only about $656,690 at 4% or $437,793 at 6%; with 50% employer match about $437,793 at 4% or $291,862 at 6%; with 100% employer match about $328,345 at 4% or $218,897 at 6%. |
| 2004 | 1 | 5 | $4,327,629 | $107,917 | $21,583iApproximate average salary by contribution assumption: employee only about $539,585 at 4% or $359,723 at 6%; with 50% employer match about $359,723 at 4% or $239,816 at 6%; with 100% employer match about $269,793 at 4% or $179,862 at 6%. |
| Financial Concepts Inc. Profit Sharing Plan | - | 5 | $4,327,629 | $107,917 | $21,583iApproximate average salary by contribution assumption: employee only about $539,585 at 4% or $359,723 at 6%; with 50% employer match about $359,723 at 4% or $239,816 at 6%; with 100% employer match about $269,793 at 4% or $179,862 at 6%. |
| 2003 | 1 | 4 | $3,801,265 | $98,230 | $24,558iApproximate average salary by contribution assumption: employee only about $613,938 at 4% or $409,292 at 6%; with 50% employer match about $409,292 at 4% or $272,861 at 6%; with 100% employer match about $306,969 at 4% or $204,646 at 6%. |
| Financial Concepts Inc. Profit Sharing Plan | - | 4 | $3,801,265 | $98,230 | $24,558iApproximate average salary by contribution assumption: employee only about $613,938 at 4% or $409,292 at 6%; with 50% employer match about $409,292 at 4% or $272,861 at 6%; with 100% employer match about $306,969 at 4% or $204,646 at 6%. |
| 2002 | 1 | 4 | $0 | $0 | - |
| Financial Concepts Inc. Profit Sharing Plan | - | 4 | - | - | - |
| 2001 | 1 | 5 | $3,248,133 | $74,172 | $14,834iApproximate average salary by contribution assumption: employee only about $370,860 at 4% or $247,240 at 6%; with 50% employer match about $247,240 at 4% or $164,827 at 6%; with 100% employer match about $185,430 at 4% or $123,620 at 6%. |
| Financial Concepts Inc. Profit Sharing Plan | - | 5 | $3,248,133 | $74,172 | $14,834iApproximate average salary by contribution assumption: employee only about $370,860 at 4% or $247,240 at 6%; with 50% employer match about $247,240 at 4% or $164,827 at 6%; with 100% employer match about $185,430 at 4% or $123,620 at 6%. |
| 2000 | 1 | 4 | $3,281,918 | $57,372 | $14,343iApproximate average salary by contribution assumption: employee only about $358,575 at 4% or $239,050 at 6%; with 50% employer match about $239,050 at 4% or $159,367 at 6%; with 100% employer match about $179,288 at 4% or $119,525 at 6%. |
| Financial Concepts Inc. Profit Sharing Plan | - | 4 | $3,281,918 | $57,372 | $14,343iApproximate average salary by contribution assumption: employee only about $358,575 at 4% or $239,050 at 6%; with 50% employer match about $239,050 at 4% or $159,367 at 6%; with 100% employer match about $179,288 at 4% or $119,525 at 6%. |